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1. 发明申请

WO2015020835A2 ELECTRONIC PAYMENT TRANSPONDER 审中-公开
标题翻译：电子付款运输商
公开(公告)号：WO2015020835A2
公开(公告)日：2015-02-12
申请号：PCT/US2014/048594
申请日：2014-07-29
申请人： 1 OAK TECHNOLOGIES, LLC
发明人： RAYNER, Gary, A. , FINCH, Aaron , CENTER, Adam, D. , SCHWARTZ, Jeffrey, D.
CPC分类号： G06Q20/327 , G06Q20/20
摘要： A transponder for facilitating financial transaction communications is provided. The transponder includes a detector, a processing module, and a magnetic field source. The detector detects a first time varying magnetic field generated by a mobile electronic device. The first time varying magnetic field is encoded with financial account information. The processing module decodes the detected time varying magnetic field to recover the financial account information. The magnetic field source generates a second time varying magnetic field for detection by a magnetic read head of a point-of-sale terminal. The second time varying magnetic field is modulated with the recovered financial account information according to a sequence that corresponds to a standardized format for encoding a magnetic strip of a credit card readable by the magnetic read head of the point-of-sale terminal.
摘要翻译：提供了一种用于促进金融交易通信的转发器。应答器包括检测器，处理模块和磁场源。检测器检测由移动电子设备产生的第一时变磁场。第一次变化的磁场用金融帐户信息编码。处理模块对所检测的时变磁场进行解码以恢复金融账户信息。磁场源产生第二时变磁场，用于由销售点终端的磁性读取头进行检测。根据与销售点终端的磁性读取头可读取的信用卡的磁条进行编码的标准化格式对应的序列，利用所恢复的金融账户信息来调制第二时变磁场。

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