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1. 发明申请

WO2008148059A1 PAYMENT TERMINAL WITH HYBRID CARD READER 审中-公开
标题翻译：付款终端与混合卡读卡器
公开(公告)号：WO2008148059A1
公开(公告)日：2008-12-04
申请号：PCT/US2008/064788
申请日：2008-05-23
申请人： HYPERCOM CORPORATION , TARTAVULL, Philippe , HENRY, Chris
发明人： TARTAVULL, Philippe , HENRY, Chris
IPC分类号： G06K7/08
CPC分类号： G06K7/0004 , G06K2017/0067
摘要： A method of transferring a value to a smart card includes inserting a smart card into a reader and reading data from at least one of a chip located in said smart card and a magnetic stripe located on a surface of the smart card. The method also includes inputting a transaction request for said value, sending said request and said data to a processing center and receiving approval of said request. The method includes transmitting said value to said smart card, receiving by said smart card of said value, and storing said value on a contactless communication portion of said smart card.
摘要翻译：将值传送到智能卡的方法包括将智能卡插入读取器并从位于所述智能卡中的芯片中的至少一个和位于智能卡表面上的磁条读取数据。该方法还包括输入所述值的交易请求，将所述请求和所述数据发送到处理中心并接收所述请求的批准。该方法包括将所述值发送到所述智能卡，由所述智能卡接收所述值，并将所述值存储在所述智能卡的非接触通信部分上。

2. 发明申请

WO2008021581A2 SECURE ELECTRONIC TRANSACTION SYSTEM 审中-公开
标题翻译：安全电子交易系统
公开(公告)号：WO2008021581A2
公开(公告)日：2008-02-21
申请号：PCT/US2007/062603
申请日：2007-02-22
申请人： HYPERCOM CORPORATION , SANCHEZ, Javier , CHEUNG, Tk
发明人： SANCHEZ, Javier , CHEUNG, Tk
IPC分类号： G06Q10/00
CPC分类号： G06Q20/20
摘要： Systems and methods for the secure processing of electronic transactions are disclosed. In accordance with an exemplary embodiment, a system and method for the secure processing of electronic transactions comprises: receiving, by a POS terminal, information for a financial transaction card; receiving, by the POS terminal, information for a financial transaction; encrypting, by the POS terminal, the financial card information and the financial transaction information into a first encrypted message; transmitting the first encrypted message to a regional chassis; encrypting, by the regional chassis, the first encrypted message into a second encrypted message; transmitting the second encrypted message to a central chassis; decrypting, by the central chassis, the second encrypted message into a decrypted message; and transmitting the decrypted message to a host processor for authorization.
摘要翻译：公开了用于电子交易的安全处理的系统和方法。根据示例性实施例，用于电子交易的安全处理的系统和方法包括：由POS终端接收金融交易卡的信息; 由POS终端接收金融交易的信息; POS终端将金融卡信息和金融交易信息加密成第一加密消息; 将第一加密消息传输到区域机箱; 区域机箱将第一加密消息加密成第二加密消息; 将第二加密消息传输到中央机箱; 中央机箱将第二加密消息解密成解密消息; 并将解密后的消息发送给主处理器进行授权。

3. 发明申请

WO2010111655A1 KEYPAD MEMBRANE SECURITY 审中-公开
标题翻译：键盘膜安全
公开(公告)号：WO2010111655A1
公开(公告)日：2010-09-30
申请号：PCT/US2010/028920
申请日：2010-03-26
申请人： HYPERCOM CORPORATION , HENRY, Chris , SHUMATE, William
发明人： HENRY, Chris , SHUMATE, William
IPC分类号： G06F21/06
CPC分类号： G06F21/86
摘要： In an exemplary embodiment, a security sensor is present in a POS terminal between the keypad and a processor. The security sensor is configured to detect an unauthorized probe through the keypad and implement a security protocol. In an exemplary embodiment, the security sensor is a serpentine conductive circuit screen printed on the polyester film. The serpentine conductive circuit may cover almost all of the polyester film. For example, the serpentine conductive circuit may cover 90% to 100% of the film. Furthermore, in an exemplary embodiment, the serpentine conductive circuit limited to a section of the polyester film. For example, the serpentine conductive circuit may be on only of the film. This embodiment has the advantage of printing the serpentine conductive circuit on the critical security areas and leaving the non-critical areas with blank polyester film.
摘要翻译：在示例性实施例中，安全传感器存在于键盘和处理器之间的POS终端中。安全传感器被配置为通过键盘检测未授权的探测器并实现安全协议。在示例性实施例中，安全传感器是印刷在聚酯膜上的蛇形导电电路屏幕。蛇形导电电路可以覆盖几乎所有的聚酯膜。例如，蛇形导电电路可以覆盖90％至100％的膜。此外，在示例性实施例中，蛇形导电电路限于聚酯膜的一部分。例如，蛇形导电电路可以仅在膜上。该实施例具有在关键安全区域上印刷蛇形导电电路并且留下具有空白聚酯膜的非关键区域的优点。

4. 发明申请

WO2009143046A2 PAYMENT TERMINAL STYLUS WITH TOUCH SCREEN CONTACT DETECTION 审中-公开
标题翻译：付款终端STYLUS与触摸屏联系检测
公开(公告)号：WO2009143046A2
公开(公告)日：2009-11-26
申请号：PCT/US2009/044312
申请日：2009-05-18
申请人： HYPERCOM CORPORATION , HENRY, Chris
发明人： HENRY, Chris
IPC分类号： G06F3/033 , G06F3/041
CPC分类号： G06F3/03545
摘要： In an exemplary embodiment, a stylus operates with a capacitive touch screen only when the stylus tip is in contact with the touch screen. The stylus is used as a sensor to determine the location where a user is touching the surface of a capacitive touch screen, but is not active until the stylus tip is pressed against the touch screen. In an exemplary embodiment, pressing the stylus tip against the touch screen activates the stylus by creating a physical separation in the circuit and disconnecting the stylus tip from ground. When the stylus tip is no longer grounded, it becomes active and is able to operate with a capacitive touch screen. In an exemplary embodiment, signal attenuation may be performed by diverting the sense signal to ground via a capacitor or other electronic component.
摘要翻译：在示例性实施例中，仅当触控笔尖与触摸屏接触时，触笔与电容式触摸屏操作。触笔用作传感器以确定用户接触电容式触摸屏的表面的位置，但是在触针尖端被按压在触摸屏上之前不能激活。在示例性实施例中，将触针尖靠在触摸屏上通过在电路中产生物理分离并将触针尖与地断开来激活触控笔。当触控笔尖不再接地时，它会变为活动状态，并且能够使用电容式触摸屏进行操作。在示例性实施例中，可以通过经由电容器或其他电子部件将感测信号转移到地来执行信号衰减。

5. 发明申请

WO2007073522A2 SYSTEM AND METHOD TO PURCHASE APPLICATIONS BY A POINT OF SALE TERMINAL 审中-公开
标题翻译：通过销售终端购买应用程序的系统和方法
公开(公告)号：WO2007073522A2
公开(公告)日：2007-06-28
申请号：PCT/US2006/061024
申请日：2006-11-17
申请人： HYPERCOM CORPORATION , BOARDMAN, Gregory , MARTIN, Robert D.
发明人： BOARDMAN, Gregory , MARTIN, Robert D.
CPC分类号： G06Q20/123 , G06Q20/20
摘要： A system and method to allow users to purchase software applications for point of sale (POS) terminals from an application server via a network (e.g., the Internet) utilizing the POS terminal itself. One or more menus providing portals to available applications and their respective demonstration applications are provided to users on POS terminals. The demonstration applications may be directly downloaded from the application server onto the POS terminals. In addition, the user is able to purchase the application via the POS terminal either before or after the user has viewed/downloaded the demonstration application. After purchase, the application may be downloaded directly from the application server onto the POS terminal.
摘要翻译：一种允许用户通过使用POS终端本身的网络（例如因特网）从应用服务器购买销售点（POS）终端的软件应用的系统和方法。向POS终端上的用户提供一个或多个向可用应用程序提供门户的菜单及其各自的演示应用程序。演示应用程序可以直接从应用服务器下载到POS终端上。此外，用户能够在用户查看/下载演示应用之前或之后通过POS终端购买应用。购买后，应用程序可以直接从应用服务器下载到POS终端上。

6. 发明申请

WO2009046361A1 SERIAL DEVICE MANAGEMENT SYSTEM 审中-公开
标题翻译：串行设备管理系统
公开(公告)号：WO2009046361A1
公开(公告)日：2009-04-09
申请号：PCT/US2008/078831
申请日：2008-10-03
申请人： HYPERCOM CORPORATION , ARIF, Mohammad
发明人： ARIF, Mohammad
IPC分类号： H04K1/00
CPC分类号： H04L63/0853 , G06Q20/20 , G06Q30/06 , H04L2463/102
摘要： The serial device management system is a new and innovative method of aiding the deployment and troubleshooting of POS terminals serially connected to IP enabled devices. Various messages and other data may be sent through a pipe from the IP enabled device to a serially connected POS terminal. This will allow the POS terminal to behave as if it has a direct IP connection.
摘要翻译：串行设备管理系统是一种新颖创新的方法，可帮助串行连接到IP设备的POS终端的部署和故障排除。各种消息和其他数据可以通过管道从IP启用设备发送到串行连接的POS终端。这将允许POS终端的行为如同直接IP连接一样。

7. 发明申请

WO2008131133A2 METHODS AND SYSTEMS FOR SECURITY AUTHENTICATION AND KEY EXCHANGE 审中-公开
标题翻译：用于安全认证和密钥交换的方法和系统
公开(公告)号：WO2008131133A2
公开(公告)日：2008-10-30
申请号：PCT/US2008/060676
申请日：2008-04-17
申请人： HYPERCOM CORPORATION , WALTERS, Paul , ANDERSSON, Ulf
发明人： WALTERS, Paul , ANDERSSON, Ulf
IPC分类号： H04Q7/32
CPC分类号： H04L63/061 , G06Q20/3674 , G07F19/20 , G07F19/205 , G07G1/0018 , H04L9/0825 , H04L9/3263 , H04L9/3273 , H04L63/0823 , H04L2209/56 , H04L2463/061
摘要： This is for a payment device that may be constructed from separate modules in a secure fashion such that the aggregation of the modules constitutes an overall secure device without the use of additional covers, cases, or tamper-resistant housings. The methods and system are provided whereby the devices within a modular payment system can exchange data between each-other in a secure fashion. While data encryption is being used elsewhere, the present invention extends the security zone from each secure payment module within a modular device out over the cable to the next device. This allows the user to purchase payment device components, place them as they see fit, and not have to obtain certification on their end product as a POS-A level payment device.
摘要翻译：这适用于支付设备，该支付设备可以以安全的方式从分离的模块构建，使得模块的集合构成整体安全设备而不使用额外的盖子，箱子或防篡改外壳。提供了方法和系统，由此模块化支付系统内的设备可以以安全的方式在彼此之间交换数据。尽管在其他地方正在使用数据加密，但本发明将安全区从模块化设备内的每个安全支付模块通过电缆扩展到下一个设备。这允许用户购买支付设备组件，按照他们认为合适的地方放置它们，并且不必获得作为POS-A级支付设备的最终产品的认证。

8. 发明申请

WO2007121433A3 DUAL PURPOSE CARD READER 审中-公开
公开(公告)号：WO2007121433A3
公开(公告)日：2007-10-25
申请号：PCT/US2007/066774
申请日：2007-04-17
申请人： HYPERCOM CORPORATION , HENRY, Chris
发明人： HENRY, Chris
IPC分类号： G06K7/08
摘要： The present invention provides for a compact, portable POS terminal throught the co-location of a magnetic card slot (108) and a smart card entry slot (120).

9. 发明申请

WO2007076197A2 ELECTRONIC PAYMENT TERMINAL DIAGNOSTICS 审中-公开
标题翻译：电子支付终端诊断
公开(公告)号：WO2007076197A2
公开(公告)日：2007-07-05
申请号：PCT/US2006/061216
申请日：2006-11-22
申请人： HYPERCOM CORPORATION , WALTERS, Paul , BOARDMAN, Gregory , MARTIN, Robert
发明人： WALTERS, Paul , BOARDMAN, Gregory , MARTIN, Robert
IPC分类号： G06Q10/00
CPC分类号： H04L61/1511 , G07G1/14 , H04L12/66 , H04L29/12066 , H04L41/0677 , H04L43/0811 , H04L43/0864 , H04L43/50
摘要： The 'IP Diagnostics' software is a new and innovative method of aiding the deployment and troubleshooting of IP enabled POS terminals. Its purpose is to identify where a failure in the IP connection is occurring. The IP Diagnostics application does this by testing major failure points within the IP chain from the POS terminal to the host.
摘要翻译： “IP诊断”软件是一种新型创新的方法，可帮助支持IP的POS终端的部署和故障排除。其目的是确定IP连接发生故障的位置。 IP诊断应用程序通过测试从POS终端到主机的IP链中的主要故障点来执行此操作。

10. 发明申请

WO2006107973A3 MULTI-HEAD POINT OF SALE TERMINAL 审中-公开
公开(公告)号：WO2006107973A3
公开(公告)日：2006-10-12
申请号：PCT/US2006/012514
申请日：2006-04-05
申请人： HYPERCOM CORPORATION , HENRY, Chris
发明人： HENRY, Chris
IPC分类号： G06K7/08
摘要： The invention provides for multiple card orientations and multiple card directions of travel through use of multiple opposed magnetic stripe reader heads within a POS terminal card reader track. In one embodiment, the various opposed heads are offset along the card reader track. The POS terminal also accommodates smart card and contactless instrument readers and includes features for electronic signature capture, user display interaction, multi-tasking capabilities, check reading and age and identity verification.

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