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1. 发明申请

WO2014014806A1 DISAMBIGUATION OF MULTITOUCH GESTURE RECOGNITION FOR 3D INTERACTION 审中-公开
标题翻译：用于3D交互的多姿态姿态识别的分析
公开(公告)号：WO2014014806A1
公开(公告)日：2014-01-23
申请号：PCT/US2013/050454
申请日：2013-07-15
申请人： APPLE INC.
发明人： PIEMONTE, Patrick, S. , MOORE, Bradford, A. , CHEN, Billy, P.
IPC分类号： G06F3/0481 , G06F3/0484 , G06F3/0488
CPC分类号： G06F3/04883 , G06F3/017 , G06F3/04815 , G06F3/04845 , G06F3/0485 , G06F2203/04806 , G06F2203/04808
摘要： A multitouch device can interpret and disambiguate different gestures related to manipulating a displayed image of a 3D object, scene, or region. Examples of manipulations include pan, zoom, rotation, and tilt. The device can define a number of manipulation modes, including one or more single-control modes such as a pan mode, a zoom mode, a rotate mode, and/or a tilt mode. The manipulation modes can also include one or more multi-control modes, such as a pan/zoom/rotate mode that allows multiple parameters to be modified simultaneously.
摘要翻译：多点触摸设备可以解释和消除与操纵3D对象，场景或区域的显示图像相关的不同手势。操作的示例包括平移，缩放，旋转和倾斜。该装置可以定义多种操作模式，包括一个或多个单一控制模式，例如平移模式，缩放模式，旋转模式和/或倾斜模式。操作模式还可以包括一个或多个多重控制模式，例如允许同时修改多个参数的摇摄/缩放/旋转模式。

2. 发明申请

WO2013184384A2 MOBILE DEVICE WITH LOCALIZED APP RECOMMENDATIONS 审中-公开
标题翻译：具有本地化APP推荐的移动设备
公开(公告)号：WO2013184384A2
公开(公告)日：2013-12-12
申请号：PCT/US2013/042484
申请日：2013-05-23
申请人： APPLE INC.
发明人： SOTO MATAMALA, Leonardo A. , HUANG, Ronald K. , HERZ, Scott , SHIMADA, Tad
IPC分类号： G06F17/30
CPC分类号： G06F17/3087 , G06F17/30241 , G06F17/30554 , G06F17/3089 , H04L12/16 , H04L43/106 , H04M7/0024 , H04W4/02 , H04W4/021 , H04W4/21 , H04W8/18 , H04W12/02 , H04W40/242
摘要： Mobile devices can provide app recommendations that are relevant to a location of interest. A localized app recommendation can be triggered (e.g., by a mobile device coming within a threshold distance of an application hotspot or some other user action). A location of interest can be determined. The location of interest can be the current location of the mobile device or another location (e.g., the destination in a mapping app). Using the location of interest, a localized application ranking database with app hotspot data can be queried with location data representing the location of interest. App recommendations can be received and displayed on the mobile device. Icons for apps that are relevant to the location of interest can be visually distinguished from other apps.
摘要翻译：移动设备可以提供与感兴趣的位置相关的应用建议。可以触发本地化的应用程序推荐（例如，通过移动设备进入应用程序热点或其他用户操作的阈值距离内）。可以确定感兴趣的位置。感兴趣的位置可以是移动设备或另一位置（例如，映射应用中的目的地）的当前位置。使用感兴趣的位置，可以使用表示感兴趣位置的位置数据查询具有应用程序热点数据的本地化应用程序排名数据库。可以在移动设备上接收并显示应用程序建议。与感兴趣的位置相关的应用程序的图标可以与其他应用程序进行视觉区分。

3. 发明申请

WO2012162192A1 IDENTFYING AND LOCATING USERS ON A MOBILE NETWORK 审中-公开
标题翻译：在移动网络上定位和定位用户
公开(公告)号：WO2012162192A1
公开(公告)日：2012-11-29
申请号：PCT/US2012/038718
申请日：2012-05-18
申请人： APPLE INC. , PAI, Raghu , HURLEY, Timothy, S. , GAUTIER, Patrice, Olivier , NARAYANAN, Karthik , PARTHASARATHI, Murthy , VERON, Maxime
发明人： PAI, Raghu , HURLEY, Timothy, S. , GAUTIER, Patrice, Olivier , NARAYANAN, Karthik , PARTHASARATHI, Murthy , VERON, Maxime
IPC分类号： H04M11/04
CPC分类号： H04W4/023 , G01S5/0072 , H04L69/28 , H04W4/02 , H04W64/00 , H04W64/006 , Y02D70/1222 , Y02D70/142 , Y02D70/146 , Y02D70/164
摘要： A system and method of locating "friends" having mobile devices connected to a network and associated with a user account is disclosed. The method includes sending a request to a mobile device, the mobile device determining its present geographic location and responding to the requestor with this information. This information may be in the form of a coordinate location such as a GPS location or it may be in the form of a name that the mobile device owner assigned to a particular area (e.g., "home"). Having this location information, a user is able to view the location of the friend that is associated with the mobile device.
摘要翻译：公开了一种具有连接到网络并与用户帐户相关联的移动设备的“朋友”的系统和方法。该方法包括向移动设备发送请求，移动设备确定其当前地理位置并且利用该信息来响应请求者。该信息可以是诸如GPS位置的坐标位置的形式，或者其可以是移动设备所有者分配给特定区域（例如，“家”）的名称的形式。具有该位置信息，用户能够查看与移动设备相关联的朋友的位置。

4. 发明申请

WO2012092293A2 MIXED MODE TRANSACTION PROTOCOL 审中-公开
标题翻译：混合模式交易协议
公开(公告)号：WO2012092293A2
公开(公告)日：2012-07-05
申请号：PCT/US2011/067421
申请日：2011-12-27
申请人： VISA INTERNATIONAL SERVICE ASSOCIATION , HAMMAD, Ayman , FAITH, Patrick
发明人： HAMMAD, Ayman , FAITH, Patrick
IPC分类号： H04W92/18 , G06Q20/10 , H04W88/02
CPC分类号： G06Q20/32 , G06Q20/20 , G06Q20/382 , G06Q20/425
摘要： As opposed to using one type of technology from the beginning of a transaction to the end of a transaction at the point of sale, embodiments of the present invention are related to useful techniques for conducting mixed mode transactions. A mixed mode transaction combines at least two modes of communication used in transaction processing. A transaction may start by initiating the transaction using a first communication mode between a first device and a second device. The first device may be a consumers mobile device, and the device may be a merchant access device or point of sale terminal. To continue the transaction, a second mode of communication may be initiated. The second mode of communication may be dependent on the first mode or independent. The first and second modes of communication may operated simultaneously. The first and second communications modes may be a physical interaction-based mode, a contact or contactless chip mode, a Bluetooth mode, a WiFi mode, an infrared (IR) mode, or any other suitable communication mode.
摘要翻译：与在销售点从交易开始到交易结束使用一种类型的技术相反，本发明的实施例涉及用于进行混合模式交易的有用技术。混合模式事务将事务处理中使用的至少两种通信模式相结合。事务可以通过在第一设备和第二设备之间使用第一通信模式启动事务来开始。第一设备可以是消费者移动设备，并且设备可以是商家接入设备或销售点终端。为了继续交易，可以启动第二种通信模式。第二种通信模式可能取决于第一种模式或独立的。第一和第二种通信模式可以同时运行。第一和第二通信模式可以是基于物理交互的模式，联系人或非接触芯片模式，蓝牙模式，WiFi模式，红外（IR）模式或任何其他合适的通信模式。

5. 发明申请

WO2011130422A2 MOBILE PHONE AS A SWITCH 审中-公开
标题翻译：移动电话作为开关
公开(公告)号：WO2011130422A2
公开(公告)日：2011-10-20
申请号：PCT/US2011/032343
申请日：2011-04-13
申请人： VISA INTERNATIONAL SERVICE ASSOCIATION , DIMMICK, James
发明人： DIMMICK, James
IPC分类号： G06Q30/00 , G06Q20/00 , G06Q50/00 , H04W4/12 , G06K9/18
CPC分类号： G06Q20/32 , G06Q20/12 , G06Q20/3276 , G06Q20/383 , G06Q20/40 , G06Q30/06
摘要： Embodiments of the streamlined payment system described herein are directed to a consumer mobile device (e.g., a mobile phone) that sends transaction details for authorization, instead of the merchant sending the transaction details for authorization. This eliminates the need to present the consumer's payment account information to the merchant. The transaction details may include an amount and merchant payment initiation information. In one embodiment, the consumer mobile device may directly contact an issuer without using a traditional payment processing network. The issuer may then approve or deny the transaction and communicate directly with the issuer, merchant, or merchant's acquirer. In one embodiment, transaction details may need to be communicated from a computing device (e.g., a PC) operated by the consumer that is not collocated with the merchant. In this embodiment, the transaction details may be encoded into a particular format that can be received and read by the consumer's mobile device. The format may be a transaction details identifier or a transaction details data payload. The transaction details identifier or transaction details data payload may be an SMS or MMS message, barcode, watermarked image, or manual identifier that represents the transaction details. The SMS/MMS message with transaction details payload or identifier may be received by the mobile device. The barcode, text image, or watermarked image may be read using the mobile device's camera or other input means.
摘要翻译：本文描述的简化支付系统的实施例针对发送用于授权的交易细节的消费者移动设备（例如，移动电话），而不是商家发送用于授权的交易细节。这消除了将消费者的支付帐户信息呈现给商家的需要。交易细节可以包括金额和商家支付发起信息。在一个实施例中，消费者移动设备可以直接联系发行者而不使用传统的支付处理网络。然后，发行人可以批准或拒绝交易，并直接与发行人，商家或商户的收单方沟通。在一个实施例中，交易细节可能需要从与商户并列的消费者操作的计算设备（例如，PC）传送。在该实施例中，交易细节可以被编码成消费者的移动设备可以被接收和读取的特定格式。格式可以是事务细节标识符或事务细节数据有效载荷。交易详细信息标识符或交易细节数据有效负载可以是表示交易细节的SMS或MMS消息，条形码，水印图像或手动标识符。具有交易详细信息有效载荷或标识符的SMS / MMS消息可以由移动设备接收。条形码，文本图像或水印图像可以使用移动设备的相机或其他输入装置来读取。

6. 发明申请

WO2011126874A2 EVENT ACCESS WITH DATA FIELD ENCRYPTION FOR VALIDATION AND ACCESS CONTROL 审中-公开
标题翻译：事件访问用于验证和访问控制的数据字段加密
公开(公告)号：WO2011126874A2
公开(公告)日：2011-10-13
申请号：PCT/US2011/030475
申请日：2011-03-30
申请人： VISA INTERNATIONAL SERVICE ASSOCIATION , DE OLIVEIRA, Marcelo Gomes , JATOBA, Percival
发明人： DE OLIVEIRA, Marcelo Gomes , JATOBA, Percival
CPC分类号： G06Q20/3823 , G06Q20/382 , G06Q20/40
摘要： The utility of a portable consumer device is extended by allowing account holders the ability to gain entry into access-controlled venues (e.g., baseball or soccer game, cinema, public transit) using a portable consumer device that is associated with an account that was used to purchase the admission or tickets to the event at the access-controlled venue. Techniques disclosed allow cardholder authentication in a non-payment setting that enables cardholders access to a location or a specific event. A first validation cryptogram is generated in the purchase cycle and is stored. A second validation cryptogram is generated in the validation cycle at the venue. If the second validation cryptogram matches the first validation cryptogram, the consumer is granted access. Validation cryptograms may be based on input data that is specific to the payment card holder (e.g., primary account number), specific to the ticket selling merchant (e.g., merchant identifier), specific to the event (e.g., event identifier, date/time, location, etc.), and/or specific to the transaction (e.g., authorization code from a payment network). Based on the input data, validation cryptograms may be generated using encryption, hashing, a combination of encryption and hashing, and/or other operations on the input data.
摘要翻译：通过允许帐户持有人使用与所使用的帐户相关联的便携式消费者设备来进入访问控制场所（例如，棒球或足球游戏，电影，公共交通）的能力来扩展便携式消费者设备的效用在访问控制的场地购买活动的入场券或门票。公开的技术允许持卡人在不支付设置中进行认证，使得持卡人能够访问某个位置或特定事件。在购买周期中生成第一个验证密码并存储。在场地的验证周期中产生第二个验证密码。如果第二个验证密码符合第一个验证密码，则授予访问权限。验证密码可以基于特定于特定于事件的票销售商（例如，商家标识符）的特定于支付卡持有者（例如，主帐号）的输入数据（例如，事件标识符，日期/时间，位置等）和/或特定于交易（例如，来自支付网络的授权码）。基于输入数据，可以使用加密，散列，加密和散列的组合以及/或对输入数据的其他操作来生成验证密码。

7. 发明申请

WO2011066381A2 TRANSACTION USING A MOBILE DEVICE WITH AN ACCELEROMETER 审中-公开
标题翻译：使用具有加速度计的移动设备的交易
公开(公告)号：WO2011066381A2
公开(公告)日：2011-06-03
申请号：PCT/US2010/057997
申请日：2010-11-24
申请人： VISA INTERNATIONAL SERVICE ASSOCIATION , FAITH, Patrick , CARLSON, Mark , HAMMAD, Ayman , REWIS, Ben , KOGANTI, Kris
发明人： FAITH, Patrick , CARLSON, Mark , HAMMAD, Ayman , REWIS, Ben , KOGANTI, Kris
IPC分类号： G06Q20/00 , G01P15/00
CPC分类号： G06F1/1694 , G06F21/40 , G06Q20/10 , G06Q20/32 , G06Q20/3224 , G06Q20/389 , G06Q20/40 , G06Q20/4016 , G06Q20/42 , H04W12/08
摘要： Embodiments of the invention may use a first accelerometer to measure first acceleration data of a first device. Other interaction data, including time data and geographic location data, generated by the first device may also be recorded. First acceleration data is compared by a remote server computer to second acceleration data generated by a second accelerometer in a second device. If the first and second accelerometer data are substantially equal, it can be determined that the devices have interacted and communications can be initiated. After communications are initiated, a financial transaction is conducted. Accelerometer data may be stored and/or used as part of the authentication process in a payment processing network. Other embodiments of the invention use the accelerometer to generate movement security data to make financial transaction more secure. Accelerometer data is used for authentication, security, encryption, session keys, non-repudiation, or fraud protection.
摘要翻译：本发明的实施例可以使用第一加速度计来测量第一装置的第一加速度数据。还可以记录由第一设备产生的其他交互数据，包括时间数据和地理位置数据。第一加速度数据由远程服务器计算机与由第二装置中的第二加速度计产生的第二加速度数据进行比较。如果第一和第二加速度计数据基本上相等，则可以确定设备已经相互作用并且可以启动通信。通信发起后，进行金融交易。加速度计数据可以被存储和/或用作支付处理网络中认证过程的一部分。本发明的其他实施例使用加速度计来产生运动安全数据以使金融交易更加安全。加速度计数据用于认证，安全性，加密，会话密钥，不可否认性或欺诈保护。

8. 发明申请

WO2013086414A1 METHOD AND SYSTEM FOR SIGNATURE CAPTURE 审中-公开
标题翻译：用于签名的方法和系统
公开(公告)号：WO2013086414A1
公开(公告)日：2013-06-13
申请号：PCT/US2012/068569
申请日：2012-12-07
申请人： VISA INTERNATIONAL SERVICE ASSOCIATION
发明人： SHIN, Scott H. , SHENKER, Gavin , DEIBERT, Douglas Stephen
IPC分类号： G06Q20/34 , H04N21/478
CPC分类号： G06Q20/40 , G06F3/017 , G06Q20/389 , G06Q20/40145 , H04N5/44582 , H04N21/2543 , H04N21/25875 , H04N21/4126 , H04N21/42222 , H04N21/4223 , H04N21/441 , H04N21/44218 , H04N21/47805 , H04N21/47815 , H04N21/6175 , H04N21/654 , H04N21/6582
摘要： Advanced internet-connected devices, such as smart TVs, can be used for conducting online transactions. Online transactions often lack an effective mechanism to prevent repudiation of the transaction. Signature data, representative of a consumer's signature motion, may be captured by a signature capture device. The signature capture device can be the smart TV or a device associated with the smart TV (e.g., a remote controller). The signature device can also be a security token. The signature data may be processed, stored, and/or transmitted for later use. The representation of the consumer's signature provides a non-repudiation mechanism similar in function to that of a consumer's actual handwritten signature on a credit card or debit card receipt.
摘要翻译：高级互联网连接设备（如智能电视）可用于进行在线交易。在线交易往往缺乏有效的机制来防止交易的抵销。代表消费者签名运动的签名数据可以由签名捕获设备捕获。签名捕获设备可以是智能电视或与智能电视（例如，遥控器）相关联的设备。签名设备也可以是安全令牌。签名数据可以被处理，存储和/或发送以备以后使用。消费者签名的表示提供了类似于消费者在信用卡或借记卡收据上的实际手写签名的功能的不可否认机制。

9. 发明申请

WO2011066395A2 INTERACTION TERMINAL 审中-公开
标题翻译：交互终端
公开(公告)号：WO2011066395A2
公开(公告)日：2011-06-03
申请号：PCT/US2010/058014
申请日：2010-11-24
申请人： VISA INTERNATIONAL SERVICE ASSOCIATION , FAITH, Patrick , CARLSON, Mark , HAMMAD, Ayman , REWIS, Ben , KOGANTI, Kris
发明人： FAITH, Patrick , CARLSON, Mark , HAMMAD, Ayman , REWIS, Ben , KOGANTI, Kris
IPC分类号： G06Q20/00 , G06Q40/00 , G01P15/00 , H04W4/02
CPC分类号： G06F1/1694 , G06F21/40 , G06Q20/10 , G06Q20/32 , G06Q20/3224 , G06Q20/389 , G06Q20/40 , G06Q20/4016 , G06Q20/42 , H04W12/08
摘要： Embodiments of the present invention are directed to systems, apparatuses and methods for using a mobile device with an accelerometer to conduct a financial transaction by making contact with an interaction terminal, thereby generating interaction data that is representative of the physical contact between the mobile device and the interaction terminal. The mobile device may be a mobile phone. The interaction terminal may be a point of sale terminal, access point device, or any other stationary (i.e., in a fixed position) device positioned at a line, door, gate, or entrance. A mobile device with an accelerometer physically contacts the interaction terminal. The interaction terminal flexes, recoils, or moves and generates interaction data (e.g., accelerometer, location, time data, etc.) representative of the physical interaction between the mobile device and the interaction terminal. A server computer determines, based on interaction data, that the mobile device and the interaction terminal made physical contact. After determining that the mobile device and the interaction terminal made contact, communication may be initiated between the devices. Communications may relate to processing a payment transaction using a payment processing network.
摘要翻译：本发明的实施例针对用于使用具有加速度计的移动设备通过与交互终端进行接触来进行金融交易，从而生成交互数据的系统，装置和方法，所述交互数据代表移动设备与交互终端之间的物理接触。移动设备可以是移动电话。交互终端可以是销售点终端，接入点设备或位于线路，门，入口或入口处的任何其他固定（即位于固定位置）设备。具有加速度计的移动设备物理接触交互终端。交互终端弯曲，反冲或移动并生成表示移动设备与交互终端之间的物理交互的交互数据（例如，加速计，位置，时间数据等）。服务器计算机基于交互数据确定移动设备和交互终端进行了物理接触。在确定移动设备和交互终端联系之后，可以在设备之间发起通信。通信可能涉及使用支付处理网络处理支付交易。

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