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71. 发明申请

WO2002097575A2 SYSTEM AND METHOD FOR A PREPAID CARD ISSUED BY A FOREIGN FINANCIAL INSTITUTION 审中-公开
标题翻译：外国财务机构发行的预付卡系统和方法
公开(公告)号：WO2002097575A2
公开(公告)日：2002-12-05
申请号：PCT/US2002/016745
申请日：2002-05-24
申请人： AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.
发明人： HOBBS, Chris , PARK, Grace , RUBINSHTEIN, Tomer
IPC分类号： G06F
CPC分类号： G06Q20/381 , G06Q20/04 , G06Q20/10 , G06Q20/1085 , G06Q20/20 , G06Q20/28 , G06Q20/367 , G06Q20/3672 , G06Q40/00
摘要： A system and method for providing a reloadable prepaid card account maintained by a foreign financial institution is provided. The foreign financial institution is provided with a domestic payment network authorization code, such as the bank identification number approved by the American Banking Association. The BIN along with a prepaid account number is loaded onto a prepaid card corresponding to the prepaid account. A prepaid cardholder may present the prepaid card to a merchant system for completion of a transaction request. The merchant system may be accessed domestically and may recognize the BIN as belonging to the foreign financial institution authorized to transact business on the merchant's domestic payment network. The merchant may seek satisfaction of the transaction request by submitting the transaction request to an acquirer which may forward the transaction request to the foreign financial institution for processing. The foreign financial institution may provide funds to the merchant system to satisfy the transaction request, and the provided funds may be converted to the currency of the country in which the merchant system is accessed by the prepaid cardholder.
摘要翻译：提供了一种用于提供由外国金融机构维护的可重新加载的预付卡账户的系统和方法。向外国金融机构提供国内支付网络授权码，如美国银行业协会批准的银行身份证号码。 BIN以及预付帐号加载到与预付帐户对应的预付卡上。预付卡持卡人可以向商家系统呈现预付卡以完成交易请求。商家系统可以在国内进行访问，并且可以将BIN识别为属于在商户国内支付网络上授权交易业务的外国金融机构。商户可以通过将交易请求提交给可以将交易请求转交给外国金融机构进行处理的交易请求来满足交易请求。外国金融机构可以向商家系统提供资金以满足交易请求，所提供的资金可以转换为预付持卡人访问商家系统的国家/地区的货币。

72. 发明申请

WO2002079925A2 SYSTEM AND METHOD FOR NETWORKED LOYALTY PROGRAM 审中-公开
标题翻译：网络化方案的系统与方法
公开(公告)号：WO2002079925A2
公开(公告)日：2002-10-10
申请号：PCT/US2002/008408
申请日：2002-03-18
申请人： AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.
发明人： VOLTMER, Theodore, S. , ARIFF, Fauziah, B.
IPC分类号： G06F
CPC分类号： G06Q30/0226 , B01J23/6562 , B01J23/8913 , B01J37/0205 , B01J37/0226 , G06Q20/042 , G06Q20/208 , G06Q30/02 , G06Q30/0208 , G06Q30/0209 , G06Q30/0211 , G06Q30/0217 , G06Q30/0219 , G06Q30/0224 , G06Q30/0225 , G06Q30/0227 , G06Q30/0228 , G06Q30/0229 , G06Q30/0232 , G06Q30/0233 , G06Q30/0235 , G06Q30/0236 , G06Q30/0238 , G06Q30/0267 , G06Q30/0269 , G06Q30/0283 , G06Q30/0601 , G06Q30/0613 , G06Q40/12 , G07F17/3255
摘要： The present invention provides a system for implementing a loyalty program on a network-wide level. The system associates UPC and SKU data on a network level to reward consumers and/or to analyze the data for a variety of business purposes, such as market segmentation analyses and/or analyses relating to consumer spending behaviors or patterns for example. In accordance with one aspect of the invention, the association of UPC and SKU data by the system facilitates implementation of an incentive or loyalty program by providing a universal rewards currency. This universal rewards currency may be "spent" by participants who have earned rewards and accepted by the other participants in the multi-tiered network created by the system. The network may comprise any number of participants, including consumers, retailers (and any of their employees), manufacturers, third-party providers, and the like. In accordance with another aspect of the invention, the association of UPC and SKU data by the system facilitates data analysis on a network level based upon several factors, including a consumer ID, consumer profile, retailer ID, SKU number, UPC, manufacturer ID, and/or the like. The system may compile any of the above data across multiple entities for the purpose of data analysis, such as analyses which may be employed in strategic planning and marketing for example.
摘要翻译：公开了一种在网络范围内实现忠诚度计划的系统（100）。系统在网络级别上关联UPC和SKU数据，以奖励消费者和/或为各种业务目的分析数据。根据本发明的一个方面，系统的UPC和SKU数据的关联通过提供通用的奖励货币来促进激励或忠诚度计划的实现。这种普遍奖励可能是由系统创建的多层网络中的其他参与者获得奖励并接受的参与者“花费”的。网络可以包括任何数量的参与者，包括消费者（118），零售商（104），制造商（106）和第三方提供商。此外，系统的UPC和SKU数据的关联基于几个因素促进了网络级的数据分析。为了数据分析的目的，系统可以跨多个实体编译任何上述数据。

73. 发明申请

WO2022076113A1 RISK-VALUE HEALTHCARE DELIVERY SYSTEM AND METHOD 审中-公开
公开(公告)号：WO2022076113A1
公开(公告)日：2022-04-14
申请号：PCT/US2021/048716
申请日：2021-09-01
申请人： SPIERS, Shane, Ryan
发明人： SPIERS, Shane, Ryan
IPC分类号： G16H50/30 , G16H50/70 , G16H10/40 , G16H10/60 , G16H40/20 , G16H40/63
摘要： The system determines reimbursements to healthcare providers that provide care based on a novel risk-value reimbursement model, wherein the care is based on a patient risk score and the quality of care delivered. The system and method may include the process of obtaining variables of patient health data for a patient; determining a rank order correlation of the variables with an adverse health outcome; determining a risk score for the patient; sorting patient panels based on the risk score for each patient in the patient panel; determining a lower amount of time on a timer for a chart for the patient, in response to the risk score for the patient being higher than other risk scores for other patients in the patient panel; and resetting the timer, in response to an action by a provider.

74. 发明申请

WO2020242876A1 DRESSINGS, SYSTEMS AND METHODS FOR PHLEBITIS DETECTION 审中-公开
公开(公告)号：WO2020242876A1
公开(公告)日：2020-12-03
申请号：PCT/US2020/033958
申请日：2020-05-21
申请人： SMITHS MEDICAL ASD, INC.
发明人： GORAL, David, J. , MUSKATELLO, James, M.
IPC分类号： A61F13/02 , A61B1/06 , A61B5/1455 , A61B17/03 , A61M36/02
摘要： A medical dressing comprises at least one light source and at least one light sensor fixedly attached to a substrate and configured to measure a reddening of a portion of skin as an early indicator of phlebitis around the wound site. A method of phlebitis detection and monitoring comprises covering a wound site with a medical dressing comprising at least one light source and at least one light sensor such that the wound site is situated between the two, and whereby reddening of the skin is monitored by analyzing light reflected off the skin.

75. 发明申请

WO2020181229A1 CATHETER INSERTION DEVICE WITH IMPROVED FLASHBACK RESPONSE 审中-公开
公开(公告)号：WO2020181229A1
公开(公告)日：2020-09-10
申请号：PCT/US2020/021485
申请日：2020-03-06
申请人： SMITHS MEDICAL ASD, INC.
发明人： EBNER, Timothy , FELICITO, Kathryn , CHHEDA, Harsh
IPC分类号： A61M25/00 , A61M5/14 , A61M5/158 , A61M5/32 , A61M25/06
摘要： In various embodiments, an improved catheter insertion device is described that provides an improved flashback response and use for deep vein access. In various embodiments, the improved flashback response comprises two separate and distinct flash events, the first indicating insertion of a cannula in a blood vessel, and a second indicating insertion of a catheter in the blood vessel. The two flash responses are made possible by a combination of features provided on the cannula, such as including a view window in the cannula and a flat relief portion on the outer surface of the cannula at the distal opening.

76. 发明申请

WO2020154368A1 ANALYSIS OF ANTIMICROBIAL COATINGS USING XRF 审中-公开
公开(公告)号：WO2020154368A1
公开(公告)日：2020-07-30
申请号：PCT/US2020/014561
申请日：2020-01-22
申请人： ALLIED BIOSCIENCE, INC.
发明人： ASGARI, Parham , FANG, Jie , GROSSMAN, Gavri , EL-SAYED, Maha
IPC分类号： G01N23/223 , G01B15/02 , G01N23/2202
摘要： A method of quantifying an antimicrobial coatings using a handheld XRF analyzer is disclosed. The method provides an estimate of the expected level of antimicrobial efficacy for a thin film comprising silicon and/or titanium by obtaining a 14 Si or 22 T1 peak intensity using XRF spectroscopy and converting the obtained 14 Si or 22 T1 peak intensity to the expected level of efficacy using a calibration curve. A properly calibrated handheld XRF analyzer allows a user to assess the viability of antimicrobial coatings in the field, such as in a hospital where various fomites may be coated with silane and/or titanium compositions.

77. 发明申请

WO2019074582A1 SYSTEMS AND METHODS FOR LOYALTY POINT DISTRIBUTION 审中-公开
公开(公告)号：WO2019074582A1
公开(公告)日：2019-04-18
申请号：PCT/US2018/047640
申请日：2018-08-23
申请人： AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.
发明人： DURVASULA, Sastry , FERENCZI, Andras , NAIK, Harish , SUBRAHMANYAM, Vishnuvajhala
IPC分类号： G06F9/54 , G06F17/30 , G06F21/62 , G06Q20/36 , G06Q20/38 , G06Q20/40
摘要： A blockchain-based loyalty point system may include a blockchain API host that receives a request to transfer an amount of loyalty points from a first customer account to a second customer account. The system may validate the request by performing a cryptographic operation on the request using a public key associated with the first customer account. The system may also propagate a proposal to consensus participants for writing to a blockchain, wherein the proposal comprises the first customer account, the second customer account, and the amount of loyalty points. The system may also receive an exchange request from a loyalty wallet associated with the second customer account, validate the exchange request by performing the cryptographic operation on the exchange request using a public key, and propagate an exchange proposal to the consensus participants for writing to the blockchain.

78. 发明申请

WO2019046410A4 CLOUD-BASED IMAGE ACCESS SYSTEMS AND METHODS 审中-公开
公开(公告)号：WO2019046410A4
公开(公告)日：2019-03-07
申请号：PCT/US2018/048520
申请日：2018-08-29
申请人： MYMEDICALIMAGES.COM, LLC
发明人： BERG, Troy
IPC分类号： G06F17/30 , G06F17/60 , G06F19/00 , G06K9/00 , G06T1/00 , H04L12/56
摘要： The system may include a method comprising requesting, by a computer, a receiver identifier associated with a receiver; receiving, by the computer, the receiver identifier in association with content; constructing, by the computer, a URL link comprising access to DICOM viewer code, DICOM data for the selected images, a sender identifier and the receiver identifier; generating, by the computer, a notification to the receiver, wherein the notification includes the URL link; and transmitting, by the computer, the notification to a receiver based on the receiver identifier.

79. 发明申请

WO2018187577A2 RECOIL BALANCING CATHETER 审中-公开
公开(公告)号：WO2018187577A2
公开(公告)日：2018-10-11
申请号：PCT/US2018/026266
申请日：2018-04-05
申请人： SMITHS MEDICAL ASD, INC.
发明人： AKCAY, Gursel , CHHEDA, Harsh, D. , KOEHLER, Thomas, T.
IPC分类号： A61M25/00
CPC分类号： A61M25/007 , A61M5/158 , A61M5/3291 , A61M25/003 , A61M2025/004 , A61M2025/0073
摘要： The present disclosure describes various catheters that address potential recoil issues. Such catheter may contain multiple lumens that allow for the discharge of infusants a various points on the catheter distal end. Further, multiple openings may be present on the distal end of the catheter. The openings can be covered with a membrane that ruptures at a designated flow pressure. The catheter tip can contain blind holes that remain covered, and are only opened to become active when required. Such catheters can allow for multiple infusant flow exits, rather than a singular steady jet exiting the distal end of the catheter.

80. 发明申请

WO2009082409A1 COMPUTER SYSTEM AND COMPUTER-IMPLEMENTED METHOD FOR SELECTING INVOICE SETTLEMENT OPTIONS 审中-公开
标题翻译：计算机系统和计算机实现方法，用于选择发票安置选项
公开(公告)号：WO2009082409A1
公开(公告)日：2009-07-02
申请号：PCT/US2007/088820
申请日：2007-12-26
申请人： AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC. , ANDERSON, Matthew, V. , LAUFER, Greg, A. , DYE, Jeffrey, R.
发明人： ANDERSON, Matthew, V. , LAUFER, Greg, A. , DYE, Jeffrey, R.
IPC分类号： H04K1/00
CPC分类号： G06Q20/14 , G06Q30/06
摘要： A method of operating a computer system includes storing attributes of a buying organization, vendors, invoices and/or line-item details from invoices in one or more databases. Rules are established for selecting settlement options for the invoices. The rules are applied such that the computer system selects a first one of the settlement options to settle a first one of the invoices rendered by one of the vendors, and the computer system selects a second one of the settlement options to settle a second one of the invoices rendered by that vendor.
摘要翻译：操作计算机系统的方法包括从一个或多个数据库中的发票存储购买组织的属性，供应商，发票和/或行项目细节。建立了用于选择发票结算方案的规则。应用规则使得计算机系统选择第一个结算选项来解决其中一个供应商呈现的第一个发票，并且计算机系统选择第二个结算选项以结算第二个该供应商提供的发票。

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