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11. 发明申请

WO2011057092A3 ENCRYPTION SWITCH PROCESSING 审中-公开
标题翻译：加密切换处理
公开(公告)号：WO2011057092A3
公开(公告)日：2011-08-04
申请号：PCT/US2010055652
申请日：2010-11-05
申请人： VISA INT SERVICE ASS , REED JUDSON , FAITH PATRICK , REWIS BEN
发明人： REED JUDSON , FAITH PATRICK , REWIS BEN
IPC分类号： G06Q20/00
CPC分类号： G06Q20/3829 , G06Q20/20 , G06Q20/383 , G06Q20/40 , G06Q20/401 , H04L9/3226 , H04L9/3234 , H04L2209/56
摘要： Techniques for eliminating the need for merchants and acquirers to conduct Payment Card Industry ("PCI") security audit procedures are provided. Merchants and acquirers can eliminate the operating expenses associated with conducting audits to ensure compliance with PCI Data Security Standards ("DSS"), while at the same time ensuring that cardholders' data remains secure, thus protecting the cardholders from fraudulent transactions. System security is further enhanced through the use of per transaction audits, with the scope of the audit being directly between the Point of Sale (POS) terminal and the payment processing network. PCI DSS compliance can thus be assured on a per transaction basis, as opposed to only ensuring compliance generally for a merchant or acquirer on a periodic basis. Per transaction PCI DSS compliance is assured, while at the same time eliminating the need for merchants or acquirers to conduct compliance audits.
摘要翻译：提供了消除对商户和收货方进行支付卡行业（“PCI”）安全审计程序的技术。商户和收购方可以消除与执行审计相关的运营费用，以确保符合PCI数据安全标准（“DSS”），同时确保持卡人的数据保持安全，从而保护持卡人免受欺诈性交易。通过使用每笔交易审计进一步提高系统安全性，审计范围直接在销售点（POS）终端和支付处理网络之间。因此，可以在每个交易的基础上确保PCI DSS合规性，而不仅仅是确保一般对商家或收单者定期遵守。每笔交易PCI DSS合规性得到保证，同时不需要商家或收单方进行合规性审核。

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