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11. 发明申请

WO2023278121A1 CONSTANT-TIME CASCADING DELETION OF RESOURCES 审中-公开
公开(公告)号：WO2023278121A1
公开(公告)日：2023-01-05
申请号：PCT/US2022/032898
申请日：2022-06-09
申请人： STRIPE, INC.
发明人： HUANG, Ji , DHOOT, Tushar
IPC分类号： H04L67/1074 , G06Q30/016 , H04L67/025
摘要： A method and apparatus for deleting resources are described. In one embodiment, the method comprises: detecting, by a network commerce system, a deletion request in a first message sent over a network as an electronic communication to delete a first resource; identifying one or more additional resources that have a hierarchical relationship to the first resource, including identifying one or more child resources related the first resource, the one or more child resources being in a parent-child relationship with the first resource as the parent; causing a module of the network commerce system to perform a delete action with respect to the first resource, where the delete action deletes the first resource and causes the one or more child resources to be deleted in the future and to appear deleted when receiving access requests prior to deletion of the one or more child resources; detecting, by the network commerce system, an access request in a second message sent over the network as an electronic communication to access one child resource of the one or more child resources after deletion of the first resource but prior to deletion of the one child resource; determining, in response to the access request, if the first resource has been deleted; and denying access to the one child resource if the first resource is determined to have been deleted.

12. 发明申请

WO2022197943A1 CROSS-PLATFORM CONTRACT VALIDATION 审中-公开
公开(公告)号：WO2022197943A1
公开(公告)日：2022-09-22
申请号：PCT/US2022/020778
申请日：2022-03-17
申请人： STRIPE, INC.
发明人： NAKORN, Tanin Na , HUANG, Ji
IPC分类号： G06F11/36
摘要： A method and apparatus for performing cross-platform contract validation are described. In one embodiment, the method for validating compatibility between first and second endpoints, the method comprising: accessing a memory storing a machine-readable contract specifying a request-response pair in a file, the request-response pair consisting of an expected request that the second endpoint expects to receive from the first endpoint and an expected response that should be provided by the second endpoint according to the expected request from the first endpoint; and performing multi-platform contract validation by performing independent tests for the first and second endpoints, using the expected request and expected response specified in the machine-readable contract.

13. 发明申请

WO2022173616A1 DATA DELETION IN MULTI-TENANT DATABASE 审中-公开
公开(公告)号：WO2022173616A1
公开(公告)日：2022-08-18
申请号：PCT/US2022/014707
申请日：2022-02-01
申请人： STRIPE, INC.
发明人： WANG, Sheng , DOAN, Tuan
IPC分类号： G06F16/901 , G06F16/907 , G06F16/25 , G06F16/23
摘要： In an example embodiment, data in a multi-tenant database is organized as a graph representing the relationships among all documents and tenants. Specifically, each document is represented as a node in the graph and each tenant also is represented as a node. The relationships between the documents themselves, or between a document and a graph, are then represented as edges in the graph. A list of tenants whose data should be marked for deletion (e.g., former customers who no longer have a relationship with the entity maintaining the database) may be maintained. Periodically (e.g., once a week), this list of tenants and the relationship graph are fed as input into a graph search algorithm that generates smaller relationship graphs comprised only of documents associated with those accounts.

14. 发明申请

WO2022132325A1 SYSTEMS AND METHODS FOR HARD DELETION OF DATA ACROSS SYSTEMS 审中-公开
公开(公告)号：WO2022132325A1
公开(公告)日：2022-06-23
申请号：PCT/US2021/057739
申请日：2021-11-02
申请人： STRIPE, INC.
发明人： DRAPEAU, Ryan , BULLEN, Andrew
IPC分类号： G06F21/62 , G06F16/16 , G06F21/31
摘要： A method and apparatus for hard deletion of user data are described. The method may include receiving a request from a user computer system to delete user data. The method may also include determining a unique user identifier associated by a system with a user making the request. The method may also include determining whether a data partition, in which data generated by a job or subsystem of the computer system is stored, is predicted to contain a record having the unique user identifier. Then, the method may include searching, when the data partition is predicted to contain a record having the unique user identifier, data records stored in the data partition for a user data record based on the unique identifier, and performing a hard deletion of the user data record from the partition when found during the searching.

15. 发明申请

WO2021257159A1 MANAGED EMV KERNEL FOR FASTER PROCESSING 审中-公开
公开(公告)号：WO2021257159A1
公开(公告)日：2021-12-23
申请号：PCT/US2021/026133
申请日：2021-04-07
申请人： STRIPE, INC.
发明人： WALL, Jonathan , FAVERO, Ross , GLASS, Eric Nelson , KOENIG, Joseph R.
IPC分类号： G06Q20/34 , G06Q20/40 , G06Q20/38 , G06Q20/20
摘要： Method and system of performing transactions with a payment card in a managed integrated payment environment comprising an integrated circuit are disclosed comprising interacting with an integrated circuit on a received payment card to obtain card data by a payment terminal and determining whether full online transaction processing of the card data is required. If full online transaction processing of the card data is required, the card data is sent to a point-of-sale terminal, which sends the card data and a transaction total for the transaction to a merchant gateway, which obtains approval or denial of the transaction. The approval or denial is provided to the PIN pad by the merchant gateway via the point-of-service terminal. The PIN pad also receives transaction data and sends the transaction data and card data to a services processor to collect metadata, perform fraud and security checks, and/or encrypt the card data.

16. 发明申请

WO2021021376A1 SYSTEMS AND METHODS FOR END TO END ENCRYPTION UTILIZING A COMMERCE PLATFORM FOR CARD NOT PRESENT TRANSACTIONS 审中-公开
公开(公告)号：WO2021021376A1
公开(公告)日：2021-02-04
申请号：PCT/US2020/040384
申请日：2020-06-30
申请人： STRIPE, INC.
发明人： WALL, Jonathan , FAVERO, Ross , RAJ, Gautam Seshan , GLASS, Eric
IPC分类号： G06Q20/04 , G06Q20/08 , G06Q20/30 , G06Q20/40 , G06Q20/36 , G06Q20/22 , G06F21/62 , G06F21/60 , H04L9/08
摘要： A method and apparatus for processing a transaction between a merchant system and a customer system, the customer system associated with a customer of the merchant are described. The method may include receiving, at a commerce platform, a transaction request from the merchant system, wherein the transaction request is generated by the merchant system and comprises a card identifier and encrypted payment card data, wherein the card identifier is determined from card data for a payment card used in the transaction and the encrypted payment card data comprises at least an encryption of a payment account number. The method may also include decrypting, by the commerce platform, the encrypted payment card data using an encryption key selected based on the card identifier, the encryption key associated with the commerce platform. Furthermore, the method may include authorizing, by the commerce platform in communication with one or more authorization systems, the transaction using the decrypted payment card data.

17. 发明申请

WO2023034513A1 SYSTEMS AND METHODS FOR ZERO DOWNTIME DISTRIBUTED SEARCH SYSTEM UPDATES 审中-公开
公开(公告)号：WO2023034513A1
公开(公告)日：2023-03-09
申请号：PCT/US2022/042358
申请日：2022-09-01
申请人： STRIPE , INC.
发明人： KUMAR, Ritesh , ELANGOVAN, Susindaran , RAJU, Priyanka
IPC分类号： G06F8/656 , G06F8/71 , G06F16/25
摘要： A method and apparatus for performing search system upgrades is described. The method may include processing a software upgrade for a search system cluster distributed over one or more nodes, the one or more nodes comprising current search system data nodes. The method may also include allocating at least a set of one or more search system data nodes for the software upgrade including at least one upgraded search system data node. Furthermore, the method can include receiving, during the software upgrade, transaction data for a transaction, and receiving search requests to be executed by the search system cluster. Additionally, the method may include performing ingestion of all received transaction data comprising storing and indexing the transaction data in both the current search system data nodes and the at least one upgraded search system data node, and processing the search requests by the search system cluster against the current search system data nodes until the software upgrade is determined to be complete.

18. 发明申请

WO2023004093A1 SYSTEMS AND METHODS FOR PRIVACY PRESERVING FRAUD DETECTION DURING ELECTRONIC TRANSACTIONS 审中-公开
公开(公告)号：WO2023004093A1
公开(公告)日：2023-01-26
申请号：PCT/US2022/037965
申请日：2022-07-22
申请人： STRIPE, INC.
发明人： DRAPEAU, Ryan , OUYANG, Feiyi , HOFMAN, Mathieu
IPC分类号： H04L9/40 , G06N20/00 , G06Q30/00 , H04L67/02
摘要： A method and apparatus for performing privacy preserving fraud detection in network based transactions are described. The method may include receiving a fraud detection message during a transaction between a user system and a merchant system, the message having a set of cryptographically transformed universal resource locator (URL) components generated from a URL of a web page of the merchant system on which the transaction is to occur. The method may also include generating one or more secure and anonymous fraud detection features, each fraud detection feature comprising a select subset of the cryptographically transformed URL components. The method may also include performing fraud detection for the web page using the one or more secure and anonymous fraud detection features to determine a likelihood that fraud is occurring in the transaction.

19. 发明申请

WO2023004001A1 LIQUIDITY ENGINE 审中-公开
公开(公告)号：WO2023004001A1
公开(公告)日：2023-01-26
申请号：PCT/US2022/037811
申请日：2022-07-21
申请人： STRIPE, INC.
发明人： ZHANG, Qi , CLEMENSON, Jeremiah , YU, Katherine , KOY, Albert , STRAUSSMAN, Andrew , ZHANG, Eric , MCQUEEN, Jordan , GAO, Yiran
IPC分类号： G06Q40/04 , G06Q40/06 , G06N20/00 , G06Q10/04
摘要： A method and apparatus for managing liquidity when processing transactions are disclosed. In some embodiments, the method is implemented by a computing device and comprises: receiving data for a plurality of transactions; continuously reading in and aggregating, with an aggregator implemented at least partially in hardware of the computing device, transactions to produce one or more netted currency positions based on a plurality of properties of the transactions and on a plurality of netting constraints; generating one or more tasks, using a trade generator implemented at least partially in hardware of the computing device, to route cash movements as one or more batched fund transfers based on one or more trading policies; and sending the one or more tasks via network communications to one or more entities to execute the batched fund transfers.

20. 发明申请

WO2022055891A1 MODEL TRAINING USING BUILD ARTIFACTS 审中-公开
公开(公告)号：WO2022055891A1
公开(公告)日：2022-03-17
申请号：PCT/US2021/049300
申请日：2021-09-07
申请人： STRIPE, INC.
发明人： STORY, William , HWANG, David
IPC分类号： G06N20/00 , H04L9/32 , H04L9/06 , H04L9/08
摘要： The subject technology detects a code commit at a code repository. The subject technology sends a request for a build job to a build server. The subject technology determines that the build job is completed. The subject technology sends a training request and user token to a proxy authenticator. The subject technology determines determining that the user token is validated. The subject technology sends a training request and the user token to a training job manager. Further, the subject technology determines determining that the training job is completed.

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