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    • 1. 发明申请
    • SELECTIVELY PROVIDING CASH-BASED E-COMMERCE TRANSACTIONS
    • 选择提供基于现金的电子商务交易
    • WO2013126266A1
    • 2013-08-29
    • PCT/US2013/026096
    • 2013-02-14
    • MASTERCARD INTERNATIONAL INCORPORATED
    • ENGLEBARDT, Leland, S.OWENS, BrucePLUMMER, Wade, N.
    • G06Q40/02G06Q20/10G06Q20/26
    • G06Q20/227G06Q20/12
    • Systems and methods are provided for facilitating alternative payment submissions. According to a one aspect, a selection by a purchaser of one or more items is received, one or more characteristics associated with the purchaser are processed to determine a reliability of the purchaser, and an option to provide payment for the one or more items by way of a first payment method in lieu of a second payment method is selectively provided to the purchaser based on the determined reliability, the second payment method corresponding to a payment method requiring the purchaser to provide banking information and the first payment method corresponding to a payment method not requiring the purchaser to provide banking information. Other embodiments of the various aspects include corresponding systems, apparatus, and computer program products.
    • 提供了系统和方法,以便于替代支付提交。 根据一个方面,接收到一个或多个项目的购买者的选择,处理与购买者相关联的一个或多个特征以确定购买者的可靠性,以及通过以下方式为一个或多个项目提供支付的选项: 基于所确定的可靠性,选择性地向购买者提供第一付款方式代替第二支付方式的方式,对应于要求购买者提供银行信息的支付方式的第二支付方式和对应于支付的第一支付方式 方法不要求买方提供银行信息。 各方面的其他实施例包括相应的系统,装置和计算机程序产品。