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1. 发明授权

US5838812A Tokenless biometric transaction authorization system 失效
标题翻译：无标记生物识别交易授权系统
公开(公告)号：US5838812A
公开(公告)日：1998-11-17
申请号：US687251
申请日：1996-07-25
申请人： David Ferrrin Pare, Jr. , Jonathan Alexander Lee , Ned Hoffman
发明人： David Ferrrin Pare, Jr. , Jonathan Alexander Lee , Ned Hoffman
IPC分类号： G06F21/20 , G06F1/00 , G06F21/00 , G06K9/00 , G06K9/62 , G06Q20/00 , G06Q20/02 , G06Q20/04 , G06Q20/10 , G06Q20/12 , G06Q20/18 , G06Q20/34 , G06Q20/40 , G06Q30/02 , G06T7/00 , G07C9/00 , G07F7/10 , G10L15/00 , G10L15/28 , H04L29/06
CPC分类号： H04L63/02 , G06F21/32 , G06F21/554 , G06F21/83 , G06F21/86 , G06K9/00087 , G06K9/6255 , G06Q20/00 , G06Q20/02 , G06Q20/04 , G06Q20/10 , G06Q20/12 , G06Q20/18 , G06Q20/341 , G06Q20/4014 , G06Q20/40145 , G06Q20/4097 , G06Q30/02 , G07C9/00158 , G07F11/002 , G07F19/201 , G07F19/207 , G07F7/10 , G07F7/1008 , H04L63/04 , H04L63/0861 , G06F2211/008 , G06F2221/2117 , G07C2209/14 , H04L2463/102 , H04L63/0428
摘要： A tokenless identification system and method for authorization of transactions and transmissions is described. The tokenless system and method are principally based on a correlative comparison of a unique biometrics sample, such as a finger print or voice recording, gathered directly from the person of an unknown user, with an authenticated biometrics sample of the same type obtained and stored previously. The method and apparatus can be networked to act as a full or partial intermediary between other independent computer systems, or may be the sole computer systems carrying out all necessary executions. The method and apparatus further contemplates the use of a private code that is returned to the user after the identification has been complete, authenticating and indicating to the user that the computer system was accessed. The identification system and method of the invention additionally include emergency notification process to permit an authorized user to alert authorities an access attempt is coerced.
摘要翻译：描述了用于授权交易和传输的无标识识别系统和方法。无标记系统和方法主要是基于直接从未知用户的人收集的独特生物特征样本（例如指纹或语音记录）与先前获得和存储的相同类型的认证生物特征样本的相关比较。该方法和装置可以被联网以充当其他独立计算机系统之间的全部或部分中间件，或者可以是执行所有必要执行的唯一计算机系统。该方法和装置进一步考虑在识别完成之后返回给用户的专用代码的使用，并向用户指示计算机系统被访问。本发明的识别系统和方法还包括紧急通知过程，以允许授权用户警告当局强制访问尝试。

2. 发明授权

US5764789A Tokenless biometric ATM access system 失效
标题翻译：令牌无生物识别ATM接入系统
公开(公告)号：US5764789A
公开(公告)日：1998-06-09
申请号：US722629
申请日：1996-09-27
申请人： David Ferrin Pare, Jr. , Ned Hoffman , Jonathan Alexander Lee
发明人： David Ferrin Pare, Jr. , Ned Hoffman , Jonathan Alexander Lee
IPC分类号： G06F1/00 , G06F21/00 , G06K9/00 , G06K9/62 , G06Q20/00 , G07C9/00 , G07F7/10 , G07F19/00 , H04L29/06
CPC分类号： H04L63/02 , G06F21/32 , G06F21/554 , G06F21/83 , G06F21/86 , G06K9/00087 , G06K9/6255 , G06Q20/00 , G06Q20/02 , G06Q20/04 , G06Q20/10 , G06Q20/12 , G06Q20/18 , G06Q20/341 , G06Q20/4014 , G06Q20/40145 , G06Q20/4097 , G06Q30/02 , G07C9/00158 , G07F11/002 , G07F19/20 , G07F19/201 , G07F19/207 , G07F7/10 , G07F7/1008 , H04L63/04 , H04L63/0861 , G06F2211/008 , G06F2221/2117 , G07C2209/14 , H04L2463/102 , H04L63/0428
摘要： The system provides system and method for having a customer register with a computer system a PIN, one or more registration biometric samples, and one or more of the customer's financial accounts. During an initiation step, the customer initiates an account access at an ATM or a PC or any other financial access device, by entering the customer's personal authentication information comprising a PIN and at least one bid biometric sample. No portable man-made memory devices such as smartcards or swipe cards are used in this step. In a transmission step, an account access request message comprising the personal authentication information of the customer and other data are forwarded from the ATM to the computer system. After the computer system receives the personal authentication information in the account access request message, the personal authentication information is compared with the registration biometric samples to produce either a successful or failed identification of the customer in a customer identification step. Should such identification be successful, a financial account number of the customer is retrieved in a retrieval step. Finally, the customer is allowed to access the customer financial account after successful identification of the customer. As a result, a customer can access financial accounts without having to use any tokens such as portable man-made memory devices such as smartcards or swipe cards. This allows customers to quickly select one of a group of different financial accounts.
摘要翻译：该系统提供用于使客户向计算机系统注册PIN，一个或多个注册生物特征样本以及客户的一个或多个财务账户的系统和方法。在启动步骤期间，客户通过输入客户的个人认证信息，包括PIN和至少一个投标生物特征样本，在ATM或PC或任何其他财务访问设备上启动帐户访问。本步骤中不使用智能卡或刷卡等便携式人造记忆设备。在传输步骤中，包括客户的个人认证信息和其他数据的帐户访问请求消息从ATM转发到计算机系统。在计算机系统接收到帐户访问请求消息中的个人认证信息之后，将个人认证信息与注册生物特征样本进行比较，以在客户识别步骤中产生客户的成功或失败的标识。如果这种识别成功，则在检索步骤中检索客户的金融帐号。最后，客户在成功识别客户后可以访问客户的财务帐户。因此，客户可以访问财务帐户，而无需使用诸如智能卡或刷卡之类的便携式人造存储设备的令牌。这样客户可以快速选择一组不同的财务账户。

3. 发明授权

US5802199A Use sensitive identification system 失效
标题翻译：使用敏感识别系统
公开(公告)号：US5802199A
公开(公告)日：1998-09-01
申请号：US818872
申请日：1997-03-17
申请人： David Ferrin Pare, Jr. , Ned Hoffman , Jonathan Alexander Lee
发明人： David Ferrin Pare, Jr. , Ned Hoffman , Jonathan Alexander Lee
IPC分类号： G06F1/00 , G06F21/00 , G06K9/00 , G06K9/62 , G06Q20/00 , G07C9/00 , G07F7/10 , H04L29/06
CPC分类号： H04L63/02 , G06F21/32 , G06F21/554 , G06F21/83 , G06F21/86 , G06K9/00087 , G06K9/6255 , G06Q20/00 , G06Q20/02 , G06Q20/04 , G06Q20/10 , G06Q20/12 , G06Q20/18 , G06Q20/341 , G06Q20/4014 , G06Q20/40145 , G06Q20/4097 , G06Q30/02 , G07C9/00158 , G07F11/002 , G07F19/201 , G07F19/207 , G07F7/10 , G07F7/1008 , H04L63/04 , H04L63/0861 , G06F2211/008 , G06F2221/2117 , G07C2209/14 , H04L2463/102 , H04L63/0428
摘要： The system includes a master computer having a master computer comparator. The master computer comparator further having a master user biometric database which contains or stores the biometric samples of all users registered with the identification computer system. The master computer further includes a user personal identification code group database which contains the personal identification codes of said users. The identification computer system further includes at least two local computers which are physically remote from each other. Each local computer further includes a biometric scanner; a local comparator; a data entry device; and a local user biometric database containing a subset of the biometric samples contained in the master biometric database. First interconnectors that interconnects each local computer to the master computer. When the user enters their bid biometric sample and bid personal identification code into a first local computer, the first local computer comparator compares the bid biometric sample and bid personal identification code against biometric samples and personal identification codes contained in the first local computer database to produce either a failed or successful first identification result. If the first local computer returns a failed identification result, the bid biometric sample and bid personal identification code are transmitted to the master computer for comparison of the entered bid biometric sample and bid personal identification code to personal identification codes and biometric samples stored in the master computer for producing either a failed or successful second identification result. The result of the first or second identification result is externalized from the identification computer system or displayed to the user by a display unit.
摘要翻译：该系统包括具有主计算机比较器的主计算机。主计算机比较器还具有主用户生物特征数据库，其包含或存储在识别计算机系统中注册的所有用户的生物特征样本。主计算机还包括包含所述用户的个人识别码的用户个人识别码组数据库。识别计算机系统还包括物理上彼此远离的至少两个本地计算机。每个本地计算机还包括生物识别扫描仪; 一个地方比较数据输入装置; 以及包含主生物识别数据库中包含的生物特征样本的子集的本地用户生物特征数据库。首先将每台本地计算机与主计算机互连的互连器。当用户将投标生物特征抽样和出价个人识别码输入到第一本地计算机时，第一本地计算机比较器将出价生物特征样本和投标个人识别码与包含在第一本地计算机数据库中的生物特征样本和个人识别码进行比较以产生一个失败或成功的第一个识别结果。如果第一本地计算机返回失败的识别结果，则将投标生物特征抽样和出价个人识别码发送到主计算机，以将输入的投标生物特征样本和投标个人识别码与存储在主人中的个人识别码和生物特征样本进行比较计算机用于产生故障或成功的第二识别结果。第一或第二识别结果的结果从识别计算机系统外部化或由显示单元显示给用户。

4. 发明授权

US5613012A Tokenless identification system for authorization of electronic transactions and electronic transmissions 失效
标题翻译：用于授权电子交易和电子传输的无钥识别系统
公开(公告)号：US5613012A
公开(公告)日：1997-03-18
申请号：US442895
申请日：1995-05-17
申请人： Ned Hoffman , David F. Pare, Jr. , Jonathan A. Lee
发明人： Ned Hoffman , David F. Pare, Jr. , Jonathan A. Lee
IPC分类号： G06F21/20 , G06F1/00 , G06F21/00 , G06K9/00 , G06K9/62 , G06Q20/00 , G06Q20/02 , G06Q20/04 , G06Q20/10 , G06Q20/12 , G06Q20/18 , G06Q20/34 , G06Q20/40 , G06Q30/02 , G06T7/00 , G07C9/00 , G07F7/10 , G10L15/00 , G10L15/28 , H04L29/06
CPC分类号： H04L63/02 , G06F21/32 , G06F21/554 , G06F21/83 , G06F21/86 , G06K9/00087 , G06K9/6255 , G06Q20/00 , G06Q20/02 , G06Q20/04 , G06Q20/10 , G06Q20/12 , G06Q20/18 , G06Q20/341 , G06Q20/4014 , G06Q20/40145 , G06Q20/4097 , G06Q30/02 , G07C9/00158 , G07F11/002 , G07F19/201 , G07F19/207 , G07F7/10 , G07F7/1008 , H04L63/04 , H04L63/0861 , G06F2211/008 , G06F2221/2117 , G07C2209/14 , H04L2463/102 , H04L63/0428
摘要： A tokenless identification system and method for authorization of transactions and transmissions. The tokenless system and method are principally based on a correlative comparison of a unique biometrics sample, such as a finger print or voice recording, gathered directly from the person of an unknown user, with an authenticated biometrics sample of the same type obtained and stored previously. It can be networked to act as a full or partial intermediary between other independent computer systems, or may be the sole computer systems carrying out all necessary executions. It further contemplates the use of a private code that is returned to the user after the identification has been complete, authenticating and indicating to the user that the computer system was accessed. The identification system and method of additionally include emergency notification to permit an authorized user to alert authorities an access attempt is coerced.
摘要翻译：用于授权交易和传输的无标识识别系统和方法。无标记系统和方法主要是基于直接从未知用户的人收集的独特生物特征样本（例如指纹或语音记录）与先前获得和存储的相同类型的认证生物特征样本的相关比较。它可以联网以作为其他独立计算机系统之间的全部或部分中介，或者可以是执行所有必要执行的唯一计算机系统。它进一步考虑使用在识别完成之后返回给用户的专用代码，认证并向用户指示计算机系统被访问。识别系统和方法另外包括紧急通知，以允许授权用户警告机构强制进行访问尝试。

5. 发明授权

US5737439A Anti-fraud biometric scanner that accurately detects blood flow 失效
标题翻译：反欺诈生物识别扫描仪，准确检测血液流量
公开(公告)号：US5737439A
公开(公告)日：1998-04-07
申请号：US739313
申请日：1996-10-29
申请人： Philip Dean Lapsley , Jonathan Alexander Lee , David Ferrin Pare, Jr. , Ned Hoffman
发明人： Philip Dean Lapsley , Jonathan Alexander Lee , David Ferrin Pare, Jr. , Ned Hoffman
IPC分类号： A61B5/024 , A61B5/117 , G06K9/00 , G06K9/20 , G07C9/00 , H04L29/06
CPC分类号： G06K9/0012 , A61B5/02416 , G06K9/00899 , G06K9/2018 , G07C9/00158 , H04L63/0861 , A61B5/117
摘要： The invention discloses an anti-fraud biometric scanner that determines whether an object exhibits characteristics of blood flow consistent with that of a live human. The anti-fraud biometric scanner has biometric scanning means for obtaining a biometric sample from the object, blood flow detection means for determining whether the object exhibits characteristics of blood flow consistent with that of a live human, and deception detection means for determining if the object is attempting to deceive the blood flow detection means. The blood flow detection means comprises a first light source for illuminating the object, a photodetector for measuring light energy from the object, and computing means for controlling the first light source and processing output from the photodetector. The deception detection means provides means for detecting movement by the object in an attempt to deceptively simulate blood flow. The means for detecting movement uses the computing means and turns off the first light source, turns on a second light source, measures any time-varying light energy from the object, and, if the measured time-varying light energy is above a threshold, determines that fraud is occurring.
摘要翻译：本发明公开了一种防欺诈生物识别扫描器，其确定物体是否表现出与活人相一致的血流特征。防欺诈生物识别扫描器具有用于从物体获取生物测定样本的生物测定扫描装置，用于确定物体是否呈现与活人相一致的血流特征的血流检测装置，以及用于确定物体试图欺骗血流检测装置。血流检测装置包括用于照射物体的第一光源，用于测量来自物体的光能的光电检测器，以及用于控制第一光源和从光电检测器处理输出的计算装置。欺骗检测装置提供用于检测物体的移动以试图欺骗地模拟血液流动的装置。用于检测移动的装置使用计算装置并关闭第一光源，打开第二光源，测量来自物体的任何时变光能量，并且如果测得的时变光能量高于阈值，确定欺诈正在发生。

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