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1. 发明授权

US08442893B2 Apparatuses, methods and systems for providing a risk evaluation product builder user interface 有权
标题翻译：用于提供风险评估产品构建器用户界面的设备，方法和系统
公开(公告)号：US08442893B2
公开(公告)日：2013-05-14
申请号：US12891360
申请日：2010-09-27
申请人： Richard Ziade , Terrence McLean
发明人： Richard Ziade , Terrence McLean
IPC分类号： G06Q40/00
CPC分类号： G06Q40/08 , G06Q40/00 , G06Q40/025 , G06Q40/06
摘要： The present disclosure describes an approach to constructing and implementing risk rating products that provides a number of advantages. Instead of hard-coding attributes of a risk rating scheme, which requires the assistance of a trained programming specialist for any modifications, adjustments, or new products, the present invention provides a set of modular tools that assist non-specialists in on-the-fly generation and implementation of risk rating products. The modularity of this approach facilitates the modification and/or updating of a system component without affecting the operation of other components. Described herein are embodiments of a risk evaluation product builder, which allows users to manipulate visual tools to generate a data-structure comprising an embodiment of a risk rating scheme and insurance quoting product.
摘要翻译：本公开描述了一种构建和实施提供许多优点的风险评级产品的方法。风险评估方案的硬编码属性不需要硬编码风险评估方案的属性，这需要经过训练的编程专家的协助进行任何修改，调整或新产品，本发明提供了一组模块化工具，其帮助非专家在“ 飞行一代和风险评估产品的实施。该方法的模块化有助于系统组件的修改和/或更新，而不影响其他组件的操作。这里描述的是风险评估产品构建器的实施例，其允许用户操纵可视化工具以生成包括风险评级方案和保险引用产品的实施例的数据结构。

2. 发明授权

US08396726B2 Apparatuses, methods, and systems for building a risk evaluation product 有权
标题翻译：用于构建风险评估产品的设备，方法和系统
公开(公告)号：US08396726B2
公开(公告)日：2013-03-12
申请号：US13301951
申请日：2011-11-22
申请人： Richard Ziade , Terrence McLean
发明人： Richard Ziade , Terrence McLean
IPC分类号： G06Q40/00
CPC分类号： G06Q40/08 , G06F19/00 , G06Q50/22 , G06Q50/24
摘要： The present disclosure describes an approach to constructing and implementing risk rating products that provides a number of advantages. Instead of hard-coding attributes of a risk rating scheme, which requires the assistance of a trained programming specialist for any modifications, adjustments, or new products, the present invention provides a set of modular tools that assist non-specialists in on-the-fly generation and implementation of risk rating products. The modularity of this approach facilitates the modification and/or updating of a system component without affecting the operation of other components. Described herein are embodiments of a risk rater data-structure, which comprises an abstracted representation of a risk rating scheme that may be loaded into and/or interpreted by other system components to generate a user interface for processing risk information and generating insurance quotes.
摘要翻译：本公开描述了一种构建和实施提供许多优点的风险评级产品的方法。风险评估方案的硬编码属性不需要硬编码风险评估方案的属性，这需要经过训练的编程专家的协助进行任何修改，调整或新产品，本发明提供了一组模块化工具，其帮助非专家在“ 飞行一代和风险评估产品的实施。该方法的模块化有助于系统组件的修改和/或更新，而不影响其他组件的操作。这里描述的是风险评估者数据结构的实施例，其包括可被加载到其他系统组件和/或由其他系统组件解释的风险评估方案的抽象表示，以生成用于处理风险信息和生成保险报价的用户界面。

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