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    • 1. 发明申请
    • PORTABLE ELECTRONIC AUTHORIZATION SYSTEM AND METHOD
    • 便携式电子授权系统及方法
    • US20090212909A1
    • 2009-08-27
    • US12363608
    • 2009-01-30
    • Todd O. BurgerKarlin B. Jessen
    • Todd O. BurgerKarlin B. Jessen
    • G06F7/04H04Q5/22
    • G07F7/1008G06K19/06206G06K19/0719G06K19/07703G06K19/07749G06Q20/3278G06Q20/341G06Q20/355G06Q20/3552G06Q20/3574G06Q20/4097G07C9/00111
    • In one embodiment, an apparatus comprises a user authenticator and a transponder. The transponder is permitted to emit a wireless signal representing information stored in the apparatus in response to a wireless interrogation signal after the user authenticator has authenticated the identity of the user. In another embodiment, an apparatus comprises, a memory, a user input, and a transponder. The memory stores at least first and second distinct codes. The user input permits a user to select any one of the at least first and second codes for transmission in response to a wireless interrogation signal. The transponder emits a wireless signal representing the selected one of the at least first and second codes in response to an interrogation signal. In yet another embodiment, a token that may be used to engage in a transaction at a point of sale comprises a substrate, a rewritable memory, and a reconfigurable display. The rewriteable memory is supported by the substrate and can be selectively configured to store information on the token that identifies an account that is to be used to engage in the transaction at the point of sale. The substrate and memory are configured and arranged such that the substrate can be selectively interfaced with an apparatus at the point of sale to permit the apparatus to read the contents of the memory. The reconfigurable display is also supported by the substrate and displays at least some of the information that is stored in the rewritable memory.
    • 在一个实施例中,一种装置包括用户认证器和应答器。 在用户认证器已经认证用户的身份之后,应答器被允许响应于无线询问信号发出表示存储在设备中的信息的无线信号。 在另一实施例中,一种装置包括存储器,用户输入和应答器。 存储器至少存储第一和第二不同的代码。 用户输入允许用户响应于无线询问信号选择用于发送的至少第一和第二代码中的任何一个。 响应于询问信号,应答器发出表示至少第一和第二代码中的所选择的一个的无线信号。 在另一个实施例中,可以用于在销售点从事交易的令牌包括基板,可重写存储器和可重新配置的显示器。 可重写存储器由衬底支持,并且可以被选择性地配置为存储识别用于在销售点处进行交易的帐户的令牌的信息。 衬底和存储器被配置和布置成使得衬底可以在销售点被选择性地与设备接口以允许设备读取存储器的内容。 基板可支持可重构显示器,并显示存储在可重写存储器中的至少一些信息。
    • 3. 发明授权
    • Portable electronic authorization system and method
    • 便携式电子授权系统及方法
    • US07340439B2
    • 2008-03-04
    • US10392319
    • 2003-03-19
    • Todd O. BurgerJoseph A. ThomasJoshua L. Hassol
    • Todd O. BurgerJoseph A. ThomasJoshua L. Hassol
    • G06Q99/00
    • G09G3/34G06F21/32G06F21/6218G06K19/06206G06K19/0719G06K19/07703G06K19/07749G06K2017/0067G06Q20/341G06Q20/3576G06Q20/367G06Q20/4097G07C9/00111G07F7/0886G07F7/1008G09G2300/0473G09G2380/04
    • In one embodiment, an apparatus comprises a user authenticator and a transponder. The transponder is permitted to emit a wireless signal representing information stored in the apparatus in response to a wireless interrogation signal after the user authenticator has authenticated the identity of the user. In another embodiment, an apparatus comprises, a memory, a user input, and a transponder. The memory stores at least first and second distinct codes. The user input permits a user to select any one of the at least first and second codes for transmission in response to a wireless interrogation signal. The transponder emits a wireless signal representing the selected one of the at least first and second codes in response to an interrogation signal. In yet another embodiment, a token that may be used to engage in a transaction at a point of sale comprises a substrate, a rewritable memory, and a reconfigurable display. The rewriteable memory is supported by the substrate and can be selectively configured to store information on the token that identifies an account that is to be used to engage in the transaction at the point of sale. The substrate and memory are configured and arranged such that the substrate can be selectively interfaced with an apparatus at the point of sale to permit the apparatus to read the contents of the memory. The reconfigurable display is also supported by the substrate and displays at least some of the information that is stored in the rewritable memory.
    • 在一个实施例中,一种装置包括用户认证器和应答器。 在用户认证器已经认证用户的身份之后,应答器被允许响应于无线询问信号发出表示存储在设备中的信息的无线信号。 在另一个实施例中,一种装置包括存储器,用户输入和应答器。 存储器至少存储第一和第二不同的代码。 用户输入允许用户响应于无线询问信号选择用于发送的至少第一和第二代码中的任何一个。 响应于询问信号,应答器发出表示至少第一和第二代码中的所选择的一个的无线信号。 在另一个实施例中,可以用于在销售点从事交易的令牌包括基板,可重写存储器和可重新配置的显示器。 可重写存储器由衬底支持,并且可以被选择性地配置为存储识别用于在销售点处进行交易的帐户的令牌的信息。 衬底和存储器被配置和布置成使得衬底可以在销售点被选择性地与设备接口以允许设备读取存储器的内容。 基板可支持可重构显示器,并显示存储在可重写存储器中的至少一些信息。
    • 5. 发明授权
    • Portable electronic authorization system and method
    • 便携式电子授权系统及方法
    • US07003495B1
    • 2006-02-21
    • US09675438
    • 2000-09-28
    • Todd O. BurgerRob CohenKarlin JessenJoshua HassolStuart Lipoff
    • Todd O. BurgerRob CohenKarlin JessenJoshua HassolStuart Lipoff
    • G06F17/60
    • G07F7/1008G06F21/6218G06Q20/10G06Q20/102G06Q20/105G06Q20/341G06Q20/3576G06Q20/3676G06Q20/40G06Q20/401G06Q30/0207G06Q30/0277G06Q30/0641G07F7/0886
    • In one embodiment an apparatus includes a housing; a user authenticator, supported by the housing, that authenticates an identity of a user; at least one memory, supported by the housing, that stores transaction information for at least first and second media; and at least one output, supported by the housing, that releases at least a portion of the transaction information to a point-of-sale (POS) terminal after the user authenticator has authenticated the identity of the user. In another embodiment, a method involves steps of: storing transaction information for at least first and second media in a memory of a device; receiving as input a user's selection of one of the at least first and second media; displaying a visual indication to the user regarding which of the at least first and second media has been selected; and transferring at least a portion of the transaction information from the device to a point-of-sale (POS) terminal.
    • 在一个实施例中,一种装置包括壳体; 由外壳支持的用户认证器,用于认证用户的身份; 由壳体支持的至少一个存储器,其存储用于至少第一和第二媒体的交易信息; 以及由所述外壳支持的至少一个输出,在所述用户认证器已经认证所述用户的身份之后,将所述交易信息的至少一部分释放到销售点(POS)终端。 在另一个实施例中,一种方法包括以下步骤:将至少第一和第二媒体的交易信息存储在设备的存储器中; 作为输入接收用户对所述至少第一和第二媒体之一的选择; 向所述用户显示所选择的至少第一和第二媒体中的哪一个的视觉指示; 以及将所述交易信息的至少一部分从所述设备传送到销售点(POS)终端。
    • 8. 发明申请
    • Portable electronic authorization system and method
    • 便携式电子授权系统及方法
    • US20050050367A1
    • 2005-03-03
    • US10954810
    • 2004-09-30
    • Todd BurgerKarlin Jessen
    • Todd BurgerKarlin Jessen
    • G06F21/00G06K17/00G06K19/077G07C9/00G07F7/10G09G3/34H04L9/32
    • G09G3/34G06F21/32G06F21/6218G06K19/06206G06K19/0719G06K19/07703G06K19/07749G06Q20/341G06Q20/3576G06Q20/367G06Q20/4097G07C9/00111G07F7/0886G07F7/1008G09G2300/0473G09G2380/04
    • In one embodiment, an apparatus comprises a user authenticator and a transponder. The transponder is permitted to emit a wireless signal representing information stored in the apparatus in response to a wireless interrogation signal after the user authenticator has authenticated the identity of the user. In another embodiment, an apparatus comprises, a memory, a user input, and a transponder. The memory stores at least first and second distinct codes. The user input permits a user to select any one of the at least first and second codes for transmission in response to a wireless interrogation signal. The transponder emits a wireless signal representing the selected one of the at least first and second codes in response to an interrogation signal. In yet another embodiment, a token that may be used to engage in a transaction at a point of sale comprises a substrate, a rewritable memory, and a reconfigurable display. The rewriteable memory is supported by the substrate and can be selectively configured to store information on the token that identifies an account that is to be used to engage in the transaction at the point of sale. The substrate and memory are configured and arranged such that the substrate can be selectively interfaced with an apparatus at the point of sale to permit the apparatus to read the contents of the memory. The reconfigurable display is also supported by the substrate and displays at least some of the information that is stored in the rewritable memory.
    • 在一个实施例中,一种装置包括用户认证器和应答器。 在用户认证器已经认证用户的身份之后,应答器被允许响应于无线询问信号发出表示存储在设备中的信息的无线信号。 在另一个实施例中,一种装置包括存储器,用户输入和应答器。 存储器至少存储第一和第二不同的代码。 用户输入允许用户响应于无线询问信号选择用于发送的至少第一和第二代码中的任何一个。 响应于询问信号,应答器发出表示至少第一和第二代码中的所选择的一个的无线信号。 在另一个实施例中,可以用于在销售点从事交易的令牌包括基板,可重写存储器和可重新配置的显示器。 可重写存储器由衬底支持,并且可以被选择性地配置为存储识别用于在销售点处进行交易的帐户的令牌的信息。 衬底和存储器被配置和布置成使得衬底可以在销售点被选择性地与设备接口以允许设备读取存储器的内容。 基板可支持可重构显示器,并显示存储在可重写存储器中的至少一些信息。