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1. 发明授权

US08914302B2 Mobile commerce authentication and authorization system 有权
标题翻译：移动商务认证授权系统
公开(公告)号：US08914302B2
公开(公告)日：2014-12-16
申请号：US13472093
申请日：2012-05-15
申请人： Gregory G. Rose , Craig B. Lauer , Alexander Gantman , Joan T. Waltman
发明人： Gregory G. Rose , Craig B. Lauer , Alexander Gantman , Joan T. Waltman
IPC分类号： G06Q20/00 , G06Q20/40 , G06Q20/02 , G06Q20/04 , G06Q20/20 , G06Q20/32 , G06Q20/42 , G06Q30/00 , G06Q30/06
CPC分类号： G06Q20/40 , G06Q20/02 , G06Q20/04 , G06Q20/20 , G06Q20/202 , G06Q20/204 , G06Q20/206 , G06Q20/32 , G06Q20/3224 , G06Q20/325 , G06Q20/3278 , G06Q20/425 , G06Q30/00 , G06Q30/0601
摘要： The mobile commerce authentication and authorization system allows a user of a currently existing mobile wireless communications instrument to conduct financial transactions, including purchases, across a wireless communications system using location data to authorize and authenticate the user and the transaction. The location of the mobile wireless communications instrument and the location of a vendor point-of-sale device are matched with a payment sum. Authentication of the mobile wireless communications instrument user is achieved at least by application of the position and/or location determinable features of the mobile wireless communications instrument, the position and/or location of a point-of-sale device of a vendor or merchant where the instrument user seeks to purchase goods or services, and the payment sum entered on the point-of-sale device. A transaction matching subsystem located in a wireless customer server hub may assist in processing the location data and the payment sum across the wireless communications network.
摘要翻译：移动商务认证和授权系统允许当前存在的移动无线通信工具的用户通过使用位置数据的无线通信系统进行金融交易，包括购买，以授权和认证用户和交易。移动无线通信仪器的位置和供应商销售点设备的位置与支付金额相匹配。移动无线通信仪器用户的认证至少通过应用移动无线通信仪器的位置和/或位置可确定特征，供应商或商家的销售点设备的位置和/或位置来实现，仪器用户寻求购买商品或服务，以及在销售点设备上输入的支付金额。位于无线客户服务器集线器中的事务匹配子系统可以协助在无线通信网络处理位置数据和支付金额。

2. 发明申请

US20120239576A1 MOBILE COMMERCE AUTHENTICATION AND AUTHORIZATION SYSTEM 有权
标题翻译：移动商务认证和授权系统
公开(公告)号：US20120239576A1
公开(公告)日：2012-09-20
申请号：US13472093
申请日：2012-05-15
申请人： Gregory Gordon Rose , Craig Lauer , Alexander Gantman , Joan T. Waltman
发明人： Gregory Gordon Rose , Craig Lauer , Alexander Gantman , Joan T. Waltman
IPC分类号： G06Q20/40 , H04B5/00
CPC分类号： G06Q20/40 , G06Q20/02 , G06Q20/04 , G06Q20/20 , G06Q20/202 , G06Q20/204 , G06Q20/206 , G06Q20/32 , G06Q20/3224 , G06Q20/325 , G06Q20/3278 , G06Q20/425 , G06Q30/00 , G06Q30/0601
摘要： The mobile commerce authentication and authorization system allows a user of a currently existing mobile wireless communications instrument to conduct financial transactions, including purchases, across a wireless communications system using location data to authorize and authenticate the user and the transaction. The location of the mobile wireless communications instrument and the location of a vendor point-of-sale device are matched with a payment sum. Authentication of the mobile wireless communications instrument user is achieved at least by application of the position and/or location determinable features of the mobile wireless communications instrument, the position and/or location of a point-of-sale device of a vendor or merchant where the instrument user seeks to purchase goods or services, and the payment sum entered on the point-of-sale device. A transaction matching subsystem located in a wireless customer server hub may assist in processing the location data and the payment sum across the wireless communications network.
摘要翻译：移动商务认证和授权系统允许当前存在的移动无线通信工具的用户通过使用位置数据的无线通信系统进行金融交易，包括购买，以授权和认证用户和交易。移动无线通信仪器的位置和供应商销售点设备的位置与支付金额相匹配。移动无线通信仪器用户的认证至少通过应用移动无线通信仪器的位置和/或位置可确定特征，供应商或商家的销售点设备的位置和/或位置来实现，仪器用户寻求购买商品或服务，以及在销售点设备上输入的支付金额。位于无线客户服务器集线器中的事务匹配子系统可以协助在无线通信网络处理位置数据和支付金额。

3. 发明申请

US20130013433A1 MOBILE COMMERCE AUTHENTICATION AND AUTHORIZATION SYSTEM 审中-公开
标题翻译：移动商务认证和授权系统
公开(公告)号：US20130013433A1
公开(公告)日：2013-01-10
申请号：US13614667
申请日：2012-09-13
申请人： Gregory Gordon Rose , Craig Lauer , Alexander Gantman , Joan T. Waltman
发明人： Gregory Gordon Rose , Craig Lauer , Alexander Gantman , Joan T. Waltman
IPC分类号： G06Q20/40 , G06Q20/20
CPC分类号： G06Q20/40 , G06Q20/02 , G06Q20/04 , G06Q20/20 , G06Q20/202 , G06Q20/204 , G06Q20/206 , G06Q20/32 , G06Q20/3224 , G06Q20/325 , G06Q20/3278 , G06Q20/425 , G06Q30/00 , G06Q30/0601
摘要： The mobile commerce authentication and authorization system allows a user of a currently existing mobile wireless communications instrument to conduct financial transactions, including purchases, across a wireless communications system using location data to authorize and authenticate the user and the transaction. The location of the mobile wireless communications instrument and the location of a vendor point-of-sale device are matched with a payment sum. Authentication of the mobile wireless communications instrument user is achieved at least by application of the position and/or location determinable features of the mobile wireless communications instrument, the position and/or location of a point-of-sale device of a vendor or merchant where the instrument user seeks to purchase goods or services, and the payment sum entered on the point-of-sale device. A transaction matching subsystem located in a wireless customer server hub may assist in processing the location data and the payment sum across the wireless communications network.
摘要翻译：移动商务认证和授权系统允许当前存在的移动无线通信工具的用户通过使用位置数据的无线通信系统进行金融交易，包括购买，以授权和认证用户和交易。移动无线通信仪器的位置和供应商销售点设备的位置与支付金额相匹配。移动无线通信仪器用户的认证至少通过应用移动无线通信仪器的位置和/或位置可确定特征，供应商或商家的销售点设备的位置和/或位置来实现，仪器用户寻求购买商品或服务，以及在销售点设备上输入的支付金额。位于无线客户服务器集线器中的事务匹配子系统可以协助在无线通信网络处理位置数据和支付金额。

4. 发明申请

US20100049615A1 MOBILE COMMERCE AUTHENTICATION AND AUTHORIZATION SYSTEM 审中-公开
标题翻译：移动商务认证和授权系统
公开(公告)号：US20100049615A1
公开(公告)日：2010-02-25
申请号：US12194844
申请日：2008-08-20
申请人： Gregory Gordon Rose , Craig Lauer , Alexander Gantman , Joan T. Waltman
发明人： Gregory Gordon Rose , Craig Lauer , Alexander Gantman , Joan T. Waltman
IPC分类号： G06Q20/00 , G06Q30/00 , G06Q90/00
CPC分类号： G06Q20/40 , G06Q20/02 , G06Q20/04 , G06Q20/20 , G06Q20/202 , G06Q20/204 , G06Q20/206 , G06Q20/32 , G06Q20/3224 , G06Q20/325 , G06Q20/3278 , G06Q20/425 , G06Q30/00 , G06Q30/0601
摘要： The mobile commerce authentication and authorization system disclosed, illustrated, and claimed allows a user of a currently existing mobile wireless communications instrument to conduct financial transactions, including purchases, across a wireless communications system using location data to authorize and authenticate the user and the transaction. The location of the mobile wireless communications instrument and the location of a vendor point-of-sale device are matched with a payment sum. Authentication of the user of the mobile wireless communications instrument is achieved at least by application of the position and/or location determinable features of the mobile wireless communications instrument, the position and/or location of a point-of-sale device of a vendor or merchant where the instrument user seeks to purchase goods or services, and the payment sum entered on the point-of-sale device. A transaction matching subsystem located in a wireless customer server hub may assist in processing the location data and the payment sum amount across the wireless communications network.
摘要翻译：所公开，示出和声明的移动商务认证和授权系统允许当前存在的移动无线通信工具的用户通过使用位置数据的无线通信系统进行金融交易，包括购买，以授权和认证用户和交易。移动无线通信仪器的位置和供应商销售点设备的位置与支付金额相匹配。至少通过应用移动无线通信工具的位置和/或位置可确定特征，销售商的销售点设备的位置和/或位置来实现移动无线通信设备的用户的认证，或者仪器用户试图购买商品或服务的商家以及在销售点设备上输入的支付金额。位于无线客户服务器集线器中的事务匹配子系统可以协助处理跨无线通信网络的位置数据和支付金额。

5. 发明申请

US20090044015A1 SYSTEM AND METHOD FOR MANAGING SONIC TOKEN VERIFIERS 有权
标题翻译：用于管理SONIC TOKEN VERIFIERS的系统和方法
公开(公告)号：US20090044015A1
公开(公告)日：2009-02-12
申请号：US12172930
申请日：2008-07-14
申请人： Alexander Gantman , Gregory G. Rose
发明人： Alexander Gantman , Gregory G. Rose
IPC分类号： H04L9/00
CPC分类号： G06F21/34 , G06F21/35 , G06Q20/341 , G06Q20/4014 , G06Q20/40145 , G07F7/1008 , G07F7/1016 , G07F19/203 , H04L9/30 , H04L9/3234 , H04L9/3247 , H04L2209/56 , H04L2209/84
摘要： A hand-held token can be operated to generate an acoustic signal representing the digital signature generated by a private key of a public key/private key pair. Verifiers that might be located at, e.g. buildings, in vehicles, at bank ATMs, etc. receive the signal and retrieve the corresponding public key to selectively grant access authorization to components served by the verifiers. Methods and systems permit adding and removing a token from the access list of a verifier. Other methods and systems enable the token to be used with several verifiers that are nearby each other, such as might be the case with multiple vehicles owned by the same user and parked nearby each other, without more than one verifier being operated to grant access.
摘要翻译：可以操作手持令牌以产生表示由公钥/私钥对的私钥生成的数字签名的声信号。可能位于的验证器，例如建筑物，车辆，银行ATM等接收信号并检索相应的公钥，以选择性地授权由验证者服务的组件。方法和系统允许从验证者的访问列表中添加和删除令牌。其他方法和系统使得令牌可以与彼此附近的多个验证器一起使用，例如可能是由相同用户拥有的多个车辆并且彼此附近停泊的情况，而没有多于一个验证者被操作以授予访问。

6. 发明申请

US20080144787A1 METHOD AND DEVICE FOR SECURE PHONE BANKING 失效
标题翻译：用于安全电话银行的方法和设备
公开(公告)号：US20080144787A1
公开(公告)日：2008-06-19
申请号：US11611825
申请日：2006-12-15
申请人： Alexander Gantman , Gregory G. Rose , Jae-Hee Choi , John W. Noerenberg
发明人： Alexander Gantman , Gregory G. Rose , Jae-Hee Choi , John W. Noerenberg
IPC分类号： H04M11/00
CPC分类号： H04L9/00 , H04M1/505 , H04M1/68 , H04M3/16 , H04M11/00 , H04M2203/609
摘要： A small form-factor security device is provided that may be inserted in series with a telephone line to encrypt dual tone multi-frequency (DTMF) tones from a telephone to prevent unauthorized disclosure of sensitive information. A receiving device decrypts the encrypted DTMF tones to receive the original information sent by the telephone. The security device acts as a second factor in a two-factor authentication scheme with a tele-services security server that authenticates the security device.
摘要翻译：提供了一种小型的安全设备，其可以与电话线串联插入以从电话加密双音多频（DTMF）音，以防止未经授权的泄露敏感信息。接收设备解密加密的DTMF音，以接收由电话发送的原始信息。安全设备作为双重身份认证方案的第二个因素，与认证安全设备的远程服务安全服务器。

7. 发明申请

US20100034385A1 COMBINATIONAL COMBINER CRYPTOGRAPHIC METHOD AND APPARATUS 有权
标题翻译：组合组合方法和装置
公开(公告)号：US20100034385A1
公开(公告)日：2010-02-11
申请号：US11611827
申请日：2006-12-15
申请人： Alexander Gantman , Gregory G. Rose , Jae-Hee Choi , John W. Noerenberg, II
发明人： Alexander Gantman , Gregory G. Rose , Jae-Hee Choi , John W. Noerenberg, II
IPC分类号： H04L9/20 , H04L9/28 , G06F7/58
CPC分类号： H04L9/065 , H04L2209/08
摘要： Another feature provides an efficient encryption method that safeguards the security of encrypted symbols. Each plaintext symbol is encrypted by using a separate pseudorandomly selected translation table. Rather than pre-storing every possible permutation of symbols as translation tables, the translation tables may be efficiently generated on-the-fly based on a pseudorandom number arid a symbol shuffling algorithm. A receiving device may similarly generate reverse translation tables on-the-fly to decrypt received encrypted symbols.
摘要翻译：另一个特征提供了一种有效的加密方法，可以保护加密符号的安全性。每个明文符号通过使用单独的伪随机选择的转换表进行加密。不是将符号的每个可能的排列预先存储为转换表，而是可以基于伪随机数和符号改组算法在运行中有效地生成转换表。接收设备可以类似地在运行时生成反向转换表以解密所接收的加密符号。

8. 发明申请

US20080229109A1 HUMAN-RECOGNIZABLE CRYPTOGRAPHIC KEYS 审中-公开
标题翻译：人类可识别的克隆色谱
公开(公告)号：US20080229109A1
公开(公告)日：2008-09-18
申请号：US11685110
申请日：2007-03-12
申请人： Alexander Gantman , Gregory G. Rose
发明人： Alexander Gantman , Gregory G. Rose
IPC分类号： H04L9/00
CPC分类号： G06F21/36 , G06F21/33 , G06F2221/2145 , G09C5/00 , H04L9/0869 , H04L63/12 , H04L63/1441 , H04L63/1483
摘要： A visual authentication scheme for websites is provided that binds an image to a website so that a user can by visually authenticate whether he/she is viewing an intended/trusted website. An authentication or cryptographic key (associated with a web page) is rendered as a unique key-identifying image or unique sequence of images. This key-identifying image(s) is then displayed to the user. The user associates this key-identifying image with the originator or source of the web page so that the user can easily recognize the originator by glancing at the key-identifying image. The association between the key-identifying image and the cryptographic/authentication key (and thereby the source of the web page) can be achieved similarly to brand awareness.
摘要翻译：提供了一种用于网站的视觉认证方案，其将图像绑定到网站，使得用户可以通过视觉上验证他/她正在查看预期/受信任的网站。认证或加密密钥（与网页相关联）被呈现为唯一的密钥识别图像或唯一的图像序列。然后，该密钥识别图像被显示给用户。用户将该键识别图像与网页的发起者或源相关联，使得用户可以通过扫视键识别图像来容易地识别发起者。密钥识别图像和加密/认证密钥（从而网页的源）之间的关联可以类似于品牌知名度来实现。

9. 发明授权

US07487362B2 Digital authentication over acoustic channel 有权
标题翻译：声通道数字认证
公开(公告)号：US07487362B2
公开(公告)日：2009-02-03
申请号：US10785313
申请日：2004-02-23
申请人： Jack Steenstra , Alexander Gantman , John W. Noerenberg, II , Ahmad Jalali , Gregory G. Rose
发明人： Jack Steenstra , Alexander Gantman , John W. Noerenberg, II , Ahmad Jalali , Gregory G. Rose
IPC分类号： H04L9/00
CPC分类号： G06Q20/341 , G06Q20/346 , G06Q20/4014 , G06Q20/40975 , G07F7/1008 , G07F7/1016 , G07F7/1025 , H04L9/3228 , H04L9/3297
摘要： Apparatus and method are disclosed for digital authentication and verification. In one embodiment, authentication involves storing a cryptographic key and a look up table (LUT), generating an access code using the cryptographic key; generating multiple parallel BPSK symbols based upon the access code; converting the BPSK symbols into multiple tones encoded with the access code using the LUT; and outputting the multiple tones encoded with the access code for authentication. In another embodiment, verification involves receiving multiple tones encoded with an access code; generating multiple parallel BPSK symbols from the multiple tones; converting the BPSK symbols into an encoded interleaved bit stream of the access code; de-interleaving the encoded interleaved bit stream; and recovering the access code from the encoded de-interleaved bit stream.
摘要翻译：公开了用于数字认证和验证的装置和方法。在一个实施例中，认证涉及存储加密密钥和查找表（LUT），使用密码密钥生成访问代码; 基于所述访问码生成多个并行BPSK符号; 使用LUT将BPSK符号转换为用访问码编码的多个音调; 并输出用访问码编码的多个音调进行认证。在另一个实施例中，验证涉及接收用访问码编码的多个音调; 从多个音调生成多个并行BPSK符号; 将所述BPSK符号转换为所述接入码的编码交织比特流; 对编码的交错比特流进行解交织; 以及从编码的解交织比特流中恢复接入码。

10. 发明授权

US07251730B2 Method and apparatus for simplified audio authentication 有权
标题翻译：用于简化音频认证的方法和装置
公开(公告)号：US07251730B2
公开(公告)日：2007-07-31
申请号：US10077365
申请日：2002-02-15
申请人： Gregory G. Rose , Roy Franklin Quick, Jr. , Alexander Gantman
发明人： Gregory G. Rose , Roy Franklin Quick, Jr. , Alexander Gantman
IPC分类号： H04L9/00
CPC分类号： G07F7/1008 , G06Q20/341 , G06Q20/346 , G06Q20/3823 , G06Q20/3825 , G06Q20/4014 , G06Q20/40975 , G07F7/1016 , G07F7/1025 , H04L9/32 , H04L9/3226 , H04L9/3247 , H04L2209/80 , H04W12/06 , H04W12/10
摘要： An apparatus and method for authentication having a processor and at least one activator coupled to the processor is claimed. A signature generator is coupled to the processor and capable of generating a secure identifier. An emitter coupled to the signal generator capable of emitting the secure identifier. A receiver receives the emitted secure identifier and verifies that the secure identifier was appropriately transmitted. The public key corresponding to the key identifier transmitted is accessed to determine the validity of the secure identifier using the accessed key and that the time indicated in the received secure identifier is verified to be within acceptable time tolerances.
摘要翻译：要求具有处理器和耦合到处理器的至少一个激活器的认证装置和方法。签名生成器耦合到处理器并且能够生成安全标识符。耦合到能够发出安全标识符的信号发生器的发射器。接收器接收发射的安全标识符，并验证安全标识符是否被适当地发送。访问与发送的密钥标识符相对应的公共密钥，以使用所访问的密钥来确定安全标识符的有效性，并且验证所接收到的安全标识符中指示的时间在可接受的时间公差内。

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