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    • 4. 发明申请
    • Lottery transaction mechanisms
    • 彩票交易机制
    • US20100181755A1
    • 2010-07-22
    • US12657407
    • 2010-01-20
    • Kenneth E. Irwin, JR.Mather LindsayGary R. StreeterPatricia M. Irwin
    • Kenneth E. Irwin, JR.Mather LindsayGary R. StreeterPatricia M. Irwin
    • B42D15/00
    • B42D25/27A63F3/069B42D5/002B42D25/00B42D25/285B42D25/30B42D2035/08G06Q20/28G06Q30/06G06Q40/02G06Q50/34G07F17/3248G07F17/329
    • Described are a number of mechanisms that can reduce transaction costs and increase the economic viability of a number of products. Included is a combination instant lottery ticket and debit card that makes it possible to issue prepaid debit cards having a relatively low monetary value. Also included is a combination on-line ticket/receipt and debit card that can automate the prize paying process, simplifying the retailer's responsibilities while reducing the potential for fraud. Various cash flow and authentication techniques such as age and location verification, nano payment methods and spam filters based on these mechanisms are also described. In addition, instant lottery tickets, and in particular, losing tickets can be provided with a small residual value by placing account information on the ticket. In another version, a lottery ticket can be combined with a payment card that operates as a closed payment system whereby the payment card can only be used with a specified vendor.
    • 描述了一些可以降低交易成本并增加一些产品的经济可行性的机制。 包括即时彩票和借记卡组合,可以发行货币价值较低的预付借记卡。 还包括在线票务/收据和借记卡的组合,可以自动化奖金过程,简化零售商的责任,同时减少欺诈的潜力。 还描述了基于这些机制的各种现金流和认证技术,例如年龄和位置验证,纳米支付方法和垃圾邮件过滤器。 此外,通过在票上放置帐户信息,即时彩票,特别是失去票可以提供小的剩余价值。 在另一个版本中,彩票可以与作为封闭支付系统操作的支付卡组合,由此支付卡只能与指定的供应商一起使用。