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    • 7. 发明申请
    • TOUCH SCREEN SYSTEM AND METHODS FOR MULTIPLE CONTACTLESS PAYMENTS
    • 触摸屏系统和多种接触支付方式
    • US20140025513A1
    • 2014-01-23
    • US13553398
    • 2012-07-19
    • Alan CookeStephen ElderSimon Blythe
    • Alan CookeStephen ElderSimon Blythe
    • G06Q20/20G06Q20/34
    • G06Q20/20G06Q20/10G06Q20/3278G06Q20/352
    • Systems and methods for operating a touch screen for contactless payments are described. In an embodiment, a process includes detecting the presence of multiple proximity payment devices in contact with a touchable surface of a touch screen, displaying a payment option menu for multiple consumers associated with the proximity payment devices, and detecting selection of payment amounts. The process includes reading payment account data from the multiple proximity payment devices, providing the payment account data to a processor, and transmitting the payment account data and the payment amounts associated with the multiple proximity payment devices to a payment server computer. The process may also include receiving one or more payment authorization messages associated with the proximity payment devices, and displaying the payment authorization message(s).
    • 描述了用于操作用于非接触式支付的触摸屏的系统和方法。 在一个实施例中,过程包括检测与触摸屏的可触摸表面接触的多个接近支付设备的存在,显示与接近支付设备相关联的多个消费者的支付选项菜单,以及检测支付金额的选择。 该过程包括从多个接近支付设备读取支付帐户数据,向处理器提供支付帐户数据,以及将支付账户数据和与多个接近支付设备相关联的支付金额发送到支付服务器计算机。 该过程还可以包括接收与接近支付设备相关联的一个或多个支付授权消息,以及显示支付授权消息。
    • 9. 发明申请
    • METHOD AND SYSTEM OF CUSTOMER LEVEL TRANSACTION ANALYTICS ACROSS MERCHANT SITES
    • 客户层面交易分析方法与系统
    • US20140222559A1
    • 2014-08-07
    • US13757878
    • 2013-02-04
    • Yigit CAGLAYANCaroline HainesStephen ElderGuilaume DegrijseJohn Jude AllenEamon Doyle
    • Yigit CAGLAYANCaroline HainesStephen ElderGuilaume DegrijseJohn Jude AllenEamon Doyle
    • G06Q30/02
    • G06Q30/0269G06Q30/06
    • A method for reporting a consumer profile includes: storing offline financial transaction data involving at least two merchants, each transaction associated with a consumer; receiving an information request, the request including a consumer identifier; identifying browsing information associated with the consumer; analyzing the browsing information and the transactions associated with the consumer to identify a profile; and transmitting the profile to a merchant. A method for displaying a customized web page includes: storing browsing data associated with a consumer; receiving a web page request; identifying the consumer identifier; transmitting an information request, the request including the consumer identifier; receiving offline transaction information for transactions involving the consumer and at least two merchants; analyzing the browsing data and the transaction information to identify a profile; customizing the web page data based on the profile; and transmitting the customized web page data to the consumer for display.
    • 用于报告消费者简档的方法包括:存储涉及至少两个商家的离线金融交易数据,每个交易与消费者相关联; 接收信息请求,所述请求包括消费者标识符; 识别与消费者相关联的浏览信息; 分析浏览信息和与消费者相关联的交易以识别简档; 并将该简档发送给商家。 用于显示定制网页的方法包括:存储与消费者相关联的浏览数据; 接收网页请求; 识别消费者标识符; 发送信息请求,所述请求包括消费者标识符; 接收涉及消费者和至少两个商家的交易的离线交易信息; 分析浏览数据和交易信息以识别简档; 基于配置文件自定义网页数据; 并将定制的网页数据发送给消费者进行显示。