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1. 发明授权

US09129466B2 Automated banking machine that operates responsive to data bearing records 有权
标题翻译：自动银行业务响应数据记录运作
公开(公告)号：US09129466B2
公开(公告)日：2015-09-08
申请号：US14590423
申请日：2015-01-06
申请人： Diebold, Incorporated
发明人： Keith Carpenter , Martin J. Brown , Jonathan Soudry , James Meek , Todd Galloway , Robert W. Barnett , Mike R. Ryan , David A. Peters , Rafael Feijo
IPC分类号： G07F19/00
CPC分类号： G06Q20/042 , G06K9/00442 , G06Q20/1085 , G06Q20/405 , G07F19/202 , G07F19/203
摘要： An automated banking machine operates to cause financial transfers responsive to data read from data bearing records. A card actuated automated banking machine may accept checks and dispense cash to users. The banking machine is operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash may be credited to a user account corresponding to card data or may be dispensed to the user from the banking machine responsive to one or more deposited checks.
摘要翻译：自动银行业务机构可以根据从数据记录中读取的数据进行财务转移。卡片启动的自动银行机可以接受用户的支票和现金支付。操作银行机器从存入的支票中获得图像和磁性数据，以确定支票的真实性和用户接收现金用于此类支票的权限。现金可以记入对应于卡数据的用户帐户，或者可以响应于一个或多个保存的支票从银行机器分配给用户。

2. 发明授权

US08517260B1 Banking system controlled responsive to data bearing records 有权
标题翻译：控制数据记录的银行系统
公开(公告)号：US08517260B1
公开(公告)日：2013-08-27
申请号：US13652000
申请日：2012-10-15
申请人： Diebold, Incorporated
发明人： Martin J. Brown , Todd Galloway , Robert W. Barnett , Mike R. Ryan , James R. Kay , Mark A. Ward , David A. Peters , Songtao Ma , Sangeeta Huria , Eric Klein , Tim Crews
IPC分类号： G06K7/00
CPC分类号： G06Q40/02
摘要： An automated banking machine operates to carry out financial transfers responsive to data read form data bearing records. The machine includes a card reader that operates to read data from user cards. The card data corresponds to financial accounts. The machine further includes a cash dispenser and a receipt printer. The machine can dispense cash to an authorized user based on read card data including an identifier of an authorized financial account. The machine can cause a dispensed amount of cash to be transferred from the financial account through communication with at least one remote computer. The machine can also dispense cash in exchange for a check received through a check acceptor. The check acceptor includes a check imager that can scan a check to generate a check image. The check acceptor can read magnetic check data on a check and check data from a check image.
摘要翻译：一个自动银行机器可以根据数据读取形式的数据记录进行财务转移。该机器包括读卡器，用于从用户卡读取数据。卡数据对应于财务账户。该机器还包括自动取款机和收据打印机。该机器可以基于读卡数据（包括授权财务帐户的标识符）向授权用户分配现金。该机器可以通过与至少一个远程计算机的通信来使得分配的现金金额从金融账户转移。机器还可以分配现金以换取通过支票接收者收到的支票。支票接受者包括支票打印机，可以扫描支票以生成支票图像。检查受理人可以读取检查中的磁性检查数据，并从检查图像中检查数据。

3. 发明授权

US09569758B2 Automated banking machine that operates responsive to data bearing records 有权
标题翻译：自动银行业务响应数据记录运作
公开(公告)号：US09569758B2
公开(公告)日：2017-02-14
申请号：US14847722
申请日：2015-09-08
申请人： Diebold, Incorporated
发明人： Keith Carpenter , Martin J. Brown , Jonathan Soudry , James Meek , Todd Galloway , Robert W. Barnett , Mike P. Ryan , David A. Peters , Rafael Feijo
IPC分类号： G07F19/00 , G06Q20/10 , G06Q20/04 , G06Q20/40
CPC分类号： G06Q20/042 , G06K9/00442 , G06Q20/1085 , G06Q20/405 , G07F19/202 , G07F19/203
摘要： In an example embodiment, there is disclosed herein an automated banking machine that includes an instrument acceptor operable to receive financial instruments. The machine is operable to cause user data obtained from a user during a user session with the machine to be sent to a transaction authorizing host computer. The machine is operable to generate an electronic deposit slip that includes a data representative of a financial account associated with the user data, and a value of value of a financial instrument received by the instrument acceptor during the user session. The electronic deposit slip to be sent to a server that is remotely located from the automated banking machine and data representative of the value of the financial instrument is sent to the authorizing host terminal to cause the financial account to be credited an amount corresponding to the value of the financial instrument.
摘要翻译：在示例性实施例中，本文公开了一种自动银行机，其包括可操作以接收金融工具的工具接受器。该机器可操作以使得在与机器的用户会话期间从用户获得的用户数据被发送到交易授权主计算机。该机器可操作以产生包括代表与用户数据相关联的金融账户的数据的电子存款单，以及由用户会话期间由该仪器接受者接收的金融工具的价值。将发送到远离自动银行机的服务器的电子存款单据和代表金融工具的价值的数据发送给授权主机终端，以使该金融账户的金额相当于该值的金融工具。

4. 发明授权

US08925803B2 Automated banking machine that operates responsive to data bearing records 有权
公开(公告)号：US08925803B2
公开(公告)日：2015-01-06
申请号：US14198882
申请日：2014-03-06
申请人： Diebold, Incorporated
发明人： Keith Carpenter , Martin J. Brown , Jonathan Soudry , James Meek , Todd Galloway , Robert W. Barnett , Mike R. Ryan , David A. Peters , Rafael Feijo
IPC分类号： G06F19/00
CPC分类号： G06Q40/02 , G06Q20/042 , G06Q20/108 , G06Q20/1085 , G07F19/20
摘要： An automated banking machine operates to cause financial transfers responsive to data read from data bearing records. A card actuated automated banking machine may accept checks and dispense cash to users. The banking machine is operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash may be credited to a user account corresponding to card data or may be dispensed to the user from the banking machine responsive to one or more deposited checks.

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