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1. 发明申请

US20050149455A1 Method and system for providing advanced authorization 有权
标题翻译：提供高级授权的方法和系统
公开(公告)号：US20050149455A1
公开(公告)日：2005-07-07
申请号：US10863813
申请日：2004-06-07
申请人： Belva Bruesewitz , Nancy Hilgers , Patrick Faith , Kevin Siegel , Xiaoli Li
发明人： Belva Bruesewitz , Nancy Hilgers , Patrick Faith , Kevin Siegel , Xiaoli Li
IPC分类号： G06F17/60
CPC分类号： G06Q20/4016 , G06Q20/04 , G06Q20/382 , G06Q20/40 , G06Q20/403 , G06Q20/409 , G06Q40/025 , G06Q40/08
摘要： A system for providing real-time risk mitigation for an authorization system. The system receives authorization requests from multiple merchants (or their respective acquirers) and processes such requests. Each processed request is then forwarded to its corresponding issuer for further authorization. Each processed request includes an authorization message. The authorization message can include a risk score, a number of reason codes, and a number of condition codes. The use of the risk score, reason codes and condition codes allows issuers to make better informed decisions with respect to providing authorizations.
摘要翻译：一种为授权系统提供实时风险缓解的系统。系统从多个商家（或其各自的收件人）接收授权请求并处理这些请求。然后将每个被处理的请求转发给其对应的发行者以进一步授权。每个被处理的请求都包含一个授权消息。授权消息可以包括风险分数，原因代码的数量和条件代码的数量。使用风险分数，原因代码和条件代码可以使发行人在提供授权方面做出更明智的决策。

2. 发明申请

US20140188697A1 METHOD AND SYSTEM FOR PROVIDING RISK INFORMATION IN CONNECTION WITH TRANSACTION PROCESSING 审中-公开
标题翻译：提供与交易处理相关的风险信息的方法和系统
公开(公告)号：US20140188697A1
公开(公告)日：2014-07-03
申请号：US14198466
申请日：2014-03-05
申请人： Belva J. Bruesewitz , Nancy Hilgers , Patrick Faith , Kevin Siegel , Xiaoli Li , Kris Koganti
发明人： Belva J. Bruesewitz , Nancy Hilgers , Patrick Faith , Kevin Siegel , Xiaoli Li , Kris Koganti
IPC分类号： G06Q20/40
CPC分类号： G06Q20/4016 , G06Q20/04 , G06Q20/382 , G06Q20/40 , G06Q20/403 , G06Q20/409 , G06Q40/025 , G06Q40/08
摘要： A system for providing real-time risk mitigation for an authorization system. The system receives authorization requests from multiple merchants (or their respective acquirers) and processes such requests. Each processed request is then forwarded to its corresponding issuer for further authorization. Each processed request includes an authorization message. The authorization message can include a risk score, a number of reason codes, and a number of condition codes. The use of the risk score, reason codes and condition codes allows issuers to make better informed decisions with respect to providing authorizations.
摘要翻译：一种为授权系统提供实时风险缓解的系统。系统从多个商家（或其各自的收件人）接收授权请求并处理这些请求。然后将每个被处理的请求转发给其对应的发行者以进一步授权。每个被处理的请求都包含一个授权消息。授权消息可以包括风险分数，原因代码的数量和条件代码的数量。使用风险分数，原因代码和条件代码可以使发行人在提供授权方面做出更明智的决策。

3. 发明授权

US08706641B2 Method and system for providing risk information in connection with transaction processing 有权
标题翻译：提供与交易处理相关的风险信息的方法和系统
公开(公告)号：US08706641B2
公开(公告)日：2014-04-22
申请号：US12848964
申请日：2010-08-02
申请人： Belva J. Bruesewitz , Nancy Hilgers , Patrick Faith , Kevin Siegel , Xiaoli Li , Kris Koganti , Craig O'Connell
发明人： Belva J. Bruesewitz , Nancy Hilgers , Patrick Faith , Kevin Siegel , Xiaoli Li , Kris Koganti , Craig O'Connell
IPC分类号： G06Q20/00 , G06Q40/00
CPC分类号： G06Q20/4016 , G06Q20/04 , G06Q20/382 , G06Q20/40 , G06Q20/403 , G06Q20/409 , G06Q40/025 , G06Q40/08
摘要： A system for providing real-time risk mitigation for an authorization system. The system receives authorization requests from multiple merchants (or their respective acquirers) and processes such requests. Each processed request is then forwarded to its corresponding issuer for further authorization. Each processed request includes an authorization message. The authorization message can include a risk score, a number of reason codes, and a number of condition codes. The use of the risk score, reason codes and condition codes allows issuers to make better informed decisions with respect to providing authorizations.
摘要翻译：一种为授权系统提供实时风险缓解的系统。系统从多个商家（或其各自的收件人）接收授权请求并处理这些请求。然后将每个被处理的请求转发给其对应的发行者以进一步授权。每个被处理的请求都包含一个授权消息。授权消息可以包括风险分数，原因代码的数量和条件代码的数量。使用风险分数，原因代码和条件代码可以使发行人在提供授权方面做出更明智的决策。

4. 发明申请

US20110066551A1 Method and System for Providing Risk Information in Connection with Transaction Processing 有权
公开(公告)号：US20110066551A1
公开(公告)日：2011-03-17
申请号：US12868627
申请日：2010-08-25
申请人： Belva J. Bruesewitz , Nancy Hilgers , Patrick Faith , Kevin Siegel , Xiaoli Li , Kris Koganti , Craig O'Connell
发明人： Belva J. Bruesewitz , Nancy Hilgers , Patrick Faith , Kevin Siegel , Xiaoli Li , Kris Koganti , Craig O'Connell
IPC分类号： G06Q20/00
CPC分类号： G06Q20/4016 , G06Q20/04 , G06Q20/382 , G06Q20/40 , G06Q20/403 , G06Q20/409 , G06Q40/025 , G06Q40/08
摘要： A system for providing real-time risk mitigation for an authorization system. The system receives authorization requests from multiple merchants (or their respective acquirers) and processes such requests. Each processed request is then forwarded to its corresponding issuer for further authorization. Each processed request includes an authorization message. The authorization message can include a risk score, a number of reason codes, and a number of condition codes. The use of the risk score, reason codes and condition codes allows issuers to make better informed decisions with respect to providing authorizations.

5. 发明授权

US09785944B2 Method and system for providing risk information in connection with transaction processing 有权
公开(公告)号：US09785944B2
公开(公告)日：2017-10-10
申请号：US12868627
申请日：2010-08-25
申请人： Belva J. Bruesewitz , Nancy Hilgers , Patrick Faith , Kevin Siegel , Xiaoli Li , Kris Koganti , Craig O'Connell
发明人： Belva J. Bruesewitz , Nancy Hilgers , Patrick Faith , Kevin Siegel , Xiaoli Li , Kris Koganti , Craig O'Connell
IPC分类号： G06Q20/00 , G06Q20/40 , G06Q20/04 , G06Q20/38 , G06Q40/02 , G06Q40/08
CPC分类号： G06Q20/4016 , G06Q20/04 , G06Q20/382 , G06Q20/40 , G06Q20/403 , G06Q20/409 , G06Q40/025 , G06Q40/08
摘要： A system for providing real-time risk mitigation for an authorization system. The system receives authorization requests from multiple merchants (or their respective acquirers) and processes such requests. Each processed request is then forwarded to its corresponding issuer for further authorization. Each processed request includes an authorization message. The authorization message can include a risk score, a number of reason codes, and a number of condition codes. The use of the risk score, reason codes and condition codes allows issuers to make better informed decisions with respect to providing authorizations.

6. 发明申请

US20110112954A1 Method and System for Providing Risk Information in Connection with Transaction Processing 有权
标题翻译：提供与交易处理有关的风险信息的方法和系统
公开(公告)号：US20110112954A1
公开(公告)日：2011-05-12
申请号：US12848964
申请日：2010-08-02
申请人： Belva J. Bruesewitz , Nancy Hilgers , Patrick Faith , Kevin Siegel , Xiaoli Li , Kris Koganti , Craig O'Connell
发明人： Belva J. Bruesewitz , Nancy Hilgers , Patrick Faith , Kevin Siegel , Xiaoli Li , Kris Koganti , Craig O'Connell
IPC分类号： G06Q40/00
CPC分类号： G06Q20/4016 , G06Q20/04 , G06Q20/382 , G06Q20/40 , G06Q20/403 , G06Q20/409 , G06Q40/025 , G06Q40/08
摘要： A system for providing real-time risk mitigation for an authorization system. The system receives authorization requests from multiple merchants (or their respective acquirers) and processes such requests. Each processed request is then forwarded to its corresponding issuer for further authorization. Each processed request includes an authorization message. The authorization message can include a risk score, a number of reason codes, and a number of condition codes. The use of the risk score, reason codes and condition codes allows issuers to make better informed decisions with respect to providing authorizations.
摘要翻译：一种为授权系统提供实时风险缓解的系统。系统从多个商家（或其各自的收件人）接收授权请求并处理这些请求。然后将每个被处理的请求转发给其对应的发行者以进一步授权。每个被处理的请求都包含一个授权消息。授权消息可以包括风险分数，原因代码的数量和条件代码的数量。使用风险分数，原因代码和条件代码可以使发行人在提供授权方面做出更明智的决策。

7. 发明授权

US07809650B2 Method and system for providing risk information in connection with transaction processing 有权
标题翻译：提供与交易处理相关的风险信息的方法和系统
公开(公告)号：US07809650B2
公开(公告)日：2010-10-05
申请号：US10863813
申请日：2004-06-07
申请人： Belva J. Bruesewitz , Nancy Hilgers , Patrick Faith , Kevin Siegel , Xiaoli Li
发明人： Belva J. Bruesewitz , Nancy Hilgers , Patrick Faith , Kevin Siegel , Xiaoli Li
IPC分类号： G06Q20/00 , G06F7/04 , G06F17/30 , H04N7/16
CPC分类号： G06Q20/4016 , G06Q20/04 , G06Q20/382 , G06Q20/40 , G06Q20/403 , G06Q20/409 , G06Q40/025 , G06Q40/08
摘要： A system for providing real-time risk mitigation for an authorization system. The system receives authorization requests from multiple merchants (or their respective acquirers) and processes such requests. Each processed request is then forwarded to its corresponding issuer for further authorization. Each processed request includes an authorization message. The authorization message can include a risk score, a number of reason codes, and a number of condition codes. The use of the risk score, reason codes and condition codes allows issuers to make better informed decisions with respect to providing authorizations.
摘要翻译：一种为授权系统提供实时风险缓解的系统。系统从多个商家（或其各自的收件人）接收授权请求并处理这些请求。然后将每个被处理的请求转发给其对应的发行者以进一步授权。每个被处理的请求都包含一个授权消息。授权消息可以包括风险分数，原因代码的数量和条件代码的数量。使用风险分数，原因代码和条件代码可以使发行人在提供授权方面做出更明智的决策。

8. 发明申请

US20150227936A1 METHOD AND SYSTEM FOR PROVIDING RISK INFORMATION IN CONNECTION WITH TRANSACTION PROCESSING 审中-公开
标题翻译：提供与交易处理相关的风险信息的方法和系统
公开(公告)号：US20150227936A1
公开(公告)日：2015-08-13
申请号：US14691981
申请日：2015-04-21
申请人： Belva J. Bruesewitz , Nancy Hilgers , Patrick L. Faith , Kevin Paul Siegel , Xiaoli Li , Krishna Prasad Koganti , Craig O'Connell
发明人： Belva J. Bruesewitz , Nancy Hilgers , Patrick L. Faith , Kevin Paul Siegel , Xiaoli Li , Krishna Prasad Koganti , Craig O'Connell
IPC分类号： G06Q20/40
CPC分类号： G06Q20/4016 , G06Q20/04 , G06Q20/382 , G06Q20/40 , G06Q20/403 , G06Q20/409 , G06Q40/025 , G06Q40/08
摘要： A system for providing real-time risk mitigation for an authorization system. The system receives authorization requests from multiple merchants (or their respective acquirers) and processes such requests. Each processed request is then forwarded to its corresponding issuer for further authorization. Each processed request includes an authorization message. The authorization message can include a risk score, a number of reason codes, and a number of condition codes. The use of the risk score, reason codes and condition codes allows issuers to make better informed decisions with respect to providing authorizations.
摘要翻译：一种为授权系统提供实时风险缓解的系统。系统从多个商家（或其各自的收件人）接收授权请求并处理这些请求。然后将每个被处理的请求转发给其对应的发行者以进一步授权。每个被处理的请求都包含一个授权消息。授权消息可以包括风险分数，原因代码的数量和条件代码的数量。使用风险分数，原因代码和条件代码可以使发行人在提供授权方面做出更明智的决策。

9. 外观设计

USD1025380S1 Microwavable heat pad 有权
公开(公告)号：USD1025380S1
公开(公告)日：2024-04-30
申请号：US29811837
申请日：2021-10-18
申请人： Xiaoli Li
设计人： Xiaoli Li
摘要： FIG. 1 is a perspective view of a microwavable heat pad design showing my new design.
FIG. 2 is a front view of a microwavable heat pad.
FIG. 3 is a rear view of a microwavable heat pad.
FIG. 4 is a left side view of a microwavable heat pad.
FIG. 5 is a right side view of a microwavable heat pad.
FIG. 6 is a top view of a microwavable heat pad; and,
FIG. 7 is a bottom view of a microwavable heat pad.
Any shading and cross-hatching are not features of the design but are utilized to illustrate the surface contours of the microwavable heat pad design in the drawings.

10. 发明授权

US6061100A Noise reduction for video signals 失效
标题翻译：视频信号降噪
公开(公告)号：US6061100A
公开(公告)日：2000-05-09
申请号：US941238
申请日：1997-09-30
申请人： Rabab K. Ward , Julong Du , Pingnan Shi , Xiaoli Li
发明人： Rabab K. Ward , Julong Du , Pingnan Shi , Xiaoli Li
IPC分类号： H04N5/21
CPC分类号： H04N5/21
摘要： A method of reducing noise in video signal, by processing the pixels of a process frame of video signal in conjunction with a selected number of previously processed frames to determine values for target pixels in the process frame by applying a temporal motion detector to determine whether a target pixel has a still or motion status and further processing the pixels with motion status by impulse recognition step to further determine whether the pixel should be classified as having a still or a motion status. The pixels are then checked via a spatial motion detecting step to obtain a motion index value to the pixels and the motion index value is used in a motion adaptive temporal filter to define the pixel value of the still pixel. The motion index value of the pixels is used to set a dynamic threshold in a detailed motion active spatial filter to define the pixel value for the motion pixels. The system may be integrated with a converter box for converting digital signals to analog for use in conjunction with analog television sets services by digital signals.
摘要翻译：一种降低视频信号噪声的方法，通过处理视频信号的处理帧的像素与选定数量的先前处理过的帧进行处理，以通过应用时间运动检测器来确定处理帧中的目标像素的值，以确定是否目标像素具有静止或运动状态，并通过脉冲识别步骤进一步处理具有运动状态的像素，以进一步确定像素是否应被分类为具有静止或运动状态。然后通过空间运动检测步骤检查像素，以获得对像素的运动索引值，并且运动索引值用于运动自适应时间滤波器中以定义静止像素的像素值。像素的运动索引值用于在细节运动有源空间滤波器中设置动态阈值以定义运动像素的像素值。该系统可以与用于将数字信号转换为模拟的转换器盒一起用于通过数字信号与模拟电视机服务结合使用。

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