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    • 1. 发明授权
    • Electronic money processing method having a transaction fee collecting function and an electronic money storage apparatus for the same
    • 具有交易费收集功能的电子货币处理方法和用于其的电子货币存储装置
    • US06321213B1
    • 2001-11-20
    • US09259335
    • 1999-03-01
    • Atsushi ItoMasaaki HiroyaTakeshi TeramuraAkira MuramatsuYoshiaki Kawatsura
    • Atsushi ItoMasaaki HiroyaTakeshi TeramuraAkira MuramatsuYoshiaki Kawatsura
    • G06F1760
    • G06Q20/10G06Q20/06G06Q20/105G07F7/1016
    • An electronic money storage apparatus includes that an amount of remittance p is determined on a remitting side and a receiving side. A remitting apparatus obtains a remitter's transaction fee x and an amount y to be stored in a transaction fee storage area. The remitting apparatus obtains a sum of p and x, i.e., p+x from an electronic money storage area, divides the sum into an amount y to be stored on the remitting side and an amount remained p+x−y, stores y in a transaction fee storage area, and sends p+x −y to the receiving side. A receiving apparatus obtains a receiver's transaction fee z and an amount u to be stored in a transaction fee storage area, receives p+x−y, divides p+x−y into u to be stored on the receiving side and p−z, stores u in a transaction fee storage area, and stores remaining electronic money p−z in an electronic money storage area, thereby the transaction fee can be collected while retaining anonymity between the remitter and the receiver and usability of electronic money in the processing of electronic money by use of an IC card or the like.
    • 电子货币存储装置包括在汇款方和接收方确定汇款金额p。 汇款设备获得汇款人的交易费用x和要存储在交易费用存储区域中的金额y。 汇款装置从电子货币存储区获得p和x的和,即p + x,将和除以存储在汇款方的金额y和保留的金额p + xy,将y存储在交易中 费用存储区域,并将p + x -y发送到接收方。 接收装置获取接收者的交易费用z和要存储在交易费用存储区域中的数量u,接收p + xy,将p + xy分成u以存储在接收方,并且将p存储在交易费用中 存储区域,并且将剩余的电子货币pz存储在电子货币存储区域中,从而可以收集交易费用,同时在汇款人和接收方之间保持匿名,并且通过使用IC卡在电子货币的处理中的电子货币的可用性或 类似。
    • 2. 发明授权
    • Electronic money sending system
    • 电子货币发送系统
    • US6039250A
    • 2000-03-21
    • US981810
    • 1998-01-06
    • Atsushi ItoMasaaki Hiroya
    • Atsushi ItoMasaaki Hiroya
    • G06Q20/00G07F7/08G06F17/60
    • G06Q20/06G06Q20/02G06Q20/10G06Q20/32
    • To a communication network there is connected an electronic money server that temporarily stores electronic money. The remittance of electronic money from a remitter to a receiptor is carried out by dividing the remittance process into two steps, namely, the remittance from the remitter to the electronic money server and the remittance from the electronic money server to the receiptor. When the electronic money server receives [an] electronic money from a remitter, the electronic money server sends to a receiptor an electronic mail message saying that a payment of electronic money has been received. The receiptor requests the electronic money server to transfer the received electronic money based on this electronic mail message. Further, to prevent electronic money from remaining in the electronic money server for an excessive time, the electronic money server is provided with a time management unit, and if a receiptor leaves electronic money in the electronic money serve until a certain period of time passes, the electronic money server sends a reminder to the receiptor or refunds the electronic money to the remitter.
    • PCT No.PCT / JP96 / 01840 Sec。 371日期:1998年1月6日 102(e)1998年1月6日PCT PCT 1996年7月3日PCT公布。 公开号WO97 / 02539 日期1997年1月23日对于通信网络,连接有临时存储电子货币的电子货币服务器。 通过将汇款处理分为两个步骤,即从汇款人到电子货币服务器的汇款以及从电子货币服务器汇款到收件人的方式,将汇款人汇款到汇款人进行汇款。 当电子货币服务器从汇款人接收到电子货币时,电子货币服务器向接收方发送一封电子邮件消息,表示已经收到了电子货币的支付。 接收者请求电子货币服务器基于该电子邮件消息传送所接收的电子货币。 此外,为了防止电子货币在电子货币服务器中过多的时间,电子货币服务器设置有时间管理单元,并且如果收件人在电子货币中离开电子货币直到经过一定时间段, 电子货币服务器向接收者发送提醒或将电子货币退还给汇款人。
    • 3. 发明授权
    • Electronic-money rewarding system for lost and found IC card
    • 电子货币回报系统丢失并发现IC卡
    • US06679423B2
    • 2004-01-20
    • US09879137
    • 2001-06-13
    • Makoto IjichiShigeyuki ItohMasaaki HiroyaHiroshi AsaoNaomi SatoKei Yonezawa
    • Makoto IjichiShigeyuki ItohMasaaki HiroyaHiroshi AsaoNaomi SatoKei Yonezawa
    • G06K500
    • G07F7/0866G06Q20/363G07F7/08G07F7/12G07F7/122
    • An electronic-money collecting system is capable of returning a lost IC card used as an ‘electronic purse’ to a legitimate owner or an issuing institution with a high degree of efficiency. When a lost IC card containing data representing electronic money is found, the finder inserts the card into a public terminal, and information read from the card is transmitted to a card center by way of a communication line. At the center, a storage unit containing identification and contact data is searched for owner contact data, and the owner of the lost IC card is notified of the implementation of processing to collect the IC card. Also, a finder is given reward money recorded in a found IC card or, when an attempt made by a finder to illegally draw money, information on the finder is recorded, allowing abuse of a found IC card to be detected early.
    • 电子货币收集系统能够将用作“电子钱包”的丢失的IC卡以高效率返回给合法拥有者或签发机构。 当发现包含表示电子货币的数据的丢失的IC卡时,取景器将卡插入公共终端,并且从卡读取的信息通过通信线路发送到卡中心。 在中心,包含识别和联系人数据的存储单元搜索所有者联系人数据,丢失的IC卡的所有者被通知收集IC卡的处理的实现。 此外,发现者获得记录在找到的IC卡中的奖励金额,或者当发现者非法抽取钱的尝试时,记录取景器上的信息,允许提前发现被发现的IC卡的滥用。
    • 5. 发明授权
    • Electronic-money rewarding system for lost and found IC card
    • 电子货币回报系统丢失并发现IC卡
    • US5932859A
    • 1999-08-03
    • US836703
    • 1997-05-19
    • Makoto IjichiShigeyuki ItohMasaaki HiroyaHiroshi AsaoNaomi SatoKei Yonezawa
    • Makoto IjichiShigeyuki ItohMasaaki HiroyaHiroshi AsaoNaomi SatoKei Yonezawa
    • G06Q20/00G06Q20/06G06Q20/40G06Q20/42G06Q40/00G06Q40/02G06Q50/00G07F7/08G07F7/12G06K5/00
    • G07F7/08G07F7/12G07F7/122
    • An electronic-money collecting system is capable of returning a lost IC card used as an `electronic purse` to the owner of the lost IC card or an institution issuing the lost IC card with a high degree of efficiency without imposing a burden on the lost-IC-card finder or the institution issuing the IC card. When a lost IC card in which money data representing the amount of electronic money stored on the card is found, the found IC card is inserted into a terminal installed at places, such as a banking organization or a public institution. At that time, information read out from the IC card is transmitted to a center by way of a communication line. At the center, a storage unit is searched for information on the legitimate owner of the IC card, such as information for contacting the owner. The owner of the lost IC card is then notified of the implementation of processing to collect the IC card by telephone, through the post or through an electronic mail using a communication means. In order to increase the rate of collection of lost IC cards, a lost-IC-card finder is given reward money which is set in accordance with the amount of money recorded in a found IC card. In addition, when an attempt made by a lost-IC-card finder to illegally draw money from a found IC card is detected, information on the lost-IC-card finder who makes the attempt to draw money from the found IC card is recorded, allowing the abuse of a found IC card to be detected early.
    • PCT No.PCT / JP95 / 01669 Sec。 371日期1997年5月19日 102(e)日期1997年5月19日PCT提交1995年8月23日PCT公布。 公开号WO96 / 17316 PCT 日期1996年6月6日电子货币收集系统能够将丢失的用作“电子钱包”的IC卡返回丢失的IC卡的所有者或发行丢失的IC卡的机构,而不施加强制 丢失的IC卡寻找者或发行IC卡的机构的负担。 当找到代表存储在卡上的电子货币数量的钱数据的丢失的IC卡时,将找到的IC卡插入到安装在例如银行组织或公共机构的地方的终端中。 此时,从IC卡读出的信息通过通信线路发送到中心。 在中心,搜索存储单元关于IC卡的合法所有者的信息,诸如与所有者联系的信息。 然后,丢失的IC卡的所有者被通知通过电话,通过使用通信装置的电子邮件或通过电子邮件收集IC卡的处理的实现。 为了提高丢失的IC卡的收集速度,丢失的IC卡寻找器被给予根据找到的IC卡中记录的金额设定的奖励金额。 此外,当检测到IC卡读卡器从被发现的IC卡中非法提取钱款的尝试时,记录了从所发现的IC卡中尝试抽钱的丢失的IC卡发现者的信息 ,允许早期发现被发现的IC卡的滥用。
    • 7. 发明授权
    • Transaction-oriented electronic accommodation system
    • 面向交易的电子住宿系统
    • US06230971B1
    • 2001-05-15
    • US09593952
    • 2000-06-15
    • Kenji MatsumotoShigeyuki ItohMisuzu NakanoAkira KanehiraMasaaki Hiroya
    • Kenji MatsumotoShigeyuki ItohMisuzu NakanoAkira KanehiraMasaaki Hiroya
    • G06K500
    • G06Q20/127G06Q20/363G07F7/00G07F7/0866G07F17/0014G07F17/12G07F17/24
    • A transaction-oriented electronic accommodation system includes an IC card storing electronic monetary information and an identification number, an IC card read/write unit for reading and/or writing information in/from the IC card, a key control unit for controlling locking and unlocking of a door of the article receiving/housing unit, an identification number storing unit for storing identification number of the IC card, an amount-of-money information storing unit for storing amount-of-money information, a collating unit for collating the identification number stored in the identification number storing unit with the identification number read out from the IC card, and a line control unit for transferring the electronic monetary information via transmission line. For utilizing the article receiving/housing unit, the IC card is inserted, whereby the article receiving/housing unit is locked. For taking out article from the article receiving/housing unit, the IC card is inserted, whereby the article receiving/housing unit is unlocked with the accounting being settled. Cashless transaction can be realized.
    • 面向交易的电子住宿系统包括存储电子货币信息的IC卡和识别号码,用于从IC卡读取和/或写入信息的IC卡读/写单元,用于控制锁定和解锁的键控制单元 物品接收/收纳单元的门,用于存储IC卡的识别号的识别号码存储单元,用于存储货币数据信息的货币数据信息存储单元,用于对准识别码的对照单元 存储在具有从IC卡读出的识别号的识别号码存储单元中的号码,以及用于经由传输线传送电子货币信息的线路控制单元。 为了利用物品接收/容纳单元,插入IC卡,由此物品接收/容纳单元被锁定。 为了从物品收纳单元取出物品,插入IC卡,由会计处理结算的物品收纳单元解除锁定。 无现金交易可以实现。
    • 8. 发明授权
    • Transaction-oriented electronic accommodation system
    • 面向交易的电子住宿系统
    • US6116506A
    • 2000-09-12
    • US638591
    • 1996-04-29
    • Kenji MatsumotoShigeyuki ItohMisuzu NakanoAkira KanehiraMasaaki Hiroya
    • Kenji MatsumotoShigeyuki ItohMisuzu NakanoAkira KanehiraMasaaki Hiroya
    • G07C9/00G07F7/00G07F7/08G07F17/10G07F17/12G07F17/24G06K5/00
    • G07F7/0866G06Q20/363G07C9/00103G07F17/10G07F17/12G07F17/24G07F7/00G07F7/0873G07C2011/02
    • A transaction-oriented electronic accommodation system includes an IC card storing electronic monetary information and an identification number, an IC card read/write unit for reading and/or writing information in/from the IC card, a key control unit for controlling locking and unlocking of a door of the article receiving/housing unit, an identification number storing unit for storing identification number of the IC card, an amount-of-money information storing unit for storing amount-of-money information, a collating unit for collating the identification number stored in the identification number storing unit with the identification number read out from the IC card, and a line control unit for transferring the electronic monetary information via transmission line. For utilizing the article receiving/housing unit, the IC card is inserted, whereby the article receiving/housing unit is locked. For taking out article from the article receiving/housing unit, the IC card is inserted, whereby the article receiving/housing unit is unlocked with the accounting being settled. Cashless transaction can be realized.
    • 面向交易的电子住宿系统包括存储电子货币信息的IC卡和识别号码,用于从IC卡读取和/或写入信息的IC卡读/写单元,用于控制锁定和解锁的键控制单元 物品接收/收纳单元的门,用于存储IC卡的识别号的识别号码存储单元,用于存储货币金额信息的货币数据信息存储单元,用于对准识别码的对照单元 存储在具有从IC卡读出的识别号的识别号码存储单元中的号码,以及用于经由传输线传送电子货币信息的线路控制单元。 为了利用物品接收/容纳单元,插入IC卡,由此物品接收/容纳单元被锁定。 为了从物品收纳单元取出物品,插入IC卡,由会计处理结算的物品收纳单元解除锁定。 无现金交易可以实现。