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    • 7. 发明授权
    • Information exchange apparatus, method and managing system applied thereto
    • 信息交换装置,应用于其的方法和管理系统
    • US09154573B2
    • 2015-10-06
    • US12694469
    • 2010-01-27
    • Li-Ho Yao
    • Li-Ho Yao
    • G06F15/16H04L29/08H04W12/06H04W88/02
    • H04L67/306H04W12/06H04W88/02
    • An information exchange apparatus has a processing unit, a wireless communication unit, a storage unit, a mainframe connection port and an identification module. The wireless communication unit has a transmitter and a receiver connected to the processing unit. The storage unit is connected to the processing unit and stores a device identification (ID) code, user information and data exchange records. The mainframe connection port is connected to the processing unit for connecting to an electronic device. The identification module is connected to the processing unit, has a secure memory and stores an identification procedure. The secure memory stores the device ID code and an identification key. The identification module allows the processing unit to access data in the storage unit and exchange data in the storage unit with other information exchange apparatus when the processing unit passes the identification procedure.
    • 信息交换装置具有处理单元,无线通信单元,存储单元,主机连接端口和识别模块。 无线通信单元具有连接到处理单元的发送器和接收器。 存储单元连接到处理单元并存储设备标识(ID)代码,用户信息和数据交换记录。 主机连接端口连接到处理单元以连接到电子设备。 识别模块连接到处理单元,具有安全存储器并存储识别程序。 安全存储器存储设备ID代码和识别密钥。 识别模块允许处理单元访问存储单元中的数据,并且当处理单元通过识别过程时,与其他信息交换装置交换存储单元中的数据。
    • 10. 发明申请
    • SECURE WIRELESS PAYMENT SYSTEM AND METHOD THEREOF
    • 安全无线支付系统及其方法
    • US20120166344A1
    • 2012-06-28
    • US13087569
    • 2011-04-15
    • Chen-Mou ChengLi-Ho Yao
    • Chen-Mou ChengLi-Ho Yao
    • G06Q20/00H04L9/28
    • G06Q20/3278G06Q20/20G06Q20/38G06Q20/40G06Q20/401H04L9/3215H04L2209/56
    • A secure wireless payment system and method thereof allow a consumer to acquire transaction information generated by a payment requesting unit of a seller with a handheld payment responding unit. The payment responding unit has a storage unit embedded with payment authentication data. After the consumer confirms that the transaction information is correct, a payment request is generated and transmitted to a banking unit releasing the payment authentication data through a secure wireless voice channel so that the banking unit can directly approve to pay. Accordingly, consumers need not present credit cards for sellers to charge and fully eliminate the risk of credit card piracy. Additionally, the payment responding unit of the present invention can be automatically connected with the banking unit releasing the payment authentication data for payment of a transaction.
    • 安全无线支付系统及其方法允许消费者获取具有手持支付响应单元的由卖方的支付请求单元生成的交易信息。 支付响应单元具有嵌入支付认证数据的存储单元。 在消费者确认交易信息正确之后,生成支付请求并将其发送到银行单元,通过安全的无线语音信道发布支付认证数据,以便银行单元可以直接批准支付。 因此,消费者不需要为卖家提供信用卡来充电并充分消除信用卡盗版的风险。 此外,本发明的支付响应单元可以与银行单元自动连接,释放用于支付交易的支付认证数据。