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    • 1. 发明授权
    • Method and system for gathering and reporting data associated with a cardholder's use of a prepaid debit card
    • 用于收集和报告与持卡人使用预付借记卡相关的数据的方法和系统
    • US07747462B2
    • 2010-06-29
    • US12146990
    • 2008-06-26
    • Taylor OhlsenJason DuvalTim Birk
    • Taylor OhlsenJason DuvalTim Birk
    • G06Q30/00
    • G06Q20/105G06Q30/02G06Q30/0201G06Q30/0203G06Q30/0205G06Q30/0207G06Q30/0211G06Q30/0224G06Q40/12
    • A method and system for gathering and reporting data associated with a cardholder's use of a prepaid debit card is described. One embodiment receives primary personal data associated with the cardholder in connection with the issuance to the cardholder of the prepaid debit card; causes a financial institution to issue the prepaid debit card; causes a card fulfillment process to be performed; causes the prepaid debit card loaded with a predetermined monetary value to be distributed to the cardholder; receives secondary personal data associated with the cardholder; processes one or more transactions initiated by the cardholder with the prepaid debit card; correlates, in a computerized data processing system, the primary and secondary personal data with transactional data associated with the one or more transactions to generate correlated data; and grants an authorized entity access to at least a portion of the correlated data on an aggregated and non-personally-identifiable basis.
    • 描述了一种用于收集和报告与持卡人使用预付借记卡相关的数据的方法和系统。 一个实施例与发卡到预付借记卡的持卡人有关的主持人收到与持卡人有关的主要个人资料; 使金融机构发行预付借记卡; 导致执行卡执行过程; 使预付金额的预付借记卡分配给持卡人; 接收与持卡人有关的次要个人资料; 处理由持卡人与预付借记卡发起的一个或多个交易; 在计算机化数据处理系统中,将主要和次要个人数据与与一个或多个事务相关联的事务数据相关联以产生相关数据; 并授权授权实体在聚合和非个人可识别的基础上访问至少一部分相关数据。
    • 3. 发明申请
    • METHOD AND SYSTEM FOR GATHERING AND REPORTING DATA ASSOCIATED WITH A CARDHOLDER'S USE OF A PREPAID DEBIT CARD
    • 与卡片使用预付款卡相关的收集和报告数据的方法和系统
    • US20090012844A1
    • 2009-01-08
    • US12146990
    • 2008-06-26
    • Taylor OhlsenJason DuvalTim Birk
    • Taylor OhlsenJason DuvalTim Birk
    • G06Q30/00G06Q40/00G06Q10/00
    • G06Q20/105G06Q30/02G06Q30/0201G06Q30/0203G06Q30/0205G06Q30/0207G06Q30/0211G06Q30/0224G06Q40/12
    • A method and system for gathering and reporting data associated with a cardholder's use of a prepaid debit card is described. One embodiment receives primary personal data associated with the cardholder in connection with the issuance to the cardholder of the prepaid debit card; causes a financial institution to issue the prepaid debit card; causes a card fulfillment process to be performed; causes the prepaid debit card loaded with a predetermined monetary value to be distributed to the cardholder; receives secondary personal data associated with the cardholder; processes one or more transactions initiated by the cardholder with the prepaid debit card; correlates, in a computerized data processing system, the primary and secondary personal data with transactional data associated with the one or more transactions to generate correlated data; and grants an authorized entity access to at least a portion of the correlated data on an aggregated and non-personally-identifiable basis.
    • 描述了一种用于收集和报告与持卡人使用预付借记卡相关的数据的方法和系统。 一个实施例与发卡到预付借记卡的持卡人有关的主持人收到与持卡人有关的主要个人资料; 使金融机构发行预付借记卡; 导致执行卡执行过程; 使预付金额的预付借记卡分配给持卡人; 接收与持卡人有关的次要个人资料; 处理由持卡人与预付借记卡发起的一个或多个交易; 在计算机化数据处理系统中,将主要和次要个人数据与与一个或多个事务相关联的事务数据相关联以产生相关数据; 并授权授权实体在聚合和非个人可识别的基础上访问至少一部分相关数据。