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    • 1. 发明申请
    • Secure payment system
    • 安全支付系统
    • US20070170245A1
    • 2007-07-26
    • US10580663
    • 2004-11-26
    • Hector ElbaumAndrew JamiesonDavid Mcgregor
    • Hector ElbaumAndrew JamiesonDavid Mcgregor
    • G06K5/00G06Q40/00
    • G06Q20/20G06Q20/04G06Q20/40
    • A system for the authentication by a card-issuing financial institution of identifying information of a card-holding user of a public data network. The system includes a secure data entry device connected to the public data network and a gateway device connected to the public data network and to a private data network used for transmitting messages between financial institutions wherein. The secure data entry device enables the user to enter identifying information of a card issued by the card-issuing financial institution, and means for transmitting transmits the identifying information in a secure manner over the public data network to the gateway device. The gateway device transmits the identifying information to the card-issuing financial institution and receives an approval response from the card-issuing financial institution over the private data network. The approval response provides authentication of the identifying information by the card-issuing financial institution.
    • 用于由发卡金融机构认证的用于识别公共数据网络的持卡用户的信息的系统。 该系统包括连接到公共数据网络的安全数据输入设备和连接到公共数据网络的网关设备和用于在金融机构之间传送消息的专用数据网络。 安全数据输入装置使得用户能够输入由发卡金融机构发行的卡的识别信息,并且用于发送的装置以公开数据网络的安全方式将识别信息发送到网关装置。 网关设备将识别信息发送给发卡金融机构,并通过专用数据网络从发卡金融机构接收到批准响应。 批准响应提供发卡金融机构对识别信息的认证。
    • 9. 发明授权
    • Secure payment system
    • 安全支付系统
    • US08074874B2
    • 2011-12-13
    • US10580663
    • 2004-11-26
    • Hector Daniel ElbaumAndrew JamiesonDavid McGregor
    • Hector Daniel ElbaumAndrew JamiesonDavid McGregor
    • G06K5/00
    • G06Q20/20G06Q20/04G06Q20/40
    • A system for the authentication by a card-issuing financial institution of identifying information of a card-holding user of a public data network. The system includes a secure data entry device connected to the public data network and a gateway device connected to the public data network and to a private data network used for transmitting messages between financial institutions. The secure data entry device enables the user to enter identifying information of a card issued by the card-issuing financial institution, and transmits the identifying information in a secure manner over the public data network to the gateway device. The gateway device transmits the identifying information to the card-issuing financial institution and receives an approval response from the card-issuing financial institution over the private data network. The approval response provides authentication of the identifying information by the card-issuing financial institution.
    • 用于由发卡金融机构认证的用于识别公共数据网络的持卡用户的信息的系统。 该系统包括连接到公共数据网络的安全数据输入设备和连接到公共数据网络的网关设备和用于在金融机构之间传送消息的专用数据网络。 安全数据输入装置使得用户能够输入由发卡金融机构发行的卡的识别信息,并且通过公共数据网络以安全的方式将识别信息发送到网关装置。 网关设备将识别信息发送给发卡金融机构,并通过专用数据网络从发卡金融机构接收到批准响应。 批准响应提供发卡金融机构对识别信息的认证。