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1. 发明授权

US10127537B1 System and method for a mobile wallet 有权
公开(公告)号：US10127537B1
公开(公告)日：2018-11-13
申请号：US12568468
申请日：2009-09-28
申请人： Stephen M. Ellis , Bipin Sahni , Karen Nishikawa
发明人： Stephen M. Ellis , Bipin Sahni , Karen Nishikawa
IPC分类号： G06Q20/00 , G06Q40/00 , G06Q20/20 , G06Q20/10
摘要： A system for payment processing using a mobile device configured to generate a unique code associated with a transaction to pay a recipient. The system further comprises mobile wallet account processing logic configured to receive the unique code and payment receipt options from a recipient. The mobile wallet account processing logic is further configured to transmit funds using an ACH network to the recipient.

2. 发明申请

US20150134675A1 CONTEXT ASSOCIATION 审中-公开
标题翻译：背景协会
公开(公告)号：US20150134675A1
公开(公告)日：2015-05-14
申请号：US14090862
申请日：2013-11-26
申请人： Stephen M. Ellis , Bipin Sahni , David Hatch , Shahid Razzaq
发明人： Stephen M. Ellis , Bipin Sahni , David Hatch , Shahid Razzaq
IPC分类号： G06F17/30
CPC分类号： G06F16/335
摘要： One or more embodiments of techniques or systems for search context association are provided herein. Search context association can include search filtering and/or search expansion. For example, when a query is submitted, data or data sets can be filtered to narrow a search or expanded such that additional data sets or queries are included. Data or data sets can be aggregated, filtered, or expanded based on a context of the query. A context can include user characteristics, environmental factors, social media factors, route based characteristics, or destination based characteristics. As an example, when a new product (e.g., a new mobile phone) is released, limited quantities may be available. Users may be directed to different retailers or stores based on inventory levels, length of lines (which may be determined using social media among other things), distance, and the like.
摘要翻译：本文提供了用于搜索上下文关联的技术或系统的一个或多个实施例。搜索上下文关联可以包括搜索过滤和/或搜索扩展。例如，当提交查询时，可以过滤数据或数据集以缩小搜索范围或扩展，以便包括其他数据集或查询。数据或数据集可以根据查询的上下文进行聚合，过滤或扩展。上下文可以包括用户特征，环境因素，社交媒体因素，基于路线的特征或基于目的地的特征。例如，当新产品（例如，新的移动电话）被释放时，有限的数量可能是可用的。用户可以基于库存水平，线路长度（可以使用社交媒体等来确定），距离等来定向不同的零售商或商店。

3. 发明申请

US20150130811A1 BANKING INTERFACE 审中-公开
标题翻译：银行界面
公开(公告)号：US20150130811A1
公开(公告)日：2015-05-14
申请号：US14080275
申请日：2013-11-14
申请人： Stephen M. Ellis , Bipin Sahni , David Hatch , Shahid Razzaq
发明人： Stephen M. Ellis , Bipin Sahni , David Hatch , Shahid Razzaq
IPC分类号： G06T11/20
CPC分类号： G06Q40/02 , G06F16/00 , G06Q40/00
摘要： One or more embodiments of techniques or systems for intelligent data presentation are provided herein. Data can be presented on similar devices having different characteristics in different manners. For example, data may be rendered in a first manner on a first device having one monitor, the same data may be rendered in a second manner on a second device having two displays or a different display size. Financial information, sales data, banking information, etc. may be presented in a variety of ways based on capabilities or properties of a device accessing the information or data. Similarly, renderings may be selected based on interaction capabilities or interaction options a user may have with different renderings or presentations. In other embodiments, user interaction with an automated teller machine (ATM), call center, vehicle, or other interface can be based on device properties or device capabilities.
摘要翻译：本文提供了用于智能数据呈现的技术或系统的一个或多个实施例。数据可以以不同的方式呈现在具有不同特征的类似装置上。例如，可以在具有一个监视器的第一设备上以第一方式呈现数据，可以在具有两个显示器或不同显示器大小的第二设备上以第二方式呈现相同的数据。财务信息，销售数据，银行信息等可以基于访问信息或数据的设备的能力或属性以多种方式呈现。类似地，可以基于用户可能具有不同渲染或呈现的交互功能或交互选项来选择渲染。在其他实施例中，用户与自动取款机（ATM），呼叫中心，车辆或其他接口的交互可以基于设备属性或设备能力。

4. 发明授权

US10235668B1 System and method for a mobile wallet 有权
公开(公告)号：US10235668B1
公开(公告)日：2019-03-19
申请号：US13456045
申请日：2012-04-25
申请人： Stephen M. Ellis , Michael J. Kennedy , Ashish Bhoopen Kurani , Melissa Lowry , Uma Meyyappan , Bipin Sahni , Nikolai Stroke
发明人： Stephen M. Ellis , Michael J. Kennedy , Ashish Bhoopen Kurani , Melissa Lowry , Uma Meyyappan , Bipin Sahni , Nikolai Stroke
IPC分类号： G06Q40/00 , G06Q20/36
摘要： A computer-implemented method for receipt management includes receiving, using a mobile wallet stored on a mobile device of a user, receipts that include a record of transactions between the user and one or more merchants, the transactions being performed using the mobile wallet account of the user. The method includes receiving receipts for transactions that were not performed using the mobile wallet account of the user, the receipts being received from a user e-mail address, the receipts for non-mobile wallet transactions being received by the mobile wallet of the user. The method includes aggregating the mobile wallet receipts with the receipts of non-mobile wallet transactions and retrieving and displaying one or more of the mobile wallet receipts and the receipts of non-mobile wallet transactions.

5. 发明授权

US10037542B2 Automated teller machine (ATM) interface 有权
公开(公告)号：US10037542B2
公开(公告)日：2018-07-31
申请号：US14080374
申请日：2013-11-14
申请人： Stephen M. Ellis , Bipin Sahni , David Hatch , Shahid Razzaq
发明人： Stephen M. Ellis , Bipin Sahni , David Hatch , Shahid Razzaq
IPC分类号： G06Q30/00 , G06Q30/02 , G07F19/00
CPC分类号： G06Q30/0241 , G06Q30/0269 , G07F19/20 , G07F19/206
摘要： One or more embodiments of techniques or systems for intelligent data presentation are provided herein. Data can be presented on similar devices having different characteristics in different manners. For example, data may be rendered in a first manner on a first device having one monitor, the same data may be rendered in a second manner on a second device having two displays or a different display size. Financial information, sales data, banking information, etc. may be presented in a variety of ways based on capabilities or properties of a device accessing the information or data. Similarly, renderings may be selected based on interaction capabilities or interaction options a user may have with different renderings or presentations. In other embodiments, user interaction with an automated teller machine (ATM), call center, vehicle, or other interface can be based on device properties or device capabilities.

6. 发明申请

US20150135328A1 VEHICLE INTERFACE 有权
标题翻译：车辆接口
公开(公告)号：US20150135328A1
公开(公告)日：2015-05-14
申请号：US14080407
申请日：2013-11-14
申请人： Stephen M. Ellis , Bipin Sahni , David Hatch , Shahid Razzaq
发明人： Stephen M. Ellis , Bipin Sahni , David Hatch , Shahid Razzaq
IPC分类号： G06F3/0484 , G06F21/60
CPC分类号： G06Q10/10 , G06F21/60 , G06F2221/2105
摘要： One or more embodiments of techniques or systems for intelligent data presentation are provided herein. Data can be presented on similar devices having different characteristics in different manners. For example, data may be rendered in a first manner on a first device having one monitor, the same data may be rendered in a second manner on a second device having two displays or a different display size. Financial information, sales data, banking information, etc. may be presented in a variety of ways based on capabilities or properties of a device accessing the information or data. Similarly, renderings may be selected based on interaction capabilities or interaction options a user may have with different renderings or presentations. In other embodiments, user interaction with an automated teller machine (ATM), call center, vehicle, or other interface can be based on device properties or device capabilities.
摘要翻译：本文提供了用于智能数据呈现的技术或系统的一个或多个实施例。数据可以以不同的方式呈现在具有不同特征的类似装置上。例如，可以在具有一个监视器的第一设备上以第一方式呈现数据，可以在具有两个显示器或不同显示器大小的第二设备上以第二方式呈现相同的数据。财务信息，销售数据，银行信息等可以基于访问信息或数据的设备的能力或属性以多种方式呈现。类似地，可以基于用户可能具有不同渲染或呈现的交互功能或交互选项来选择渲染。在其他实施例中，用户与自动取款机（ATM），呼叫中心，车辆或其他接口的交互可以基于设备属性或设备能力。

7. 发明申请

US20150135101A1 FUNCTION BASED INTERFACE 审中-公开
标题翻译：基于功能的界面
公开(公告)号：US20150135101A1
公开(公告)日：2015-05-14
申请号：US14080367
申请日：2013-11-14
申请人： Stephen M. Ellis , Bipin Sahni , David Hatch , Shahid Razzaq
发明人： Stephen M. Ellis , Bipin Sahni , David Hatch , Shahid Razzaq
IPC分类号： G06F3/0484
CPC分类号： G06F16/9038
摘要： One or more embodiments of techniques or systems for intelligent data presentation are provided herein. Data can be presented on similar devices having different characteristics in different manners. For example, data may be rendered in a first manner on a first device having one monitor, the same data may be rendered in a second manner on a second device having two displays or a different display size. Financial information, sales data, banking information, etc. may be presented in a variety of ways based on capabilities or properties of a device accessing the information or data. Similarly, renderings may be selected based on interaction capabilities or interaction options a user may have with different renderings or presentations. In other embodiments, user interaction with an automated teller machine (ATM), call center, vehicle, or other interface can be based on device properties or device capabilities.
摘要翻译：本文提供了用于智能数据呈现的技术或系统的一个或多个实施例。数据可以以不同的方式呈现在具有不同特征的类似装置上。例如，可以在具有一个监视器的第一设备上以第一方式呈现数据，可以在具有两个显示器或不同显示器大小的第二设备上以第二方式呈现相同的数据。财务信息，销售数据，银行信息等可以基于访问信息或数据的设备的能力或属性以多种方式呈现。类似地，可以基于用户可能具有不同渲染或呈现的交互功能或交互选项来选择渲染。在其他实施例中，用户与自动取款机（ATM），呼叫中心，车辆或其他接口的交互可以基于设备属性或设备能力。

8. 发明申请

US20150134430A1 AUTOMATED TELLER MACHINE (ATM) INTERFACE 审中-公开
标题翻译：自动售货机（ATM）接口
公开(公告)号：US20150134430A1
公开(公告)日：2015-05-14
申请号：US14080374
申请日：2013-11-14
申请人： Stephen M. Ellis , Bipin Sahni , David Hatch , Shahid Razzaq
发明人： Stephen M. Ellis , Bipin Sahni , David Hatch , Shahid Razzaq
IPC分类号： G06Q20/18 , G06F3/0488 , G06Q30/02
CPC分类号： G06Q30/0241 , G06Q30/0269 , G07F19/20 , G07F19/206
摘要： One or more embodiments of techniques or systems for intelligent data presentation are provided herein. Data can be presented on similar devices having different characteristics in different manners. For example, data may be rendered in a first manner on a first device having one monitor, the same data may be rendered in a second manner on a second device having two displays or a different display size. Financial information, sales data, banking information, etc. may be presented in a variety of ways based on capabilities or properties of a device accessing the information or data. Similarly, renderings may be selected based on interaction capabilities or interaction options a user may have with different renderings or presentations. In other embodiments, user interaction with an automated teller machine (ATM), call center, vehicle, or other interface can be based on device properties or device capabilities.
摘要翻译：本文提供了用于智能数据呈现的技术或系统的一个或多个实施例。数据可以以不同的方式呈现在具有不同特征的类似装置上。例如，可以在具有一个监视器的第一设备上以第一方式呈现数据，可以在具有两个显示器或不同显示器大小的第二设备上以第二方式呈现相同的数据。财务信息，销售数据，银行信息等可以基于访问信息或数据的设备的能力或属性以多种方式呈现。类似地，可以基于用户可能具有不同渲染或呈现的交互功能或交互选项来选择渲染。在其他实施例中，用户与自动取款机（ATM），呼叫中心，车辆或其他接口的交互可以基于设备属性或设备能力。

9. 发明授权

US10318943B1 System and method for a mobile wallet 有权
公开(公告)号：US10318943B1
公开(公告)日：2019-06-11
申请号：US13291039
申请日：2011-11-07
申请人： Stephen M. Ellis , Bipin Sahni , Karen Nishikawa
发明人： Stephen M. Ellis , Bipin Sahni , Karen Nishikawa
IPC分类号： G06Q20/20 , G06Q20/00 , G06Q40/00
摘要： A system for payment processing using a mobile device configured to generate a unique code associated with a transaction to pay a recipient. The system further comprises mobile wallet account processing logic configured to receive the unique code and payment receipt options from a recipient. The mobile wallet account processing logic is further configured to transmit funds using an ACH network to the recipient.

10. 发明申请

US20150135067A1 INTELLIGENT DATA PRESENTATION 审中-公开
标题翻译：智能数据呈现
公开(公告)号：US20150135067A1
公开(公告)日：2015-05-14
申请号：US14080266
申请日：2013-11-14
申请人： Stephen M. Ellis , Bipin Sahni , David Hatch , Shahid Razzaq
发明人： Stephen M. Ellis , Bipin Sahni , David Hatch , Shahid Razzaq
IPC分类号： G06F17/21
CPC分类号： G06F17/211 , G06F16/9577
摘要： One or more embodiments of techniques or systems for intelligent data presentation are provided herein. Data can be presented on similar devices having different characteristics in different manners. For example, data may be rendered in a first manner on a first device having one monitor, the same data may be rendered in a second manner on a second device having two displays or a different display size. Financial information, sales data, banking information, etc. may be presented in a variety of ways based on capabilities or properties of a device accessing the information or data. Similarly, renderings may be selected based on interaction capabilities or interaction options a user may have with different renderings or presentations. In other embodiments, user interaction with an automated teller machine (ATM), call center, vehicle, or other interface can be based on device properties or device capabilities.
摘要翻译：本文提供了用于智能数据呈现的技术或系统的一个或多个实施例。数据可以以不同的方式呈现在具有不同特征的类似装置上。例如，可以在具有一个监视器的第一设备上以第一方式呈现数据，可以在具有两个显示器或不同显示器大小的第二设备上以第二方式呈现相同的数据。财务信息，销售数据，银行信息等可以基于访问信息或数据的设备的能力或属性以多种方式呈现。类似地，可以基于用户可能具有不同渲染或呈现的交互功能或交互选项来选择渲染。在其他实施例中，用户与自动取款机（ATM），呼叫中心，车辆或其他接口的交互可以基于设备属性或设备能力。

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