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    • 1. 发明授权
    • Method and system for mortgage exchange
    • 抵押交换的方法和制度
    • US08275701B2
    • 2012-09-25
    • US13076044
    • 2011-03-30
    • William C. ErbeyChristopher KennedyBryan HurleyAndrew Combs
    • William C. ErbeyChristopher KennedyBryan HurleyAndrew Combs
    • G06Q40/00
    • G06Q40/02G06Q40/025
    • A method and system for electronically facilitating real estate transactions by providing accurate representations of the loans a borrower is qualified to receive, which are based on actual data, rather than estimates. All actions required for completing the real estate transaction, from entry of the borrower information to the closing and funding of the loan, are seamlessly integrated. An automated underwriting engine is provided for generating a decision matrix based on user input and/or existing data. An appropriate loan is selected based on the decision matrix, and is communicated to a potential borrower. After a loan is selected, fulfillment processing is performed, and the loan is funded and closed.
    • 通过提供借款人有资格接受的贷款的准确表示,这种方法和系统以电子方式促进房地产交易,这些贷款是根据实际数据而不是估计。 完成房地产交易所需的所有行动,从借款人信息入门到贷款的结算和融资,均无缝整合。 提供自动承保引擎,用于基于用户输入和/或现有数据生成决策矩阵。 根据决策矩阵选择适当的贷款,并将其传达给潜在的借款人。 选定贷款后,进行履行处理,贷款得到资助和关闭。
    • 2. 发明授权
    • Method and apparatus for providing automated searching and linking of
electronic documents
    • 用于提供电子文档的自动搜索和链接的方法和装置
    • US6138129A
    • 2000-10-24
    • US991451
    • 1997-12-16
    • J. Andrew Combs
    • J. Andrew Combs
    • G06F17/30G06F17/00
    • G06F17/30985G06F17/30882Y10S707/99933Y10S707/99936
    • A method and apparatus for a relatively meaningful search and/or link operation to be performed within and/or between one or more electronic documents. According to one aspect of the invention, a method and apparatus is provided for extracting and storing text, image and/or location information of an electronic document. According to another aspect of the invention, a tag may be specified as label for a set of search and/or link (e.g., source and target) parameters, each having a set of "rules" associated therewith, for searching the stored text, image, and/or location information. According to yet another aspect of the invention, the set of parameters may include context (e.g., specified character/text patterns that may occur within and/or adjacent to one or more specified patterns) and/or location (e.g., a page number/range, a box on a page, a filename, tag, character/line offset, etc.) information/rules.
    • 一种用于在一个或多个电子文档之内和/或之间执行相对有意义的搜索和/或链接操作的方法和装置。 根据本发明的一个方面,提供一种用于提取和存储电子文档的文本,图像和/或位置信息的方法和装置。 根据本发明的另一方面,可以将标签指定为一组搜索和/或链接(例如,源和目标)参数的标签,每个参数具有与其相关联的一组“规则”,用于搜索所存储的文本, 图像和/或位置信息。 根据本发明的另一方面,该组参数可以包括上下文(例如,可能在一个或多个指定模式内和/或与一个或多个指定模式相邻的特定字符/文本模式)和/或位置(例如,页码/ 范围,页面上的框,文件名,标签,字符/行偏移量等)信息/规则。
    • 10. 发明授权
    • Reversible shelf vertical conveyor
    • 可逆架立式输送机
    • US06536582B1
    • 2003-03-25
    • US09950505
    • 2001-09-13
    • John Andrew Combs
    • John Andrew Combs
    • B65G1718
    • B65G17/123B65G17/18B65G2201/02
    • A reversible shelf type vertical conveyor wherein a plurality of shelves are pivotally mounted between two endless chains that are driven by pairs of upper and lower sprockets, the shelves pivoted to a space saving vertical orientation during the return run and to a horizontal orientation during the working run. Positive control of the orientation of shelves is provided by pairs of rollers attached to the shelves which straddle a guide bars during the return run and ride within guide channels during the working run. During the transition between return and working runs at the top and bottom, shelves are held tight against bosses adjacent the sprockets. Each successive cycle pivots the shelves 180 degrees, and the shelves are symmetrical about their pivot axis.
    • 一种可逆的搁板型立式输送机,其中多个搁架枢转地安装在由成对的上链轮和下链轮驱动的两个环形链之间,搁架在返回运行期间枢转到节省空间的垂直定向并且在工作期间处于水平取向 跑。 货架方向的正确控制由连接在货架上的成对的滚筒提供,货架在返回运行期间跨越导杆,并在工作运行期间乘坐引导通道。 在顶部和底部的返回和工作运行之间的过渡期间,搁板紧紧地抵靠链轮附近的凸台。 每个连续的循环使架子旋转180度,并且搁架围绕其枢转轴线对称。