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1. 发明申请

US20130124409A1 RELOADABLE PREPAID PLATFORM 审中-公开
标题翻译：可靠的PREPAID平台
公开(公告)号：US20130124409A1
公开(公告)日：2013-05-16
申请号：US13293952
申请日：2011-11-10
申请人： Jeffrey Norman Healy , Kimberly Belle Summerrow , Craig Allan Hall
发明人： Jeffrey Norman Healy , Kimberly Belle Summerrow , Craig Allan Hall
IPC分类号： G06Q40/02
CPC分类号： G06Q40/02 , G06Q20/28 , G06Q20/349 , G06Q20/36 , G07F7/08
摘要： A reloadable prepaid platform configured to permit reloading of a general purpose prepaid card at an automated teller machine (ATM) is disclosed. Particularly, the prepaid platform interacts with an ATM of the financial institution associated with the prepaid card in order to receive funds from the user at the ATM and reload the prepaid card. The reload may generally be a cash reload; however, check reloads as well as transfer reloads from other accounts are contemplated herein.
摘要翻译：公开了一种被配置为允许在自动取款机（ATM）上重新加载通用预付卡的可重新加载的预付费平台。特别地，预付费平台与与预付卡相关联的金融机构的ATM交互，以便在ATM处接收用户的资金并重新加载预付卡。重新载入通常可以是现金重新装载; 然而，检查重新加载以及来自其他帐户的转移重新加载在本文中。

2. 发明授权

US07010844B2 Method for assembling components using split seal 失效
标题翻译：使用分割密封件组装零件的方法
公开(公告)号：US07010844B2
公开(公告)日：2006-03-14
申请号：US10662103
申请日：2003-09-12
申请人： Lev Pekarsky , Yee Chow , Gregory Gardner , Eric Nary , Gary Hafemeister , Charles Schwab , Allan Hall
发明人： Lev Pekarsky , Yee Chow , Gregory Gardner , Eric Nary , Gary Hafemeister , Charles Schwab , Allan Hall
IPC分类号： B23P11/02 , B21D53/84
CPC分类号： F16J15/3272 , B23P11/005 , B23P19/084 , Y10T29/49297 , Y10T29/49872
摘要： A method for assembling components that are sealed hydraulically or pneumatically includes forming an outer component having an inner surface, a groove for holding a seal, the groove having an opening at the inner surface. A seal is fabricated in the form of a substantially circular ring having a scarf cut extending through the width and the thickness of the seal, and a second inner surface having an inside diameter. The seal is then placing over a mandrel having a diameter that is larger than the inside diameter of the second inner surface so that the seal is expanded by plastic deformation such that a gap is formed at the scarf cut. Then the seal is inserted in the groove while the seal is expanded.
摘要翻译：用于组装液压或气动密封的部件的方法包括形成具有内表面的外部部件，用于保持密封件的凹槽，所述凹槽在内表面具有开口。密封件以大致圆形的形式制造，其具有延伸穿过密封件的宽度和厚度的围巾切口以及具有内径的第二内表面。然后将密封件放置在具有大于第二内表面的内径的直径的心轴上，使得密封件通过塑性变形膨胀，使得在围巾切口处形成间隙。然后在密封件膨胀的同时将密封件插入槽中。

3. 发明授权

US08468074B2 Rejected checks envelope and process 有权
标题翻译：拒绝检查信封和流程
公开(公告)号：US08468074B2
公开(公告)日：2013-06-18
申请号：US12414142
申请日：2009-03-30
申请人： Christopher J. Schrick , Katherine Renee Fadden , Craig Allan Hall
发明人： Christopher J. Schrick , Katherine Renee Fadden , Craig Allan Hall
IPC分类号： G06Q40/00
CPC分类号： G06Q40/00
摘要： Embodiments of the invention provide apparatuses and methods for processing rejected checks. Checks that are rejected for deposit at deposit locations are captured on-site. A carrier picking up the rejected checks at the deposit location sorts the rejected checks into envelopes with data recognition markings. The recognition markings on the envelopes help with sorting and identifying the checks as rejected, as well as providing data to associate the rejected checks with a customer or an account. Image files are created for the rejected checks using an image capture system. Data files are created to match-up with the image files. The rejected checks are investigated to populate the data file, in order to determine how to process the rejected checks. The checks are submitted for posting and settlement often before any claims are made by customers for provisional funds for their rejected checks.
摘要翻译：本发明的实施例提供了用于处理被拒绝的检查的装置和方法。在现场捕获在存款处被拒绝存款的支票。在存放地点接收被拒绝的支票的承运人将被拒绝的支票分类为具有数据识别标记的信封。信封上的识别标记有助于排序和识别检查被拒绝，以及提供数据将被拒绝的检查与客户或帐户相关联。使用图像捕获系统为被拒绝的检查创建图像文件。创建数据文件以与图像文件匹配。调查被拒绝的检查以填充数据文件，以确定如何处理被拒绝的检查。在客户作出拒绝支票的临时资金提出任何索赔之前，经常提交支票以进行贴现和结算。

4. 发明申请

US20100250418A1 REJECTED CHECKS ENVELOPE AND PROCESS 有权
标题翻译：拒绝检查包装和工艺
公开(公告)号：US20100250418A1
公开(公告)日：2010-09-30
申请号：US12414142
申请日：2009-03-30
申请人： Christopher J. Schrick , Katherine Renee Fadden , Craig Allan Hall
发明人： Christopher J. Schrick , Katherine Renee Fadden , Craig Allan Hall
IPC分类号： G06Q40/00
CPC分类号： G06Q40/00
摘要： Embodiments of the invention provide apparatuses and methods for processing rejected checks. Checks that are rejected for deposit at deposit locations are captured on-site. A carrier picking up the rejected checks at the deposit location sorts the rejected checks into envelopes with data recognition markings. The recognition markings on the envelopes help with sorting and identifying the checks as rejected, as well as providing data to associate the rejected checks with a customer or an account. Image files are created for the rejected checks using an image capture system. Data files are created to match-up with the image files. The rejected checks are investigated to populate the data file, in order to determine how to process the rejected checks. The checks are submitted for posting and settlement often before any claims are made by customers for provisional funds for their rejected checks.
摘要翻译：本发明的实施例提供了用于处理被拒绝的检查的装置和方法。在现场捕获在存款处被拒绝存款的支票。在存放地点接收被拒绝的支票的承运人将被拒绝的支票分类为具有数据识别标记的信封。信封上的识别标记有助于排序和识别检查被拒绝，以及提供数据将被拒绝的检查与客户或帐户相关联。使用图像捕获系统为被拒绝的检查创建图像文件。创建数据文件以与图像文件匹配。调查被拒绝的检查以填充数据文件，以确定如何处理被拒绝的检查。在客户作出拒绝支票的临时资金提出任何索赔之前，经常提交支票以进行贴现和结算。

5. 发明授权

US07784583B1 Deep insertion vented earpiece system 有权
标题翻译：深插入式耳机系统
公开(公告)号：US07784583B1
公开(公告)日：2010-08-31
申请号：US11417281
申请日：2006-04-24
申请人： John Allan Hall , Karl Cartwright , Kris Cartwright
发明人： John Allan Hall , Karl Cartwright , Kris Cartwright
IPC分类号： H04R25/02 , H04R25/00
CPC分类号： H04R1/1016
摘要： A deep insertion vented earpiece system is described including resilient earpieces shaped to a wearer's ear canal for a conformal fit. A receptacle is provided within the outer surface of each earpiece for releasably receiving an audio plug. The audio plugs include a miniature loudspeaker and a pair of external ribs for mating with a corresponding pair of grooves formed along the periphery of the receptacle. This rib and groove feature provides for a secure retention of the audio plugs while enabling a simple removal operation. Each earpiece includes an audio passage to conduct the audio signal from the loudspeaker and a vent passage to enable continuous venting of the wearer's ear to atmosphere.
摘要翻译：描述了深插入式耳塞系统，其包括成形为佩戴者的耳道的适形配合的弹性耳机。插座设置在每个耳机的外表面内，用于可释放地接收音频插头。音频插头包括微型扬声器和一对外部肋条，用于与沿插座周边形成的相应的一对凹槽配合。这种肋和凹槽功能提供了音频插头的安全保持，同时实现简单的移除操作。每个听筒包括用于传导来自扬声器的音频信号的音频通道和一个排气通道，以使佩戴者的耳朵能连续排放到大气中。

6. 发明申请

US20050055818A1 Split seal for pressurized assemblies 失效
标题翻译：加压组件的分离密封
公开(公告)号：US20050055818A1
公开(公告)日：2005-03-17
申请号：US10662103
申请日：2003-09-12
申请人： Lev Pekarsky , Yee Chow , Gregory Gardner , Eric Nary , Gary Hafemeister , Charles Schwab , Allan Hall
发明人： Lev Pekarsky , Yee Chow , Gregory Gardner , Eric Nary , Gary Hafemeister , Charles Schwab , Allan Hall
IPC分类号： B23P11/00 , B23P19/08 , F16J15/32 , B23P11/02
CPC分类号： F16J15/3272 , B23P11/005 , B23P19/084 , Y10T29/49297 , Y10T29/49872
摘要： A method for assembling components that are sealed hydraulically or pneumatically includes forming an outer component having an inner surface, a groove for holding a seal, the groove having an opening at the inner surface. A seal is fabricated in the form of a substantially circular ring having a scarf cut extending through the width and the thickness of the seal, and a second inner surface having an inside diameter. The seal is then placing over a mandrel having a diameter that is larger than the inside diameter of the second inner surface so that the seal is expanded by plastic deformation such that a gap is formed at the scarf cut. Then the seal is inserted in the groove while the seal is expanded.
摘要翻译：用于组装液压或气动密封的部件的方法包括形成具有内表面的外部部件，用于保持密封件的凹槽，所述凹槽在内表面具有开口。密封件以大致圆形的形式制造，其具有延伸穿过密封件的宽度和厚度的围巾切口以及具有内径的第二内表面。然后将密封件放置在具有大于第二内表面的内径的直径的心轴上，使得密封件通过塑性变形膨胀，使得在围巾切口处形成间隙。然后在密封件膨胀的同时将密封件插入槽中。

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