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1. 发明申请

US20120254003A1 Automated System and Method for Providing Lease Payment Information to Consumers via the Internet 有权
标题翻译：通过互联网向消费者提供租赁信息的自动化系统和方法
公开(公告)号：US20120254003A1
公开(公告)日：2012-10-04
申请号：US13495927
申请日：2012-06-13
申请人： William F. Krautter , Jerry Thompson
发明人： William F. Krautter , Jerry Thompson
IPC分类号： G06Q40/00
CPC分类号： G06Q40/02 , G06Q20/10 , G06Q20/40 , G06Q30/0601 , G06Q40/00
摘要： A system and method of providing payment information for a lease of a specific vehicle in a vehicle dealer's inventory to a consumer via an Internet website of a dealer service is disclosed. A lease service obtains data via the Internet from the dealer service. The data is stored in a database associated with an Internet website and includes vehicle data, lease data, and consumer data. The lease service determines a residual value of the vehicle and obtains lease funding information from one or more third parties. The lease service then determines lease payment information and generates a disclosure webpage of the lease payment information. The disclosure webpage is formatted to comply with the Regulation “M” disclosure notice for vehicle lease payments. The consumer is allowed to view the disclosure webpage from the Internet website before committing to the lease.
摘要翻译：公开了一种通过经销商服务的因特网网站向汽车经销商库存中的特定车辆的租赁提供支付信息的系统和方法。租赁服务通过互联网从经销商服务获取数据。数据存储在与互联网网站相关联的数据库中，并包括车辆数据，租赁数据和消费者数据。租赁服务确定车辆的剩余价值，并从一个或多个第三方获得租赁资金信息。然后，租赁服务确定租赁付款信息，并生成租赁付款信息的公开网页。公开网页的格式是符合“M条例”通知的车辆租赁付款。在承诺租赁之前，允许消费者从互联网网站查看披露网页。

2. 发明授权

US08209247B2 Automated system and method for providing lease payment information to consumers via the internet 有权
标题翻译：通过互联网向消费者提供租赁付款信息的自动化系统和方法
公开(公告)号：US08209247B2
公开(公告)日：2012-06-26
申请号：US11089675
申请日：2005-03-25
申请人： William F Krautter , Jerry Thompson
发明人： William F Krautter , Jerry Thompson
IPC分类号： G06Q40/00 , G06Q30/00
CPC分类号： G06Q40/02 , G06Q20/10 , G06Q20/40 , G06Q30/0601 , G06Q40/00
摘要： A system and method of providing payment information for a lease of a specific vehicle in a vehicle dealer's inventory to a consumer via an Internet website of a dealer service is disclosed. A lease service obtains data via the Internet from the dealer service. The data is stored in a database associated with an Internet website and includes vehicle data, lease data, and consumer data. The lease service determines a residual value of the vehicle and obtains lease funding information from one or more third parties. The lease service then determines lease payment information and generates a disclosure webpage of the lease payment information. The disclosure webpage is formatted to comply with the Regulation “M” disclosure notice for vehicle lease payments. The consumer is allowed to view the disclosure webpage from the Internet website before committing to the lease.
摘要翻译：公开了一种通过经销商服务的因特网网站向汽车经销商库存中的特定车辆的租赁提供支付信息的系统和方法。租赁服务通过互联网从经销商服务获取数据。数据存储在与互联网网站相关联的数据库中，并包括车辆数据，租赁数据和消费者数据。租赁服务确定车辆的剩余价值，并从一个或多个第三方获得租赁资金信息。然后，租赁服务确定租赁付款信息，并生成租赁付款信息的公开网页。披露网页的格式符合“M”规定的车辆租赁付款披露通知。在承诺租赁之前，允许消费者从互联网网站查看披露网页。

3. 发明授权

US09117243B2 Automated system and method for providing lease payment information to consumers via the internet 有权
标题翻译：通过互联网向消费者提供租赁付款信息的自动化系统和方法
公开(公告)号：US09117243B2
公开(公告)日：2015-08-25
申请号：US13495927
申请日：2012-06-13
申请人： William F. Krautter , Jerry Thompson
发明人： William F. Krautter , Jerry Thompson
IPC分类号： G06Q40/00 , G06Q40/02 , G06Q20/10 , G06Q20/40 , G06Q30/06
CPC分类号： G06Q40/02 , G06Q20/10 , G06Q20/40 , G06Q30/0601 , G06Q40/00
摘要： A system and method of providing payment information for a lease of a specific vehicle in a vehicle dealer's inventory to a consumer via an Internet website of a dealer service is disclosed. A lease service obtains data via the Internet from the dealer service. The data is stored in a database associated with an Internet website and includes vehicle data, lease data, and consumer data. The lease service determines a residual value of the vehicle and obtains lease funding information from one or more third parties. The lease service then determines lease payment information and generates a disclosure webpage of the lease payment information. The disclosure webpage is formatted to comply with the Regulation “M” disclosure notice for vehicle lease payments. The consumer is allowed to view the disclosure webpage from the Internet website before committing to the lease.
摘要翻译：公开了一种通过经销商服务的因特网网站向汽车经销商库存中的特定车辆的租赁提供支付信息的系统和方法。租赁服务通过互联网从经销商服务获取数据。数据存储在与互联网网站相关联的数据库中，并包括车辆数据，租赁数据和消费者数据。租赁服务确定车辆的剩余价值，并从一个或多个第三方获得租赁资金信息。然后，租赁服务确定租赁付款信息，并生成租赁付款信息的公开网页。披露网页的格式符合“M”规定的车辆租赁付款披露通知。在承诺租赁之前，允许消费者从互联网网站查看披露网页。

4. 发明申请

US20060218084A1 Automated system and method for providing lease payment information to consumers via the internet 有权
标题翻译：通过互联网向消费者提供租赁付款信息的自动化系统和方法
公开(公告)号：US20060218084A1
公开(公告)日：2006-09-28
申请号：US11089675
申请日：2005-03-25
申请人： William Krautter , Jerry Thompson
发明人： William Krautter , Jerry Thompson
IPC分类号： G06Q40/00
CPC分类号： G06Q40/02 , G06Q20/10 , G06Q20/40 , G06Q30/0601 , G06Q40/00
摘要： A system and method of providing payment information for a lease of a specific vehicle in a vehicle dealer's inventory to a consumer via an Internet website of a dealer service is disclosed. A lease service obtains data via the Internet from the dealer service. The data is stored in a database associated with an Internet website and includes vehicle data, lease data, and consumer data. The lease service determines a residual value of the vehicle and obtains lease funding information from one or more third parties. The lease service then determines lease payment information and generates a disclosure webpage of the lease payment information. The disclosure webpage is formatted to comply with the Regulation “M” disclosure notice for vehicle lease payments. The consumer is allowed to view the disclosure webpage from the Internet website before committing to the lease.
摘要翻译：公开了一种通过经销商服务的因特网网站向汽车经销商库存中的特定车辆的租赁提供支付信息的系统和方法。租赁服务通过互联网从经销商服务获取数据。数据存储在与互联网网站相关联的数据库中，并包括车辆数据，租赁数据和消费者数据。租赁服务确定车辆的剩余价值，并从一个或多个第三方获得租赁资金信息。然后，租赁服务确定租赁付款信息，并生成租赁付款信息的公开网页。披露网页的格式符合“M”规定的车辆租赁付款披露通知。在承诺租赁之前，允许消费者从互联网网站查看披露网页。

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