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    • 1. 发明授权
    • Electronic bill presenting methods and bill consolidating methods
    • 电子账单提出方法和账单合并方法
    • US06035285A
    • 2000-03-07
    • US263467
    • 1999-03-05
    • Ed SchlectGerry CrooksJanna GenzbergerRick KurtzMark FeichtnerLarry KippenhanJody GordonThada Ziegler
    • Ed SchlectGerry CrooksJanna GenzbergerRick KurtzMark FeichtnerLarry KippenhanJody GordonThada Ziegler
    • G06Q10/06G06Q20/04G06Q20/10G06Q20/14G06Q30/02G06Q30/04G06Q30/06G06Q40/00G06Q50/06H02J3/00G06F17/60
    • G06Q10/06G06Q10/06311G06Q20/04G06Q20/102G06Q20/14G06Q30/0283G06Q30/04G06Q30/06G06Q40/12G06Q50/06H02J3/008G06Q40/125Y04S10/60Y04S50/10Y04S50/12Y04S50/14Y10S707/99945Y10S707/99948
    • Electronic bill-presenting methods and bill consolidation methods are described. In one embodiment billing information pertaining to a labor-dependent service which has been rendered to a consumer is received into a host computer which preferably includes a processor. With the processor, the billing information is processed by auditing the billing information against at least one tolerance parameter to determine whether said billing information satisfies the one tolerance parameter. Processed billing information is provided into a computer-viewable format, wherein the consumer can view the processed billing information and authorize payment thereof. In another embodiment, a bill consolidation method comprises receiving into a host computer billing information pertaining to a plurality of at least one of a service or material which has been rendered or provided, respectively, to a consumer. The host computer has a processor and an interface device. With the processor, the billing information is processed to provide processed billing information which includes a consolidated amount which is owed by the consumer. The processed billing information is provided into a computer-viewable format, and the consumer is provided with remote access to the processed billing information in the computer-viewable format via the interface device. The consumer can view the processed billing information which includes the consolidated amount. Other embodiments are described.
    • 描述电子账单提出方法和票据合并方法。 在一个实施例中,已经呈现给消费者的与劳动相关的服务有关的计费信息被接收到优选地包括处理器的主计算机中。 利用处理器,通过根据至少一个公差参数审核记帐信息来处理记帐信息,以确定所述记帐信息是否满足一个公差参数。 处理的记帐信息被提供为计算机可视格式,其中消费者可以查看处理的记帐信息并授权其付款。 在另一个实施例中,票据合并方法包括分别向消费者接收有关已经被呈现或提供的服务或材料中的多个至少一个的计费信息到主计算机中。 主机具有处理器和接口设备。 使用处理器,处理记帐信息以提供处理的记帐信息,其包括消费者所欠的合并金额。 经处理的计费信息被提供为计算机可视格式,并且通过接口设备向消费者提供以计算机可视格式的处理的计费信息的远程访问。 消费者可以查看包括合并金额的处理的结算信息。 描述其他实施例。
    • 3. 发明授权
    • Computerized system and method for providing cost savings for consumers
    • 计算机化系统和方法,为消费者提供成本节约
    • US07149727B1
    • 2006-12-12
    • US09704425
    • 2000-11-01
    • Kevin J. NichollsEdward D. Schlect, Jr.
    • Kevin J. NichollsEdward D. Schlect, Jr.
    • G01R11/56
    • G01D4/004G06Q30/06G06Q50/06Y02B90/242Y04S20/322
    • A computerized system and method for providing cost savings for utility users is shown and which includes defining a database in a host computer; storing in the database variable business information from a plurality of goods and services providers; receiving into the host computer goods and services related consumption information and determining an optimal business expense from the variable business expense information to provide cost savings for the customer; processing the optimal business expense information, and goods and services consumption information to provide usage-based computer viewable data which is associated with a consumer's consumption of the goods and services; and providing the customer with computer access to the computer viewable data and wherein the customer can view the computer viewable data, from a location remote to the host computer.
    • 示出了用于为公用事业用户提供成本节约的计算机化系统和方法,其中包括在主计算机中定义数据库; 存储来自多个货物和服务提供者的数据库变量商业信息; 接收主计算机商品和服务相关的消费信息,并从可变业务费用信息确定最佳业务费用,为客户节省成本; 处理最佳业务费用信息和商品和服务消费信息,以提供与消费者对商品和服务的消费相关联的基于使用的计算机可视数据; 并向客户提供对计算机可查看数据的计算机访问,并且其中客户可以从远程到主计算机的位置查看计算机可视数据。
    • 4. 发明授权
    • Computerized bill consolidation, billing and payment authorization with
remote access to the billing information
    • 计算机帐单合并,计费和付款授权,远程访问计费信息
    • US6052671A
    • 2000-04-18
    • US287394
    • 1999-04-06
    • Gerry CrooksJanna GenzbergerEd ArnholdJohn BattistaKen BoniDave MillerMark FeichtnerLarry KippenhanShawn NantoTeri OrrDan Bowers
    • Gerry CrooksJanna GenzbergerEd ArnholdJohn BattistaKen BoniDave MillerMark FeichtnerLarry KippenhanShawn NantoTeri OrrDan Bowers
    • G06Q20/04G06Q20/14G06Q30/02G06Q30/04G06Q40/00G06Q50/06G06F17/60
    • G06Q30/04G06Q20/04G06Q20/14G06Q30/0283G06Q40/12G06Q50/06Y10S707/99945Y10S707/99948
    • Computerized billing and payment authorization methods and systems are described. In one aspect, a host system includes a database in which information associated with a billable entity from which payment is to be received is stored. Billing information is received from a billing entity and is associated with a bill for payment by the billable entity. The billable entity is provided with remote electronic access to the billing information in the host computer and can authorization payment thereof. In one implementation, the billing information is scrutinized in accordance with pre-determined tolerance parameters prior to the billable entity gaining access thereto. In another implementation, a plurality of billing entities provide billing information to the host system, with the billing information being subsequently checked and consolidated into a consolidated amount which can be remotely accessed by the billable entity. In a preferred implementation a plurality of utility providers are incorporated into the system and providing billing information for customers which may have a number of different, geographically-separated sites being serviced by different utilities. The billing information is consolidated and made available electronically through access which is initiated by the customer. Preferably, the systems and methodologies of the invention are implemented in connection with a multi-user computer network such as the Internet.
    • 描述了计算机化的计费和支付授权方法和系统。 一方面,主机系统包括数据库,其中存储有与要从其接收支付的可计费实体相关联的信息。 计费信息从计费实体接收,并且与可结算实体的支付账单相关联。 可计费实体被提供对主计算机中的计费信息的远程电子访问,并且可以对其进行授权支付。 在一个实现中,在可计费实体获得访问之前,根据预定的容差参数仔细检查计费信息。 在另一实施方案中,多个计费实体向主机系统提供计费信息,随后检查计费信息并将其合并为可被可计费实体远程访问的合并量。 在优选实施方式中,将多个公用事业提供者并入系统并为客户提供计费信息,其可以具有由不同实用程序服务的多个不同的,地理上分离的站点。 计费信息通过由客户发起的访问以电子方式整合并提供。 优选地,本发明的系统和方法结合诸如因特网的多用户计算机网络来实现。