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    • 70. 发明授权
    • System and method of secure payment transactions
    • 安全支付交易的系统和方法
    • US09183549B2
    • 2015-11-10
    • US12547771
    • 2009-08-26
    • Shashi KapurGary Palmer
    • Shashi KapurGary Palmer
    • G06Q20/00G06Q20/14G06Q20/12G06Q20/32G06Q20/40G06Q20/42G07F7/10
    • G06Q20/40G06Q20/12G06Q20/14G06Q20/3224G06Q20/325G06Q20/382G06Q20/4012G06Q20/4014G06Q20/425G07F7/1025
    • A system and method for secure payment transactions is provided. The system may include an adaptive payment server including one or more processors configured to receive a first communication including first identification information from a first communication device on a first communication channel. The adaptive payment server may identify a second communication device based on the first identification information and initiate a second communication to the second communication device on a second communication channel, which may be discrete from the first communication channel. The adaptive payment server may receive second identification information from the second communication device on the second communication channel and authenticate the payment transaction using the first identification information and the second identification information.
    • 提供了用于安全支付交易的系统和方法。 该系统可以包括自适应支付服务器,该自适应支付服务器包括被配置为在第一通信信道上从第一通信设备接收包括第一标识信息的第一通信的一个或多个处理器。 自适应支付服务器可以基于第一标识信息识别第二通信设备,并且在第二通信信道上发起与第二通信设备的第二通信,第二通信信道可以是离开第一通信信道。 自适应支付服务器可以在第二通信信道上从第二通信设备接收第二标识信息,并使用第一标识信息和第二标识信息来认证支付交易。