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51. 发明授权

US09378629B2 Banking machine controlled responsive to data read from data bearing records 有权
公开(公告)号：US09378629B2
公开(公告)日：2016-06-28
申请号：US14721731
申请日：2015-05-26
申请人： Diebold Self-Service Systems, division of Diebold, Incorporated
发明人： David N. Lewis , Jeffery M. Enright , Natarajan Ramachandran , Mark A. Douglass , Tim Crews , Songtao Ma , Randall W. Jenkins , H. Thomas Graef , Sathish M. Irudayam , Klaus Steinbach
IPC分类号： G06Q40/00 , G07D11/00 , G07F19/00 , G06K7/08
CPC分类号： G07F19/2055 , G06K7/0004 , G06K7/084 , G06K19/07345 , G06K19/07381 , G07F19/201
摘要： A banking system operates responsive to data read from data bearing records. The system includes an automated banking machine comprising a card reader. The card reader includes a movable read head that can read card data along a magnetic stripe of a card that was inserted long-edge first. The card reader includes a card entry gate. The gate is opened for a card that is determined to be properly oriented for data reading. The card reader can encrypt card data, including account data. The card data is usable by the machine to authorize a user to carry out a financial transfer involving the account.

52. 发明申请

US20160140812A1 BANKING APPARATU WITH DEPOSIT ACCEPTING DEVICE 有权
标题翻译：具有存款接收设备的银行设备
公开(公告)号：US20160140812A1
公开(公告)日：2016-05-19
申请号：US15000736
申请日：2016-01-19
申请人： Diebold Self-Service Systems, Division of Diebold, Incorporated
发明人： H. Thomas Graef , William Beskitt
IPC分类号： G07F19/00
CPC分类号： G07F19/202 , G06Q20/1085 , G07F19/205
摘要： An automated banking machine that includes a check acceptor that is operative to receive checks from authorized machine users. The check acceptor is operable to continuously move a received check along its transport path while simultaneously rotationally orienting the check into alignment with the transport path. A check determined not to have at least one property of an acceptable check is returned to the machine user. Acceptable checks are processed and stored in the machine.
摘要翻译：一种自动银行机器，其包括检查接收器，其可用于从授权的机器用户接收检查。支票接收器可操作以沿着其传送路径连续地移动所接收的支票，同时将支票旋转地定向成与输送路径对齐。确定不具有可接受检查的至少一个属性的检查返回给机器用户。可接受的检查被处理并存储在机器中。

53. 发明授权

US09292847B2 Check cashing with a mobile phone 有权
公开(公告)号：US09292847B2
公开(公告)日：2016-03-22
申请号：US14692179
申请日：2015-04-21
申请人： Diebold Self-Service Systems, Division of Diebold, Incorporated
发明人： Mark D. Smith , David E. Kolinski-Schultz , Dale H. Blackson , Natarajan Ramachandran
IPC分类号： G07F19/00 , G06Q20/32 , G06Q20/04 , G06Q20/10 , G06Q40/00 , G07F7/04 , G06K9/00 , G06K9/18 , G06Q20/40
CPC分类号： G06Q20/3223 , G06K9/00442 , G06K9/18 , G06Q20/042 , G06Q20/1085 , G06Q20/3221 , G06Q20/40 , G06Q20/4016 , G06Q40/00 , G07F7/04 , G07F19/20 , G07F19/201 , G07F19/203 , G07F19/211
摘要： A card actuated automated banking machine (152, 198, 200) includes a plurality of transaction function devices. The transaction function devices include a card reader (170), a printer (174), a bill dispenser (176), a display (182), a check imaging device (186), and at least one processor (190). The machine is operative, responsive to receiving a check and certification data, to dispense cash in exchange for the check. The person presenting the check to the machine need not provide user identifying inputs through input devices of the machine in order to receive cash for the check. Furthermore, prior to accepting the check as a payment, the person can communicate with at least one computer (204) through at least one consumer interface device (208) to verify that the check is payable for the check amount.

54. 发明申请

US20160027006A1 ENCRYPTING PIN RECEIVER 审中-公开
标题翻译：加密引脚接收器
公开(公告)号：US20160027006A1
公开(公告)日：2016-01-28
申请号：US14807138
申请日：2015-07-23
申请人： Diebold Self-Service Systems, Division of Diebold, Incorporated
发明人： Nicholas BILLETT, JR.
IPC分类号： G06Q20/38 , G06Q20/32 , H04L9/32 , H04W12/06 , H04W12/04 , G06Q20/40 , H04L29/06
CPC分类号： G06Q20/3829 , G06Q20/1085 , G06Q20/3278 , G06Q20/4012 , G07F19/20 , H04L9/3271 , H04L63/0464 , H04L63/0492 , H04W12/0013 , H04W12/04 , H04W12/06
摘要： In an example embodiment, an encrypting personal identification number (PIN) receiver operable to receive a PIN from a source via a contactless interface. The PIN is decrypted with a key associated with the source, and subsequently encrypted with a key associated with a destination for the PIN. The PIN encrypted with the key associated with the destination is forwarded towards the destination via a second interface.
摘要翻译：在一个示例性实施例中，一种可操作以经由非接触式接口从源接收PIN的加密个人识别号码（PIN）接收机。 PIN用与源相关联的密钥解密，随后用与PIN的目的地相关联的密钥加密。用与目的地相关联的密钥加密的PIN经由第二接口转发到目的地。

55. 发明授权

US09214046B2 Banking system operated responsive to data bearing records 有权
标题翻译：银行系统响应数据记录记录
公开(公告)号：US09214046B2
公开(公告)日：2015-12-15
申请号：US14321369
申请日：2014-07-01
申请人： Diebold Self-Service Systems division of Diebold, Incorporated
发明人： Jeffery M. Enright , John E. Derimiggio , H. Thomas Graef , Kenneth Turocy , Mike R. Ryan , William D. Beskitt , Damon J. Blackford , Jeffrey M. Eastman , Steven Shepley
IPC分类号： G06Q40/00 , G07D11/00 , G07F19/00 , G07D7/08 , G06Q40/02 , G07D7/00
CPC分类号： G07D7/08 , G06Q40/02 , G07D7/00 , G07D7/06 , G07D11/00
摘要： An automated banking machine operated responsive to data bearing records includes a card reader that is operative to read data from user cards including financial account identifying data, and to cause financial transfers responsive to the card data. The automated banking machine includes a sheet accepting device. The sheet accepting device is operative to receive a stack of sheets and to separate each sheet from the stack. Each sheet is aligned with a sheet path and analyzed by analysis devices including at least one magnetic read head, an imager, and/or a validation device. Sheets determined to have at least one property of a genuine sheet are processed and stored in the machine.
摘要翻译：响应于数据承载记录操作的自动银行机包括读卡器，其可操作以从用户卡读取数据，包括金融帐户识别数据，并且响应卡数据进行财务转账。自动银行机包括纸张接受装置。纸张接受装置可操作以接收纸张堆叠并且将每个纸张与纸张分离。每个片材与片材路径对准，并通过包括至少一个磁读头，成像器和/或验证装置的分析装置进行分析。确定具有至少一个正本工作表的属性的表被处理并存储在机器中。

56. 外观设计

USD738366S1 Self-service terminal 有权
公开(公告)号：USD738366S1
公开(公告)日：2015-09-08
申请号：US29511159
申请日：2014-12-08
申请人： Diebold Self-Service Systems division of Diebold, Incorporated
设计人： Dave Kraft , George Niemoeller , Donald S. Nelson, Jr. , Scott Dailey , Michael Tirak

57. 发明授权

US09082252B2 Automated banking machine that operates responsive to data bearing records 有权
标题翻译：自动银行业务响应数据记录运作
公开(公告)号：US09082252B2
公开(公告)日：2015-07-14
申请号：US14224152
申请日：2014-03-25
申请人： Diebold Self-Service Systems, division of Diebold, Incorporated
发明人： Bruce Bowen , Lee Kravitz , James Trocme
IPC分类号： G07F19/00 , G06Q40/00 , G06Q20/10 , G06Q20/40 , G09B21/00 , G06Q20/18
CPC分类号： G07F19/20 , G06Q20/108 , G06Q20/1085 , G06Q20/18 , G06Q20/40 , G07F19/201 , G07F19/205 , G09B21/006 , G09B21/008
摘要： An automated banking machine system operates to cause financial transfers responsive to data read from data bearing records. The system is operative to read a financial card bearing account indicia with a card reader. A user is able to perform at least one banking operation responsive to account indicia read by the card reader from the card. The banking operations include dispensing cash and accessing financial accounts. In an example embodiment, the machine is operative to produce an audio output including verbal information through a headphone port to a headphone.
摘要翻译：一种自动银行机系统可以根据从数据记录中读取的数据进行财务转移。该系统可操作用读卡器读取带有金融卡的帐户标记。用户能够响应于读卡器从卡读取的帐户标记来执行至少一个银行操作。银行业务包括发放现金和存取财务账目。在示例实施例中，机器可操作以产生包括通过耳机端口到耳机的口头信息的音频输出。

58. 发明授权

US09033221B1 Automated banking machine with noncontact reading of card data 有权
标题翻译：自动银行机器，非接触式读卡数据
公开(公告)号：US09033221B1
公开(公告)日：2015-05-19
申请号：US13769545
申请日：2013-02-18
申请人： Diebold Self-Service Systems division of Diebold, Incorporated
发明人： Natarajan Ramachandran , Mark A. Douglass
IPC分类号： G06Q40/00 , G07F19/00 , G06Q20/10
CPC分类号： G07F19/201 , G06K7/0004 , G06Q20/1085 , G06Q20/32 , G06Q20/3274 , G06Q20/352 , G06Q20/385 , G07F7/10 , G07F7/1075 , G07F19/20 , G07F19/205
摘要： An automated banking machine is part of a banking system that can operate to cause financial transfers responsive to data read from data bearing records. The machine can also receive user card data from a cell phone, including an electronic account number. The phone's banking application encrypts the account number along with an inputted random number which was generated by the machine. The phone then displays a bar code image containing the encrypted data. The machine includes a bar code reader. The random number is used to verify the current transaction session. Thereafter, normal transaction flow can follow, including PIN input. The process allows for secure input of card data without physical insertion of a card. Thus, fraudulent activities based on card insertion can be reduced.
摘要翻译：自动银行机是银行系统的一部分，可以根据从数据记录中读取的数据进行响应，从而进行财务转移。该机器还可以从手机接收用户卡数据，包括电子帐号。手机的银行业务应用程序加密帐号以及机器生成的输入随机数。然后，手机显示包含加密数据的条形码图像。该机器包括一个条码阅读器。随机数用于验证当前事务会话。此后，可以遵循正常的交易流程，包括PIN输入。该过程允许卡数据的安全输入，而无需物理插入卡。因此，可以减少基于卡插入的欺诈活动。

59. 发明授权

US09004353B1 Check cashing automated banking machine 有权
标题翻译：检查兑现自动银行机
公开(公告)号：US09004353B1
公开(公告)日：2015-04-14
申请号：US13793246
申请日：2013-03-11
申请人： Diebold Self-Service Systems division of Diebold, Incorporated
发明人： James Block , H Thomas Graef , Paul D Magee , Donald S Nelson, Jr. , James Meek , Daniel S McIntyre , Mark DePietro , Natarajan Ramachandran
IPC分类号： G06Q40/00 , G07D11/00 , G07F19/00 , G06K9/00 , G06Q20/10
CPC分类号： G06Q20/1085 , G06Q20/042 , G06Q20/409 , G07F19/20 , G07F19/202
摘要： An automated banking machine is operated at least in part to data read from data bearing records. The machine is operative to carry out a financial transfer responsive at least in part to a determination that data read through a card reader of the machine corresponds to a financial account that is authorized to conduct a transaction through operation of the machine. The machine also includes a check acceptor operative to receive checks from machine users. The check acceptor is operative image checks and data resolved from check images is used in operation of the machine to cause financial transfers.
摘要翻译：自动银行机至少部分地由从数据记录读取的数据操作。该机器至少部分地响应于通过机器的读卡器读取的数据对应于被授权通过机器的操作进行交易的金融帐户的响应来执行财务传递。该机器还包括一个检查接受器，用于接收来自机器用户的检查。检查受理人是操作图像检查，并且从检查图像解析的数据用于机器的操作以引起财务转移。

60. 发明授权

US08998078B2 Automated banking machine with slide mounted devices 有权
标题翻译：具有滑动装置的自动银行机
公开(公告)号：US08998078B2
公开(公告)日：2015-04-07
申请号：US14072257
申请日：2013-11-05
申请人： Diebold Self-Service Systems, division of Diebold, Incorporated
发明人： Richard C. Lute , Mark A. Douglass , Roy Mleziva , Shawn Griggy
IPC分类号： G07F19/00 , H05K7/14
CPC分类号： H05K7/14 , G07F19/205 , Y10S902/08 , Y10S902/09 , Y10S902/10 , Y10S902/11 , Y10S902/12 , Y10S902/13 , Y10S902/14 , Y10S902/15
摘要： An apparatus including an automated banking machine is operative to cause financial transfers responsive at least in part to data read from data bearing records. The machine includes a card reader that is operative to read card data usable to identify at least one of a user of the machine and a financial account. A computer associated with the machine is operative to cause card data to be read through operation of the card reader, and to cause a determination to be made that read card data corresponds to a financial account authorized to conduct a transaction through the machine. The computer is operative responsive at least in part to the determination to cause the financial account to be at least one of assessed and credited with a value associated with a financial transaction. Transaction function devices of the machine are supported through slides that can be configured in different ways to facilitate mounting of devices within the machine.
摘要翻译：包括自动银行机器的装置可操作以至少部分地响应从数据承载记录读取的数据来进行财务转移。该机器包括读卡器，其可操作以读取可用于识别机器的用户和金融帐户中的至少一个的卡数据。与机器相关联的计算机可操作以通过读卡器的操作来读取卡片数据，并且确定读卡数据对应于被授权通过机器进行交易的金融账户。该计算机至少部分地响应于使金融账户至少与评估和记入与金融交易相关联的值的确定。机器的交易功能设备通过可以以不同方式配置的滑块来支持，以便于在机器内安装设备。

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