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    • 36. 发明申请
    • System and process for local acquisition of products priced online
    • 本地收购在线产品的系统和流程
    • US20060195368A1
    • 2006-08-31
    • US11410342
    • 2006-04-24
    • Jay WalkerJames JoraschAndrew Van Luchene
    • Jay WalkerJames JoraschAndrew Van Luchene
    • G06Q30/00
    • G06Q30/02G06Q20/00G06Q20/04G06Q20/12G06Q30/0601G06Q30/0609G06Q30/0611G06Q30/0613G06Q30/0625G06Q30/0635G06Q30/0641G07F7/00
    • A system and process for establishing prices for products on line and for allowing acquisition of those products from retailers that honor such prices. The system and process involve a customer having a credit card account, a computer terminal configured to access a network, and a central authority coupled to the computer terminal via the network. The central authority maintains information about a product and a corresponding price. The price is established by the central authority and the central authority is configured to communicate the information about the product and the price to the customer via the network. Also involved is a credit card processor that is coupled to the central authority. The credit card processor is configured to query the information maintained by the central authority and to receive the price from the central authority. A retailer is involved and includes a point-of-sale system coupled to the central authority and to the credit card processor. The retailer is configured to deliver the product to the customer after the customer purchases the product from the retailer via his credit card account or other form of payment at the price established by the central authority and provided to the retailer and the point-of-sale system by the credit card processor.
    • 建立线上产品价格并允许从享有这种价格的零售商那里获得这些产品的制度和流程。 系统和过程涉及具有信用卡帐户的客户,被配置为访问网络的计算机终端,以及经由网络耦合到计算机终端的中央机构。 中央机关维护有关产品和相应价格的信息。 价格由中央机构确定,中央机关配置为通过网络向客户传达关于产品和价格的信息。 还涉及到一个信用卡处理器,耦合到中央机构。 信用卡处理器被配置为查询中央机构维护的信息并从中央机构接收价格。 涉及零售商,并且包括与中央机构和信用卡处理器相连的销售点系统。 零售商被配置为在客户通过信用卡账户或其他形式的付款从零售商购买产品之后,以中央机构建立的价格向客户提供产品,并提供给零售商和销售点 系统由信用卡处理器。