专利快速检索-快速检索全球专利，免费商用专利数据库-IPRDB

31. 发明申请

US20090254461A1 SYSTEM AND METHOD FOR FACILITATING ACCOUNT-BASED TRANSACTIONS 有权
标题翻译：促进基于帐户交易的系统和方法
公开(公告)号：US20090254461A1
公开(公告)日：2009-10-08
申请号：US12245995
申请日：2008-10-06
申请人： Jay S. Walker , Daniel E. Tedesco , Andrew S. Van Luchene , James A. Jorasch
发明人： Jay S. Walker , Daniel E. Tedesco , Andrew S. Van Luchene , James A. Jorasch
IPC分类号： G06Q40/00 , G06Q10/00 , G06Q30/00 , G06F15/16
CPC分类号： G06Q20/401 , G06Q20/02 , G06Q20/04 , G06Q20/12 , G06Q20/16 , G06Q20/385 , G06Q20/4037 , G06Q20/409 , G06Q20/425 , G06Q30/0284 , G06Q40/00 , G06Q40/12 , G07F7/08 , H04L29/06 , H04L67/14 , H04L69/329
摘要： Systems, methods and apparatus are presented for facilitating account-based transactions. In an embodiment, the method includes associating a first person with an account, associating a second person with the account, receiving a request from a third party to authorize a transaction between the second person and the third party, determining a first communication address of the first party, and contacting the first party. The process also includes determining that the first person desires to communicate with the second person, determining a second communication address of the second person, initiating a communication between the first person and the second person, and receiving a signal from the first person that authorizes the transaction or declines the transaction.
摘要翻译：提出了系统，方法和设备，以促进基于帐户的交易。在一个实施例中，该方法包括将第一人员与帐户相关联，将第二人员与该帐户相关联，接收来自第三方的请求以授权第二人与第三方之间的交易，确定第二人与第三方之间的第一通信地址第一方，并联系第一方。该过程还包括确定第一人希望与第二人通信，确定第二人的第二通信地址，发起第一人与第二人之间的通信，以及接收来自第一人的授权的第一人的信号交易或拒绝交易。

32. 发明授权

US07454381B2 Method and apparatus for providing and processing installment plans at a terminal 有权
标题翻译：在终端提供和处理分期付款计划的方法和装置
公开(公告)号：US07454381B2
公开(公告)日：2008-11-18
申请号：US10033691
申请日：2001-11-09
申请人： Jay S. Walker , James A. Jorasch , Andrew S. Van Luchene
发明人： Jay S. Walker , James A. Jorasch , Andrew S. Van Luchene
IPC分类号： G06Q40/00
CPC分类号： G06Q20/023 , G06Q10/087 , G06Q20/00 , G06Q20/10 , G06Q20/102 , G06Q20/105 , G06Q20/108 , G06Q20/12 , G06Q20/14 , G06Q20/18 , G06Q20/20 , G06Q20/387 , G06Q20/40 , G06Q30/02 , G06Q30/0238 , G06Q30/04 , G06Q30/06 , G06Q30/0601 , G06Q40/00 , G06Q40/02 , G06Q40/025 , G06Q40/04 , G06Q40/12 , G07C15/005 , G07F5/24 , G07F9/02 , G07F17/32 , G07F17/3248 , G07F17/3255 , G07F17/329 , G07G1/0036 , G07G1/12 , G07G5/00
摘要： A central controller receives from a POS terminal a purchase price and a financial account identifier. The financial account identifier specifies a financial account, such as a credit card account. The central controller, in turn, generates one or more installment plan identifiers defining installment plans for payment of the purchase price. The installment plan identifiers are based on the purchase price and/or the financial account identifier. For example, certain accounts or certain high purchase prices may merit preferred installment plans. The installment plan identifiers are transmitted to the POS terminal. A purchaser at the POS terminal selects whether he would like to pay for his purchase in installments and, if so, using which installment plan. The POS terminal generates a selection signal indicative of whether to accept any of the installment plans, and transmits the selection signal to the central controller. The central controller receives the selection signal. If the selection signal indicates acceptance of any installment plan, use of the accepted installment plan for the financial account is authorized. Thereafter, bills are generated which reflect installment charges to be paid.
摘要翻译：中央控制器从POS终端接收购买价格和金融帐户标识符。财务帐户标识符指定一个金融账户，如信用卡账户。中央控制器又产生一个或多个分期计划标识符，用于定义用于支付购买价格的分期付款计划。分期付款计划标识符是基于购买价格和/或金融账户标识符。例如，某些帐户或某些高购买价格可能值得优先分期付款计划。分期付款计划标识符被发送到POS终端。 POS终端的购买者选择是否愿意分期付款，如果是，请使用分期付款方案。 POS终端产生指示是否接受任何分期计划的选择信号，并将选择信号发送到中央控制器。中央控制器接收选择信号。如果选择信号表示接受任何分期付款计划，则授权对该金融账户使用已接受的分期付款计划。此后，生成了要支付的分期付款的票据。

33. 发明授权

US06597770B2 Method and system for authorization of account-based transactions 有权
公开(公告)号：US06597770B2
公开(公告)日：2003-07-22
申请号：US09994569
申请日：2001-11-27
申请人： Jay S. Walker , Daniel E. Tedesco , Andrew S. Van Luchene , James A. Jorasch
发明人： Jay S. Walker , Daniel E. Tedesco , Andrew S. Van Luchene , James A. Jorasch
IPC分类号： H04M1100
CPC分类号： G07F7/08 , G06Q20/04 , G06Q20/12 , G06Q20/385 , G06Q20/4037 , G06Q20/425 , H04L29/06 , H04L67/14 , H04L69/329
摘要： One embodiment of the present invention comprises receiving an indication of a first person; associating the first person with an account; receiving an indication of a second person; associating the second person with the account; receiving a request to authorize a transaction between the second person and a third party; determining whether the first person desires to communicate with the second person; and enabling communication between the first person and the second person if the first person desires to communicate with the second person.

34. 发明授权

US06558255B2 Method and apparatus for expiration of prepaid slot machine plays 失效
公开(公告)号：US06558255B2
公开(公告)日：2003-05-06
申请号：US09805401
申请日：2001-03-13
申请人： Jay S. Walker , James A. Jorasch , Andrew S. Van Luchene
发明人： Jay S. Walker , James A. Jorasch , Andrew S. Van Luchene
IPC分类号： A63F1300
CPC分类号： G07F17/32 , A63F9/24 , G06Q20/204 , G06Q30/0212 , G06Q30/0235 , G06Q30/0241 , G07F17/3248 , G07F17/3251
摘要： An expiring prepaid casino card is disclosed which may be utilized to provide payment for slot machine play or other gambling activities. The disclosed expiring prepaid casino card is preferably a pointer to a monetary amount stored in a casino prepaid card database that expires in predefined expiration amounts over each of a plurality of predefined expiration periods. If a player does not utilize the entire predefined expiration amount, for a given predefined expiration period, the remaining balance on the expiring prepaid casino card allocated for the expiration period automatically expires and does not roll over into any subsequent expiration periods. The expiring prepaid casino card may alternatively be embodied as a smart card or a general-purpose debit card programmed with the predefined expiration amounts for each predefined expiration period, or a cardless electronic key or personal identification number (PIN) which may be utilized to access data records which have been programmed with the predefined expiration amounts for each predefined expiration period. The expiring prepaid casino card can preferably be (i) purchased by the player at face value, or at a discount; (ii) given out by the casino to a player for free as part of a promotion, or to preferred players; or (iii) issued to a player as part of a payout on a slot machine. In this manner, the player is incented to make return visits to a casino to access each predefined expiration amount for each predefined expiration period. The predefined expiration amounts and expiration periods do not have to be fixed units. Slot machine jackpots can be awarded in the form of an increased total balance on the expiring prepaid casino card that expire in predefined expiration amounts over predefined expiration periods. The expiring prepaid casino card can preferably be programmed with one or more further restrictions or requirements that the player must satisfy before any expiration amounts can be accessed.

35. 发明授权

US06227972B1 Method and apparatus for expiration of prepaid slot machine plays 失效
公开(公告)号：US06227972B1
公开(公告)日：2001-05-08
申请号：US08886584
申请日：1997-07-01
申请人： Jay S. Walker , James A. Jorasch , Andrew S. Van Luchene
发明人： Jay S. Walker , James A. Jorasch , Andrew S. Van Luchene
IPC分类号： A63F924
CPC分类号： G07F17/32 , A63F9/24 , G06Q20/204 , G06Q30/0212 , G06Q30/0235 , G06Q30/0241 , G07F17/3248 , G07F17/3251
摘要： An expiring prepaid casino card is disclosed which may be utilized to provide payment for slot machine play or other gambling activities. The disclosed expiring prepaid casino card is preferably a pointer to a monetary amount stored in a casino prepaid card database, that expires in predefined expiration amounts over each of a plurality of predefined expiration periods. If a player does not utilize the entire predefined expiration amount, for a given predefined expiration period, the remaining balance on the expiring prepaid casino card allocated for the expiration period automatically expires and does not roll over into any subsequent expiration periods. The expiring prepaid casino card may alternatively be embodied as a smart card or a general-purpose debit card programmed with the predefined expiration amounts for each predefined expiration period, or a cardless electronic key or personal identification number (PIN) which may be utilized to access data records which have been programmed with the predefined expiration amounts for each predefined expiration period. The expiring prepaid casino card can preferably be (i) purchased by the player at face value, or at a discount; (ii) given out by the casino to a player for free as part of a promotion, or to preferred players; or (iii) issued to a player as part of a payout on a slot machine. In this manner, the player is incented to make return visits to a casino to access each predefined expiration amount for each predefined expiration period. The predefined expiration amounts and expiration periods do not have to be fixed units. Slot machine jackpots can be awarded in the form of an increased total balance on the expiring prepaid casino card that expire in predefined expiration amounts over predefined expiration periods. The expiring prepaid casino card can preferably be programmed with one or more further restrictions or requirements that the player must satisfy before any expiration amounts can be accessed.

36. 发明申请

US20130018716A1 METHOD AND APPARATUS FOR ADMINISTERING A REWARD PROGRAM 有权
标题翻译：用于管理奖励计划的方法和装置
公开(公告)号：US20130018716A1
公开(公告)日：2013-01-17
申请号：US13616662
申请日：2012-09-14
申请人： Jay S. Walker , Andrew S. Van Luchene , James A. Jorasch , Dean Alderucci
发明人： Jay S. Walker , Andrew S. Van Luchene , James A. Jorasch , Dean Alderucci
IPC分类号： G06Q30/02
CPC分类号： G06Q30/0211 , G06Q30/02 , G06Q30/0204 , G06Q30/0212 , G06Q30/0236 , G06Q30/0239
摘要： The method and apparatus for administering a reward program includes a central controller that stores a series of registrations, each of which corresponds to a purchaser of a product. The central controller calculates a measurement of product success, such as the number of products sold or the market share of the product, and determines if the measurement is within a predetermined range. The central controller may determine if the number of products sold exceeds a predetermined threshold, and a set of registrations are selected as “early-adopter” registrations that thereby define a set of early-adopter purchasers. The central controller may select a set of registrations having ordinal positions within a predetermined range of positions, so that early-adopter purchasers are defined. If the measurement of product success is within the predetermined range, a reward, such as a refund or a free product, may be provided to each early-adopter purchaser.
摘要翻译：用于管理奖励计划的方法和装置包括存储一系列注册的中央控制器，每个注册对应于产品的购买者。中央控制器计算产品成功的度量，例如所销售产品的数量或产品的市场份额，并确定测量是否在预定范围内。中央控制器可以确定所销售的产品的数量是否超过预定阈值，并且一组注册被选择为早期采用者注册，从而定义一组早期采用者购买者。中央控制器可以在预定位置范围内选择具有序数位置的一组注册，从而定义早期采用者购买者。如果产品成功的测量在预定范围内，则可以向每个早期采购者购买者提供奖励，例如退款或免费产品。

37. 发明申请

US20120022923A1 APPARATUS AND METHODS FOR ENFORCING PURCHASE AGREEMENTS 有权
标题翻译：用于执行采购协议的装置和方法
公开(公告)号：US20120022923A1
公开(公告)日：2012-01-26
申请号：US13251401
申请日：2011-10-03
申请人： Jay S. Walker , Andrew S. Van Luchene , Jose A. Suarez , Magdalena M. Fincham , Dean P. Alderucci , James A. Jorasch , Robert C. Tedesco , Matthew D. Breitenbach
发明人： Jay S. Walker , Andrew S. Van Luchene , Jose A. Suarez , Magdalena M. Fincham , Dean P. Alderucci , James A. Jorasch , Robert C. Tedesco , Matthew D. Breitenbach
IPC分类号： G06Q30/02
CPC分类号： G06Q30/06 , G06Q20/10 , G06Q30/0207 , G06Q30/0225 , G06Q30/0268 , G06Q30/0283
摘要： Systems, apparatus, articles of manufacture and methods are provided for establishing (e.g., online) a buyer price for a first plurality of products. In one embodiment, the buyer price is lower than a retail price of the first plurality of products. A second plurality of products that the buyer has actually received during the subsequent transaction is determined. A penalty may be assessed if the first plurality of products does not correspond to the second plurality of products.
摘要翻译：提供系统，装置，制造和方法以建立（例如，在线）第一批产品的买方价格。在一个实施例中，买方价格低于第一批产品的零售价。确定买方在后续交易中实际收到的第二组多个产品。如果第一多个产品不对应于第二个多个产品，则可以评估处罚。

38. 发明授权

US08010417B2 System and process for local acquisition of products priced online 有权
标题翻译：本地收购在线产品的系统和流程
公开(公告)号：US08010417B2
公开(公告)日：2011-08-30
申请号：US11424294
申请日：2006-06-15
申请人： Jay S. Walker , James A. Jorasch , Andrew S. Van Luchene
发明人： Jay S. Walker , James A. Jorasch , Andrew S. Van Luchene
IPC分类号： G06Q30/00
CPC分类号： G06Q30/02 , G06Q20/00 , G06Q20/04 , G06Q20/12 , G06Q30/0601 , G06Q30/0609 , G06Q30/0611 , G06Q30/0613 , G06Q30/0625 , G06Q30/0635 , G06Q30/0641 , G07F7/00
摘要： A system and process for establishing prices for products on line and for allowing acquisition of those products from retailers that honor such prices. The system and process involve a customer having a credit card account, a computer terminal configured to access a network, and a central authority coupled to the computer terminal via the network. The central authority maintains information about a product and a corresponding price. The price is established by the central authority and the central authority is configured to communicate the information about the product and the price to the customer via the network. Also involved is a credit card processor that is coupled to the central authority. The credit card processor is configured to query the information maintained by the central authority and to receive the price from the central authority. A retailer is involved and includes a point-of-sale system coupled to the central authority and to the credit card processor. The retailer is configured to deliver the product to the customer after the customer purchases the product from the retailer via his credit card account or other form of payment at the price established by the central authority and provided to the retailer and the point-of-sale system by the credit card processor.
摘要翻译：建立线上产品价格并允许从享有这种价格的零售商那里获得这些产品的制度和流程。系统和过程涉及具有信用卡帐户的客户，被配置为访问网络的计算机终端，以及经由网络耦合到计算机终端的中央机构。中央机关维护有关产品和相应价格的信息。价格由中央机构确定，中央机关配置为通过网络向客户传达关于产品和价格的信息。还涉及到一个信用卡处理器，耦合到中央机构。信用卡处理器被配置为查询中央机构维护的信息并从中央机构接收价格。涉及零售商，并且包括与中央机构和信用卡处理器相连的销售点系统。零售商被配置为在客户通过信用卡账户或其他形式的付款从零售商购买产品之后，以中央机构建立的价格向客户提供产品，并提供给零售商和销售点系统由信用卡处理器。

39. 发明申请

US20100049601A1 METHOD AND APPARATUS FOR MANAGING SUBSCRIPTIONS 有权
标题翻译：管理订阅的方法和装置
公开(公告)号：US20100049601A1
公开(公告)日：2010-02-25
申请号：US12611365
申请日：2009-11-03
申请人： Jay S. Walker , Magdalena Mik , James A. Jorasch , Andrew S. Van Luchene , Michiko Kobayashi , Geoffrey M. Gelman , Russell Pratt Sammon , Andrew P. Golden , Adam Stevenson
发明人： Jay S. Walker , Magdalena Mik , James A. Jorasch , Andrew S. Van Luchene , Michiko Kobayashi , Geoffrey M. Gelman , Russell Pratt Sammon , Andrew P. Golden , Adam Stevenson
IPC分类号： G06Q30/00 , G06Q10/00 , G06Q50/00
CPC分类号： G06Q20/40 , G06Q20/085 , G06Q20/20 , G06Q20/202 , G06Q20/22 , G06Q30/018 , G06Q30/02 , G06Q30/0207 , G06Q30/0224 , G06Q30/0226 , G06Q30/0231 , G06Q30/0236 , G06Q30/0238 , G06Q30/0284 , G06Q30/0601
摘要： A subscription system allows a customer to establish a subscription to a product with one or more retailers (e.g., by establishing the subscription through a controller or central system). In one embodiment, a subscription may be established after receiving information that identifies a product. Terms of a subscription for the product are established, such as a frequency and a duration of the subscription.
摘要翻译：订阅系统允许客户建立与一个或多个零售商的产品的订阅（例如，通过通过控制器或中央系统建立订阅）。在一个实施例中，可以在接收到识别产品的信息之后建立订阅。建立产品订阅条款，例如订阅的频率和持续时间。

40. 发明申请

US20090198625A1 METHOD AND SYSTEM FOR PROCESSING SUPPLEMENTARY PRODUCT SALES AT A POINT-OF-SALE TERMINAL 有权
标题翻译：在一点销售终端处理补充产品销售的方法和系统
公开(公告)号：US20090198625A1
公开(公告)日：2009-08-06
申请号：US12420397
申请日：2009-04-08
申请人： Jay S. Walker , James A. Jorasch , Andrew S. Van Luchene
发明人： Jay S. Walker , James A. Jorasch , Andrew S. Van Luchene
IPC分类号： G06Q30/00 , G06Q10/00
CPC分类号： G07C15/005 , G06Q10/087 , G06Q20/00 , G06Q20/12 , G06Q20/20 , G06Q20/201 , G06Q20/204 , G06Q20/387 , G06Q30/02 , G06Q30/0212 , G06Q30/0226 , G06Q30/0235 , G06Q30/0238 , G06Q30/0283 , G06Q30/06 , G06Q50/188 , G07F5/24 , G07F9/02 , G07F17/32 , G07F17/3248 , G07F17/3255 , G07F17/329 , G07G1/0036 , G07G1/12 , G07G5/00
摘要： A point-of-sale terminal determines an upsell to offer in exchange for a round-up amount in connection with a purchase. In one embodiment, the point-of-sale terminal preferably maintains a database of at least one upsell price and a corresponding upsell to offer a customer in exchange for a round-up amount (e.g., change due the customer).
摘要翻译：销售点终端确定提供的加售，以换取与购买相关的总计金额。在一个实施例中，销售点终端优选地维护至少一个加售价格和相应加售的数据库，以提供客户以换取总计金额（例如，由于客户而改变）。

你已经成功收藏专利！

检索式保存成功!

IPRDB

热门服务

关于我们

友情链接

联系方式