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21. 发明授权

US10699347B1 Polynomial risk maps 有权
公开(公告)号：US10699347B1
公开(公告)日：2020-06-30
申请号：US15268750
申请日：2016-09-19
申请人： Allstate Insurance Company
发明人： Mark Slusar , Regina Madigan , Timothy W. Gibson
IPC分类号： G06Q40/08 , G01C21/36
摘要： A system including a computing device may receive base map information, including attribute information associated with a plurality of road segments, and trip request information. Based on this information, a route for the user to travel may be determined. The system might further calculate a risk score for each road segment forming the route, and generate a risk map based on the risk score and the route. The risk map may then be displayed to a user. The risk map may include markers or other objects depicting potential risks along the route the driver may face. Also, the risk map may be updated based on information collected from a sensor coupled to the vehicle or located at the road segment to reflect actual, real-time risk scores calculated using an equation for providing a risk score for a particular driver driving a particular vehicle on a particular road segment.

22. 发明授权

US10533870B1 Altering autonomous or semi-autonomous vehicle operation based on route traversal values 有权
公开(公告)号：US10533870B1
公开(公告)日：2020-01-14
申请号：US15784922
申请日：2017-10-16
申请人： Allstate Insurance Company
发明人： Mark Slusar
IPC分类号： G01C21/36 , G01C21/34 , G01S19/42 , B60W30/18 , G01S19/13 , B60W50/08 , G05D1/00
摘要： A method is disclosed for mitigating the risks associated with operating an autonomous or semi-autonomous vehicle by using calculated route traversal values to select less risky travel routes and/or modify vehicle operation. Various approaches to achieving this risk mitigation are presented. A computing device is configured to generate a database of route traversal values. This device may receive a variety of historical route traversal information, real-time vehicle information, and/or route information from one of more data sources and calculate a route traversal value for the associated driving route. Subsequently, the computing device may provide the associated route traversal value to other devices, such as a vehicle navigation device associated with the autonomous or semi-autonomous vehicle. An insurance company may use this information to help determine insurance premiums for autonomous or semi-autonomous vehicles by analyzing and/or mitigating the risk associated with operating those vehicles.

23. 发明申请

US20190188800A1 CONTROLLING AUTONOMOUS VEHICLES TO OPTIMIZE TRAFFIC CHARACTERISTICS 审中-公开
公开(公告)号：US20190188800A1
公开(公告)日：2019-06-20
申请号：US15918597
申请日：2018-03-12
申请人： Allstate Insurance Company
发明人： Mark Slusar , Surender Kumar , Sunil Chintakindi
IPC分类号： G06Q40/08 , G08G1/0962 , G08G1/01
CPC分类号： G06Q40/08 , G08G1/0112 , G08G1/0129 , G08G1/0145 , G08G1/0962 , G08G1/096716 , G08G1/096741 , G08G1/096775 , G08G1/096816 , G08G1/096838 , G08G1/20
摘要： Aspects of the disclosure relate to controlling autonomous vehicles to optimize traffic characteristics. A computing platform may receive vehicle guidance data from autonomous vehicle control systems of vehicles. Subsequently, the computing platform may identify a number of the vehicles currently operating in an autonomous mode based on the vehicle guidance data. Thereafter, the computing platform may identify a target number of the vehicles to be operated in an autonomous mode in order to optimize traffic characteristics. Then, the computing platform may generate messages directing selected vehicles to switch into autonomous mode in order to achieve the target number. Subsequently, the computing platform may send the messages directing the selected vehicles to switch into autonomous mode in order to receive incentives. Thereafter, the computing platform may award the incentives to the selected vehicles that switch into the autonomous mode as directed by the messages.

24. 发明授权

US09996990B2 Enhanced vehicle bad fuel sensor with crowdsourcing analytics 有权
公开(公告)号：US09996990B2
公开(公告)日：2018-06-12
申请号：US15332675
申请日：2016-10-24
申请人： Allstate Insurance Company
发明人： Mark Slusar
IPC分类号： G07C5/08 , G07C5/00 , G06Q40/08 , G01N33/22
CPC分类号： G07C5/0808 , G01N33/22 , G06Q40/08 , G07C5/008 , G07C5/0841
摘要： A fuel analysis system is described configured to assist vehicle drivers/users in preventing damage to their vehicles caused by bad fuel. Bad fuel can leave a driver and passengers stranded on the road in need of emergency road side service, and in many instances, results in permanent damage to the vehicle. The disclosed fuel analysis system describes an enhanced bad fuel sensor system that measures a delta in vehicle operation data to identify and in many instances, pre-emptively alert, a user of a vehicle of bad fuel. The fuel analysis system may use crowdsourcing through aggregation of refueling event profile records from a plurality of vehicles' telematics devices to increase the accuracy with which bad fuel is detected.

25. 发明申请

US20180114378A1 Enhanced Vehicle Bad Fuel Sensor With Crowdsourcing Analytics 有权
公开(公告)号：US20180114378A1
公开(公告)日：2018-04-26
申请号：US15332675
申请日：2016-10-24
申请人： Allstate Insurance Company
发明人： Mark Slusar
IPC分类号： G07C5/08 , G07C5/00 , G06Q40/08
CPC分类号： G07C5/0808 , G01N33/22 , G06Q40/08 , G07C5/008 , G07C5/0841
摘要： A fuel analysis system is described configured to assist vehicle drivers/users in preventing damage to their vehicles caused by bad fuel. Bad fuel can leave a driver and passengers stranded on the road in need of emergency road side service, and in many instances, results in permanent damage to the vehicle. The disclosed fuel analysis system describes an enhanced bad fuel sensor system that measures a delta in vehicle operation data to identify and in many instances, pre-emptively alert, a user of a vehicle of bad fuel. The fuel analysis system may use crowdsourcing through aggregation of refueling event profile records from a plurality of vehicles' telematics devices to increase the accuracy with which bad fuel is detected.

26. 发明申请

US20160379310A1 Interactive Dashboard Display 审中-公开
标题翻译：交互式仪表板显示
公开(公告)号：US20160379310A1
公开(公告)日：2016-12-29
申请号：US15262541
申请日：2016-09-12
申请人： Allstate Insurance Company
发明人： Regina Madigan , Dana Ferguson , Mark Slusar , Timothy W. Gibson , Howard Hayes , Grady Irey
IPC分类号： G06Q40/08 , G06F3/147
摘要： Methods, computer-readable media, systems and apparatuses for determining and implementing risk unit usage-based insurance policies. In some arrangements, sensor data associated with vehicle operation data, driving data, and the like, may be received and analyzed to determine a consumption rate of risk units in the risk unit usage-based insurance policy. In some examples, one or more driving behaviors may also be identified (e.g., from the sensor data, historical data, and the like). In some examples, one or more user interfaces may be generated displaying the determined consumption rate and/or driving behaviors. In some arrangements, additional information, such as one or more recommendations for improving (e.g., reducing) consumption rate may be generated and provided via the generated user interface.
摘要翻译：用于确定和实施基于风险单位使用的保险单的方法，计算机可读介质，系统和装置。在一些布置中，可以接收和分析与车辆操作数据，驾驶数据等相关联的传感器数据，以确定风险单元使用型保险中的风险单位的消耗率。在一些示例中，还可以识别一个或多个驾驶行为（例如，来自传感器数据，历史数据等）。在一些示例中，可以生成显示所确定的消费率和/或驾驶行为的一个或多个用户界面。在一些布置中，可以生成并通过生成的用户界面来提供附加信息，例如用于改善（例如降低）消费速率的一个或多个建议。

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