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11. 发明申请

US20080048023A1 GIFT CARD SYSTEM CAPABLE OF RESTRICTING TRANSACTIONS TO PREDESIGNATED ITEMS 审中-公开
标题翻译：允许限制对预定项目进行交易的礼品卡系统
公开(公告)号：US20080048023A1
公开(公告)日：2008-02-28
申请号：US11467117
申请日：2006-08-24
申请人： Riley R. Russell , Gary M. Zalewski
发明人： Riley R. Russell , Gary M. Zalewski
IPC分类号： G06K5/00 , G06Q40/00
CPC分类号： G06Q20/28 , G06Q20/342 , G06Q20/40 , G06Q30/06 , G07F7/025
摘要： A gift card, debit card, or similar instrument and an associated system are capable of restricting purchase transactions to predesignated authorized merchandise or excluding from purchase transactions predesignated unauthorized merchandise. To facilitate this an account that does not permit one or more items or services to be purchased using the account may be established in an account system. The account system receives identification information for an item or service requested for purchase, and the system also receives identification information for the account requested to be used to pay for at least a portion of the item or service requested for purchase. The system determines whether or not the item or service requested for purchase is authorized for purchase using the account. If not, the system denies the use of the account to pay for any portion of the item or service requested for purchase. The scope of the items and/or services authorized for purchase with the card may be set and modified online.
摘要翻译：礼品卡，借记卡或类似的工具和相关系统能够限制购买交易到预先指定的授权商品，或排除购买交易预先指定的未经授权的商品。为了便于此，可以在帐户系统中建立不允许使用该帐户购买一个或多个项目或服务的帐户。帐户系统接收要求购买的物品或服务的识别信息，并且系统还接收请求用于支付要求购买的物品或服务的至少一部分的帐户的识别信息。该系统确定使用该帐户是否授权要购买的商品或服务进行购买。如果没有，则系统拒绝使用该帐户来支付要求购买的物品或服务的任何部分。使用卡片授权购买的物品和/或服务的范围可以在线设置和修改。

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