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    • 123. 发明申请
    • ELECTRONIC MONEY SERVER, ELECTRONIC MONEY SERVER PROGRAM PRODUCT, RECORDING MEDIUM, AND LOSS PROCESSING METHOD
    • 电子货币服务器,电子货币服务器程序产品,记录介质和损失处理方法
    • US20150012439A1
    • 2015-01-08
    • US14369478
    • 2012-12-21
    • Rakuten, Inc.
    • Takayuki SakuraiHideki Akashika
    • G06Q20/36G06Q20/40
    • G06Q20/3676G06Q20/0655G06Q20/349G06Q20/354G06Q20/3674G06Q20/40G06Q20/401
    • The objective of the present invention is, with respect to a portable terminal which is provided with an electronic money function, to facilitate restoration of an original state if a terminal has been discovered, while preventing unauthorized usage of electronic money at a time of loss for a terminal which is provided with an electronic money function. If a terminal is lost, an electronic money server is accessed from a second terminal in order to perform a loss lock request. The electronic money server turns ON a loss lock flag corresponding to an electronic money ID in order to output a negative flag ON instruction for an electronic money function section at a point at which access has been made from the terminal. For the electronic money function section, by turning ON a negative flag, the electronic money function section is locked so that settlements and charges are disabled.
    • 本发明的目的是提供一种具有电子货币功能的便携式终端,以便在已经发现终端的情况下便于恢复原始状态,同时防止在丢失时非法使用电子货币 具有电子货币功能的终端。 如果终端丢失,则从第二终端接入电子货币服务器,以执行丢失锁定请求。 电子货币服务器接通与电子货币ID相对应的损失锁定标志,以便在从终端进行访问的点处输出用于电子货币功能部分的负标志ON指令。 对于电子货币功能部分,通过打开负标志,电子货币功能部分被锁定,使得结算和费用被禁用。
    • 126. 发明申请
    • SMART CARD ELECTRONIC WALLET SYSTEM
    • 智能卡电子钱包系统
    • US20140372300A1
    • 2014-12-18
    • US13918383
    • 2013-06-14
    • Simon Blythe
    • Simon Blythe
    • G06Q20/36
    • G06Q20/3676G06Q20/3433G06Q20/349G06Q20/367
    • Methods, systems and apparatus for conducting offline transactions utilizing an electronic wallet that includes a reserve purse and a separate received purse. In an embodiment, the process includes a payment device receiving a value for use in conducting offline transactions from an issuer bank computer, and then storing the value in a reserve purse of an electronic wallet. The method also includes receiving a second value from a second payment device, and storing the second value in a received purse of the electronic wallet. The payment device is operable to transmit at least a portion of the value stored in the reserve purse to a merchant device to consummate an offline purchase transaction or to a consumer payment device to consummate an offline payment transaction. The second value can be transferred from the received purse to the reserve purse only when the payment device goes online to an issuer bank.
    • 使用包括备用钱包和单独接收的钱包的电子钱包进行脱机交易的方法,系统和装置。 在一个实施例中,该过程包括支付设备,其从发行商银行计算机接收用于进行离线交易的值,然后将该值存储在电子钱包的备用钱包中。 该方法还包括从第二支付设备接收第二值,并将第二值存储在所接收到的电子钱包的钱包中。 支付设备可操作地将存储在储备钱包中的值的至少一部分传送到商家设备以完成离线购买交易或者向消费者支付设备完成离线支付交易。 只有当支付设备上网到发卡银行时,第二个价值才能从收到的钱包转移到备用钱包。