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91. 发明授权

US08326697B2 Method and apparatus for facilitating sales of goods by independent parties 有权
标题翻译：促进独立方出售商品的方法和装置
公开(公告)号：US08326697B2
公开(公告)日：2012-12-04
申请号：US10743988
申请日：2003-12-22
申请人： Joshua M Kopelman , Srinivas Balijepalli
发明人： Joshua M Kopelman , Srinivas Balijepalli
IPC分类号： G06Q30/00
CPC分类号： G06Q30/0619 , G06Q30/02 , G06Q30/0207 , G06Q30/0283 , G06Q30/0601 , G06Q30/0613 , G06Q30/0617 , G06Q30/0623 , G06Q30/0625 , G06Q30/0629 , G06Q30/0641 , G06Q30/0643
摘要： A method for pricing independent sellers' goods. A marketeer exploits the nature of readily identifiable, fungible, durable goods by determining a price for a good, such as a used good, by using a price of a comparable good, such as a new good, as an index price and deriving a discounted sale price for the good from the price of the comparable good having essentially the same value due to its fungible, durable nature. A best price for the good is ensured by using as the index price a lowest price among a group of vendors for the comparable good. A shopping agent program may be used to query one or more vendors to determine a best price for the comparable good, and a pricing agent program may be used to derive a discounted sale price for the good from the best price for the comparable good.
摘要翻译：独立卖家商品定价的方法。通过使用诸如新品的可比价格的价格作为指数价格并得出折扣，营销者利用易于识别的，可替代的耐用品的性质来确定诸如用过的商品的商品的价格由于其可替代，耐用的性质，具有基本相同价值的可比商品的价格的销售价格。通过使用一组供应商的可比价格的最低价格作为指标价格来确保最佳价格。可以使用购物代理程序来查询一个或多个供应商以确定可比商品的最佳价格，并且定价代理程序可用于从可比商品的最佳价格中获得商品的折扣销售价格。

92. 发明申请

US20120278232A1 PAYMENT SYSTEM AND METHODS 有权
公开(公告)号：US20120278232A1
公开(公告)日：2012-11-01
申请号：US13469673
申请日：2012-05-11
申请人： Joseph R. Randazza , Danilo Portal
发明人： Joseph R. Randazza , Danilo Portal
IPC分类号： G06Q20/36
CPC分类号： G06Q20/023 , G06Q20/02 , G06Q20/20 , G06Q20/40 , G06Q20/4014 , G06Q30/0617
摘要： Disclosed are payment system and methods.

93. 发明申请

US20120259700A1 METHOD AND APPARATUS FOR PROVIDING A SHOPPING LIST SERVICE 审中-公开
标题翻译：提供购物清单服务的方法和装置
公开(公告)号：US20120259700A1
公开(公告)日：2012-10-11
申请号：US13527386
申请日：2012-06-19
申请人： Faten "Fay" HELLAL , Fletcher Jones , Kamal Acharya , Peter Gremett , Jai-Jen Chang , Matthew Crampton
发明人： Faten "Fay" HELLAL , Fletcher Jones , Kamal Acharya , Peter Gremett , Jai-Jen Chang , Matthew Crampton
IPC分类号： G06Q30/00 , G06Q20/36 , G06Q30/02 , G06Q30/06
CPC分类号： G06Q30/0633 , G06F16/156 , G06F16/438 , G06Q30/02 , G06Q30/0253 , G06Q30/0277 , G06Q30/0601 , G06Q30/0617 , G06Q30/0621 , G06Q30/0625 , G06Q30/0641 , G06Q30/0643
摘要： A method and apparatus is disclosed that provides an Internet wish list for deferred purchasing. A user clicks on an add to wish list button located on locations, such as, a product page, a banner ad, or search results to add an item to the wish list. A reminder system is used to remind a user to purchase an item at a future time. The shopping list service may be integrated at a high level of integration and a low level of integration. On a low level of integration a proxy platform is used to add functionality to a website.
摘要翻译：公开了提供用于递延购买的互联网愿望清单的方法和装置。用户点击位于位置的添加愿望列表按钮，例如产品页面，横幅广告或搜索结果，以将项目添加到愿望列表中。提醒系统用于提醒用户将来购买物品。购物清单服务可以集成在高集成度和低集成度上。在较低的集成度上，代理平台用于向网站添加功能。

94. 发明授权

US08260682B2 Systems and methods for online selection of service providers and management of service accounts 有权
标题翻译：用于在线选择服务提供商的系统和方法以及服务帐户的管理
公开(公告)号：US08260682B2
公开(公告)日：2012-09-04
申请号：US13157246
申请日：2011-06-09
申请人： Rod Rigole
发明人： Rod Rigole
IPC分类号： G06Q30/00
CPC分类号： G06Q30/02 , G06Q10/087 , G06Q20/202 , G06Q20/203 , G06Q30/0202 , G06Q30/0226 , G06Q30/0239 , G06Q30/0247 , G06Q30/0277 , G06Q30/0601 , G06Q30/0605 , G06Q30/0613 , G06Q30/0617 , G06Q30/0619 , G06Q30/0625 , G06Q30/0633 , G06Q30/0641
摘要： An interchange party computer system (IPCS) having means for presenting user interfaces to consumer computer systems and capturing data input through the user interfaces, the IPCS being associated with at least one database holding data representing a plurality of consumer profiles, the profiles including consumer profiles expressing service selection attributes for a plurality of service sectors, and at least one database holding data for a plurality of service programs under a plurality of service sectors, each sector being represented by service programs from a plurality of service providers, the IPCS including (a) a Service Comparison/Selection; (b) a Automatic Bill Payment Module; (c) an Automated Services Monitoring Module; (d) an Automated Best Services Selection Module; (e) a Services Search Module; (f) an Incentive Program Module; (g) a Data Mining Module; and/or (h) a Pooling Module.
摘要翻译：一种具有用于向用户计算机系统呈现用户界面并捕获通过用户界面输入的数据的装置的计算机系统（IPCS），所述IPCS与保存表示多个消费者简档的数据的至少一个数据库相关联，所述简档包括消费者资料表示多个服务扇区的服务选择属性，以及保存多个服务扇区下的多个服务程序的数据的至少一个数据库，每个扇区由来自多个服务提供商的服务程序表示，IPCS包括（a ）服务比较/选择; （b）自动账单支付模块; （c）自动化服务监控模块; （d）自动最佳服务选择模块; （e）服务搜索模块; （f）奖励计划单元; （g）数据挖掘模块; 和/或（h）池化模块。

95. 发明申请

US20120185353A1 SYSTEM FOR CONCURRENT OPTIMIZATION OF BUSINESS ECONOMICS AND CUSTOMER VALUE 审中-公开
标题翻译：企业经济与客户价值相结合的优化体系
公开(公告)号：US20120185353A1
公开(公告)日：2012-07-19
申请号：US13423632
申请日：2012-03-19
申请人： Sachin Goel
发明人： Sachin Goel
IPC分类号： G06Q30/06
CPC分类号： G06Q10/02 , G06Q10/025 , G06Q30/06 , G06Q30/0601 , G06Q30/0617 , G06Q30/0619 , G06Q30/0621 , G06Q30/0641
摘要： A computer-implemented system and method to provide options on products to enhance customers' experience. A computer-implemented service is operated that delivers to a customer an option to utilize up to n of m selected products, where n is less than or equal to m. Information is recorded in a data store, pertaining to said option. In addition, a system is operated to define each of the n chosen products, whereby after each of the n chosen products is defined, the customer can utilize said chosen product. The information pertaining to said defined products is recorded in a data store. A computer-implemented system and method to award two or more confirmed products to a customer, wherein said customer is allowed to utilize fewer than the awarded products.
摘要翻译：一种计算机实现的系统和方法，用于提供产品选项，以增强客户的体验。运行计算机实现的服务，向客户提供一个选项，以利用n个小于或等于m的m个选定产品。信息被记录在与所述选项有关的数据存储器中。此外，操作系统来定义n个所选产品中的每一个，由此在定义了所选择的n个产品中的每一个之后，客户可以利用所选择的产品。与所述定义的产品相关的信息被记录在数据存储器中。一种计算机实现的系统和方法，用于向客户授予两个或多个确认的产品，其中所述客户被允许利用的少于授予的产品。

96. 发明申请

US20120166311A1 DEFERRED PAYMENT AND SELECTIVE FUNDING AND PAYMENTS 审中-公开
标题翻译：递延付款和选择性资金和支付
公开(公告)号：US20120166311A1
公开(公告)日：2012-06-28
申请号：US13336929
申请日：2011-12-23
申请人： John Dwight , Gregory Lisiewski , Michael Wu , Thomas Whitford , Parijat Sinha , Darrell Esch , Carolyn Groobey , Brian Biglin , Sanjeev Kriplani , Sofya Pogreb , Gregg Zigler
发明人： John Dwight , Gregory Lisiewski , Michael Wu , Thomas Whitford , Parijat Sinha , Darrell Esch , Carolyn Groobey , Brian Biglin , Sanjeev Kriplani , Sofya Pogreb , Gregg Zigler
IPC分类号： G06Q30/06
CPC分类号： G06Q30/0613 , G06Q20/405 , G06Q30/0617
摘要： A user is able to change one or more payment options after payment has already been made to a merchant. A payment provider processes a payment request during a transaction with the merchant with default or selected payment options. After the transaction with the merchant is completed and the merchant has been paid, the user may change one or more of the payment options, such as funding source(s) and terms/conditions of payment (e.g., deferment period, installment period/amount, etc.). During the transaction, the user may make a purchase through the payment provider even if the user does not have an account with the payment provider by providing user information, such as name, address, phone number, email address, and date of birth, but not a social security number or funding source information.
摘要翻译：用户能够在已经向商家付款之后更改一个或多个付款选项。付款提供商在与具有默认或选择的支付选项的商家的交易期间处理支付请求。在完成与商户的交易并且商家已经被支付之后，用户可以改变一个或多个付款选项，例如资金来源和付款条款/条件（例如，延期期间，分期付款期限/金额等）。在交易期间，即使用户没有通过提供诸如姓名，地址，电话号码，电子邮件地址和出生日期等用户信息的用户没有与支付提供商的帐户，用户也可以通过支付提供者进行购买，但是不是社会保障号码或资金来源信息。

97. 发明申请

US20120136717A1 TRANSACTION TRACKING, MANAGING, ASSESSMENT, AND AUDITING DATA PROCESSING SYSTEM AND NETWORK 有权
公开(公告)号：US20120136717A1
公开(公告)日：2012-05-31
申请号：US13367503
申请日：2012-02-07
申请人： Stephen Dale Mésser
发明人： Stephen Dale Mésser
IPC分类号： G06Q30/06 , G06Q30/02
CPC分类号： G06F17/3089 , G06F21/10 , G06Q10/0635 , G06Q20/00 , G06Q20/02 , G06Q20/023 , G06Q20/12 , G06Q20/20 , G06Q30/0185 , G06Q30/02 , G06Q30/0226 , G06Q30/0248 , G06Q30/0255 , G06Q30/0273 , G06Q30/0277 , G06Q30/0609 , G06Q30/0613 , G06Q30/0617 , G06Q30/0619 , H04L29/06 , H04L67/02 , H04L69/329
摘要： An improved processing system for tracking commerce on the Internet provides for subvariable processing and includes web page scanning to discern fraud or improper content to insure proper promotion of select products within the network environment.

98. 发明申请

US20120109749A1 Systems and Methods to Provide Recommendations 审中-公开
标题翻译：提供建议的制度和方法
公开(公告)号：US20120109749A1
公开(公告)日：2012-05-03
申请号：US13287033
申请日：2011-11-01
申请人： Kaushik Subramanian , Rafael De la Vega
发明人： Kaushik Subramanian , Rafael De la Vega
IPC分类号： G06Q30/02
CPC分类号： G06Q30/0255 , G06Q30/0617
摘要： In one aspect, a computing apparatus stores in a computer readable storage media transaction data related to a plurality of payment card transactions processed at a transaction handler for a group of accounts. Based on the transaction data and user feedback, such as ratings and comments, the computing apparatus computes preference scores to rank merchants and to provide recommendations or suggestions to users of the account group based on the preference scores, such as suggesting hotels or restaurants to business travelers of a company based on spending amount and frequency derived from the transaction data of the corporate credit card accounts of the company.
摘要翻译：一方面，一种计算装置在计算机可读存储介质中存储与用于一组帐户的事务处理程序处理的多个支付卡交易相关的交易数据。基于交易数据和用户反馈（例如评级和评论），计算设备计算偏好分数以对商家进行排名，并且基于偏好分数向业主组的用户提供建议或建议，例如建议商业的酒店或餐馆根据公司的公司信用卡账户的交易数据的支出金额和频率，公司的旅客。

99. 发明申请

US20120108216A1 System And Method For Supporting Mobile Unit Connectivity To Venue Specific Servers 有权
标题翻译：支持特定服务器的移动单元连接的系统和方法
公开(公告)号：US20120108216A1
公开(公告)日：2012-05-03
申请号：US13092594
申请日：2011-04-22
申请人： Jeffrey L. Wohlwend , Peter J. Walsh, JR.
发明人： Jeffrey L. Wohlwend , Peter J. Walsh, JR.
IPC分类号： H04W4/02
CPC分类号： G06Q30/0635 , G06Q10/02 , G06Q10/083 , G06Q20/3224 , G06Q30/0261 , G06Q30/0267 , G06Q30/0617 , G06Q30/0641 , G06Q50/12 , G11B5/66 , H04L12/1859 , H04W4/02 , H04W4/021 , H04W4/04 , H04W4/30
摘要： The present invention is an applications gateway that offers multiple functions and features for specific geographic venue locations, while providing easy access to advertising, purchasing, and redemption opportunities for that specific geographic venue location. Venue locations can be stadiums, shopping malls, amusement parks, open air spaces where people can congregate, and/or buildings, which most often require the presence of a concentration of people. The venue location may correlate to the location of the hand-held mobile unit or it may be a remote geographic venue location not near the location of the hand-held mobile unit. Access to the gateway application is through a hand-held mobile unit, which can include a mobile phone, smartphone device, or portable computer having a wireless radio transmission connection. (e.g. iPhone, Droid, iPad, Slate, etc.)
摘要翻译：本发明是一种应用网关，其为特定地理场所位置提供多种功能和特征，同时提供对该特定地理位置的广告，购买和兑换机会的容易访问。场地可以是体育馆，商场，游乐园，人们可以聚集的露天场所，和/或建筑物，这些建筑物通常需要集中的人员。场地位置可以与手持移动单元的位置相关联，或者它可以是不在手持移动单元的位置附近的远程地理位置位置。对网关应用的访问是通过手持移动单元，其可以包括具有无线无线电传输连接的移动电话，智能电话设备或便携式计算机。（例如iPhone，Droid，iPad，Slate等）

100. 发明授权

US08170915B2 Online store product availability 有权
标题翻译：网上商店产品供货
公开(公告)号：US08170915B2
公开(公告)日：2012-05-01
申请号：US11705982
申请日：2007-02-12
申请人： Louis H. Borders , Arvind Peter Relan , Margaret Sue Lloyd , Sunil Bhargava , Joyo Wijaya , Peter Ham , Gray Andrew Clossman , Ajit Ramachandra Mayya
发明人： Louis H. Borders , Arvind Peter Relan , Margaret Sue Lloyd , Sunil Bhargava , Joyo Wijaya , Peter Ham , Gray Andrew Clossman , Ajit Ramachandra Mayya
IPC分类号： G06Q30/00
CPC分类号： G06Q30/0601 , G06Q10/0631 , G06Q10/0637 , G06Q10/0837 , G06Q10/087 , G06Q10/101 , G06Q30/00 , G06Q30/016 , G06Q30/0206 , G06Q30/0617 , G06Q30/0623 , G06Q30/0633 , G06Q30/0635 , G06Q30/0641 , G06Q30/0643
摘要： A technique for effecting electronic commerce using a data network is described. The data network includes a plurality of subsystems which, together, form an integrated system for receiving customer orders for selected items via a data network, fulfilling the customer orders, and delivering the ordered products to the customers. Moreover, according to a specific embodiment, the integrated nature of the system architecture of the present invention allows the on-line merchant to provide a guarantee to the customer that the ordered items will be available to be delivered to the customer at the specified delivery date, time, and location.
摘要翻译：描述了使用数据网络实现电子商务的技术。数据网络包括多个子系统，这些子系统一起形成用于经由数据网络接收所选项目的客户订单的集成系统，满足客户订单以及将订购产品交付给客户。此外，根据具体实施例，本发明的系统架构的综合性质允许在线商家向客户提供在指定的交付日期可以将订购的商品交付给客户的保证，时间和地点。

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