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    • 92. 发明授权
    • Providing payments automatically in accordance with predefined instructions
    • 根据预定义的说明自动提供付款
    • US07742994B1
    • 2010-06-22
    • US12364379
    • 2009-02-02
    • Vikas Gupta
    • Vikas Gupta
    • G06Q20/00
    • G06Q20/40G06Q20/367G06Q20/3672G06Q20/3674G06Q20/382G06Q20/405G06Q40/02
    • Techniques are described for facilitating interactions between computing systems, such as by using an authorization system to automatically authorize financial payments between parties in accordance with previously specified private authorization instructions of at least one of the parties. In some situations, some or all of the payments are associated with commerce-related or other transactions, such as transactions initiated by a consumer via the Web to acquire items from a retailer. The authorization instructions may include predefined instruction sets that regulate conditions under which a potential payment can be authorized, with the instruction sets each associated in some situations with a reference. After one or more parties each supply one or more such references or otherwise indicate one or more such instruction sets for use with a potential payment, the authorization system can determine whether to authorize the payment based on whether the instruction sets are compatible or otherwise satisfied.
    • 描述了用于促进计算系统之间的交互的技术,例如通过使用授权系统根据至少一方的先前指定的私人授权指令来自动授权各方之间的财务支付。 在某些情况下,部分或全部付款与商业相关或其他交易相关联,例如消费者通过网络发起的交易,以从零售商那里获取物品。 授权指令可以包括预定义的指令集,其规定可以授权潜在支付的条件,其中每个在某些情况下与参考相关联的指令集。 在一方或多方各自提供一个或多个这样的参考文献之后,或以其他方式指示一个或多个这样的指令集用于潜在的支付时,授权系统可以基于指令集是兼容还是以其他方式来确定是否授权支付。