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91. 发明授权

US08052053B2 Apparatus and methods for enforcing purchase agreements 有权
标题翻译：执行采购协议的装置和方法
公开(公告)号：US08052053B2
公开(公告)日：2011-11-08
申请号：US12644196
申请日：2009-12-22
申请人： Jay S. Walker , Andrew S. Van Luchene , Jose A. Suarez , Magdalena M. Fincham , Dean P. Alderucci , James A. Jorasch , Robert C. Tedesco , Matthew D. Breitenbach
发明人： Jay S. Walker , Andrew S. Van Luchene , Jose A. Suarez , Magdalena M. Fincham , Dean P. Alderucci , James A. Jorasch , Robert C. Tedesco , Matthew D. Breitenbach
IPC分类号： G06F17/60
CPC分类号： G06Q30/06 , G06Q20/10 , G06Q30/0207 , G06Q30/0225 , G06Q30/0268 , G06Q30/0283
摘要： Systems, apparatus, articles of manufacture and methods are provided for establishing (e.g., online) a buyer price for a first plurality of products. In one embodiment, the buyer price is lower than a retail price of the first plurality of products. A second plurality of products that the buyer has actually received during the subsequent transaction is determined. A penalty may be assessed if the first plurality of products does not correspond to the second plurality of products.
摘要翻译：提供系统，装置，制造和方法以建立（例如，在线）第一多个产品的买方价格。在一个实施例中，买方价格低于第一批产品的零售价。确定买方在后续交易中实际收到的第二组多个产品。如果第一多个产品不对应于第二个多个产品，则可以评估处罚。

92. 发明授权

US07637428B2 Apparatus and methods for enforcing purchase agreements 失效
标题翻译：执行采购协议的装置和方法
公开(公告)号：US07637428B2
公开(公告)日：2009-12-29
申请号：US11937832
申请日：2007-11-09
申请人： Jay S. Walker , Andrew S. Van Luchene , Jose A. Suarez , Magdalena M. Fincham , Dean P. Alderucci , James A. Jorasch , Robert C. Tedesco , Matthew D. Breitenbach
发明人： Jay S. Walker , Andrew S. Van Luchene , Jose A. Suarez , Magdalena M. Fincham , Dean P. Alderucci , James A. Jorasch , Robert C. Tedesco , Matthew D. Breitenbach
IPC分类号： G06K15/00
CPC分类号： G06Q30/06 , G06Q20/10 , G06Q30/0207 , G06Q30/0225 , G06Q30/0268 , G06Q30/0283
摘要： Systems and methods are provided for establishing online a buyer price for a first plurality of products. In one embodiment, the buyer price is lower than a retail price of the first plurality of products, the first plurality of products to be picked up during a subsequent transaction at a retailer. Thereafter, a second plurality of products that the buyer has actually received during the subsequent transaction is determined. A penalty may be assessed if the first and second plurality of products do not correspond.
摘要翻译：提供了系统和方法，用于在第一组多个产品上在线建立买方价格。在一个实施例中，买方价格低于第一多个产品的零售价格，即在零售商的后续交易期间要被接管的第一批多个产品。此后，确定买方在后续交易中实际接收到的第二多个产品。如果第一和第二多个产品不对应，则可以评估处罚。

93. 发明授权

US07433451B2 System and method for facilitating account-based transactions 有权
标题翻译：用于促进基于帐户的交易的系统和方法
公开(公告)号：US07433451B2
公开(公告)日：2008-10-07
申请号：US10603110
申请日：2003-06-24
申请人： Jay S. Walker , Daniel E. Tedesco , Andrew S. Van Luchene , James A. Jorasch
发明人： Jay S. Walker , Daniel E. Tedesco , Andrew S. Van Luchene , James A. Jorasch
IPC分类号： H04M11/00
CPC分类号： G06Q20/401 , G06Q20/02 , G06Q20/04 , G06Q20/12 , G06Q20/16 , G06Q20/385 , G06Q20/4037 , G06Q20/409 , G06Q20/425 , G06Q30/0284 , G06Q40/00 , G06Q40/12 , G07F7/08 , H04L29/06 , H04L67/14 , H04L69/329
摘要： One embodiment of the present invention comprises associating a first person with an account, associating a second person with the account, receiving a request to authorize a transaction between the second person and a third party, and enabling communication between the first person and the second person.
摘要翻译：本发明的一个实施例包括将第一人员与帐户相关联，将第二人员与帐户相关联，接收授权第二人与第三方之间的交易的请求，以及使得第一人与第二人之间的通信。

94. 发明授权

US07107228B1 Systems and methods wherein a buyer purchases a product at a first price and physically acquires the product at a location associated with a merchant that offers the product for sale at a second price 有权
标题翻译：一种系统和方法，其中买方以第一价格购买产品，并在与以商品为准的第二价格提供产品的商家相关联的位置物理地获取产品
公开(公告)号：US07107228B1
公开(公告)日：2006-09-12
申请号：US09591594
申请日：2000-06-09
申请人： Jay S. Walker , James A. Jorasch , Andrew S. Van Luchene
发明人： Jay S. Walker , James A. Jorasch , Andrew S. Van Luchene
IPC分类号： G06F17/60
CPC分类号： G07G1/145 , G06Q20/20 , G06Q20/387 , G06Q30/02 , G06Q30/06 , G06Q30/0613 , G06Q30/0633
摘要： Systems and methods are provided wherein a buyer purchases a product at a first price and physically acquires the product at a location associated with a merchant that offers the product for sale at a second price, the second price being different from the first price. Transaction information associated with the buyer and the merchant is received. Information that enables the buyer to physically acquire the product at a location associated with the merchant in exchange for providing payment of an amount based on the first price, such as by providing payment to a central controller, is transmitted. According to one embodiment, a central controller provides payment of an amount based on the second price to the merchant.
摘要翻译：提供了一种系统和方法，其中买方以第一价格购买产品，并在与以第二价格提供要出售的产品的商家相关联的位置物理地获取产品，第二价格不同于第一价格。接收与买方和商家相关联的交易信息。发送使得买方能够在与商家相关联的位置物理地获取产品的信息，以便例如通过向中央控制器提供支付来提供基于第一价格的金额的支付。根据一个实施例，中央控制器向商家提供基于第二价格的金额的支付。

95. 发明授权

US06356878B1 Conditional purchase offer buyer agency system 失效
标题翻译：有条件购买报价买家代理系统
公开(公告)号：US06356878B1
公开(公告)日：2002-03-12
申请号：US08997170
申请日：1997-12-22
申请人： Jay S. Walker , Andrew S. Van Luchene , Daniel E. Tedesco , James A. Jorasch , Thomas M. Sparico
发明人： Jay S. Walker , Andrew S. Van Luchene , Daniel E. Tedesco , James A. Jorasch , Thomas M. Sparico
IPC分类号： G06F1760
CPC分类号： G07F9/026 , G06Q20/00 , G06Q20/02 , G06Q20/04 , G06Q20/10 , G06Q20/12 , G06Q20/24 , G06Q20/403 , G06Q30/02 , G06Q30/06 , G06Q30/0635 , G06Q40/04 , G07G1/00
摘要： A conditional purchase offer (CPO) buyer agency system is disclosed for processing variable conditional purchase offers (CPOs) containing at least one variable condition. If a posted CPO is not accepted by at least one seller for a predefined period of time, or has been rejected by all potential sellers, the terms of the posted CPO may be modified by the CPO buyer agency system, within the tolerances specified by the buyer in the variable CPO, to facilitate acceptance. A buyer can submit a variable CPO having two sets of conditions, namely, a first set and a second set of conditions, as well as the corresponding buyer-defined offer price for each condition set. In addition, the buyer preferably provides a set of rules to control the gradual posting of the condition sets between the first and second condition sets, as well as the appropriate adjustments to the corresponding offer price. A buyer can also submit a variable CPO having several predefined CPO sets, each with defined condition sets and corresponding offer prices, as well as a priority for their posting. If the highest priority CPO is not accepted, the next CPO in the prioritized list can be posted until a CPO is bound, all possibilities have been exhausted or the variable CPO has expired. A CPO rule application process monitors and modifies variable CPOs having a first set and a second set of conditions, and a CPO evaluation process monitors and modifies variables CPOs having predefined CPO condition sets.
摘要翻译：披露有条件收购要约（CPO）买方代理系统，用于处理包含至少一个可变条件的可变有条件收购要约（CPO）。如果一个已发布的CPO在预定义的时间段内不被至少一个卖方所接受，或被所有潜在的卖家拒绝，则CPO买方代理系统可以修改公布的CPO的条款，买家在变量CPO中，方便验收。买方可以提交具有两套条件的变量CPO，即第一组和第二组条件，以及每个条件集的相应的买方定价报价。此外，买方最好提供一套规则，以控制在第一和第二条件集之间逐步过帐条件集，以及对相应报价的适当调整。买家还可以提交具有多个预定义CPO集合的变量CPO，每个CPO集合都具有定义的条件集和相应的报价价格，以及其发布的优先级。如果不接受最高优先级的CPO，则优先级列表中的下一个CPO可以被发布，直到CPO被绑定，所有可能性已经耗尽或变量CPO已经过期。 CPO规则应用程序监视和修改具有第一组和第二组条件的可变CPO，并且CPO评估过程监视和修改具有预定义CPO条件集的变量CPO。

96. 发明授权

US5999596A Method and system for controlling authorization of credit card transactions 失效
标题翻译：控制信用卡交易授权的方法和系统
公开(公告)号：US5999596A
公开(公告)日：1999-12-07
申请号：US36131
申请日：1998-03-06
申请人： Jay S. Walker , Daniel E. Tedesco , Andrew S. Van Luchene , James A. Jorasch
发明人： Jay S. Walker , Daniel E. Tedesco , Andrew S. Van Luchene , James A. Jorasch
IPC分类号： G06Q20/04 , G06Q20/12 , G06Q20/20 , G06Q20/38 , G06Q20/40 , G06Q20/42 , G07F7/08 , H04L29/06 , H04L29/08 , H04M11/00
CPC分类号： G06Q20/425 , G06Q20/04 , G06Q20/12 , G06Q20/20 , G06Q20/385 , G06Q20/4037 , G07F7/08
摘要： A method and apparatus for controlling credit card use. As described in one aspect of the disclosure, a method is disclosed for facilitating communication between a first person (e.g., an account holder) and a second person (e.g., a user) so that the first person may authorize a transaction between the second person and a third party (e.g., a merchant). The method comprises the steps of linking the first and second persons to a financial account that is used for the transaction, receiving data identifying the financial account and the third party from the third party, inquiring whether the first person desires to communicate with the second person based on the data identifying the financial account, and enabling communication between the first and second persons based on a response to the inquiry from the first person and the data identifying the third party. In this way, the first person can control the authorization or denial of a transaction executed by a user based on circumstances surrounding the transaction.
摘要翻译：一种用于控制信用卡使用的方法和装置。如在本公开的一个方面中所描述的，公开了一种用于促进第一人（例如，账户持有者）和第二人（例如，用户）之间的通信的方法，使得第一人可以授权第二人之间的交易和第三方（如商家）。该方法包括以下步骤：将第一和第二人员连接到用于交易的金融账户，从第三方接收识别金融帐户和第三方的数据，询问第一人是否希望与第二人通信基于识别财务帐户的数据，以及基于对来自第一人的查询的响应和识别第三方的数据，实现第一和第二人之间的通信。以这种方式，第一人可以基于交易的环境来控制用户执行的交易的授权或拒绝。

97. 发明申请

US20130211901A1 MULTIPLE PARTY REWARD SYSTEM UTILIZING SINGLE ACCOUNT 审中-公开
公开(公告)号：US20130211901A1
公开(公告)日：2013-08-15
申请号：US13619734
申请日：2012-09-14
申请人： Jay S. Walker , Andrew S. Van Luchene , Daniel E. Tedesco , Joshua D. Rogers
发明人： Jay S. Walker , Andrew S. Van Luchene , Daniel E. Tedesco , Joshua D. Rogers
IPC分类号： G06Q30/02
CPC分类号： G06Q30/0225 , G06Q30/02 , G06Q30/0207 , G06Q30/0226 , G06Q30/0234 , G06Q30/0236 , G06Q30/0238
摘要： A method enabling a frequent shopper reward system capable of tracking performance data of a plurality of members or account holders linked to a single frequent shopper account.

98. 发明申请

US20110264564A1 METHOD AND APPARATUS FOR PRODUCT DISPLAY 审中-公开
公开(公告)号：US20110264564A1
公开(公告)日：2011-10-27
申请号：US13180248
申请日：2011-07-11
申请人： Jay S. Walker , Andrew S. Van Luchene , Magdalena M. Fincham
发明人： Jay S. Walker , Andrew S. Van Luchene , Magdalena M. Fincham
IPC分类号： G06Q30/00
CPC分类号： G06Q30/02 , G06Q20/20 , G06Q20/203 , G06Q30/0238 , G06Q30/0241 , G06Q30/0242 , G06Q30/0251 , G06Q30/0273 , G06Q30/0601 , G06Q30/0623 , G06Q30/0631 , G06Q30/0643
摘要： Systems and methods are provided for receiving a request to display at least one product. A substitute product for the at least one product is selected from a plurality of substitute products. The selection may be based on, for example, expected revenue from display of the selected substitute product, expected revenue for purchase of the selected substitute product, or a substitution success rate. The selected substitute product is then displayed.

99. 发明授权

US07912758B2 Method and apparatus for product display 有权
标题翻译：产品展示的方法和装置
公开(公告)号：US07912758B2
公开(公告)日：2011-03-22
申请号：US11937743
申请日：2007-11-09
申请人： Jay S. Walker , Andrew S. Van Luchene , Magdalena M. Fincham
发明人： Jay S. Walker , Andrew S. Van Luchene , Magdalena M. Fincham
IPC分类号： G06Q30/00
CPC分类号： G06Q30/02 , G06Q20/20 , G06Q20/203 , G06Q30/0238 , G06Q30/0241 , G06Q30/0242 , G06Q30/0251 , G06Q30/0273 , G06Q30/0601 , G06Q30/0623 , G06Q30/0631 , G06Q30/0643
摘要： Systems and methods are provided for receiving a request to display at least one product. A substitute product for the at least one product is selected from a plurality of substitute products. The selection may be based on, for example, expected revenue from display of the selected substitute product, expected revenue for purchase of the selected substitute product, or a substitution success rate. The selected substitute product is then displayed.
摘要翻译：提供了用于接收显示至少一个产品的请求的系统和方法。从多个替代产品中选择至少一种产品的替代产品。选择可以基于例如显示所选替代产品的预期收入，用于购买所选替代产品的预期收入或替代成功率。然后显示所选的替代产品。

100. 发明授权

US07885726B2 Vending machine system and method for encouraging the purchase of profitable items 有权
标题翻译：自动售货机系统和鼓励购买有利可图的物品的方法
公开(公告)号：US07885726B2
公开(公告)日：2011-02-08
申请号：US11456355
申请日：2006-07-10
申请人： Jay S. Walker , Daniel E. Tedesco , Andrew S. Van Luchene , Keith Bemer
发明人： Jay S. Walker , Daniel E. Tedesco , Andrew S. Van Luchene , Keith Bemer
IPC分类号： G06F17/00
CPC分类号： G07F9/02 , G06Q20/20 , G06Q20/203 , G06Q30/0237
摘要： This invention relates generally to systems and methods for delivering products-on-demand to individuals and, more particularly, to delivery via vending machines. In accordance with a preferred embodiment, the method of the instant invention is initiated when a customer makes an initial product selection. Based the customer's product choice, a determination is made as to whether or not that product qualifies for an alternate product offer. If it does not so qualify, the customer's original selection will be dispensed and the transaction ends. On the other hand, if the product does so qualify, the customer will be presented with an offer message that suggests that he or she should try an alternative product. Typically, the product that is offered as an alternative will be the one whose sale is most beneficial to the vending machine operator, e.g., the one yielding the greatest profit. If the customer accepts the alternate offer, the alternate product will be dispensed. However, if the customer declines the alternate product offer, the originally requested item will be vended. The particular circumstances under which an alternate product offer is presented to the customer are quantified by representing them as a collection of rules, the evaluation of which depends preferably on previously collected sales data.
摘要翻译：本发明一般涉及用于将产品按需提供给个人的系统和方法，更具体地涉及通过自动贩卖机递送的系统和方法。根据优选实施例，当客户进行初始产品选择时，启动本发明的方法。根据客户的产品选择，确定该产品是否符合替代产品报价。如果不符合条件，客户的原始选择将被分配，交易结束。另一方面，如果产品符合条件，客户将会收到一个报价信息，表明他或她应该尝试替代产品。通常，作为替代品提供的产品将是销售对自动售货机操作者最有利的产品，例如产生最大利润的产品。如果客户接受备用报价，则备用产品将被分配。然而，如果客户拒绝替代产品报价，则原始要求的产品将被销售。将替代产品提供给客户的特定情况通过将它们表示为规则的集合来量化，其评估优选地取决于先前收集的销售数据。

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