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1. 发明公开

KR1020120046567A 가상계좌를 이용한 현금인출 거래 서비스 제공 시스템 및 방법 审中-实审
标题翻译：处理使用虚拟账户的现金的系统和方法
公开(公告)号：KR1020120046567A
公开(公告)日：2012-05-10
申请号：KR1020100108287
申请日：2010-11-02
申请人： 에스케이플래닛 주식회사
发明人： 전재식
IPC分类号： G06Q40/02 , G06Q10/02 , G06Q20/10 , H04W4/02 , G06Q20/40 , H04W12/06
CPC分类号： G06Q40/02 , G06Q10/02 , G06Q20/10 , G06Q20/40 , H04W4/023 , H04W12/06 , Y10S902/00
摘要： PURPOSE: A system for providing a cash withdrawal transaction service using a virtual account and a method thereof are provided to offer member store information to a user terminal in real time based on the current location of a user. CONSTITUTION: A member store terminal(300) transmits customer attracting information to a gathering management device(200). The member store terminal stores member store reservation information received from the gathering management device. When a request signal for virtual account transfer from the gathering management device, a virtual account device(400) authenticates a user terminal(100). The virtual account device transfers withdrawal money to a virtual account of the member store from the virtual account of a user.
摘要翻译：目的：提供一种使用虚拟帐户提供现金取款交易服务的系统及其方法，用于根据用户的当前位置实时向用户终端提供成员存储信息。构成：会员商店终端（300）将客户吸引信息发送到收集管理装置（200）。会员商店终端存储从收集管理装置接收的会员商店预约信息。当从收集管理装置传送虚拟帐户的请求信号时，虚拟帐户装置（400）认证用户终端（100）。虚拟帐户设备从用户的虚拟帐户将提取款转移到成员存储的虚拟帐户。

2. 发明公开

KR1020160119433A 사용자 단말기 및 이를 이용한 입출금 방법, 입출금 장치 审中-实审
标题翻译：用户设备和存款/付款方法使用相同的存款/付款设备
公开(公告)号：KR1020160119433A
公开(公告)日：2016-10-13
申请号：KR1020160127032
申请日：2016-09-30
申请人： 에스케이플래닛 주식회사
发明人： 이욱재 , 김경태 , 김남규 , 김성 , 김수년 , 배수현 , 윤경아
IPC分类号： G06Q40/02 , G06Q20/10 , G06Q20/32 , G06Q20/16
CPC分类号： G06Q40/02 , G06Q20/10 , G06Q20/16 , G06Q20/32 , G06Q40/025 , Y10S902/00
摘要： 본발명은사용자단말기및 이를이용한입출금방법, 입출금장치기술에관한것으로, 특정사용자또는단체와현금의입출금이필요한경우, 사용자및 단체의계좌번호를모르는경우에도해당사용자또는단체의단말기번호와연계된계좌번호또는모바일결제를통하여각종회비, 경조사부조금, 불우이웃돕기, 종교후원금등의입출금서비스를제공하는것을특징으로한다. 본발명에의하면, 사용자단말기를이용한현금입출금서비스를통하여상대방또는단체의계좌번호를모르는상태에서도상대방또는단체에대한전화번호를이용하여입출금을수행할수 있다.

3. 发明公开

KR1020160000620A 예금 및 신용카드거래 데이터의 단식부기방식 입력에 의하여 차대변 복식부기 전표로 변환하는 방법 无效
标题翻译：通过单次预测方法将交易数据转换为账单的方法
公开(公告)号：KR1020160000620A
公开(公告)日：2016-01-05
申请号：KR1020140077905
申请日：2014-06-25
申请人： 이원노
发明人： 이원노
IPC分类号： G06Q40/02 , G06Q10/10 , G06F17/21
CPC分类号： G06Q40/02 , G06F17/21 , G06Q10/10 , G06Q40/025 , Y10S902/00
摘要： 본발명은각 기업및 사업장에서발생하는예금이체거래와신용카드매입및 신용카드매출내역을약간의수정입력으로간단히차대복식분개로변환하는방법에관한것이다. 상기설명한바와같이본 발명에따른방식에의하면, 인터넷의보급으로이제는사실상기업뿐만아니라농가도현금이아니라예금이체및 카드거래방식으로결제하는것이거래의대부분이므로예금및 신용카드거래의자동적복식변환은기업, 소상인, 가정, 농가등 모든사업장에서그 재무제표작성및 손익분석효율제고에기여할것이다.
摘要翻译：本发明涉及一种用于改变存款转账交易的方法，并且通过简单的修改输入将每个公司生成的信用卡的购买和销售转换成简单的借记/信用双重判断。存款和信用卡交易的自动双重变更可以提高企业，小企业，住房，农场等所有营业场所的财务报表和成本效益分析的效率，因为不仅业务而且农场使用存款转账和使用互联网进行卡交易。

4. 发明公开

KR1020120076531A 경조금수취계좌번호 입력 불필요한 경조금송금방법 및 시스템 审中-实审
标题翻译：没有关键的受益帐户ID的支付方式和系统
公开(公告)号：KR1020120076531A
公开(公告)日：2012-07-09
申请号：KR1020100120090
申请日：2010-11-29
申请人： 조현준
发明人： 조현준
IPC分类号： G06Q50/10 , G06Q20/10 , G06Q40/02 , G06Q20/40
CPC分类号： G06Q50/10 , G06Q20/10 , G06Q20/108 , G06Q20/40 , G06Q40/02 , Y10S902/00
摘要： PURPOSE: A congratulations and condolences remittance method without entering the account number of a congratulations and condolences receipt account and a system thereof is provided to safely remit expenditure for congratulations and condolences if the account number of a remitee is not known. CONSTITUTION: A transceiving unit receives congratulations and condolences remittee name from the remitter terminal(S410). A cash advance payment unit searches for congratulations and condolences receipt account ID matched with the congratulations and condolences remittee name in a congratulations and condolences remittee database(S450). The cash advance payment unit processes a cash advance to card ID as much as remittance. The cash advance payment unit deposits a processed amount for deposit to the congratulations and condolences receipt account ID(S490).
摘要翻译：目的：恭喜和悼念汇款方式，毋须输入恭喜和悼念收据帐户及其制度的帐号，以安全地汇出支出，恕不另行通知。规定：汇款单位从汇款人终端获得恭喜和慰问委托人姓名（S410）。现金支付单位向恭喜和悼念收据帐户号码表示祝贺，并恭喜悼念姓名，并悼念委员会数据库（S450）。现金支付单元处理现金提前到卡ID多至汇款。现金支付单位存放处理金额作为存款，并表示祝贺，并通知收款帐号（S490）。

5. 发明公开

KR1020120080405A 사용자 단말기 및 이를 이용한 입출금 방법, 입출금 장치 无效
标题翻译：用户设备和存款/支付方式，使用存款/付款设备
公开(公告)号：KR1020120080405A
公开(公告)日：2012-07-17
申请号：KR1020110001846
申请日：2011-01-07
申请人： 에스케이플래닛 주식회사
发明人： 이욱재 , 김경태 , 김남규 , 김성 , 김수년 , 배수현 , 윤경아
IPC分类号： G06Q40/02 , G06Q20/10 , G06Q20/32 , G06Q20/16
CPC分类号： G06Q40/02 , G06Q20/10 , G06Q20/16 , G06Q20/32 , G06Q40/025 , Y10S902/00
摘要： PURPOSE: A user terminal, deposit and withdrawal method for the same, and a deposit and withdrawal apparatus thereof are provided to increase a convenience of user by paying a constant price which is not directly delivered, by using a deposit and withdrawal application of a user terminal. CONSTITUTION: A input unit(202) inputs a control command. Transceiving unit(204) is connected with a deposit and withdrawal service apparatus, and then interlocked. A controller(200) drives a deposit and withdrawal application unit(208) according to the control command. The controller receives a constant price or pays it to an account number connected with the telephone number by interlocking with the deposit and withdrawal service apparatus. The deposit and withdrawal application part performs a user authentication according to control of the controller.
摘要翻译：目的：提供用户终端，存取款方法及其存取款装置，通过使用用户的存取款申请，通过支付不直接递送的不变价格来增加用户的方便性终奌站。构成：输入单元（202）输入控制命令。收发单元（204）与存取款服务装置连接，然后互锁。控制器（200）根据控制命令驱动存取款应用单元（208）。控制器收取不变价格，或者通过与存取款服务设备联锁，将其付给与电话号码连接的帐号。存款和取款应用程序部分根据控制器的控制执行用户认证。

6. 发明公开

KR1020120075528A 학원 대출 시스템 无效
标题翻译：学术贷款制度
公开(公告)号：KR1020120075528A
公开(公告)日：2012-07-09
申请号：KR1020100116268
申请日：2010-11-22
申请人： 박근영
发明人： 박근영
IPC分类号： G06Q40/02 , G06Q50/20 , G06Q20/10
CPC分类号： G06Q40/02 , G06Q20/10 , G06Q40/025 , G06Q50/20 , Y10S902/00
摘要： PURPOSE: A private school loan system is provided to enable a private school principal to provide higher quality education services by rationally supporting pretty cash fund for the private school principal. CONSTITUTION: A financial business is completed by opening a main bankbook and a card payment-only bankbook. A teacher wage bankbook and a student pocket money management bankbook are opened. A small loan is managed and executed. A loan document is received for a business site. A loan test result is notified for business site after an evaluation is executed. The small loan is separately returned.
摘要翻译：目的：提供私立学校贷款制度，使私立学校校长能够通过合理支持私立学校校长的漂亮现金资金来提供更优质的教育服务。条款：通过开设主要银行存折和仅支付卡付款的银行卡完成金融业务。开设教师工资银行存折和学生零用钱管理银行存折。小额贷款被管理和执行。收到一个商业网站的贷款文件。在执行评估后，通知业务现场的贷款测试结果。小额贷款分开归还。

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