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51. 发明公开

KR1020120023562A 신용 카드 매출 채권의 양도 및 양수를 통한 카드 결제 방법 및 시스템 有权
标题翻译：通过转移账户接收卡付款的方法和系统
公开(公告)号：KR1020120023562A
公开(公告)日：2012-03-13
申请号：KR1020110085122
申请日：2011-08-25
申请人： (주)구경통신
发明人： 조길종 , 김윤환
IPC分类号： G06Q40/02 , G06Q20/24 , G06Q20/40
CPC分类号： G06Q40/025 , G06Q20/24 , G06Q20/4097
摘要： PURPOSE: A card payment method and system thereof are provided to reduce credit card member store maintenance costs for a credit card issuing company by separately managing card member stores and card members. CONSTITUTION: A credit card payment terminal(102) transmits card approval request data transmitted by a credit card member. A VAN(Value Added Network) company server(103) receives the card approval request data. The VAN company server transmits a card approval request statement after the VAN company server adds bank information and a bond flag to the card approval request statement. A credit card company(104) includes a credit grant period in the card approval response statement.
摘要翻译：目的：提供卡支付方法及其系统，以通过分别管理卡会员商店和卡会员来减少信用卡发卡公司的信用卡会员店维护费用。规定：信用卡支付终端（102）发送由信用卡会员发送的卡片批准请求数据。 VAN（增值网络）公司服务器（103）接收卡批准请求数据。 VAN公司服务器在VAN公司服务器向卡批准请求声明添加银行信息和债券标志之后，发送卡批准请求声明。信用卡公司（104）在卡审批响应声明中包括信用授权期。

52. 发明授权

KR101101849B1 판매관리용 스마트카드인증활용시스템 有权
标题翻译：用于销售管理的智能卡识别应用系统
公开(公告)号：KR101101849B1
公开(公告)日：2012-01-05
申请号：KR1020110020154
申请日：2011-03-08
申请人： 주식회사 한국심트라
发明人： 김학성
IPC分类号： G06Q20/34 , G06Q20/40 , G06Q20/36
CPC分类号： G06Q20/341 , G06Q20/3674 , G06Q20/4097
摘要： PURPOSE: A sales management smart card authentication system is provided to enable a seller to easily confirm customer information and to apply a smart card to a security module using the portable terminal of a customer. CONSTITUTION: An SAM(Secure Application Module)(1600) is included in a system as a smart card decoding apparatus. When a product is determined at a sale screen(610), a seller performs the seller authentication of a master key type through the SAM and a smart card. A client performs a first authentication through the SAM. The second authentication of the seller and the client are performed through the sales database server(1500) of a service provider. A third authentication is performed through a VAN(Value Added Network) payment server(1700).
摘要翻译：目的：提供销售管理智能卡认证系统，以便卖方能够轻松地确认客户信息，并使用客户的便携式终端将智能卡应用于安全模块。构成：作为智能卡解码装置的系统中包括SAM（安全应用模块）（1600）。当在销售屏幕（610）确定产品时，卖方通过SAM和智能卡执行主密钥类型的卖家认证。客户端通过SAM执行第一次身份验证。通过服务提供商的销售数据库服务器（1500）执行卖方和客户端的第二认证。通过VAN（增值网络）支付服务器执行第三认证（1700）。

53. 发明公开

KR1020110053788A 비가시보안요소를 이용한 신원 인증 시스템, 감응 잉크가 도포된 스마트카드, 및 비가시보안요소를 이용한 신원 인증 방법 有权
标题翻译：使用隐形安全属性进行识别认证的系统，智能卡插入式可读墨水和使用可见安全属性的识别认证方法
公开(公告)号：KR1020110053788A
公开(公告)日：2011-05-24
申请号：KR1020090110460
申请日：2009-11-16
申请人： 한국조폐공사
发明人： 양정규 , 이성현
IPC分类号： G06K19/073 , H04W12/06 , G06K19/06
CPC分类号： G06Q20/4097 , B42D25/378 , G06K19/073 , G06K19/10
摘要： PURPOSE: An identification certifying system, smart card spread with sense ink, and identification certifying method using an invisible security element are provided to distinguish a forgery of the smart card based on offline authentication by using a smart card spread with sense ink. CONSTITUTION: Sensible ink which is invisible security element is spread on a card body(10). A smart card(200) includes an IC chip(14) storing spectrum profile information of the sensible ink. A sensible(300) senses spectrum profile information of the sensible ink to perform offline authentication about the smart card. The spectrum profile information includes information about at least one reflective rate, a reflection angle, and reflective strength about a specific frequency of an electromagnetic wave.
摘要翻译：目的：提供识别认证系统，使用感应墨水传播的智能卡，以及使用不可见安全元素的识别认证方法，通过使用传感油墨的智能卡，基于离线认证来区分智能卡的伪造。构成：不可见的安全元件的敏感墨水散布在卡体（10）上。智能卡（200）包括存储敏感油墨的频谱分布信息的IC芯片（14）。敏感的（300）感测敏感墨水的光谱分布信息以执行关于智能卡的离线认证。频谱分布信息包括关于电磁波的特定频率的至少一个反射率，反射角和反射强度的信息。

54. 发明授权

KR100976020B1 접근 방법 有权
标题翻译：访问方法
公开(公告)号：KR100976020B1
公开(公告)日：2010-08-17
申请号：KR1020067026371
申请日：2004-07-15
申请人： 파나소닉 주식회사
发明人： 다카기요시히코 , 기쿠치다카후미
IPC分类号： G06F12/14 , G06F12/00
CPC分类号： G07F7/1008 , G06F21/62 , G06F21/78 , G06Q20/341 , G06Q20/357 , G06Q20/4097
摘要： 단말에서 접근 영역을 지정하는 명령과, 접근을 실시하는 명령을 분리하고, 접근을 실시하는 명령 인수에 단말의 검증 데이터를 포함시켜 송신함으로써, 접근 영역을 지정하는 명령을 발행한 단말 애플리케이션과, 접근을 실시하는 명령을 발행한 단말 애플리케이션과, 검증용 키를 보유하는 단말 애플리케이션이 동일하다는 것을 검증할 수 있다.

55. 发明公开

KR1020080039357A 스마트 카드 无效
标题翻译：智能卡
公开(公告)号：KR1020080039357A
公开(公告)日：2008-05-07
申请号：KR1020080028108
申请日：2008-03-26
申请人： 주식회사 비즈모델라인
发明人： 김재형 , 홍종철
IPC分类号： G06K19/07 , G06K17/00
CPC分类号： G06K19/072 , G06K19/07769 , G06Q20/3552 , G06Q20/4097
摘要： A smart card is provided to operate and control a card terminal or internal/external devices linked with the card terminal by storing operation information for operating the card terminal or the internal/external devices linked with the card terminal, and an operation module for operating the card terminal or the devices based on the operation information. A smart card includes operation information(120) for operating a card terminal or more than one device linked with the card terminal, an operation module for operating the card terminal or the devices based on the operation information, and a memory storing information and/or data generated when the card terminal and/or the linked device are operated. Operation includes a reference operation for enabling a card terminal to start a target device by referring to the operation information, a direct operation for enabling the smart card to start the target device directly through the card terminal, and an approval operation for enabling the card terminal to start the target device by receiving starting approval for each operation stage from the smart card.
摘要翻译：提供智能卡，通过存储用于操作卡终端或与卡终端相连的内/外装置的操作信息来操作和控制与卡终端相连的卡终端或内/外装置，以及操作模块，卡终端或基于操作信息的设备。智能卡包括操作信息（120），用于操作卡终端或与卡终端相连的多个设备;操作模块，用于基于操作信息操作卡终端或设备，以及存储信息和/或当卡终端和/或链接设备被操作时产生的数据。操作包括用于使卡终端能够通过参考操作信息来启动目标设备的参考操作，用于使智能卡直接通过卡终端启动目标设备的直接操作，以及用于启用卡终端的批准操作通过从智能卡接收每个操作阶段的开始批准来启动目标设备。

56. 发明授权

KR100823027B1 결제처리 방법 및 시스템 有权
标题翻译：用于处理付款的系统和方法
公开(公告)号：KR100823027B1
公开(公告)日：2008-04-17
申请号：KR1020060113627
申请日：2006-11-17
申请人： 주식회사 신한은행
发明人： 이용종 , 이호진
IPC分类号： G06Q20/40 , G06Q20/10 , G06Q20/34 , G06Q40/02
CPC分类号： G06Q20/4097 , G06Q20/10 , G06Q20/34 , G06Q40/02
摘要： A system and a method for processing payment are provided to process a payment amount of a customer through a voucher payment virtual account of the customer according to customer selection and/or property of a member shop by using a card linked with the voucher payment virtual account related to a fund, which is managed for receivers by a government agency and/or an insurance company, and a real bank account of the customer. An information storing part links/stores information of a customer card and various kinds of payment account information related to the card to a storage medium(3130) by linking with member shop information of each payment account. An information checker(3120) checks the member shop information by reading a payment approval request message and checks payment account information corresponding to the checked member shop information by linking with the storage medium when a payment approval using the card of the customer is processed. A payment approval processor(3125) processes the payment approval corresponding to a payment approval request by using the checked payment account. The payment approval processor processes the payment approval by using a second payment account corresponding to the card when balance of the checked payment account is insufficient.
摘要翻译：提供一种用于处理付款的系统和方法，以通过使用与凭单支付虚拟帐户相关联的卡根据客户选择和/或成员商店的财产通过客户的凭单支付虚拟帐户来处理客户的支付金额与由政府机构和/或保险公司为接收者管理的基金相关，以及客户的真实银行账户。信息存储部分通过与每个支付账户的会员商店信息相链接来将客户卡的信息和与该卡相关的各种付款帐户信息与存储介质（3130）相链接/存储。信息检查器（3120）通过读取支付批准请求消息来检查会员商店信息，并且当使用客户的卡的支付批准被处理时，通过与存储介质的链接来检查与被检查的会员商店信息相对应的支付帐户信息。支付批准处理器（3125）通过使用所检查的支付帐户来处理与支付批准请求相对应的支付批准。当所检查的支付账户的余额不足时，支付批准处理器通过使用对应于该卡的第二支付账户来处理支付批准。

57. 发明公开

KR1020070076072A 메모리 카드 시스템, 메모리 카드, 그리고 메모리 카드의응용프로그램 수행방법 有权
标题翻译：记忆卡系统，记忆卡及其应用程序的执行方法
公开(公告)号：KR1020070076072A
公开(公告)日：2007-07-24
申请号：KR1020060005039
申请日：2006-01-17
申请人： 삼성전자주식회사
发明人： 김광명 , 윤태현
IPC分类号： G06F9/06 , G06F9/00
CPC分类号： G06F9/44505 , G06Q20/341 , G06Q20/3552 , G06Q20/4097 , G07F7/084 , G07F7/1008
摘要： A memory card system, a memory card, and an application program performing method thereof are provided to reduce time required for checking application program information by receiving a list of application programs included in the memory card and offer a convenient/efficient interface to a user by supplying the list before the application program is executed. A host(20) requests the application program list to the memory card(10). The memory card includes a CPU(13) processing an application program list request of the host, a memory(15) storing the application program list, and an I/O(Input/Output) device(11) transmitting output signals including the application program list to the host. The I/O device includes a command line receiving commands from the host and transmitting signals in response to the commands to the host, and a data line communicating data with the host. The host includes a display device(23) displaying the application program list to a screen and an input device(25) receiving a selection signal corresponding to the screen from the user and transferring the selection signal to a controller(21).
摘要翻译：提供存储卡系统，存储卡和应用程序执行方法，以通过接收存储卡中包括的应用程序的列表来减少检查应用程序信息所需的时间，并通过以下方式为用户提供方便/有效的接口在执行应用程序之前提供列表。主机（20）向存储卡（10）请求应用程序列表。存储卡包括处理主机的应用程序列表请求的CPU（13），存储应用程序列表的存储器（15）和发送包括应用程序的输出信号的I / O（输入/输出）程序列表到主机。 I / O设备包括命令行，其接收来自主机的命令并响应于对主机的命令发送信号，以及数据线与主机通信数据。该主机包括一个向屏幕显示应用程序列表的显示设备（23）和一个从用户接收与屏幕相对应的选择信号的输入设备（25），并将选择信号传送到控制器（21）。

58. 发明授权

KR100703117B1 유저 스테이션과 네트워크, 특히 실행을 위한 구조를 포함하는 인터넷 간의 통신 방법 失效
标题翻译：用户站和网络之间的通信方式，特别是互联网和实施架构
公开(公告)号：KR100703117B1
公开(公告)日：2007-04-05
申请号：KR1020007003969
申请日：1999-08-12
申请人： 쎄뻬8 테크날러지스 에스에이
发明人： 위리엉빠스깔
IPC分类号： G06F15/16
CPC分类号： G07F7/1008 , G06F21/34 , G06F21/606 , G06F2221/2153 , G06Q20/341 , G06Q20/4097 , H04L29/06 , H04L63/0853 , H04L67/02 , H04L69/161 , H04L69/32
摘要： 본 발명은 특히, 인터넷형의 스마트 카드 판독기(3)가 설치된 단말기(1) 및 데이터 전송 네트워크(RI) 사이의 통신 절차에 관한 것이다. 단말기(1), 스마트 카드 판독기(3) 및 스마트 카드(2a)는 통신 프로토콜 레이어(C1-C4, CC1-CC2, CCa1-CCa2)를 포함한다. 본 발명에 의하여, 스마트 카드(2a) 및 단말기(1) 각각은, 모든 또는 일부의 데이터 흐름을 스마트 카드(2a)로 보내기 위해, 인텔리전트 에이전트(132, 232a)로 구성되는 부가적인 소프트웨어 레이어(13, 23a)를 포함한다. 또다른 특징에 의하여, 스마트 카드는 "웹" 서버로서 기능하고, 단말기(1)에 "HTML" 페이지 또는 가상 모델을 생성하는 프로그램을 공급한다. 인텔리전트 에이전트(132, 232a)는 세션이 스마트 카드(2a) 및 단말기(1) 사이를 개방하도록 허가한다.
또한, 본 발명은 상기 절차의 차별적인 실행을 포함한다.

59. 发明公开

KR1020070013267A 트랜스폰더 기능을 구비한 판독 장치를 이용한 무선 주파수식별 기반의 근거리 무선통신 탐색방법 失效
标题翻译：基于无线电频率识别（RF-ID）的短距离无线电通信发现与具有传输功能的读取器设备
公开(公告)号：KR1020070013267A
公开(公告)日：2007-01-30
申请号：KR1020067017374
申请日：2005-03-18
申请人： 노키아 코포레이션
发明人： 코톨라사카리 , 후스만홀거
IPC分类号： H04B7/26 , H04B5/00 , H04B7/00
CPC分类号： G06K7/0008 , G06K7/10237 , G06K19/0723 , G06Q20/20 , G06Q20/32 , G06Q20/327 , G06Q20/3278 , G06Q20/341 , G06Q20/4014 , G06Q20/4097 , G07C9/00111 , G07F7/1008 , H04M1/7253 , H04W8/20 , H04W76/10 , H04W88/06
摘要： A RF-ID based wireless terminal includes a reader device with transponder functionality implementing ECMA 340 standard for near field communication and has shortened session set-up and user identification. The reader device is operable in an active communication mode or a passive communication mode. During the active mode, one RF-ID tag reader simulates a RF-ID tag while the other simulates a RF-ID tag reader. The reader includes a transponder, which operates during periods of time when the reader is not energized. A radio frequency interface provides signal for operation of the reader in the reader operation mode or transponder mode of operation. An RF-ID reader upon receiving a response signal from a semi-passive or active RFID tag of reader emulating a tag informs the terminal CPU which instructs the short-range communication to enter e.g. a page scanning mode which shortens session set-up time and user identification. ® KIPO & WIPO 2007
摘要翻译：基于RF-ID的无线终端包括具有实现用于近场通信的ECMA 340标准的应答器功能的读取器设备，并且具有缩短的会话建立和用户标识。读取器设备可以在主动通信模式或被动通信模式中操作。在活动模式期间，一个RF-ID标签读取器模拟RF-ID标签，而另一个模拟RF-ID标签读取器。读卡器包括一个应答器，它在阅读器未通电的时间段内运行。无线电频率接口在阅读器操作模式或应答器操作模式中提供用于操作读取器的信号。 RF-ID读取器在从仿真标签的读取器的半无源或有源RFID标签接收到响应信号时通知指示短距离通信的终端CPU例如进入。一种缩短会话建立时间和用户识别的页面扫描模式。 ®KIPO＆WIPO 2007

60. 发明公开

KR1020010040259A 유저 스테이션과 네트워크, 특히 실행을 위한 구조를 포함하는 인터넷 간의 통신 방법 失效
标题翻译：用户站和网络之间的通信方法，特别是互联网，包括用于执行的结构
公开(公告)号：KR1020010040259A
公开(公告)日：2001-05-15
申请号：KR1020007003969
申请日：1999-08-12
申请人： 쎄뻬8 테크날러지스 에스에이
发明人： 위리엉빠스깔
IPC分类号： G06F15/16
CPC分类号： G07F7/1008 , G06F21/34 , G06F21/606 , G06F2221/2153 , G06Q20/341 , G06Q20/4097 , H04L29/06 , H04L63/0853 , H04L67/02 , H04L69/161 , H04L69/32
摘要： 본발명은특히, 인터넷형의스마트카드판독기(3)가설치된단말기(1) 및데이터전송네트워크(RI) 사이의통신절차에관한것이다. 단말기(1), 스마트카드판독기(3) 및스마트카드(2a)는통신프로토콜레이어(C1-C4, CC1-CC2, CCa1-CCa2)를포함한다. 본발명에의하여, 스마트카드(2a) 및단말기(1) 각각은, 모든또는일부의데이터흐름을스마트카드(2a)로보내기위해, 인텔리전트에이전트(132, 232a)로구성되는부가적인소프트웨어레이어(13, 23a)를포함한다. 또다른특징에의하여, 스마트카드는 "웹" 서버로서기능하고, 단말기(1)에 "HTML" 페이지또는가상모델을생성하는프로그램을공급한다. 인텔리전트에이전트(132, 232a)는세션이스마트카드(2a) 및단말기(1) 사이를개방하도록허가한다. 또한, 본발명은상기절차의차별적인실행을포함한다.

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