专利快速检索-快速检索全球专利，免费商用专利数据库-IPRDB

21. 发明授权

KR101484761B1 위기 경보 신호를 이용하여 산업 위기를 예측하는 방법 및 그 장치 有权
标题翻译：使用工业警示标志预测行业风险的方法和装置
公开(公告)号：KR101484761B1
公开(公告)日：2015-01-20
申请号：KR1020130053400
申请日：2013-05-10
申请人： 주식회사 신한은행
发明人： 조인제 , 김승현 , 최재훈
IPC分类号： G06Q10/04 , G06Q40/02 , G06Q40/06
摘要： 본 발명은, 금융기관이 선제적 리스크 관리를 위해 산업군의 규모에 따라 경제지표를 이용하여 산업위기를 예측하는 방법을 제안한다.
본 발명은, 대분류 산업군으로부터 세분화된 다수의 중분류 산업군들별로, 각 중분류 산업군에 대한 위기 상태를 설명하기 위하여 선정된 다수의 신호지표들을 데이터베이스에 저장하고, 신호지표들별로, 각 신호지표가 해당 산업군의 실제 위기 상태를 올바르게 나타내는 정도를 나타내는 신호오류값과 신호오류값의 임계치를 산출하고, 중분류 산업군들별로 상기 신호지표들의 신호오류값들에 기초하여 각 중분류 산업군의 종합위기지수를 결정하여, 선제적 리스크 관리를 위한 산업군의 위기 예측 방법을 제안한다.

22. 发明公开

KR1020140133341A 위기 경보 신호를 이용하여 산업 위기를 예측하는 방법 및 그 장치 有权
标题翻译：使用工业警告标志预测行业风险的方法和装置
公开(公告)号：KR1020140133341A
公开(公告)日：2014-11-19
申请号：KR1020130053400
申请日：2013-05-10
申请人： 주식회사 신한은행
发明人： 조인제 , 김승현 , 최재훈
IPC分类号： G06Q10/04 , G06Q40/02 , G06Q40/06
CPC分类号： G06Q10/04 , G06Q40/025 , G06Q40/06
摘要： 본 발명은, 금융기관이 선제적 리스크 관리를 위해 산업군의 규모에 따라 경제지표를 이용하여 산업위기를 예측하는 방법을 제안한다.
본 발명은, 대분류 산업군으로부터 세분화된 다수의 중분류 산업군들별로, 각 중분류 산업군에 대한 위기 상태를 설명하기 위하여 선정된 다수의 신호지표들을 데이터베이스에 저장하고, 신호지표들별로, 각 신호지표가 해당 산업군의 실제 위기 상태를 올바르게 나타내는 정도를 나타내는 신호오류값과 신호오류값의 임계치를 산출하고, 중분류 산업군들별로 상기 신호지표들의 신호오류값들에 기초하여 각 중분류 산업군의 종합위기지수를 결정하여, 선제적 리스크 관리를 위한 산업군의 위기 예측 방법을 제안한다.
摘要翻译：本发明提出了根据金融机构工业集团规模预先管理风险的经济指标来预测工业风险的方法。本发明在数据库中存储多个选择的信号指标，以解释从高级工业集团分割的多个中级工业集团中的每个中级工业集团的风险状态; 计算信号误差值，显示每个信号索引表示每个工业组的实际风险状态的准确度以及信号误差值的阈值; 根据每个中产业集团信号指数的信号误差值，确定每个中产业集团的综合风险指数; 并提出了一种预测工业集团风险进行先发制人管理的方法。

23. 发明授权

KR101409861B1 은행서버가 소액저축상품을 제공하는 방법 및 그 은행서버, 단말기가 은행 소액저축상품을 이용하는 방법 및 그 단말기 有权
标题翻译：银行提供节省用户储蓄账户的方法和设备，客户利用储蓄账户的小型保护方法和设备
公开(公告)号：KR101409861B1
公开(公告)日：2014-07-02
申请号：KR1020120013333
申请日：2012-02-09
申请人： 주식회사 신한은행
发明人： 이상은 , 정문호 , 유장봉
IPC分类号： G06Q40/02 , G06Q20/10 , H04W4/12
摘要： 본 발명은, 은행이 제공하는 소액저축상품에 관한 것이다.
은행서버가, 고객의 단말기로부터, 일일 단위로 고객의 소액저축계좌로 소정 금액 이하의 금액을 저축하기 위한 입금요청을 수신하고, 소정 월수 단위로 지정된 적립기간 동안, 고객의 모계좌로부터 입금요청된 금액을 출금하여 고객의 소액저축계좌에 적립하며, 적립기간의 만기일에 소액저축계좌에 적립된 저축액 전부를 자동 출금하여 모계좌로 이체 입금하는 은행서버의 입출금 서비스 제공 방법이 개시된다.

24. 发明公开

KR1020140028615A 원타임 패스워드를 이용한 망분리 장치, 망분리 시스템 및 그 방법 有权
标题翻译：使用一次时间密码的网络分离设备，网络分离系统及其方法
公开(公告)号：KR1020140028615A
公开(公告)日：2014-03-10
申请号：KR1020120095218
申请日：2012-08-29
申请人： 주식회사 신한은행
发明人： 김장언 , 하옥상 , 박영식 , 조준건
IPC分类号： H04L9/32 , H04L29/06
CPC分类号： H04L63/0236 , H04L63/0272 , H04L63/067 , H04L63/0838 , H04L63/0876
摘要： A network separation system includes a user terminal including a host operating system (OS) connected to an internal network by using a host internal protocol (IP) address given for connection of the internal network and a guest OS whose software resource and file system are separated from those of the host OS, a virtual private network (VPN) server for generating packet information corresponding to a data packet received from the user terminal when the user terminal is operated by the guest OS, and an authentication server for extracting terminal information of the user terminal from the packet information, authenticating the user terminal by searching an IP list for a guest IP address and an account corresponding to the terminal information, and generating a one time password for the authenticated user terminal. [Reference numerals] (10) User terminal; (11) Host OS; (12) Guest OS; (20) VPN server; (30) Authentication server; (40) Internal network; (50) External network
摘要翻译：网络分离系统包括通过使用给予内部网络连接的主机内部协议（IP）地址和软件资源和文件系统分离的客户操作系统，包括连接到内部网络的主机操作系统（OS）的用户终端来自主机OS的虚拟专用网（VPN）服务器，用于当用户终端由客户操作系统操作时，生成对应于从用户终端接收的数据分组的分组信息;以及认证服务器，用于提取终端信息用户终端，通过搜索用户IP地址的IP列表和对应于终端信息的帐户来认证用户终端，并且生成用于认证用户终端的一次密码。（附图标记）（10）用户终端; （11）主机操作系统; （12）客户操作系统; （20）VPN服务器; （30）认证服务器; （40）内部网络; （50）外部网络

25. 发明公开

KR1020140010588A 은행에 의한 과제비 중개 서비스 방법 및 은행 과제비 중개 서버 有权
标题翻译：合作项目成本管理服务的方法和装置
公开(公告)号：KR1020140010588A
公开(公告)日：2014-01-27
申请号：KR1020120076943
申请日：2012-07-13
申请人： 주식회사 신한은행
发明人： 최호석 , 박경철
IPC分类号： G06Q40/02 , G06Q50/30
CPC分类号： G06Q40/025 , G06Q50/30
摘要： The present invention relates to a method for a bank to provide a cost relay service. According to a method for a bank to operate a cooperation project cost relay server, proposed by the present invention, a cooperation project cost relay server receives firm banking withdrawal agreement information as to a cooperation project cost account in order to perform a cooperation project between a professional organization and a cooperative organization. And the cooperative organization receives withdrawal history for the money withdrawn from the cooperation project cost account in real-time. When illegal usage state of the withdrawal history is activated on the basis of the withdrawal history, the balance from the cooperation project cost account is collected through film banking. [Reference numerals] (100) Bank project cost relay server; (110) Account checking part; (120) Account monitoring part; (130) Account withdrawal processing part; (180) Professional organization; (190) Cooperative organization
摘要翻译：本发明涉及一种银行提供成本中继服务的方法。根据银行操作合作项目成本中继服务器的方法，本发明提出的合作项目成本中继服务器接收关于合作项目成本账户的企业银行提款协议信息，以便在专业组织和合作组织。合作组织实时收回从合作项目成本科目中退出的款项的退出历史。退出历史违规使用状态根据退出历史的激活，合作项目成本科目余额由电影银行收取。（附图标记）（100）银行工程成本中继服务器; （110）账户核对部分; （120）账户监控部分; （130）账户提款处理部分; （180）专业组织; （190）合作组织

26. 发明公开

KR1020130135801A 금융 시스템, 금융 서버 및 대출 방법 无效
标题翻译：财务系统，财务服务器和贷款方法
公开(公告)号：KR1020130135801A
公开(公告)日：2013-12-11
申请号：KR1020130127969
申请日：2013-10-25
申请人： 주식회사 신한은행
发明人： 황성구 , 장현식
IPC分类号： G06Q40/02
摘要： A financial system comprises a financial server which receives a set of contract information from a first terminal, requests the opening of a payment account, and a second terminal which requests the opening of an income account; opens the payment account and the income payment based on the contract information; and deposits predetermined money in the income account on payment dates according to the contract information. The financial system opens a loan account executing one or more loans comprising a division execution loan, a transfer object limitation minus loan, a payable money increase type minus loan, and a loan limitation increase type minus loan. [Reference numerals] (10) Lessee terminal;(20) Lessor terminal;(30) Financial server;(40) National tax service server;(S10) Contract a lease;(S21) Open a monthly payment account;(S22) Open a monthly income account;(S30) Inquire homelessness Information;(S40) Issue an income tax deduction proof document;(S50) Provide the information for a lease history
摘要翻译：财务系统包括从第一终端接收一组合同信息的金融服务器，请求开立支付账户，以及请求开立收入账户的第二终端; 根据合同信息开立支付账户和收入支付; 并根据合同信息在支付日期根据收入账户存入预定金额。金融系统开立一个贷款账户，执行一个或多个贷款，包括分行执行贷款，转移对象限额减去贷款，应付货币增加类型减去贷款，以及贷款限额增加类型减去贷款。（10）承租人;（20）出租人终端;（30）财务服务器;（40）国家税务服务机构;（S10）合同租赁;（S21）开立月度付款账户;（S22）开放月收入账户;（S30）询问无家可归信息;（S40）发放所得税减免证明文件;（S50）提供租赁历史信息

27. 发明公开

KR1020130120763A 적금과 결합된 예금상품의 운용 방법 및 시스템 有权
标题翻译：融资服务管理系统与安装节省和操作系统组合
公开(公告)号：KR1020130120763A
公开(公告)日：2013-11-05
申请号：KR1020120043898
申请日：2012-04-26
申请人： 주식회사 신한은행
发明人： 김지혜
IPC分类号： G06Q40/02 , G06Q40/06 , G06Q30/02
CPC分类号： G06Q40/02 , G06Q30/02 , G06Q40/06
摘要： Disclosed are a method and a system for managing a savings product combined with an installment savings product provided by a server of a financial company. A method of managing a savings product according to one embodiment of the present invention comprises the steps of: setting a saving period from an opening date of an account of the savings product to a certain date and a deposit period from the certain date to a maturity date of the savings product; setting a saving interest rate for the saving period and a deposit interest rate for the deposit period; if a basic date of payment of the savings product exists within the deposit period, applying the saving interest rate to an amount of savings from the opening date to the basic date of payment. [Reference numerals] (AA) Accumulation period;(BB) Deposit period;(CC) Opening date;(DD) Certain date;(EE) Maturity date;(FF) Accumulated interest rate;(GG) Deposit interest rate
摘要翻译：公开了一种用于管理储蓄产品与由金融公司的服务器提供的分期付款储蓄产品相结合的方法和系统。根据本发明的一个实施例的管理储蓄产品的方法包括以下步骤：从储蓄产品的帐户的开始日期到特定日期以及从特定日期到期限的存款期间设定储蓄期间储蓄产品的日期; 设定储蓄期储蓄利率和存款期存款利率; 如果在存款期内存在基本的存款产品的支付日期，则将储蓄利率应用于从开始日期到基本付款日期的节省金额。（参考编号）（AA）累计期间（BB）存款期限（CC）开盘日期（DD）某日期;（EE）到期日;（FF）累计利率;（GG）存款利率

28. 发明公开

KR1020130089954A 예금상품 운용 시스템 및 그 운용 방법 无效
标题翻译：融资服务管理系统及其运作方法
公开(公告)号：KR1020130089954A
公开(公告)日：2013-08-13
申请号：KR1020120005280
申请日：2012-01-17
申请人： 주식회사 신한은행
发明人： 김지혜
IPC分类号： G06Q40/02
CPC分类号： G06Q40/02
摘要： PURPOSE: A financing service management system and an operating method thereof are provided to be supplied as a stable interest rate and to remove the anxiety of a client caused by psychological and time-based factors. CONSTITUTION: A system comprises a financial corporation server (110) and a membership terminal (120). The membership terminal is a terminal which a client uses for registration of a deposit product and could be a smart phone, a PC, and a laptop of the client. The membership terminal transmits the information related to the registration of the deposit product to the financial corporation server. The financial corporation server selects a registration period of the deposit product and collects the interest rate information of a predetermined period by obtaining the information related to the registration of the deposit product from the membership terminal. [Reference numerals] (110) Financial corporation server; (120) Membership terminal
摘要翻译：目的：提供融资服务管理制度及其经营方法，以稳定的利率提供，消除由心理和时间因素引起的客户焦虑。构成：系统包括金融公司服务器（110）和会员终端（120）。会员终端是客户端用于登记存款产品的终端，可以是智能手机，PC和客户端的笔记本电脑。会员终端向金融公司服务器发送与存款产品的注册有关的信息。财务公司服务器通过从会员终端获得与存款产品的注册有关的信息，选择存款产品的注册期，并收集预定期间的利率信息。（附图标记）（110）金融公司服务器; （120）会员终端

29. 发明公开

KR1020130016675A 사업주를 위한 은행 대출 서비스 제공 방법 및 사업주에게 대출 서비스를 제공하기 위한 은행 시스템 有权
标题翻译：为业务所有者提供银行贷款服务的方法和用于管理同一银行贷款服务的银行系统
公开(公告)号：KR1020130016675A
公开(公告)日：2013-02-18
申请号：KR1020110078749
申请日：2011-08-08
申请人： 주식회사 신한은행
发明人： 김연준
IPC分类号： G06Q40/02 , G06Q40/00 , G06F17/00
CPC分类号： G06Q40/025 , G06Q40/125
摘要： PURPOSE: A method for providing a bank loan service to a business owner and a system thereof are provided to directly collect repayments from sales of the business owner by every repayment time. CONSTITUTION: A bank system sets up an account for deposit of sales of a business owner and repayments for principal and interest. The bank system stores loan principal and interest information and account information in a ledger database(510). The bank system generates sales information and stores the same in the ledger database(520). The bank system determines repayments by every repayment time. The bank system deposits the repayments in the account of the business owner(530). [Reference numerals] (510) Setting up an account related to a loan principal and interest of a business owner subscribed in a loan service and storing loan principal and interest information and account information in a ledger database; (520) Generating sales information for each predetermined period and storing the same in the ledger database; (530) Determining repayments by every payment time based on the loan principal and interest information and the sales information and depositing the repayments to the account of the business owner; (AA) Start; (BB) End
摘要翻译：目的：向企业主及其系统提供银行贷款服务的方式，直接在每个还款时间内从业主的销售中收回还款。规定：银行系统设立企业主的销售存款账户和偿还本金和利息的账户。银行系统将贷款本息和账户信息存储在分类帐数据库中（510）。银行系统生成销售信息并将其存储在分类帐数据库（520）中。银行系统确定每个还款时间的还款。银行系统将还款存入企业主账户（530）。（附图标记）（510）设定与贷款服务中订立的业主的贷款本息相关的账户，并将贷方本息信息和账户信息存储在分类帐数据库中; （520）在每个预定时段生成销售信息并将其存储在分类帐数据库中; （530）根据贷款本金和利息信息以及销售信息确定每个付款时间的还款，并将还款存入业主的账户; （AA）开始; （BB）结束

30. 发明公开

KR1020120112317A 은행 대출을 통한 자동차 금융 시스템 및 그 운용 방법 有权
标题翻译：银行贷款的汽车融资系统和操作系统的方法
公开(公告)号：KR1020120112317A
公开(公告)日：2012-10-11
申请号：KR1020120096708
申请日：2012-08-31
申请人： 주식회사 신한은행
发明人： 황성구 , 윤태웅 , 정준영
IPC分类号： G06Q40/02 , G06Q40/08 , G06F17/00 , G06Q20/42
CPC分类号： G06Q40/025 , G06Q20/42 , G06Q40/08
摘要： PURPOSE: A car financial system with bank loans and a management method thereof are provided to supply a car financial product to a customer at a relatively low interest rate without a loan fee and receive a loan request of a car purchaser through a single channel of a bank. CONSTITUTION: A bank server(110) approves the provision of a loan product for the payment of a car. The bank server determines to give a loan to a loan requester by holding a mortgage on a first insurance product for the loss of a bank and a second insurance product for uncollected money. A first insurance company server(120) provides the first insurance product to the bank server according to a request of the bank server. A second insurance company server(130) provides the second insurance product for the loan according to a request of the bank server. [Reference numerals] (110) Bank server; (120) First insurance company server; (130) Second insurance company server
摘要翻译：目的：提供一种具有银行贷款及其管理方法的汽车金融系统，以较低的利率向客户提供汽车金融产品，而无需贷款费用，并通过单一渠道收到汽车购买者的贷款请求银行。规定：银行服务器（110）批准提供贷款产品以支付汽车费用。银行服务器决定通过对第一种保险产品抵押银行和第二种未收款的保险产品向贷款申请人提供贷款。第一保险公司服务器（120）根据银行服务器的请求向银行服务器提供第一保险产品。第二保险公司服务器（130）根据银行服务器的请求提供贷款的第二保险产品。（附图标记）（110）银行服务器; （120）第一保险公司服务器; （130）第二保险公司服务器

你已经成功收藏专利！

检索式保存成功!

IPRDB

热门服务

关于我们

友情链接

联系方式