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91. 发明授权

KR101194730B1 분산형 자본 시스템의 장치 및 방법 有权
公开(公告)号：KR101194730B1
公开(公告)日：2012-10-25
申请号：KR1020117019986
申请日：2003-02-14
申请人： 페신 자차리
发明人： 페신자차리
IPC分类号： G06Q40/02
CPC分类号： G06Q40/04 , G06Q20/00 , G06Q20/10 , G06Q20/102 , G06Q20/381 , G06Q20/401 , G06Q20/4016 , G06Q20/403 , G06Q30/08 , G06Q40/02 , G06Q40/025 , G06Q40/06
摘要： 본 발명에 따른 방법들, 시스템들 및 제조 물품들은 네트워크(22)를 통해 금융 거래들을 수행하기 위해 제공된다. 사용자(10)는 당사자들 각각이 상기 네트워크(22) 상의 데이터 처리 시스템에 대응하는 다수의 당사자들 중 적어도 하나의 당사자와 적어도 한 번의 금융 거래를 수행할 것을 요구한다. 상기 금융 거래에 관한 실시간 금융 정보는 획득되고, 상기 사용자는 적어도 하나의 당사자와의 금융 거래가 금융 거래의 수행 이전에 이루어질 수 있다는 것을 테스트 및 확인할 수 있다.

92. 发明公开

KR1020120115844A 모바일 단말기를 이용한 공과금 관리 시스템 및 방법 无效
标题翻译：使用移动终端管理实用帐单的系统和方法
公开(公告)号：KR1020120115844A
公开(公告)日：2012-10-19
申请号：KR1020110033410
申请日：2011-04-11
申请人： 주식회사 우리은행
发明人： 이용희 , 서오영 , 황성구 , 홍현민
IPC分类号： G06Q20/32 , G06Q50/06 , G06K19/07 , G06Q20/34 , G06Q20/10 , G06Q20/26
CPC分类号： G06Q20/327 , G06K19/0723 , G06Q20/10 , G06Q20/26 , G06Q20/353 , G06Q50/06
摘要： PURPOSE: An utility bill managing system using a mobile terminal and a method thereof are provided to automatically recognize a second card information about a cash card and a check card through a radio frequency recognition module of the mobile terminal, thereby paying an utility bill through an account transfer. CONSTITUTION: A mobile terminal(110) displays a web page paying an utility bill on a screen. The mobile terminal senses a key of a user a touch input signal about payment of the utility bill through the web page. The mobile terminal downloads and executes a mobile application for the payment of the utility bill. The mobile terminal embeds a radio frequency recognition module and transmits a first card information about a credit card to a VAN company server(120). [Reference numerals] (101) Mobile communication network; (110) Mobile terminal; (120) VAN company server; (122) Financial server; (124) Public institution server; (130) SMS server
摘要翻译：目的：提供使用移动终端的公用票据管理系统及其方法，通过移动终端的射频识别模块自动识别关于现金卡和支票卡的第二卡信息，从而通过帐户转帐。规定：移动终端（110）在屏幕上显示支付公用事业账单的网页。移动终端通过网页来感测用户关于支付公用事业账单的触摸输入信号的键。移动终端下载并执行用于支付公用事业账单的移动应用程序。移动终端嵌入射频识别模块，并将关于信用卡的第一卡信息发送到VAN公司服务器（120）。（附图标记）（101）移动通信网络; （110）移动终端; （120）VAN公司服务器; （122）金融服务器; （124）公共机构服务器; （130）短信服务器

93. 发明公开

KR1020120114832A 인터넷 뱅킹을 이용한 기부 서비스 시스템 및 방법 无效
标题翻译：使用互联网银行服务承诺的制度及其方法
公开(公告)号：KR1020120114832A
公开(公告)日：2012-10-17
申请号：KR1020110032616
申请日：2011-04-08
申请人： 주식회사 우리은행
发明人： 박상복 , 박동현 , 김형준
IPC分类号： G06Q50/22 , G06Q40/02 , G06Q20/10 , H04L9/32
CPC分类号： G06Q50/22 , G06Q20/10 , G06Q40/02 , H04L9/32
摘要： PURPOSE: A system for a donation service using internet banking and a method thereof are provided to enable a member to donate a donation by using internet banking, thereby easily donating the donation and increasing recognition about the donation of the member. CONSTITUTION: A donation organization terminal(10) uploads donation organization information. A user terminal(20) transacts internet banking and registers a donation service. A donation service server receives the donation organization information uploaded from the donation organization terminal. The donation service server confirms whether the donation service of the user terminal is registered. The donation service server automatically transfers a donation to an account of a designated donation organization. [Reference numerals] (10) Donation organization terminal; (20) User terminal; (311) Control module; (312) Homepage management module; (313) Account management module; (314) Donation object management module; (315) Payment module; (321) Member database; (322) Donation account database; (323) Product DB; (324) Donation object database; (40) Internet banking server; (50) Financial product mall server; (60) Intro server
摘要翻译：目的：提供一种使用网上银行的捐赠服务系统及其方法，使会员能够通过网上银行捐赠捐款，从而轻松捐赠捐赠，增加对会员捐赠的认可。规定：捐赠机构终端（10）上传捐赠机构信息。用户终端（20）处理网上银行并注册捐赠服务。捐赠服务机构收到捐赠机构终端上传的捐赠机构信息。捐赠服务机构确认是否登录了用户终端的捐赠服务。捐赠服务机构自动将捐款转交给指定捐赠机构的账户。（附图标记）（10）捐赠组织终端; （20）用户终端; （311）控制模块; （312）首页管理模块; （313）账户管理模块; （314）捐赠对象管理模块; （315）付款模块; （321）会员资料库; （322）捐款账户数据库; （323）产品DB; （324）捐赠对象数据库; （40）网上银行服务器; （50）金融产品商城服务器; （60）简介服务器

94. 发明公开

KR1020120113139A 전기자동차 충전을 위한 무인 전기 판매 시스템 및 전기자동차 충전을 위한 무인 전기 판매 방법 有权
标题翻译：电动汽车充电电力无人值守销售系统
公开(公告)号：KR1020120113139A
公开(公告)日：2012-10-12
申请号：KR1020110030892
申请日：2011-04-04
申请人： 신광섭
发明人： 신광섭
IPC分类号： G06Q50/06 , G06Q20/32 , G06Q20/10 , G06K19/07 , G06Q20/26 , G06Q20/40 , H04L9/32
CPC分类号： G06Q50/06 , G06K19/0723 , G06Q20/10 , G06Q20/26 , G06Q20/327 , G06Q20/40 , H04L9/3226
摘要： PURPOSE: A manless electricity selling system for charging an electric vehicle and a manless electricity selling method thereof are provided to perform a charging request and payment through a mobile communication terminal and store a payment result in a dedicated service server, thereby enabling a buyer to directly buy a product. CONSTITUTION: A mobile communication terminal application transmits a charging request to a charging electric outlet(1). A charger ID which the charging electric outlet transmits is received(2). Information of the charger ID is inquired in the dedicated service server(3). Validity and various information of the charger ID are received from the dedicated service server(4). The information received from the dedicated service server is displayed(5). [Reference numerals] (AA) Payment object institution; (BB) Financial institution; (CC) Credit card company; (DD) Mobile communication company; (EE) Others; (FF) Exclusive service server; (GG) Charging socket ID and member DB management; (HH) Payment process for a charging request; (II) Charging socket; (JJ,MM) RF communication; (KK) Power control; (LL) Portable smart device; (NN) Charging request to the charging socket; (OO) Payment request to the exclusive service server; (PP) Vehicle; (QQ) Charging battery
摘要翻译：目的：提供一种用于对电动汽车充电的无电力电力销售系统和无电力电力销售方法，以通过移动通信终端执行计费请求和支付，并将付款结果存储在专用服务器中，从而使买方能够直接购买产品构成：移动通信终端应用向充电电源插座（1）发送充电请求。接收充电电源插座发送的充电器ID（2）。在专用服务器（3）中查询充电器ID的信息。从专用服务器（4）接收充电器ID的有效性和各种信息。显示从专用服务器接收到的信息（5）。（附图标记）（AA）付款对象机构; （BB）金融机构; （CC）信用卡公司; （DD）移动通信公司; （EE）其他; （FF）独家服务器; （GG）充电插座ID和会员DB管理; （HH）收费请求的付款流程; （二）充电插座; （JJ，MM）RF通信; （KK）功率控制; （LL）便携式智能设备; （NN）向充电座充电请求; （OO）支付请求到专用服务器; （PP）车辆; （QQ）充电电池

95. 发明公开

KR1020120113138A 인터넷 상거래에서의 간편한 지정계좌 이체 시스템의 운용방법 无效
标题翻译：互联网交易指定账户提取货币的简单操作方法
公开(公告)号：KR1020120113138A
公开(公告)日：2012-10-12
申请号：KR1020110030891
申请日：2011-04-04
申请人： 임상훈
发明人： 임상훈
IPC分类号： G06Q40/02 , G06Q20/10 , H04L9/32 , G06Q30/06
CPC分类号： G06Q40/02 , G06Q20/10 , G06Q30/0601 , H04L9/3228
摘要： PURPOSE: An operating method of simple designated account transferring system in an internet commercial transaction is provided to enable a client to previously register a transferring account by designating the transferring account in a bank, thereby easily performing a transferring process. CONSTITUTION: A designated account and a password of the account are inputted when a client(100) performs a transferring account. The corresponding bank(200) processes that the client inputs the corresponding number or an one time password which are included in a safety card. Designated registration of the transferring account is completed when the inputted information is consistent with registered information. Completion of the transferring account is reported after registration of the designated account. [Reference numerals] (100) Bank client; (200) Bank; (a1) Certificate password input(login); (a2) Designation account and a password input request; (a3) Designation account and password input; (a4) Safety card corresponding number or OTP input request; (a5) Safety card corresponding number of OTP input; (a6) Simple designation account registration completion notice
摘要翻译：目的：提供一种互联网商业交易中简单指定账户转账系统的操作方法，使客户能够通过指定银行转账账户，先前注册转账账户，从而轻松进行转账处理。构成：当客户端（100）执行转移帐户时，输入帐户的指定帐户和密码。对应的银行（200）处理客户端输入包括在安全卡中的相应号码或一次性密码。当输入的信息与注册信息一致时，完成转账账户的指定注册。转让账户的完成在指定账户注册后报告。（附图标记）（100）银行客户; （200）银行; （a1）证书密码输入（登录）; （a2）指定账户和密码输入请求; （a3）指定账号和密码输入; （a4）安全卡对应号码或OTP输入请求; （a5）安全卡相应数量的OTP输入; （a6）简单指定账户登记完成通知

96. 发明公开

KR1020120088159A 기부금계좌 관리시스템 有权
标题翻译：造成捐款账户的制度
公开(公告)号：KR1020120088159A
公开(公告)日：2012-08-08
申请号：KR1020110009308
申请日：2011-01-31
申请人： 웹케시 주식회사
发明人： 석창규
IPC分类号： G06Q40/02 , G06Q20/10
CPC分类号： G06Q40/02 , G06Q20/10
摘要： PURPOSE: A system for managing a contribution account is provided to minimize probability of an unfair operation of a contribution, thereby naturally maximizing a collection scale of contributions while promoting a motive of a contributor for a contribution. CONSTITUTION: A CA management control module(101) controls deposit or withdrawal processes of a contribution through a CA while a contribution account is opened. A contribution deposit event receiving module(105) checks whether a contribution is deposited in a contribution business working expense account. The contribution deposit event receiving module receives corresponding contribution deposit information. A contribution isolating module(106) manages the corresponding contribution to be isolated from the contribution business working expense account and an institution operation expense account.
摘要翻译：目的：提供用于管理会费账户的系统，以最大限度地减少捐款不公平运作的可能性，从而自然地最大限度地增加捐款的收款额度，同时促进缴款人的捐款动机。规定：CA管理控制模块（101）通过CA开立缴款账户的存款或提款流程。缴款存款事件接收模块（105）检查缴款是否存入缴款业务工作费用账户。缴款存款事件接收模块收到相应的缴款存款信息。缴款隔离模块（106）管理与贡献业务工作费用账户和机构运营费用账户隔离的相应贡献。

97. 发明授权

KR101166509B1 효실천 장학금 운영 방법 및 이를 수행하기 위한 시스템 有权
标题翻译：用于管理精简责任制的方法和执行该方法的系统
公开(公告)号：KR101166509B1
公开(公告)日：2012-08-07
申请号：KR1020110138426
申请日：2011-12-20
申请人： 공주대학교 산학협력단
发明人： 박상준
IPC分类号： G06Q50/20 , G06Q20/10 , G06Q50/22
CPC分类号： G06Q50/20 , G06Q20/10 , G06Q50/22
摘要： PURPOSE: A filial duty practice scholarship operation method and system thereof are provided to offer induce parents to be interested in personality education for children using a child-loving campaign. CONSTITUTION: A donation management server(130) receives child-loving donation using a bank system. A document processing server(140) transmits a filial duty practice scheduler and a filial duty practice evaluation document to a parent terminal. The document processing server receives the filled filial duty practice evaluation document filled from the parent terminal. A filled duty determination server(150) evaluates the filial duty practice of a student based on the filial duty practice evaluation document. A scholarship processing server(160) transfers the filial duty practice scholarship to a student account.
摘要翻译：目的：提供孝道实践奖学金的运作方法和制度，提供诱导父母对使用爱孩子运动的儿童的个性化教育感兴趣。规定：捐赠管理服务器（130）使用银行系统接收有爱心的捐赠。文件处理服务器（140）向父终端发送孝道执业调度器和孝道实务评估文档。文档处理服务器接收从父终端填充的填写的孝道实务评估文件。填写职责确定服务器（150）根据孝道实务评估文件评估学生的孝顺义务。奖学金处理服务器（160）将孝道实习奖学金转入学生账户。

98. 发明公开

KR1020120080405A 사용자 단말기 및 이를 이용한 입출금 방법, 입출금 장치 无效
标题翻译：用户设备和存款/支付方式，使用存款/付款设备
公开(公告)号：KR1020120080405A
公开(公告)日：2012-07-17
申请号：KR1020110001846
申请日：2011-01-07
申请人： 에스케이플래닛 주식회사
发明人： 이욱재 , 김경태 , 김남규 , 김성 , 김수년 , 배수현 , 윤경아
IPC分类号： G06Q40/02 , G06Q20/10 , G06Q20/32 , G06Q20/16
CPC分类号： G06Q40/02 , G06Q20/10 , G06Q20/16 , G06Q20/32 , G06Q40/025 , Y10S902/00
摘要： PURPOSE: A user terminal, deposit and withdrawal method for the same, and a deposit and withdrawal apparatus thereof are provided to increase a convenience of user by paying a constant price which is not directly delivered, by using a deposit and withdrawal application of a user terminal. CONSTITUTION: A input unit(202) inputs a control command. Transceiving unit(204) is connected with a deposit and withdrawal service apparatus, and then interlocked. A controller(200) drives a deposit and withdrawal application unit(208) according to the control command. The controller receives a constant price or pays it to an account number connected with the telephone number by interlocking with the deposit and withdrawal service apparatus. The deposit and withdrawal application part performs a user authentication according to control of the controller.
摘要翻译：目的：提供用户终端，存取款方法及其存取款装置，通过使用用户的存取款申请，通过支付不直接递送的不变价格来增加用户的方便性终奌站。构成：输入单元（202）输入控制命令。收发单元（204）与存取款服务装置连接，然后互锁。控制器（200）根据控制命令驱动存取款应用单元（208）。控制器收取不变价格，或者通过与存取款服务设备联锁，将其付给与电话号码连接的帐号。存款和取款应用程序部分根据控制器的控制执行用户认证。

99. 发明公开

KR1020120076561A 경매 보증금 관리 장치 및 경매 보증금 관리 방법 有权
标题翻译：用于管理BOND BOND的设备和方法
公开(公告)号：KR1020120076561A
公开(公告)日：2012-07-09
申请号：KR1020100121591
申请日：2010-12-01
申请人： 주식회사 하나은행
发明人： 김경호 , 이주헌 , 황종연
IPC分类号： G06Q30/08 , G06Q20/10 , G06Q40/02
CPC分类号： G06Q30/08 , G06Q20/10 , G06Q40/02
摘要： PURPOSE: An auction deposit managing apparatus and a method thereof are provided to pay an auction deposit on behalf of a bidder, thereby improving the convenience of the bidder. CONSTITUTION: A credit evaluation unit(110) receives credit information about a bidder from a bidder terminal. The credit evaluation unit evaluates the credit of the bidder. If the evaluated credit satisfies predetermined standard, account managing unit(120) deposits a bid deposit to a bid account. According to a bid result, a deposit processing unit(140) processes the bid deposit.
摘要翻译：目的：提供拍卖存款管理装置及其方法代表投标人支付拍卖押金，从而提高投标人的便利性。规定：信用评估单位（110）从投标人终端收到有关投标人的信用信息。信用评估单位评估投标人的信用。如果评估的信用满足预定标准，则账户管理单元（120）将投标存款存入投标账户。根据投标结果，存款处理单元（140）处理投标保证金。

100. 发明公开

KR20120076520A Payment agency system using bank account and method thereof 审中-公开
标题翻译：使用银行帐户的付款代理系统及其方法
公开(公告)号：KR20120076520A
公开(公告)日：2012-07-09
申请号：KR20100119858
申请日：2010-11-29
申请人： INFOBANK
发明人： BAE BYUNG SOO , JEONG DO YOUNG , KIM SUNG MO , KIM AN KYU
IPC分类号： G06Q20/12 , G06Q20/10 , G06Q40/02
CPC分类号： G06Q20/02 , G06Q20/10 , G06Q20/403 , G06Q40/02
摘要： PURPOSE: A payment gateway system based on an account able to set up a payment authority and a method thereof are provided to use a dedicated account with a payment authority for a commodity price to pay for the commodity price. CONSTITUTION: A registration unit(210) registers personal information of a user opening a dedicated account for a payment gateway service in a bank server. An authority setting unit(220) receives a price of a commodity which the user purchases and the personal information from a seller. The authority setting unit sets up a payment authority of the price in the dedicated account corresponding to the personal information. An exact calculation request unit(230) transmits payment information related to the fixed payment authority to the bank server. The bank server pays the seller for the price of the commodity according to the payment information.
摘要翻译：目的：提供一种基于能够设置支付权限的帐户的支付网关系统及其方法，以使用具有商品价格的支付机构的专用账户来支付商品价格。规定：注册单元（210）在银行服务器中注册用于为支付网关服务打开专用帐户的用户的个人信息。权限设定单元（220）从卖方接收用户购买的商品的价格和个人信息。权限设置单元设置与个人信息对应的专用账户中的价格支付权限。精确计算请求单元（230）向银行服务器发送与固定支付权限有关的支付信息。银行服务器根据付款信息向商家支付商品价格。

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