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    • 1. 发明专利
    • Electronic money settlement system, subscriber's terminal, and settlement method and program for subscriber's terminal
    • 电子货币结算系统,订户终端和用于订户终端的结算方法和程序
    • JP2007213399A
    • 2007-08-23
    • JP2006033834
    • 2006-02-10
    • Nec Electronics CorpNecエレクトロニクス株式会社
    • MATSUKAWA SHUJI
    • G06Q20/00G06Q20/06G06Q40/00G06Q40/02
    • PROBLEM TO BE SOLVED: To attain a quick settlement processing even when an electronic money balance is less than a settlement amount. SOLUTION: The electronic money settlement system 1 comprises: a subscriber's terminal 10 in which information including a subscriber's electronic money balance is stored; an electronic money service agent server 70 for executing electronic money settlement within the range of the subscriber's electronic money balance; and a settlement terminal 30 for requesting electronic money settlement to the electronic money service agent server 70 in accordance with a request from the subscriber's terminal 10. The subscriber's terminal 10 has a storage part 13 for storing credit information 23 including reloadable amount information in a range of a prescribed limit amount, and when the electronic money balance is less than the settlement amount, reloads the electronic money balance on the basis of the credit information 23 without accessing the electronic money service agent server 70, and then executes electronic money settlement with the electronic money service agent server 70 through the settlement terminal 30 within the range of reloaded supplied electronic money balance. COPYRIGHT: (C)2007,JPO&INPIT
    • 要解决的问题:即使当电子货币余额小于结算量时也能够实现快速结算处理。 电子货币结算系统1包括:存储包括用户电子货币余额的信息的用户终端10; 电子货币服务代理服务器70,用于在用户的电子货币余额的范围内执行电子货币结算; 以及用于根据来自用户终端10的请求向电子货币服务代理服务器70请求电子货币结算的结算终端30.订户的终端10具有用于存储信用信息23的存储部分13,该信用信息23包括一个范围内的可重新载入量信息 并且当电子货币余额小于结算金额时,在不访问电子货币服务代理服务器70的情况下,基于信用信息23重新加载电子货币余额,然后执行电子货币结算 电子货币服务代理服务器70通过结算终端30在重新加载的电子货币余额的范围内。 版权所有(C)2007,JPO&INPIT