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1. 发明公开

EP4388448A1 A STORED VALUE CARD VALIDATION SYSTEM 审中-实审
公开(公告)号：EP4388448A1
公开(公告)日：2024-06-26
申请号：EP22857129.5
申请日：2022-08-11
申请人： 545490 Pty. Ltd.
发明人： ANDERSON, David
IPC分类号： G06K19/06 , G06K19/07 , G06Q20/06 , G06Q20/34 , G06Q20/40 , H04L9/32 , G07F7/08
CPC分类号： H04L9/3234 , G06Q20/346 , G06Q20/38215 , G06Q20/4037 , G06Q20/342

2. 发明公开

EP3127068A4 AUGMENTED PRE-PAID CARDS, SYSTEMS AND METHODS 审中-公开
公开(公告)号：EP3127068A4
公开(公告)日：2017-10-11
申请号：EP15772231
申请日：2015-04-02
申请人： SOON-SHIONG PATRICK
发明人： SOON-SHIONG PATRICK
IPC分类号： G06Q20/28 , G06Q20/12 , G06Q20/34 , G06Q30/02
CPC分类号： G06Q30/0253 , G06Q20/342 , G06Q20/346 , G06Q30/0276

3. 发明授权

EP2676246B1 KEY FOB WITH PROTECTED BIOMETRIC SENSOR 有权
标题翻译：带有受保护的生物测量传感器的关键福步
公开(公告)号：EP2676246B1
公开(公告)日：2017-08-02
申请号：EP12712352.9
申请日：2012-02-17
申请人： Idsoe, Tore Etholm
发明人： Idsoe, Tore Etholm
IPC分类号： G07C9/00 , G06F21/35 , G06Q20/40 , G06Q20/32
CPC分类号： G07C9/00158 , G06F21/32 , G06F21/34 , G06F21/35 , G06F21/83 , G06F2221/2153 , G06Q20/3278 , G06Q20/346 , G06Q20/40145 , G07C9/00563 , G07C9/00944 , G07C2009/00095 , H04L9/3231 , H04L9/3234 , H04L2209/805

4. 发明公开

EP3127068A1 AUGMENTED PRE-PAID CARDS, SYSTEMS AND METHODS 审中-公开
标题翻译：维也纳VORAUSBEZAHLTE KARTEN，SYSTEME UND VERFAHREN
公开(公告)号：EP3127068A1
公开(公告)日：2017-02-08
申请号：EP15772231.5
申请日：2015-04-02
申请人： Soon-Shiong, Patrick
发明人： Soon-Shiong, Patrick
IPC分类号： G06Q20/28 , G06Q20/34 , G06Q20/12
CPC分类号： G06Q30/0253 , G06Q20/342 , G06Q20/346 , G06Q30/0276
摘要： Pre-paid transaction card systems and methods are described. A transaction system can include a transaction database to store transaction objects that represent characteristics of a pre-paid transaction card. A deal engine communicatively coupled with the transaction database can receive an image of a marker-less portion of the transaction card and derive a set of image descriptors from the marker-less portion. The deal engine can also identify transaction characteristics associated with the card from the transaction database using the image descriptors. In addition, the deal engine can construct a deal recommendation based on the transaction characteristics previously identified. The deal recommendation can be transmitted to a user, and in some cases, displayed to the user as an augmented reality image.
摘要翻译：描述了预付交易卡系统和方法。交易系统可以包括交易数据库来存储代表预付费交易卡特征的交易对象。与交易数据库通信耦合的交易引擎可以接收交易卡的无标记部分的图像，并从无标记部分导出一组图像描述符。交易引擎还可以使用图像描述符从交易数据库中识别与卡相关联的交易特征。此外，交易引擎可以基于先前识别的交易特征构建交易推荐。交易建议可以传送给用户，并且在某些情况下，作为增强现实图像显示给用户。

5. 发明公开

EP2807600A1 PORTABLE E-WALLET AND UNIVERSAL CARD 审中-公开
标题翻译：便携式电子钱包和万能卡THEREFOR
公开(公告)号：EP2807600A1
公开(公告)日：2014-12-03
申请号：EP13740930.6
申请日：2013-01-25
申请人： Digital Life Technologies LLC
发明人： SPODAK, Douglas , FRIDMAN, Ron , O' NEILL, Joseph, A.
IPC分类号： G06K1/18
CPC分类号： G06K19/07716 , G06Q20/105 , G06Q20/346 , G06Q20/3552 , G06Q20/3672 , H04L9/3271 , H04L2209/56 , H04L2209/805
摘要： Universal cards are used in place of all the other traditional cards which a person may want to carry. The universal card can include a short range communications transceiver to communicate with a mobile device. The mobile device can include a user interface and an e- wallet application so that the user can interface with the e-wallet application for programming the universal card via the short range communication link. Once programmed, the universal card emulates a function of a traditional card.

6. 发明公开

EP2740084A1 ACCOUNT ACCESS AT POINT OF SALE 审中-公开
标题翻译：帐户存取购买地点
公开(公告)号：EP2740084A1
公开(公告)日：2014-06-11
申请号：EP12820323.9
申请日：2012-08-03
申请人： eBay, Inc.
发明人： ASAR, Syed Fayez , CHU, Peter , BAIG, Attaullah , STRINGFELLOW, West , RAMTEKKAR, Pravir , ANSARI, Ansar
IPC分类号： G06Q20/20
CPC分类号： G06Q20/4012 , G06Q20/20 , G06Q20/346 , G06Q20/385 , G06Q20/405
摘要： A user makes a payment at a POS by entering the user's phone number (either through a keypad or via a card swipe) and PIN into a POS device (such as through a keypad). That information is communicated to a payment provider, who can then access the user's account, determine whether to approve or deny the payment, and notify the merchant of the decision.

7. 发明公开

EP2530552A1 Physical presence digital authentication system 审中-公开
标题翻译： Digitales Authentifizierungsystemfürphysische Anwesenheit
公开(公告)号：EP2530552A1
公开(公告)日：2012-12-05
申请号：EP12181255.6
申请日：2001-02-06
申请人： Dialware Inc.
发明人： ATSOM, Alon , ANTEBI, Amit , LEV, Tsvi , COHEN, Moshe , SPEYER, Gavriel , SEGE, Alan , ALTIMAN, Nathan , ANATI, Rami
IPC分类号： G06F1/00 , G07F7/08
CPC分类号： G06Q20/40 , G06F21/34 , G06F21/41 , G06F21/445 , G06F2221/2103 , G06Q20/00 , G06Q20/10 , G06Q20/12 , G06Q20/32 , G06Q20/327 , G06Q20/341 , G06Q20/3415 , G06Q20/342 , G06Q20/343 , G06Q20/346 , G06Q20/3576 , G06Q20/387 , G06Q20/40975 , G06Q30/0207 , G06Q30/0225 , G07F7/02 , G07F7/025 , G07F7/1008 , G07G1/0036 , H04B11/00
摘要： The interactive authentication system allows a consumer to interact with a base station (14), such as broadcast media (e.g., television and radio) or PC, to receive coupons, special sales offers, and other information with an electronic card (10). The electronic card (10) can also be used to transmit a signal that can be received by the base station (14) to perform a wide variety of tasks. These tasks can include launching an application, authenticating a user at a website (18), and completing a sales transaction at a website (17) (e.g., by filling out a form automatically). The interaction between the base station (14) and the electronic card (10) is accomplished by using the conventional sound system in the base station (14) so that a special reader hardware need not be installed to interact with the electronic card (10). The user is equipped with an electronic card (10) that can receive and transmit data via sound waves. In various embodiments, the sound waves can be audible or ultrasonic (which can be slightly audible to some groups of people).
摘要翻译：交互式认证系统允许消费者与诸如广播媒体（例如，电视和无线电）或PC的基站（14）进行交互，以便与电子卡（10）接收优惠券，特别销售提供和其他信息。电子卡（10）也可以用于发送可由基站（14）接收的信号，以执行各种各样的任务。这些任务可以包括启动应用程序，在网站（18）身份验证用户，以及在网站（17）完成销售交易（例如，通过自动填写表单）。基站（14）和电子卡（10）之间的交互是通过使用基站（14）中的常规音响系统来完成的，从而不需要安装特殊的读取器硬件来与电子卡（10）进行交互，。用户配备有可经由声波接收和发送数据的电子卡（10）。在各种实施例中，声波可以是听觉的或超声波的（对于某些人来说这可以是轻微的声音）。

8. 发明授权

EP1442554B1 A method, system and computer program product for integrity-protected storage in a personal communication device 有权
标题翻译：在个人通信设备的方法，系统和计算机程序产品，用于完整性保护的存储
公开(公告)号：EP1442554B1
公开(公告)日：2012-05-30
申请号：EP02775099.1
申请日：2002-10-17
申请人： Nokia Corporation
发明人： ASOKAN, Nadarajah , EKBERG, Jan-Erik , PAATERO, Lauri
IPC分类号： H04L9/00 , H04K1/00
CPC分类号： G07F7/1008 , G06Q20/04 , G06Q20/045 , G06Q20/1235 , G06Q20/341 , G06Q20/346 , G06Q20/35765 , G06Q20/3823 , G07F7/082 , G07F7/0826 , G07F7/1083 , H04M2250/14
摘要： Method, system and computer program product for achieving integrity-protected storage in a personal communication device (100) by implementing DRM in a personal communication device (100). In particular, the method, system and computer program product utilizes cryptography and an external, read-write storage device (103) that stores important state information that need not be secret, but should be unmodifable or replayable without detection. Using the present invention, the integrity of data storage in a personal communication can be assured even if data is stored in an insecure storage device (105).

9. 发明公开

EP2291788A1 ELECTRONIC PAYMENTS IN A MOBILE COMMUNICATION SYSTEM 有权
标题翻译：电子付款移动通信系统
公开(公告)号：EP2291788A1
公开(公告)日：2011-03-09
申请号：EP09742930.2
申请日：2009-04-30
申请人： Paysystem Sweden Ab
发明人： MOHSS, Anders , SAMILS, Henrik
IPC分类号： G06F21/24 , G06Q20/00 , H04L9/32
CPC分类号： G06F21/606 , G06F21/72 , G06F21/725 , G06F21/73 , G06F2221/2135 , G06F2221/2143 , G06Q20/32 , G06Q20/3227 , G06Q20/3255 , G06Q20/346 , G06Q20/4012 , G07F7/1016 , G07F7/1091 , H04L9/3226 , H04L9/3247 , H04L63/123 , H04L63/126 , H04L2209/56 , H04L2209/80 , H04W12/10
摘要： The present invention relates to electronic payments in a mobile communication system. In particular, the present invention relates to methods and arrangements for secure transmission using SMS in a mobile communication system. In a method according to the invention data and a PIN-code are stored in a memory in a mobile terminal. A first bit sequence is created from the data and the PIN- code where different 8-bit combinations represent each character of the data and the PIN-code. Next the first bit sequence is encrypted using a PKI (Public Key Infrastructure)public-key to create a second bit sequence. A sequence of characters is then created from the second bit sequence, where each character in the sequence of characters is represented by an 8-bit combination. The characters are then transposed to 7-bit characters to create a third bit sequence which is transmitted to a server using SMS. The data, the PIN-code and the first bit sequence are also erased from the memory in the mobile terminal.

10. 发明公开

EP2024840A1 METHOD AND ARRANGEMENT FOR PROCESSING TRANSACTIONS IN A FLASH TYPE MEMORY DEVICE 审中-公开
标题翻译： VERFAHREN UND ANORDNUNG ZUR VERARBEITUNG VON TRANSAKTIONEN IN EINER FLASH-SPEICHERVORRICHTUNG
公开(公告)号：EP2024840A1
公开(公告)日：2009-02-18
申请号：EP07788705.7
申请日：2007-06-07
申请人： Tellabs Oy
发明人： HALLIVUORI, Matti
IPC分类号： G06F12/02 , G11C16/02
CPC分类号： G06F12/0246 , G06F9/466 , G06F9/467 , G06F11/1471 , G06F11/1474 , G06Q20/341 , G06Q20/346 , G06Q20/35765 , G07F7/084 , G07F7/1008
摘要： The invention relates to a method and arrangement for processing transactions in a flash type memory device, wherein the transaction is a data update and/or changing operation consisting of one or more suboperations, all of which must be successfully executed in order to regard the discussed transaction as having been successfully completed in its entirety. In the solution according to the invention, memory-block specific status information (131) of a memory block present in a flash type memory device is utilized not only for managing payload data (141) present in the memory block but also for the management of an entire transaction, Consequently, there is no need for a separate status bookkeeping of transactions, thus reducing the number of reading and writing operations required in transactions.
摘要翻译：本发明涉及一种用于处理闪存型存储设备中的事务的方法和装置，其中事务是由一个或多个子程序组成的数据更新和/或改变操作，所有这些操作必须被成功地执行以便考虑所讨论的交易已成功完成。在根据本发明的解决方案中，存在于闪存型存储装置中的存储块的存储块特定状态信息（131）不仅用于管理存在于存储块中的有效载荷数据（141），而且用于管理整个交易。因此，不需要对交易进行单独的状态记账，从而减少交易中所需的阅读和写作操作的数量。

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