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71. 发明公开

EP2919182A2 Method for risk management of marine mooring systems 审中-公开
标题翻译：海上系泊系统风险管理方法
公开(公告)号：EP2919182A2
公开(公告)日：2015-09-16
申请号：EP14190931.7
申请日：2014-10-29
申请人： Welaptega Marine Limited
发明人： Hall, Anthony
IPC分类号： G06Q40/08
CPC分类号： G06Q30/018 , B63B59/06 , G06Q40/08 , G06Q50/08
摘要： A method for assessing a marine mooring system while the marine mooring system is installed in water for ensuring compliance with known marine standards and insurance guidelines. The method using at least one processor and various computer instructions located in a least one data storage connected to a network.
摘要翻译：评估海上系泊系统的方法，同时将海上系泊系统安装在水中，以确保符合已知的海洋标准和保险准则。该方法使用位于连接到网络的至少一个数据存储器中的至少一个处理器和各种计算机指令。

72. 发明公开

EP2798588A4 METHODS AND SYSTEMS FOR GENERATING CORPORATE GREEN SCORE USING SOCIAL MEDIA SOURCED DATA AND SENTIMENT ANALYSIS 审中-公开
标题翻译： FOR产生绿色评级的公司从社会媒体的方法和系统获得的数据和分析SENSATION
公开(公告)号：EP2798588A4
公开(公告)日：2015-08-05
申请号：EP12863033
申请日：2012-12-26
申请人： THOMSON REUTERS GLO RESOURCES
发明人： ANDREWS SARAH L , DAM PEENAKI , FRENNET DAMIEN , CHAUDHURI SUMMIT , RODRIGUEZ RICARDO , GANAPAM ASHOK , SCHILDER FRANK , LEIDNER JOCHEN LOTHAR
IPC分类号： G06Q10/06 , G06Q40/08
CPC分类号： G06Q40/08 , G06Q10/0635 , G06Q50/01

73. 发明公开

EP2899681A1 Method for displaying insurance discount rate and electronic device thereof 审中-公开
标题翻译： Verfahren zur Anzeige eines Versicherungsrabatts und elektronische Vorrichtungdafür
公开(公告)号：EP2899681A1
公开(公告)日：2015-07-29
申请号：EP15152380.0
申请日：2015-01-23
申请人： Samsung Electronics Co., Ltd
发明人： Shin, Sang-Min
IPC分类号： G06Q40/08
CPC分类号： G06Q40/08 , G06F19/00 , G06Q30/0207 , G06Q50/22
摘要： A method of operating an electronic device is provided. The method includes collecting health-related data of an insurant, transmitting the collected health-related data of the insurant to a server, and receiving an insurance discount rate based on the collected health-related data of the insurant from the server.
摘要翻译：提供一种操作电子设备的方法。该方法包括收集保险人的健康相关数据，将收到的保险人的健康相关数据发送给服务器，并根据从被保险人收集的健康相关数据从服务器接收保险贴现率。

74. 发明公开

EP2795562A4 SYSTEMS AND METHODS FOR ASSESSING OR MONITORING VEHICLE STATUS OR OPERATOR BEHAVIOR 有权转让
标题翻译：系统和方法评估和监测车辆的状态或用户行为
公开(公告)号：EP2795562A4
公开(公告)日：2015-06-10
申请号：EP12860238
申请日：2012-12-21
申请人： SCOPE TECHNOLOGIES HOLDINGS LTD , FUCHS GIL
发明人： FUCHS GIL , LAVIE SAMUEL , JACOBS FRIEDL , VAN DEN BERGH JOHANN
IPC分类号： G06Q40/08
CPC分类号： G06Q40/00 , G06Q40/08
摘要： Systems and methods for use of pattern recognition in assessing or monitoring a current status of a vehicle, use of an accelerometer to determine a frame of reference, and characterizing of driver performance and its use in determining insurance coverage. A pattern recognition module is configured with one or more defined operating patterns that reflect a known change in vehicle status or operating or driving behavior. In an embodiment, a device that includes an accelerometer can be used to determine a frame of reference. A system and method is described for characterizing driver performance and using such characterization to determine a risk score or profile associated with a particular insured, wherein a data collection and assessment environment can provide information to the driver about their driving performance, which the driver can then use to improve their driving skills or obtain liability insurance quotes.
摘要翻译：系统和assesing或监测车辆的当前状态，使用模式识别方法，使用加速计来确定我的参照系，和驱动程序的性能特征及其在矿山确定保险范围使用。模式识别模块与一个或多个所定义的操作模式配置没有反映车辆状态或操作或驾驶行为的已知变化。，实施例的装置做了包括在以在加速度计可以被用于确定性地矿的参考框架。的系统和方法被描述为特征的驱动程序的性能和使用搜索特性来确定矿用特定相关的风险评分或个人投保，worin数据收集和评估环境，可以到他们的驾驶性能的驾驶员提供信息，驾驶员可以，然后用它来改善自己的驾驶技能或获得责任保险报价。

75. 发明公开

EP2863357A1 Method of automating a business loan life cycle 审中-公开
标题翻译： Verfahren zur Automatisierung einesGeschäftsdarlehens-Lebenszyklus
公开(公告)号：EP2863357A1
公开(公告)日：2015-04-22
申请号：EP14179686.2
申请日：2014-08-04
申请人： Orange Money Ezbob Ltd
发明人： Guriel, Tomer , Perlstein, Sharone
IPC分类号： G06Q40/02 , G06Q40/08
CPC分类号： G06Q40/025 , G06Q40/02 , G06Q40/08
摘要： A method and computer-implemented method for loan consideration including the steps of: (a) obtaining financial data regarding a loan requester from a plurality of digital media sources, the financial data including tax data; (b) analyzing the financial data to make an affordability and risk assessment (AARA) for granting a loan to the loan requester, the AARA including calculating, at least from the tax data, a forecasted amount of unencumbered capital to be available over at least a portion of a term of said loan (i.e. by calculating an amount of historical unencumbered cash flow, which is then forecasted by the system into the future) after capital expenditure is estimated and current outstanding loan/debt repayments are deducted from the estimate; and (c) deciding whether to grant the loan based on the AARA.
摘要翻译：一种用于贷款考虑的方法和计算机实现的方法，包括以下步骤：（a）从多个数字媒体来源获取关于贷款请求者的财务数据，所述财务数据包括税务数据; （b）分析财务数据以便向贷款申请人提供贷款的负担能力和风险评估（AARA），AARA至少包括从税务数据中计算预测的至少可用的未支配资本金额在估计资本支出之后，在估计中扣除所述贷款期限的一部分（即通过计算未来的历史未支配现金流量，然后由系统预测）（c）决定是否根据AARA授予贷款。

76. 发明公开

EP2729910A4 SYSTEMS AND METHODS FOR DETERMINING OPTIONAL INSURANCE COVERAGES 审中-公开
标题翻译：系统和方法来确定可选的保险承保
公开(公告)号：EP2729910A4
公开(公告)日：2015-03-18
申请号：EP12811309
申请日：2012-07-06
申请人： TRAVELERS INDEMNITY CO
发明人： ERNSTBERGER KELLY A , MARSTON SALLY D
IPC分类号： G06Q40/08
CPC分类号： G06Q30/00 , G06Q40/08

77. 发明公开

EP2422304A4 SYSTEMS AND METHODS FOR EMERGING LITIGATION RISK IDENTIFICATION 审中-公开
标题翻译：系统和方法用于识别风险突起诉讼
公开(公告)号：EP2422304A4
公开(公告)日：2014-05-21
申请号：EP10719472
申请日：2010-04-21
申请人： RAND CORP
发明人： LOUGHRAN DAVID SHELDON , SHETTY KANAKA , REVILLE ROBERT THOMAS , DALAL SIDDHARTHA RAMANLAL , CASTON LAUREN AVERELL
IPC分类号： G06Q10/00 , G06Q40/08
CPC分类号： G06Q10/10

78. 发明公开

EP2729910A2 SYSTEMS AND METHODS FOR DETERMINING OPTIONAL INSURANCE COVERAGES 审中-公开
标题翻译：系统和方法来确定可选的保险承保
公开(公告)号：EP2729910A2
公开(公告)日：2014-05-14
申请号：EP12811309.9
申请日：2012-07-06
申请人： The Travelers Indemnity Company
发明人： ERNSTBERGER, Kelly, A. , MARSTON, Sally, D.
IPC分类号： G06Q40/08
CPC分类号： G06Q30/00 , G06Q40/08
摘要： Exemplary embodiments automatically determine and present optional insurance coverages that may be added to a base insurance coverage based on relevant characteristics of the customer. Relevant characteristics may include the characteristics of the customer's business operations, !n various embodiments, optional coverages may be chosen to be similar to the optional coverages historically purchased by insured customers that have similar characteristics to the current customer, (e.g., similar business operations and risk profiles), in some embodiments, the automatic determination of optional coverages may also, or alternatively, be conditioned on the business objectives and policies of the company offering the insurance and/or on customer or user feedback regarding previously offered optional coverages.

79. 发明公开

EP2695114A1 INSTRUMENTATION SYSTEM FOR DETERMINING RISK FACTORS 有权
标题翻译：设备系统同时测定危险因素
公开(公告)号：EP2695114A1
公开(公告)日：2014-02-12
申请号：EP12767768.0
申请日：2012-03-30
申请人： Solberg & Andersen AS
发明人： JEEVES, Simon , JUVIK, Tore
IPC分类号： G06Q10/06 , G06Q40/08
CPC分类号： G06Q10/06 , E21B34/02 , E21B34/04 , E21B34/16 , E21B41/0007 , F16K37/0075 , Y02P90/86
摘要： An instrumentation system (300) for monitoring one or more valves (20) of an assembly (110) includes one or more sensors (120) coupled to the one or more valves (20), and a data processing arrangement (140) for processing sensor signals generated by the one or more sensors (120) to provide an indication of operation of said one or more valves (20). The one or more sensors (120) and the data processing arrangement (140) are operable to compute one or more risk factors (R) from the sensor signals indicative of operating reliability and/or safety of the one or more valves (20). The instrumentation system (300) is, for example, suitable for use with valves of the X-mas tree (Christmas tree) assembly for oil and gas production, for example in a sub-sea environment.

80. 发明公开

EP2332103A4 FINANCIAL ACTIVITY RELATING TO NATURAL PERIL EVENTS 审中-公开
标题翻译：与自然灾害有关的金融活动
公开(公告)号：EP2332103A4
公开(公告)日：2013-11-20
申请号：EP09805249
申请日：2009-07-30
申请人： WEATHER RISK SOLUTIONS LLC
发明人： HOROWITZ KENNETH A , BEQUILLARD ALFREDO L , NYREN ALEXANDER P , PROTTER PHILIP ELLIOTT , WILKS DANIEL S
IPC分类号： G06Q40/06 , G06Q40/08
CPC分类号： G06Q40/08 , G06Q40/06
摘要： A computer implemented method and system for automatically setting prices of financial products in a financial activity having a plurality of possible outcomes, includes receiving a first request from a participant terminal to purchase a financial product for one of the possible outcomes, i; and electronically computing a price for the requested financial product, in response to the first request, based at least in part on a first formula. In one example, the financial products include contracts in a one-sided market of buyer participants where the outcomes are mutually exclusive and collectively exhaustive

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