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    • 64. 发明公开
    • An acoustic coupling product label
    • Akustisch gekoppelter Produktaufkleber
    • EP1542158A1
    • 2005-06-15
    • EP04257568.8
    • 2004-12-06
    • NCR INTERNATIONAL INC.
    • Forrest, Simon JamesMcNicoll, Grant
    • G06K17/00H04M1/275
    • H04M1/275
    • A system comprises an acoustic coupling product label (20) for mounting on a product to be serviced. The label (20) includes a memory (23) for storing information relating to the product to be serviced, control means (29) for controlling the flow of data from the label (20), an activation switch (22), and an acoustic transducer that emits tones corresponding to said product information. The system further includes a telephone (30) and a computerized product support system (50), which collects and interprets the information provided by the label (20). The control means (29) is arranged to control the flow of data from the label (20) to the system (50) at a rate and time required by the system (50).
    • 一种系统包括用于安装在要维修的产品上的声耦合产品标签(20)。 标签(20)包括用于存储与要维修的产品有关的信息的存储器(23),用于控制来自标签(20)的数据流的控制装置(29),激活开关(22)和声音 换能器,其发出与所述产品信息相对应的音调。 系统还包括电话(30)和计算机化产品支持系统(50),其收集和解释由标签(20)提供的信息。 控制装置(29)被布置成以系统(50)所需的速率和时间来控制从标签(20)到系统(50)的数据流。
    • 70. 发明公开
    • Apparatus and methods of reviewing deposited cheques
    • Überprüfungsverfahrenund -vorrichtung von eingezahlten Schecks
    • EP1507243A2
    • 2005-02-16
    • EP04254697.8
    • 2004-08-05
    • NCR International, Inc.
    • Latimer, Paul J.Ancell, MichaelHildred, Richard N.Simmons, David Gregg
    • G07F19/00G06F17/60
    • G06Q40/02G06Q20/042G07F19/20G07F19/202
    • Deposit transaction data associated with a cheque deposited at an automated teller machine (ATM) is processed to determine if the deposited cheque is acceptable. Deposit transaction data relating to the deposited cheque is received from an ATM switch. A determination is made as to whether the deposited cheque is acceptable based upon the transaction data. A flag is set and a risk score is assigned when the deposited cheque is determined to be unacceptable. A second source file is created using set flags and assigned risk scores, and then sent to a data server. The second source file is merged with associated deposit data retrieved from memory at the data server. The merged file is sent to a deposit review processor and a deposit review workstation. The deposit review processor determines if any deposited item needs to be reviewed by a human operator or outsorted based upon data contained in the merged file. A human operator at the deposit review workstation reviews deposited items for negotiability and for funds availability risk. If the operator rejects a deposited item based upon negotiability, the operator adjusts the depositor's account and determines disposition of the physical deposit item. If the operator rejects a deposit item based upon funds availability risk, the operator initiates hold procedures on the deposit item.
    • 处理与存于自动取款机(ATM)上的支票相关联的存款交易数据,以确定所存放的支票是否可接受。 从ATM交换机接收与存入支票相关的存款交易数据。 根据交易数据确定是否可以接受存款支票。 设定标志,并且当确定存入支票是不可接受的时,分配风险分数。 使用设置标志和分配的风险分数创建第二个源文件,然后发送到数据服务器。 第二个源文件与从数据服务器的内存检索的相关联的存储数据合并。 合并的文件被发送到存款审查处理器和存款审查工作站。 存款审查处理器确定是否有任何存放的项目需要由操作者审查或根据包含在合并文件中的数据外部出售。 存款审查工作人员的操作人员会审查存款项目的可转让性和资金可用性风险。 如果经营者根据可协商性拒绝存放物品,经营者调整存款人账户并确定物理存款项目的处置。 如果运营商根据资金可用性风险拒绝存款项目,运营商将对存款项目启动持有程序。