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1. 发明申请

WO2012125908A3 METHOD FOR PROCESSING SHORT-TERM LOANS TO A CONSUMER AND CONVERTING CURRENCY TO A MOBILE CREDIT STORAGE FACILITY ACCOUNT 审中-公开
标题翻译：向消费者处理短期贷款和转换货币到移动信贷存储设备账户的方法
公开(公告)号：WO2012125908A3
公开(公告)日：2014-05-08
申请号：PCT/US2012029399
申请日：2012-03-16
申请人： METRO ENTPR INC , GONEN JONATHAN A , GONEN SHLOMO , GONEN DAVID
发明人： GONEN JONATHAN A , GONEN SHLOMO , GONEN DAVID
IPC分类号： G06Q40/00
CPC分类号： G06Q40/02
摘要： A system for processing and funding short-term loans to a mobile credit storage facility account, including providing currency exchange services to the mobile credit storage facility account. Loan types include short-term loans, payday loans, micro credit loans, mobile telecommunication carrier top-off loans and overdraft loans. Loans may be based on an applicant's loan application, history of employment or mobile money creditworthiness including mobile money historical transactions and mobile phone company records. Loan funds may be deposited directly to the consumer's account that is associated with his/her mobile device. They may also be automatically debited for various payments. The consumer's mobile device telephone or IMEI number is used as a unique identifier to established and analyze a credit history and to facilitate the mobile money transactions.
摘要翻译：一种处理和资助流动信贷存储设施账户短期贷款的系统，包括向流动信贷存储设施账户提供货币兑换服务。贷款类型包括短期贷款，工资日贷款，微型信贷贷款，移动电信运营商补贴贷款和透支贷款。贷款可以基于申请人的贷款申请，就业历史或流动资金信用，包括手机资金历史交易和手机公司记录。贷款资金可以直接存入与他/她的移动设备相关的消费者帐户。他们也可能会自动借记各种付款。消费者的移动设备电话或IMEI号码被用作建立和分析信用记录并促进移动货币交易的唯一标识符。

2. 发明申请

WO2008108876A3 METHOD OF OUTSOURCING EVERYDAY TASKS 审中-公开
标题翻译：外包日常工作的方法
公开(公告)号：WO2008108876A3
公开(公告)日：2008-11-20
申请号：PCT/US2007076854
申请日：2007-08-27
申请人： METRO ENTPR INC , BERKOVITZ DARREN , GONEN DAVID , STUBBLEFIELD STACY
发明人： BERKOVITZ DARREN , GONEN DAVID , STUBBLEFIELD STACY
IPC分类号： G06F9/46
CPC分类号： G06Q30/02 , G06Q10/06311 , G06Q10/10 , G06Q50/188
摘要： A method of outsourcing everyday tasks is provided. The method includes the steps of posting a task request with detailed information concerning the services to be performed. Service providers are able to bid on the posted tasks, wherein the service providers may include a bid amount and description of the quality of service to be performed. Thereafter the consumer selects a specific service provider to accomplish the posted task. The method further facilitates completing the monetary transaction via an electronic escrow account operated by and accessible only by a third party. Moreover, a database aggregates user information as part of a detailed feedback system to alleviate fraud or poor quality of service.
摘要翻译：提供外包日常任务的方法。该方法包括在任务请求中发布关于要执行的服务的详细信息的步骤。服务提供商能够针对所发布的任务进行投标，其中服务提供商可以包括投标量和要执行的服务质量的描述。此后，消费者选择特定的服务提供商来完成发布的任务。该方法还有助于通过由第三方操作且仅可由第三方访问的电子代管帐户来完成货币交易。此外，数据库将用户信息汇总为详细反馈系统的一部分，以减少欺诈或服务质量差。

3. 发明申请

WO2008008993A3 DYNAMIC ROUTING OF CUSTOMER TELEPHONE CONTACTS IN REAL TIME 审中-公开
标题翻译：实时客户电话联络的动态路由
公开(公告)号：WO2008008993A3
公开(公告)日：2008-04-03
申请号：PCT/US2007073528
申请日：2007-07-13
申请人： METRO ENTPR INC , GONEN SHLOMO , GONEN JONATHAN A , ROSEN DANNY
发明人： GONEN SHLOMO , GONEN JONATHAN A , ROSEN DANNY
IPC分类号： H04Q7/20
CPC分类号： H04M15/00 , G06Q30/0261 , G06Q30/0266 , G06Q40/04 , H04M3/42017 , H04M3/42059 , H04M3/42348 , H04M3/4878 , H04M3/5166 , H04M3/5232 , H04M15/10 , H04M15/8044 , H04M15/805 , H04M2203/2011 , H04M2203/405 , H04M2215/42 , H04M2215/745 , H04M2215/7457 , H04M2242/30
摘要： A process for dynamic routing of customer contacts to call recipients includes establishing accounts in a call recipient contact system for a plurality of call recipients. The plurality of call recipients are permitted to bid against one another for providing goods and/or services to a customer. A contact list is created and call recipients are ranked from a lowest bidding call recipient to a highest bidding call recipient. The contact is received from a customer and routed to the lowest bidding call recipient on the contact list. The call recipient account receiving the contact and fulfilling the transaction is credited an amount bid by the call recipient.
摘要翻译：将客户联系人动态路由到呼叫接收者的过程包括在呼叫接收者联系系统中为多个呼叫接收者建立帐户。多个呼叫接受者被允许彼此竞标以向顾客提供货物和/或服务。创建联系人列表，并将呼叫接收者从最低出价呼叫接收者排序到最高出价呼叫接收者。该联系人是从客户收到的，然后路由到联系人列表中最低的出价收货人。接收联系人并完成交易的呼叫接收方帐户记入呼叫接收方的出价金额。

4. 发明申请

WO2006069039A3 PROCESS FOR DYNAMIC ROUTING OF CUSTOMER CONTACTS TO SERVICE PROVIDERS IN REAL TIME 审中-公开
标题翻译：客户实时联系服务提供商的动态路由流程
公开(公告)号：WO2006069039A3
公开(公告)日：2006-12-21
申请号：PCT/US2005046066
申请日：2005-12-19
申请人： METRO ENTPR INC , GONEN SHLOMO , GONEN JONATHAN A , ROSEN DANNY
发明人： GONEN SHLOMO , GONEN JONATHAN A , ROSEN DANNY
IPC分类号： H04Q7/20 , G06Q30/00
CPC分类号： H04M3/523 , G06Q30/02 , H04M15/00 , H04M15/10 , H04M15/8044 , H04M15/805 , H04M2203/405 , H04M2215/42 , H04M2215/745 , H04M2215/7457
摘要： A dynamic contact routing system includes establishing a plurality of service provider accounts. The service providers submit bids for a per-contact charge. A contact list is created wherein the service providers are ranked from the highest bidder to the lowest bidder. A contact received from a potential customer is routed to the highest ranked bidder service provider on the contact list. If the contact is not responded to or rejected, the contact is rerouted to the next highest ranked service provider on the contact list. The service provider's account who has received the contact is charged the pre-contact amount by that service provider.
摘要翻译：动态联系路由系统包括建立多个服务提供商帐户。服务提供商提交每次联络费用的出价。创建联系人列表，其中服务提供商从最高出价者排名到最低出价者。从潜在客户收到的联系人将路由到联系人列表中最高排名的出价者服务提供商。如果联系人没有响应或拒绝，联系人将重新路由到联系人列表中的下一个最高排名的服务提供商。接收到联系人的服务提供商的帐户由该服务提供商收取预联系金额。

5. 发明申请

WO2006088471A3 METHOD FOR CONDUCTING AN ON-LINE FORUM FOR AUCTIONING INTANGIBLE ASSETS 审中-公开
标题翻译：用于拍摄无形资产的在线论坛的方法
公开(公告)号：WO2006088471A3
公开(公告)日：2006-09-28
申请号：PCT/US2005012918
申请日：2005-04-13
申请人： METRO ENTPR INC , EREZ AMIR , GONEN JONATHAN A , GONEN SHLOMO , MORDOVSKOI YURI , ROSEN DANNY
发明人： EREZ AMIR , GONEN JONATHAN A , GONEN SHLOMO , MORDOVSKOI YURI , ROSEN DANNY
IPC分类号： G06F17/16
CPC分类号： G06Q40/06 , G06Q30/08 , G06Q40/04
摘要： An on-line forum for auctioning non-performing assets includes offering for auction sale of non-performing assets in a lot of as few as a single asset or a plurality of assets following completion of a third-level registration. Additional information is accessed following completion of a first level registration. Direct communication is facilitated between one or more registered potential bidders and a registered seller in an on-line discussion forum. Assets offered in the on-line forum auction are bidded upon following completion of second level registration by each potential bidder. Collection assistance may be provided to the on-line forum bidders.
摘要翻译：拍卖不良资产的在线论坛包括在完成第三级注册后，将少量单一资产或多笔资产中的不良资产拍卖出售。完成第一级注册后可以访问附加信息。一个或多个注册潜在投标人和在线论坛上的注册卖家之间促进直接沟通。在线论坛拍卖中提供的资产将在每个潜在出价人完成二级注册后被投标。收集协助可能会提供给在线论坛投标人。

6. 发明公开

EP2041712A4 DYNAMIC ROUTING OF CUSTOMER TELEPHONE CONTACTS IN REAL TIME 审中-公开
标题翻译：实时客户电话联系的动态循环
公开(公告)号：EP2041712A4
公开(公告)日：2009-10-14
申请号：EP07812944
申请日：2007-07-13
申请人： METRO ENTPR INC
发明人： GONEN SHLOMO , GONEN JONATHAN A , ROSEN DANNY
IPC分类号： H04M3/51 , H04M3/42 , H04M3/487 , H04M3/523 , H04M15/10
CPC分类号： H04M15/00 , G06Q30/0261 , G06Q30/0266 , G06Q40/04 , H04M3/42017 , H04M3/42059 , H04M3/42348 , H04M3/4878 , H04M3/5166 , H04M3/5232 , H04M15/10 , H04M15/8044 , H04M15/805 , H04M2203/2011 , H04M2203/405 , H04M2215/42 , H04M2215/745 , H04M2215/7457 , H04M2242/30

7. 发明公开

EP1847133A4 PROCESS FOR DYNAMIC ROUTING OF CUSTOMER CONTACTS TO SERVICE PROVIDERS IN REAL TIME 审中-公开
标题翻译：动态路由客户联系方法，以服务REAL TIME提供商
公开(公告)号：EP1847133A4
公开(公告)日：2009-08-05
申请号：EP05854728
申请日：2005-12-19
申请人： METRO ENTPR INC
发明人： GONEN SHLOMO , GONEN JONATHAN A , ROSEN DANNY
IPC分类号： H04M3/523 , G06Q30/00
CPC分类号： H04M3/523 , G06Q30/02 , H04M15/00 , H04M15/10 , H04M15/8044 , H04M15/805 , H04M2203/405 , H04M2215/42 , H04M2215/745 , H04M2215/7457
摘要： A dynamic contact routing system includes establishing a plurality of service provider accounts. The service providers submit bids for a per-contact charge. A contact list is created wherein the service providers are ranked from the highest bidder to the lowest bidder. A contact received from a potential customer is routed to the highest ranked bidder service provider on the contact list. If the contact is not responded to or rejected, the contact is rerouted to the next highest ranked service provider on the contact list. The service provider's account who has received the contact is charged the pre-contact amount by that service provider.

8. 发明专利

IL195301D0 DYNAMIC ROUTING OF CUSTOMER TELEPHONE CONTACTS IN REAL TIME 未知
公开(公告)号：IL195301D0
公开(公告)日：2009-08-03
申请号：IL19530108
申请日：2008-11-16
申请人： METRO ENTPR INC
摘要： A process for dynamic routing of customer contacts to service providers includes establishing accounts in a service provider contact system for a plurality of service providers. The plurality of service providers are permitted to bid against one another for providing goods and/or services to a customer. A contact list is created of service providers ranked from a lowest bidder service provider to a highest bidder service provider. A contact is received from a customer and routed from the customer to the lowest bidder service provider on the contact list. The service provider account receiving the contact and fulfilling the transaction is credited the amount bid by the service provider.

9. 发明专利

BRPI0519922A2 未知
公开(公告)号：BRPI0519922A2
公开(公告)日：2009-04-07
申请号：BRPI0519922
申请日：2005-12-19
申请人： METRO ENTPR INC
发明人： GONEN SHLOMO
IPC分类号： G01R13/20 , G01R31/28

10. 发明专利

MX2008014420A ENRUTAMIENTO DINAMICO DE CONTACTOS DE TELEFONO DE CLIENTE EN TIEMPO REAL. 未知
公开(公告)号：MX2008014420A
公开(公告)日：2008-11-27
申请号：MX2008014420
申请日：2007-07-13
申请人： METRO ENTPR INC
发明人： GONEN SHLOMO , GONEN JONATHAN A , ROSEN DANNY
摘要： Un procedimiento para enrutamiento dinámico de contactos de cliente a receptores de llamada incluye establecer cuentas en un sistema de contacto de receptor de llamada para una pluralidad de receptores de llamada. La pluralidad de receptores de llamada se permite que oferten uno contra otro para proporcionar bienes y/o servicios a un cliente. Se crea una lista de contacto y se clasifican receptores de llamada desde un receptor de llamada de oferta inferior hasta un receptor de llamada de oferta superior. El contacto se recibe desde un cliente y se enruta al receptor de llamada de oferta inferior en la lista de contacto. La cuenta de receptor de llamada que recibe el contacto y cumple con la transacción se acredita con una cantidad ofertada por el receptor, de llamada.

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