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    • 2. 发明申请
    • AUTOMATED TELLER MACHINE HAVING ACCESS POINT AND METHOD FOR PROVIDING FINANCIAL SERVICE USING THE SAME
    • 具有接入点的自动转接机及其提供金融服务的方法
    • US20080313087A1
    • 2008-12-18
    • US12199129
    • 2008-08-27
    • Vinod Cherian JOSEPHSung Ho AHNKyung Hee LEEDoo Hyun KIM
    • Vinod Cherian JOSEPHSung Ho AHNKyung Hee LEEDoo Hyun KIM
    • G06Q40/00G06Q20/00H04L9/32
    • G07F19/211G06Q20/1085G06Q20/18G06Q20/3672G06Q40/00G07F19/20H04L63/0853H04W12/06H04W76/10H04W80/00H04W88/08
    • An automated teller machine (ATM) having a wireless network access apparatus and a method for providing financial services using the ATM are provided. The ATM includes a user interface unit, a first financial processing unit, a first network access unit, a second network access unit, and a second financial service unit. The user interface unit performs data communication with a storage medium on which information is recorded, and outputs information to a user through an output apparatus. The first financial processing unit provides financial services including account inquiry, deposit, and withdrawal, by performing data communication processes with a recognized storage medium. The first network access unit is connected to an ATM network connected to a financial institution server, transmits data obtained as a result of performing financial services, to the financial institution server, and receives processed data from the financial institution server. The second network access unit is connected to an access point establishing a communication path for a wireless communication terminal of the user traveling in a predetermined communication area, and activating wireless communication. The second financial service unit performs data communication with the wireless communication terminal of the user through the access point, and provides at least one or more of financial services, digital token delivery service, and V2oIP service.
    • 提供了具有无线网络访问装置的自动柜员机(ATM)和使用ATM提供金融服务的方法。 ATM包括用户接口单元,第一金融处理单元,第一网络接入单元,第二网络接入单元和第二金融服务单元。 用户接口单元与记录有信息的存储介质进行数据通信,并通过输出装置向用户输出信息。 第一个财务处理单元通过使用公认的存储介质执行数据通信过程来提供金融服务,包括账户查询,存款和取款。 第一网络接入单元连接到连接到金融机构服务器的ATM网络,将作为执行金融服务的结果获得的数据发送到金融机构服务器,并从金融机构服务器接收处理的数据。 第二网络接入单元连接到建立用于在预定通信区域中行进的用户的无线通信终端的通信路径的接入点,并且激活无线通信。 第二金融服务单元通过接入点与用户的无线通信终端执行数据通信,并且提供金融服务,数字令牌发送服务和V2oIP服务中的至少一个或多个。