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1. 发明申请

US20120240150A1 Payment Authentication and Authorization Non-Web Devices 有权
标题翻译：付款认证和授权非Web设备
公开(公告)号：US20120240150A1
公开(公告)日：2012-09-20
申请号：US13420685
申请日：2012-03-15
申请人： Gak Wee Low , Mark Wenger , Prashant Jamkhedkar
发明人： Gak Wee Low , Mark Wenger , Prashant Jamkhedkar
IPC分类号： G06Q30/06 , H04N21/458
CPC分类号： H04N21/47815 , G06Q20/02 , G06Q20/12 , G06Q20/40 , G06Q30/06 , H04N21/2396 , H04N21/25 , H04N21/25816 , H04N21/25875 , H04N21/42206
摘要： The present disclosure involves a method of conducting a transaction. In one aspect, the method includes: displaying a media program on a media display device; indicating, while the media program is being displayed, an item associated with the media program is available for purchase; receiving authentication information of a prospective purchaser of the item; and completing a purchase of the item in response to the authentication information. In another aspect, the method includes: receiving, from a media display device, a user authentication request that contains user login credentials; granting the user authentication request in response to the user login credentials; and sending an authentication permission to the media display device; wherein the receiving and the sending are each performed such that the user login credentials and the authentication permission are sent through one or more intermediate hops without being inspected by any of the intermediate hops.
摘要翻译：本公开涉及进行交易的方法。一方面，该方法包括：在媒体显示装置上显示媒体节目; 指示当媒体节目正在显示时，与媒体节目相关联的项目可供购买; 接收该项目的潜在购买者的认证信息; 以及响应于所述认证信息来完成所述项目的购买。另一方面，该方法包括：从媒体显示设备接收包含用户登录凭证的用户认证请求; 响应于用户登录凭证授予用户认证请求; 并向媒体显示设备发送认证许可; 其中接收和发送各自被执行，使得用户登录凭证和认证许可通过一个或多个中间跳发送，而不被任何中间跳检查。

2. 发明授权

US09009746B2 Secure transaction through a television 有权
标题翻译：通过电视安全交易
公开(公告)号：US09009746B2
公开(公告)日：2015-04-14
申请号：US13420654
申请日：2012-03-15
申请人： Gak Wee Low , Mark Wenger , Prashant Jamkhedkar
发明人： Gak Wee Low , Mark Wenger , Prashant Jamkhedkar
IPC分类号： H04N7/16 , H04N7/167 , G06Q20/02 , H04N21/258 , H04N21/25 , G06Q20/40 , G06Q20/12 , G06Q30/06
CPC分类号： H04N21/47815 , G06Q20/02 , G06Q20/12 , G06Q20/40 , G06Q30/06 , H04N21/2396 , H04N21/25 , H04N21/25816 , H04N21/25875 , H04N21/42206
摘要： The present disclosure involves a method of conducting a transaction. In one aspect, the method includes: displaying a media program on a media display device; indicating, while the media program is being displayed, an item associated with the media program is available for purchase; receiving authentication information of a prospective purchaser of the item; and completing a purchase of the item in response to the authentication information. In another aspect, the method includes: receiving, from a media display device, a user authentication request that contains user login credentials; granting the user authentication request in response to the user login credentials; and sending an authentication permission to the media display device; wherein the receiving and the sending are each performed such that the user login credentials and the authentication permission are sent through one or more intermediate hops without being inspected by any of the intermediate hops.
摘要翻译：本公开涉及进行交易的方法。一方面，该方法包括：在媒体显示装置上显示媒体节目; 指示当媒体节目正在显示时，与媒体节目相关联的项目可供购买; 接收该项目的潜在购买者的认证信息; 以及响应于所述认证信息来完成所述项目的购买。另一方面，该方法包括：从媒体显示设备接收包含用户登录凭证的用户认证请求; 响应于用户登录凭证授予用户认证请求; 并向媒体显示设备发送认证许可; 其中接收和发送各自被执行，使得用户登录凭证和认证许可通过一个或多个中间跳发送，而不被任何中间跳检查。

3. 发明授权

US08997139B2 Payment authentication and authorization non-web devices 有权
标题翻译：付款认证和非授权非Web设备
公开(公告)号：US08997139B2
公开(公告)日：2015-03-31
申请号：US13420685
申请日：2012-03-15
申请人： Gak Wee Low , Mark Wenger , Prashant Jamkhedkar
发明人： Gak Wee Low , Mark Wenger , Prashant Jamkhedkar
IPC分类号： H04N7/10 , G06Q30/00 , G06Q20/02 , G06Q20/40 , G06Q20/12 , G06Q30/06
CPC分类号： H04N21/47815 , G06Q20/02 , G06Q20/12 , G06Q20/40 , G06Q30/06 , H04N21/2396 , H04N21/25 , H04N21/25816 , H04N21/25875 , H04N21/42206
摘要： The present disclosure involves a method of conducting a transaction. In one aspect, the method includes: displaying a media program on a media display device; indicating, while the media program is being displayed, an item associated with the media program is available for purchase; receiving authentication information of a prospective purchaser of the item; and completing a purchase of the item in response to the authentication information. In another aspect, the method includes: receiving, from a media display device, a user authentication request that contains user login credentials; granting the user authentication request in response to the user login credentials; and sending an authentication permission to the media display device; wherein the receiving and the sending are each performed such that the user login credentials and the authentication permission are sent through one or more intermediate hops without being inspected by any of the intermediate hops.
摘要翻译：本公开涉及进行交易的方法。一方面，该方法包括：在媒体显示装置上显示媒体节目; 指示当媒体节目正在显示时，与媒体节目相关联的项目可供购买; 接收该项目的潜在购买者的认证信息; 以及响应于所述认证信息来完成所述项目的购买。另一方面，该方法包括：从媒体显示设备接收包含用户登录凭证的用户认证请求; 响应于用户登录凭证授予用户认证请求; 并向媒体显示设备发送认证许可; 其中接收和发送各自被执行，使得用户登录凭证和认证许可通过一个或多个中间跳发送，而不被任何中间跳检查。

4. 发明授权

US08776132B2 Single digital wallet across multiple payment platforms 有权
标题翻译：单个数字钱包跨多个支付平台
公开(公告)号：US08776132B2
公开(公告)日：2014-07-08
申请号：US13420663
申请日：2012-03-15
申请人： Gak-Wee Low , Mark Wenger , Prashant Jamkhedkar
发明人： Gak-Wee Low , Mark Wenger , Prashant Jamkhedkar
IPC分类号： H04N5/445 , H04N7/18 , G06Q30/00 , H04M15/00 , G06Q20/02 , G06Q30/06 , G06Q20/40 , G06Q20/12
CPC分类号： H04N21/47815 , G06Q20/02 , G06Q20/12 , G06Q20/40 , G06Q30/06 , H04N21/2396 , H04N21/25 , H04N21/25816 , H04N21/25875 , H04N21/42206
摘要： The present disclosure involves a method of conducting a transaction. In one aspect, the method includes: displaying a media program on a media display device; indicating, while the media program is being displayed, an item associated with the media program is available for purchase; receiving authentication information of a prospective purchaser of the item; and completing a purchase of the item in response to the authentication information. In another aspect, the method includes: receiving, from a media display device, a user authentication request that contains user login credentials; granting the user authentication request in response to the user login credentials; and sending an authentication permission to the media display device; wherein the receiving and the sending are each performed such that the user login credentials and the authentication permission are sent through one or more intermediate hops without being inspected by any of the intermediate hops.
摘要翻译：本公开涉及进行交易的方法。一方面，该方法包括：在媒体显示装置上显示媒体节目; 指示当媒体节目正在显示时，与媒体节目相关联的项目可供购买; 接收该项目的潜在购买者的认证信息; 以及响应于所述认证信息来完成所述项目的购买。另一方面，该方法包括：从媒体显示设备接收包含用户登录凭证的用户认证请求; 响应于用户登录凭证授予用户认证请求; 并向媒体显示设备发送认证许可; 其中接收和发送各自被执行，使得用户登录凭证和认证许可通过一个或多个中间跳发送，而不被任何中间跳检查。

5. 发明申请

US20120240138A1 Secure Transaction Through a Television 有权
标题翻译：通过电视安全交易
公开(公告)号：US20120240138A1
公开(公告)日：2012-09-20
申请号：US13420654
申请日：2012-03-15
申请人： Gak Wee Low , Mark Wenger , Prashant Jamkhedkar
发明人： Gak Wee Low , Mark Wenger , Prashant Jamkhedkar
IPC分类号： H04N21/2543 , H04N21/80 , H04N21/2347 , H04N21/25
CPC分类号： H04N21/47815 , G06Q20/02 , G06Q20/12 , G06Q20/40 , G06Q30/06 , H04N21/2396 , H04N21/25 , H04N21/25816 , H04N21/25875 , H04N21/42206
摘要： The present disclosure involves a method of conducting a transaction. In one aspect, the method includes: displaying a media program on a media display device; indicating, while the media program is being displayed, an item associated with the media program is available for purchase; receiving authentication information of a prospective purchaser of the item; and completing a purchase of the item in response to the authentication information. In another aspect, the method includes: receiving, from a media display device, a user authentication request that contains user login credentials; granting the user authentication request in response to the user login credentials; and sending an authentication permission to the media display device; wherein the receiving and the sending are each performed such that the user login credentials and the authentication permission are sent through one or more intermediate hops without being inspected by any of the intermediate hops.
摘要翻译：本公开涉及进行交易的方法。一方面，该方法包括：在媒体显示装置上显示媒体节目; 指示当媒体节目正在显示时，与媒体节目相关联的项目可供购买; 接收该项目的潜在购买者的认证信息; 以及响应于所述认证信息来完成所述项目的购买。另一方面，该方法包括：从媒体显示设备接收包含用户登录凭证的用户认证请求; 响应于用户登录凭证授予用户认证请求; 并向媒体显示设备发送认证许可; 其中接收和发送各自被执行，使得用户登录凭证和认证许可通过一个或多个中间跳发送，而不被任何中间跳检查。

6. 发明申请

US20120239529A1 Single Digital Wallet Across Multiple Payment Platforms 有权
标题翻译：单个数字电子钱包跨多个付款平台
公开(公告)号：US20120239529A1
公开(公告)日：2012-09-20
申请号：US13420663
申请日：2012-03-15
申请人： Gak Wee Low , Mark Wenger , Prashant Jamkhedkar
发明人： Gak Wee Low , Mark Wenger , Prashant Jamkhedkar
IPC分类号： G06Q20/02 , G06Q20/40
CPC分类号： H04N21/47815 , G06Q20/02 , G06Q20/12 , G06Q20/40 , G06Q30/06 , H04N21/2396 , H04N21/25 , H04N21/25816 , H04N21/25875 , H04N21/42206
摘要： The present disclosure involves a method of conducting a transaction. In one aspect, the method includes: displaying a media program on a media display device; indicating, while the media program is being displayed, an item associated with the media program is available for purchase; receiving authentication information of a prospective purchaser of the item; and completing a purchase of the item in response to the authentication information. In another aspect, the method includes: receiving, from a media display device, a user authentication request that contains user login credentials; granting the user authentication request in response to the user login credentials; and sending an authentication permission to the media display device; wherein the receiving and the sending are each performed such that the user login credentials and the authentication permission are sent through one or more intermediate hops without being inspected by any of the intermediate hops.
摘要翻译：本公开涉及进行交易的方法。一方面，该方法包括：在媒体显示装置上显示媒体节目; 指示当媒体节目正在显示时，与媒体节目相关联的项目可供购买; 接收该项目的潜在购买者的认证信息; 以及响应于所述认证信息来完成所述项目的购买。另一方面，该方法包括：从媒体显示设备接收包含用户登录凭证的用户认证请求; 响应于用户登录凭证授予用户认证请求; 并向媒体显示设备发送认证许可; 其中接收和发送各自被执行，使得用户登录凭证和认证许可通过一个或多个中间跳发送，而不被任何中间跳检查。

7. 发明申请

US20140297380A1 CLAIMING INCENTIVES ON NETWORKED TELEVISIONS 审中-公开
标题翻译：在网络电视上宣称激励
公开(公告)号：US20140297380A1
公开(公告)日：2014-10-02
申请号：US14227920
申请日：2014-03-27
申请人： Mark Wenger , Prashant Jamkhedkar
发明人： Mark Wenger , Prashant Jamkhedkar
IPC分类号： G06Q30/02
CPC分类号： G06Q30/0215 , H04N21/4784
摘要： Systems and methods described herein may enable a user to add an incentive displayed along with content on a networked television to a digital wallet associated with the user. The user may be capable of selecting the displayed incentive using a remote control in communication with the networked television, or using their mobile device which may be in direct communication with the networked television, or in communication with the networked television over a network. When the user selects the displayed incentive for storage in a digital wallet, the user may be prompted to authenticate to a provider associated with the digital wallet, wherein the authentication may be performed through the networked television using the remote control. The incentive may then be added to the user's digital wallet and may be used or applied when the user performs a transaction using the digital wallet.
摘要翻译：本文描述的系统和方法可以使用户能够将与网络电视上的内容一起显示的激励添加到与用户相关联的数字钱包。用户可能能够使用与网络电视进行通信的遥控器或使用其可与网络电视直接通信的移动设备或通过网络与网络电视进行通信来选择所显示的激励。当用户选择显示在数字钱包中的存储激励时，可以提示用户对与数字钱包相关联的提供者进行认证，其中可以通过使用遥控器的网络电视来执行认证。然后可以将激励添加到用户的数字钱包中，并且当用户使用数字钱包执行交易时可以使用或应用激励。

8. 发明授权

US09218601B2 Secure in-line payments for rich internet applications 有权
标题翻译：为互联网应用提供安全的在线支付
公开(公告)号：US09218601B2
公开(公告)日：2015-12-22
申请号：US13293004
申请日：2011-11-09
申请人： Prashant Jamkhedkar , Upendra Mardikar , Mark Wenger , Mehul Asher , Victor Chau
发明人： Prashant Jamkhedkar , Upendra Mardikar , Mark Wenger , Mehul Asher , Victor Chau
IPC分类号： G06Q30/00 , G06Q30/06 , G06Q20/20 , G06Q20/32 , G06Q20/34 , G06Q20/36 , G06Q20/38 , G06Q20/40
CPC分类号： G06Q20/401 , G06F21/52 , G06Q20/206 , G06Q20/3223 , G06Q20/356 , G06Q20/3674 , G06Q20/382 , G06Q20/40 , G06Q30/00 , G06Q30/0641
摘要： Methods and systems are provided for making secure financial transactions, such as purchase payments, using rich Internet applications (RIA) running an RIA runtime (also referred to as a platform or framework) on the user's smart phone or other mobile device. Embodiments differ from the usual way of re-directing a user from a third-party application and authenticating the user by providing secure in-line payments from a rich Internet application running on an RIA runtime. A system includes: a mobile device executing a rich Internet application running on an RIA runtime; a payment library communicating with the RIA runtime and a service provider, for which the payment library communicates with the service provider to authenticate the rich Internet application; and in response to authentication by the service provider, facilitates secure financial transactions via the rich Internet application.
摘要翻译：提供方法和系统用于在用户的智能电话或其他移动设备上使用运行RIA运行时（也称为平台或框架）的富互联网应用（RIA）来进行安全的金融交易，例如购买支付。实施例与从第三方应用程序重新定向用户的通常方式不同，并且通过从在RIA运行时运行的富互联网应用程序提供安全的在线支付来认证用户。系统包括：执行在RIA运行时运行的富互联网应用的移动设备; 与RIA运行时通信的支付库和服务提供商，支付库与服务提供商进行通信以验证富互联网应用; 并且响应于服务提供商的认证，通过富互联网应用促进安全的金融交易。

9. 发明申请

US20120116925A1 SECURE IN-LINE PAYMENTS FOR RICH INTERNET APPLICATIONS 有权
标题翻译：安全的互联网应用的在线支付
公开(公告)号：US20120116925A1
公开(公告)日：2012-05-10
申请号：US13293004
申请日：2011-11-09
申请人： Prashant Jamkhedkar , Upendra Mardikar , Mark Wenger , Mehul Asher , Victor Chau
发明人： Prashant Jamkhedkar , Upendra Mardikar , Mark Wenger , Mehul Asher , Victor Chau
IPC分类号： G06Q30/06 , G06F21/00
CPC分类号： G06Q20/401 , G06F21/52 , G06Q20/206 , G06Q20/3223 , G06Q20/356 , G06Q20/3674 , G06Q20/382 , G06Q20/40 , G06Q30/00 , G06Q30/0641
摘要： Methods and systems are provided for making secure financial transactions, such as purchase payments, using rich Internet applications (RIA) running an RIA runtime (also referred to as a platform or framework) on the user's smart phone or other mobile device. Embodiments differ from the usual way of re-directing a user from a third-party application and authenticating the user by providing secure in-line payments from a rich Internet application running on an RIA runtime. A system includes: a mobile device executing a rich Internet application running on an RIA runtime; a payment library communicating with the RIA runtime and a service provider, for which the payment library communicates with the service provider to authenticate the rich Internet application; and in response to authentication by the service provider, facilitates secure financial transactions via the rich Internet application.
摘要翻译：提供方法和系统用于在用户的智能电话或其他移动设备上使用运行RIA运行时（也称为平台或框架）的富互联网应用（RIA）来进行安全的金融交易，例如购买支付。实施例与从第三方应用程序重新定向用户的通常方式不同，并且通过从在RIA运行时运行的富互联网应用程序提供安全的在线支付来认证用户。系统包括：执行在RIA运行时运行的富互联网应用的移动设备; 与RIA运行时通信的支付库和服务提供商，支付库与服务提供商进行通信以验证富互联网应用; 并且响应于服务提供商的认证，通过富互联网应用促进安全的金融交易。

10. 发明申请

US20130262213A1 Systems, Methods, And Computer Program Products Providing Payment With Non-Traditional Sources Of Value 审中-公开
标题翻译：系统，方法和计算机程序产品提供非传统的价值来源
公开(公告)号：US20130262213A1
公开(公告)日：2013-10-03
申请号：US13852920
申请日：2013-03-28
申请人： Prashant Jamkhedkar , John Doppke , Mark Wenger , Thomas Doran , Arkady Fridman
发明人： Prashant Jamkhedkar , John Doppke , Mark Wenger , Thomas Doran , Arkady Fridman
IPC分类号： G06Q20/22
CPC分类号： G06Q20/227 , G06Q20/20 , G06Q20/36
摘要： A system including a memory storing user account information, wherein the information comprises funding sources including multiple non-cash, non-credit based funding options; and one or more processors for communicating the multiple non-cash, non-credit based funding options on a merchant site; receiving a selection of a first option of the multiple non-cash, non-credit based funding options made by a user from the merchant site; and processing a payment using the selected first option.
摘要翻译：一种包括存储用户帐户信息的存储器的系统，其中所述信息包括资金来源，包括多个非现金非基于信用的资金选择; 以及一个或多个处理器，用于在商家站点上传送多个非现金非基于信用的资金选项; 从所述商家站点接收由用户进行的所述多个非现金非基于信贷的资金选择的第一选项的选择; 以及使用所选择的第一选项来处理支付。

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