专利快速检索-快速检索全球专利，免费商用专利数据库-IPRDB

1. 发明申请

WO2011094556A1 ELECTRONIC PAYMENT PROCESSING METHOD AND SYSTEM WITH SMART/AUTHENTICATE FIELDS AND DEFINITIONS 审中-公开
标题翻译：电子付款处理方法和系统与智能/认证领域和定义
公开(公告)号：WO2011094556A1
公开(公告)日：2011-08-04
申请号：PCT/US2011/022945
申请日：2011-01-28
申请人： CARDINALCOMMERCE CORPORATION , ROCHE, Michael , RATICA, Adam , ROMANO, Phillip , YUCHA, Matthew , RAUHE, Scott
发明人： ROCHE, Michael , RATICA, Adam , ROMANO, Phillip , YUCHA, Matthew , RAUHE, Scott
IPC分类号： G06Q20/00
CPC分类号： G06Q20/382 , G06Q20/02 , G06Q20/04 , G06Q20/12 , G06Q20/4014 , G06Q20/405 , G06Q20/409 , G06Q30/0613 , G07F7/08
摘要： A method and corresponding system for supporting authentication processing of commercial transactions conducted over a communications network between consumers and merchants. Payment information for a commercial transaction between a consumer and a merchant is received over the communications network. The payment information identifies a payment instrument supporting an authenticated payment program. A determination is made as to whether to authenticate the consumer using the authenticated payment program based on authentication criteria defined by the merchant. The consumer is authenticated over the communications network in accordance with the authenticated payment program if authentication is determined to be appropriate based on the authentication criteria defined by the merchant.
摘要翻译：一种用于支持通过消费者和商家之间的通信网络进行的商业交易的认证处理的方法和相应的系统。通过通信网络接收消费者和商家之间的商业交易的付款信息。支付信息识别支持经认证的支付程序的支付工具。根据商家定义的认证标准确定是否使用认证支付程序对消费者进行认证。基于由商家定义的认证标准，如果认证被确定为适当，则根据认证的支付程序，通过通信网络认证消费者。

2. 发明申请

WO2009149164A2 ALTERNATIVE PAYMENT IMPLEMENTATION FOR ELECTRONIC RETAILERS 审中-公开
标题翻译：电子零售商的替代付款实施
公开(公告)号：WO2009149164A2
公开(公告)日：2009-12-10
申请号：PCT/US2009/046101
申请日：2009-06-03
申请人： CARDINALCOMMERCE CORPORATION , BALASUBRAMANIAN, Chandra, S. , KERESMAN, Michael, A. , GOODMAN, Eric , RATICA, Adam , RAUHE, Scott
发明人： BALASUBRAMANIAN, Chandra, S. , KERESMAN, Michael, A. , GOODMAN, Eric , RATICA, Adam , RAUHE, Scott
IPC分类号： G06Q20/00 , G06Q40/00 , G06Q10/00 , G06F15/16 , G06F3/048
CPC分类号： G06Q40/02 , G06Q20/12 , G06Q20/405 , G06Q30/06
摘要： A method of processing a transaction between a merchant and a buyer over a communication network is provided. The transaction is processed using one of a plurality of alternative payment options and each of the alternative payment options are provided by one of a plurality of alternative payment providers. Each of the alternative payment providers uses a different alternative payment implementation. The method includes: obtaining transaction information from the merchant; returning a redirection URL and an order identifier to the merchant; obtaining a transaction message from the merchant, where the transaction message specifies the type of operation; performing the operation type specified in the transaction message with the appropriate alternative payment provider; and returning a processing message to the merchant containing the results from performing the operation type specified in the transaction message.
摘要翻译：提供了一种通过通信网络处理商家和买方之间的交易的方法。使用多个替代支付选项之一来处理交易，并且每个替代支付选项由多个替代支付提供商之一提供。每个替代支付提供商使用不同的替代支付实现。该方法包括：从商家获取交易信息; 向商家返回重定向URL和订单标识符; 从商家获得交易消息，其中交易消息指定操作的类型; 用适当的替代支付提供者执行在交易消息中指定的操作类型; 以及从执行所述交易消息中指定的操作类型返回包含所述结果的所述商家的处理消息。

3. 发明公开

EP2269145A1 SYSTEM AND METHOD FOR TRACKING USER IDENTITY AND/OR ACTIVITY ACROSS MULTIPLE WEBSITES 审中-公开
标题翻译：系统和方法的用户身份和/或活动的多个网站上追踪
公开(公告)号：EP2269145A1
公开(公告)日：2011-01-05
申请号：EP09758846.1
申请日：2009-03-16
申请人： CardinalCommerce Corporation
发明人： BALASUBRAMANIAN, Chandra , RAUHE, Scott , YUCHA, Matthew
IPC分类号： G06F15/167
CPC分类号： H04L12/2602 , G06Q10/0833 , H04L43/00 , H04L67/02 , H04L67/142 , H04L67/22
摘要： A method of tracking a user and the user's activities on a telecommunications network that includes receiving a notification from a first web server that the user has accessed a first webpage, wherein notification is received via a tracking server operated by a tracking coordinator, setting a session cookie including a user tracking ID on the user's computer and/or browser to track user activities on the network and storing tracking data in a database associated with the tracking server, receiving an indication from a second web server that the user has accessed a second webpage on a second website, wherein the second webpage comprises a confirmation that includes transaction data for the user, retrieving the tracking ID from the session cookie and associating the tracking ID retrieved from the cookie with transaction data obtained from the second webpage, and reporting the user tracking data to the first web server.
摘要翻译：跟踪用户和用户的活动，电信网络的方法。该方法包括从一个第一web服务器接收通知并在用户访问的第一网页上的第一网页，worin通知通过由跟踪协调操作的用户跟踪服务器被接收，设定会话cookie包括关于用户的跟踪ID 在用户的计算机和/或web浏览器，以跟踪用户的网络上，并在与该用户的跟踪服务器相关联的数据库中的用户存储跟踪数据，从第二web服务器接收指示没有用户活动已在访问的一个第二网页第二个网站，worin第二网页包括确认网页确实包括对用户的交易数据，检索从会话cookie中的用户跟踪ID和关联与从第二网页获得的交易数据中的cookie检索到的用户跟踪ID，和报告用户跟踪数据，第一web服务器。

4. 发明公开

EP4009259A1 ELECTRONIC PAYMENT PROCESSING METHOD AND SYSTEM WITH SMART/AUTHENTICATE FIELDS AND DEFINITIONS 审中-实审
公开(公告)号：EP4009259A1
公开(公告)日：2022-06-08
申请号：EP21196179.2
申请日：2011-01-28
申请人： CardinalCommerce Corporation
发明人： ROCHE, Michael , RATICA, Adam , ROMANO, Philip , YUCHA, Matthew , RAUHE, Scott
IPC分类号： G06Q20/00 , G06Q20/02 , G06Q20/04 , G06Q20/12 , G06Q20/38 , G06Q20/40 , G06Q30/06 , G07F7/08
摘要： A method and corresponding system for supporting authentication processing of commercial transactions conducted over a communications network between consumers and merchants. Payment information for a commercial transaction between a consumer and a merchant is received over the communications network. The payment information identifies a payment instrument supporting an authenticated payment program. A determination is made as to whether to authenticate the consumer using the authenticated payment program based on authentication criteria defined by the merchant. The consumer is authenticated over the communications network in accordance with the authenticated payment program if authentication is determined to be appropriate based on the authentication criteria defined by the merchant.

5. 发明公开

EP2529345A1 ELECTRONIC PAYMENT PROCESSING METHOD AND SYSTEM WITH SMART/AUTHENTICATE FIELDS AND DEFINITIONS 审中-公开
标题翻译：电子支付处理系统和智能认证FIELDS和法规
公开(公告)号：EP2529345A1
公开(公告)日：2012-12-05
申请号：EP11737738.2
申请日：2011-01-28
申请人： CardinalCommerce Corporation
发明人： ROCHE, Michael , RATICA, Adam , ROMANO, Phillip , YUCHA, Matthew , RAUHE, Scott
IPC分类号： G06Q20/00
CPC分类号： G06Q20/382 , G06Q20/02 , G06Q20/04 , G06Q20/12 , G06Q20/4014 , G06Q20/405 , G06Q20/409 , G06Q30/0613 , G07F7/08
摘要： A method and corresponding system for supporting authentication processing of commercial transactions conducted over a communications network between consumers and merchants. Payment information for a commercial transaction between a consumer and a merchant is received over the communications network. The payment information identifies a payment instrument supporting an authenticated payment program. A determination is made as to whether to authenticate the consumer using the authenticated payment program based on authentication criteria defined by the merchant. The consumer is authenticated over the communications network in accordance with the authenticated payment program if authentication is determined to be appropriate based on the authentication criteria defined by the merchant.

你已经成功收藏专利！

检索式保存成功!

IPRDB

热门服务

关于我们

友情链接

联系方式