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    • 1. 发明申请
    • SYSTEMS FOR AND METHODS OF SECURITIZING ASSET-BACKED SUPPLIER REBATE CASH FLOWS DERIVED FROM PROCUREMENT EXPENDITURES
    • 从采购支出中提取资产负债的供应商债务现金流量的系统和方法
    • WO2013166207A1
    • 2013-11-07
    • PCT/US2013/039147
    • 2013-05-01
    • OXYGEN FINANCE AMERICAS, INC.
    • BROWN, DavidMURPHY, MikeCOTTERILL, KeithBALLANTINE, Keith
    • G06Q20/28
    • G06Q40/04
    • Prospective variable early-payment rebates under a purchase agreement are expressed as income streams to a buyer through use of a rebate calculation process, and these flows are monetized and secured. The rebates are based on contractual obligations between a buyer and a seller and are "performance based" in that the earlier a buyer pays off its account with a supplier, the larger the rebate. These monetized rebates form a new asset class sold like any other financial instrument. The buyer, based on predictable cash outflows, receives income from these future rebates sooner, allowing it to fund projects. A computer system determines the amount of the rebates, rates them based on the likelihood they will be received, and determines their current value. Investors purchase these instruments, in the form of bonds or notes, and receive payment in principle and interest. A third-party issues financial instruments, secured by the rebates.
    • 根据采购协议的前瞻性可变早期退款折扣,表示为通过使用折扣计算流程向买方收取的流量,这些流量获利并得到保障。 回扣是基于买方和卖方之间的合约义务,并且是“以业绩为基础”,因为买家早先与供应商支付账户的回扣越大。 这些货币化回扣形成了像其他金融工具一样出售的新资产类别。 买方以可预测的现金流出为基础,早日从这些未来的回扣中获得收入,从而为项目提供资金。 计算机系统确定回扣的金额,根据收到的可能性对其进行评级,并确定其当前价值。 投资者以债券或票据的形式购买这些票据,并原则上和利息支付。 第三方发行金融工具,由抵扣担保。
    • 2. 发明申请
    • MICROWAVE MOISTURE LOCK COVER
    • MICROWAVE水分锁盖
    • WO2013155227A1
    • 2013-10-17
    • PCT/US2013/036036
    • 2013-04-10
    • TAI, Chih-Cheng
    • TAI, Chih-Cheng
    • H05B6/64
    • H05B6/6479F24C7/02H05B6/6408
    • Methods of and device for retaining a moisture level of a food heated/reheated in a microwave oven are provided. The device includes a microwave splatter cover, a lid, or a lunch box integrated with a steam generator. The device is able to contain a steam generator capable of generating steam from added water when a microwave radiation is provided. The steam generator is able to rotatably couple with the center of the microwave cover. Water added to the cover is able to be temporary stored on the cover and subsequently flow to a dish structure underneath the cover. Alternatively, water is able to be added directly through a hole on the cover to the dish structure.
    • 提供了用于保持微波炉中加热/再加热的食物的水分含量的方法和装置。 该装置包括与蒸汽发生器集成的微波飞溅盖,盖或饭盒。 当提供微波辐射时,该装置能够容纳能够从附加水产生蒸汽的蒸汽发生器。 蒸汽发生器能够与微波炉盖的中心旋转耦合。 添加到盖子上的水能够临时储存在盖子上,随后流到盖子下面的盘子结构。 或者,水可以直接通过盖上的孔添加到盘结构。
    • 6. 发明申请
    • MULTI-PHASE RESONANT CONVERTER
    • 多相谐振转换器
    • WO2013095694A1
    • 2013-06-27
    • PCT/US2012/032848
    • 2012-04-10
    • FLEXTRONICS AP, LLCJUNGREIS, AaronBRINLEE, AntonyGARRITY, Paul
    • JUNGREIS, AaronBRINLEE, AntonyGARRITY, Paul
    • H02M7/155
    • H02M3/285H02M3/337H02M2001/0058Y02B70/1433Y02B70/1441Y02B70/1491Y02P80/112
    • A resonant power converter draws current from a source that provides a supply current. Multiple quasi-resonant converters are interleaved and each quasi-resonant converter receives the supply current and forms a phase-shifted current according to drive signals supplied by a controller. Each phase-shifted current includes a dead-time delay and is phase-shifted relative to the other phase-shifted currents. The dead-time delay is determined as a time value within a calculated dead-time delay range having a dead-time delay minimum and a dead-time delay maximum. The outputs of each quasi-resonant converter are added together thereby reducing the AC components of current. Two, three, or four quasi-resonant power converters can be interleaved, each forming phase-shifted currents that are phase-shifted relative to the other phase-shifted currents.
    • 谐振功率转换器从提供电源电流的源抽取电流。 多个准谐振转换器被交错,并且每个准谐振转换器接收电源电流并根据由控制器提供的驱动信号形成相移电流。 每个相移电流包括死区时间延迟并相对于其它相移电流相移。 将死区时间延迟确定为具有死区时间延迟最小值和死区时间延迟最大值的计算的死区延迟范围内的时间值。 每个准谐振转换器的输出相加在一起,从而减少电流的交流分量。 两个,三个或四个准谐振功率转换器可以交错,每个形成相对于另一个相移电流相移的相移电流。
    • 7. 发明申请
    • SYSTEMS FOR AND METHODS OF AUGMENTING FINANCIAL TRANSACTIONS SERVICES
    • 支付金融交易服务的制度和方法
    • WO2013166212A1
    • 2013-11-07
    • PCT/US2013/039152
    • 2013-05-01
    • OXYGEN FINANCE AMERICAS, INC.
    • BROWN, DavidTAYLOR, MarkMURPHY, MikeCOTTERILL, Keith
    • G06Q30/06G06Q40/02
    • G06Q30/0234G06Q20/0855G06Q20/102G06Q20/12G06Q20/34G06Q20/387G06Q20/405
    • Under an agreement between a buyer and a supplier, the buyer agrees to a minimum purchase and receives a flexible early-payment rebate on each individual transaction between the two. Because of the purchase and early-payment agreement, the transaction services can be bundled with other services such as foreign exchange and insurance. This "bundling" may be performed electronically based on business rules and preferences, and is described as the "augmentation" of financial services with electronic payment services within a network including buyer and supplier. Thus, on a per-transaction basis, each transaction can receive a rebate, be covered by insurance, and receive the benefit of favorable foreign-exchange rates. The buyer can configure a system such that specific services are applied to specific transactions. The buyer or supplier can also generate reports that detail the rebates, as well as the savings associated with each transaction by service.
    • 根据买方和供应商之间的协议,买方同意最低限度的购买,并在两者之间的每个交易中收到灵活的早期退款。 由于采购和提前支付协议,交易服务可以捆绑在外汇和保险等其他服务。 这种“捆绑”可以基于业务规则和偏好以电子方式执行,并且被描述为在包括买方和供应商的网络内的具有电子支付服务的金融服务的“增加”。 因此,在每个交易的基础上,每个交易都可以获得折扣,由保险覆盖,并获得有利的外汇汇率的利益。 买方可以配置系统,使特定的服务应用于特定交易。 买方或供应商还可以生成详细说明折扣的报告,以及按服务与每次交易相关联的储蓄。
    • 9. 发明申请
    • SYSTEM FOR AND METHOD OF EMBEDDING RICH MEDIA INTO TEXT MESSAGES
    • 将大量媒体嵌入文本信息的系统和方法
    • WO2014078598A1
    • 2014-05-22
    • PCT/US2013/070194
    • 2013-11-14
    • INVI LABS, INC.GONNEN, LiorTAL, Iddo
    • GONNEN, LiorTAL, Iddo
    • G06Q50/30G06Q50/10
    • H04L51/18H04L51/10
    • While texting, a user is able access, share, and control rich media without leaving the texting application. The rich media are provided directly within the executing texting application. The texting application includes an embedded widget for controlling the rich media. Rich media includes, among other things, video clips, streaming audio, a map application, a movie-time application, a social movie-site application, a dynamically controllable image, or promotional media. Different mobile devices executing the texting applications communicate through a server that allows additional functionality, such as syncing the play of video clips and hosting and pushing the promotional media.
    • 发送短信时,用户可以访问,共享和控制富媒体,而不必离开发短信应用。 富媒体直接在执行的发短信应用程序中提供。 发短信应用程序包括用于控制富媒体的嵌入式小部件。 富媒体包括视频剪辑,流音频,地图应用程序,电影时间应用程序,社交电影站点应用程序,动态可控图像或促销媒体。 执行发短信应用的不同移动设备通过允许附加功能的服务器进行通信,例如同步视频剪辑的播放并且托管和推送促销媒体。
    • 10. 发明申请
    • SYSTEMS FOR AND METHODS OF ESTABLISHING CLOSED-LOOP BUSINESS PAYMENT SERVICES
    • 建立闭环业务支付服务的系统和方法
    • WO2013166210A1
    • 2013-11-07
    • PCT/US2013/039150
    • 2013-05-01
    • OXYGEN FINANCE AMERICAS, INC.
    • BROWN, DavidTAYLOR, MarkMURPHY, MikeBALLANTINE, Keith
    • G06Q20/34G06Q20/40
    • G06Q30/0234G06Q20/0855G06Q20/102G06Q20/12G06Q20/34G06Q20/387G06Q20/405
    • In a closed-loop business-payment network, a buyer is both an issuer and an acquirer of payment accounts, such as those associated with credit cards. Because no bank is involved in this issuance and acquisition, the transactions between the buyer and a merchant do not incur interchange fees and do not require transaction terminals, such as used for typical credit-card transactions. Under the agreement, variable early-payment rebates and other services are applied to each transaction on a per-transaction basis. This closed-loop allows the buyer to enforce purchase restrictions that are checked before a transaction is authorized, thereby eliminating or reducing fraud. This agreement also allows the issuer to impose different rebates and purchase restrictions, apply different services, and otherwise distinguish between different merchants. Preferably, the transaction platform is hosted by a third party, providing buyers and merchants a single interface to third-party services.
    • 在闭环商业支付网络中,买方既是发行人,也是与信用卡相关的付款账户的收单者。 由于没有银行参与此次发行和收购,因此买家与商户之间的交易不会产生交换费用,也不需要交易终端,例如用于典型的信用卡交易。 根据协议,可以将每笔交易的每笔交易应用可变早期退款和其他服务。 这种闭环允许买方执行在交易被授权之前检查的购买限制,从而消除或减少欺诈。 该协议还允许发行人强加不同的回扣和购买限制,应用不同的服务,否则区分不同的商家。 优选地,交易平台由第三方托管,向买方和商家提供与第三方服务的单一接口。