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1. 发明公开

KR20180026498A 전자 지불의 보안 처리 审中-公开
标题翻译：电子支付的安全处理
公开(公告)号：KR20180026498A
公开(公告)日：2018-03-12
申请号：KR20187003235
申请日：2016-07-04
申请人： ROYAL BANK OF CANADA
发明人： SCOTT STEPHEN JAMES , YIN WEIGIANG , ORTIZ EDISON U , LEE TERRY W , WOO GABRIEL Y , DINN JUDY , LAM CHAI
IPC分类号： G06Q20/40 , G06Q20/32 , G06Q20/38
CPC分类号： G06Q20/385 , G06Q20/02 , G06Q20/227 , G06Q20/3227 , G06Q20/363
摘要： 전자지불거래및 다른보안데이터프로세스의처리에유용한전자데이터의보안생성, 관리, 조작, 처리및 저장을위한데이터를처리하는시스템(100, 900), 방법및 머신실행가능데이터구조가개시된다. 이러한시스템(100)의측면들은네트워크화된통신장치(100) 및판매자시스템(130)이신뢰된개체(110', 130)로서등록될수 있는신뢰된플랫폼(120)을포함한다. 계좌혹은지불토큰과같은특정지불수단과관련된정보는가상혹은전자월렛(112)으로서알려진장치보안데이터세트에혹은보안지불토큰의형태로저장될수 있다. 특히본 발명은구매및 다른전자거래의대금을지불하는데다수의지불계좌의사용을가능하게하는개선점이있다.
摘要翻译：公开了用于处理数据的系统（100,900），方法和机器可执行数据结构，用于安全生成，管理，操纵，处理和存储对处理电子支付交易和其他安全数据处理有用的电子数据。这样的系统100的方面包括可由被联网的通信设备100和卖方系统130注册为可信实体110'，130的可信平台120。涉及诸如账户或支付令牌的特定支付手段的信息可以被存储在被称为虚拟或电子钱包112的设备安全数据集中或以安全支付令牌的形式存储。具体而言，本发明是一种改进，其使得能够使用多个支付账户来支付购买和其他电子交易。

2. 发明专利

JP2015092353A ネットワーク化されたコンピューティングリソースを用いたデータの同期処理审中-公开
公开(公告)号：JP2015092353A
公开(公告)日：2015-05-14
申请号：JP2014244700
申请日：2014-12-03
申请人： ROYAL BANK OF CANADA
发明人： DANIEL AISEN , BRADLEY KATSUYAMA , ROBERT PARK , JOHN SCHWALL , RICHARD STEINER , ALLEN ZHANG , THOMAS L POPEJOY
IPC分类号： G06F9/52 , G06F9/50 , G06Q40/04
摘要：【課題】複数のネットワーク化されたコンピューティングリソースによるデータ処理の管理のための、システム、方法及び実行可能な命令機構を提供する。【解決手段】システム100は、1つ以上のデータソースから受信した命令が示すデータプロセスを、複数のデータ処理セグメントへと分割し、複数のネットワーク化された実行プロセッサ106のうち異なる1つへとルートする。それぞれへルートされた以前のデータ処理リクエストの実行の待ち時間に少なくとも部分的に基づいて、複数のデータ処理セグメントのうち対応するものと関連付けられる複数のタイミングパラメータを決定する。決定された複数のタイミングパラメータにより、複数の実行プロセッサによる複数のデータ処理セグメントの同期型実行が行われ、複数のデータ処理セグメントを複数の実行プロセッサへとルートする。【選択図】図1A

3. 发明申请

WO2022198317A1 SYSTEMS AND METHODS FOR ESTABLISHING DATA LINKAGES 审中-公开
公开(公告)号：WO2022198317A1
公开(公告)日：2022-09-29
申请号：PCT/CA2022/050430
申请日：2022-03-22
申请人： ROYAL BANK OF CANADA
发明人： ORTIZ, Edison U. , MCKAY, David Ian , KNOESS, Christoph , KHANDAVILLI, Ravi , NABULSI, Adel Al
IPC分类号： G06Q30/02 , G06F16/95 , G06F21/62 , G06N20/00
摘要： Systems and methods for establishing data linkages are described in various embodiments. A system architecture is described which provides a data processing orchestrator device or service which securely interoperates with data sets at various points in time associated with a set of interactions a user may have with computer systems. The data sets are obtained from different data repositories, and are combined together for analysis such that a first data set representing intents (e.g., web search / browse history) can be combined together with a second data set representing outcomes (e.g., purchase transaction history, web site shopping carts).

4. 发明申请

WO2022051869A1 SYSTEM AND METHOD FOR MULTIPARTY SECURE COMPUTING PLATFORM 审中-公开
公开(公告)号：WO2022051869A1
公开(公告)日：2022-03-17
申请号：PCT/CA2021/051273
申请日：2021-09-13
申请人： ROYAL BANK OF CANADA
发明人： ORTIZ, Edison U. , POURTABATABAIE, Arya , KHANDAVILLI, Ambica Pawan , SALTER, Margaret Inez , RICHARDS, Jordan Alexander , VINTILA, Iustina-Miruna , MCKAY, David Ian , KNOESS, Christoph
IPC分类号： G06F21/00 , G06F16/903 , G06F21/62 , G06Q30/00
摘要： Systems, methods, and corresponding non-transitory computer readable media describe a proposed system adapted as a platform governing the loading of data in a multiparty secure computing environment. In the multiparty secure computing environment described herein, multiple parties are able to load their secure information into a data warehouse having specific secure processing adaptations that limit both access and interactions with data stored thereon.

5. 发明申请

WO2018218371A1 SYSTEM AND METHOD FOR TEST GENERATION 审中-公开
公开(公告)号：WO2018218371A1
公开(公告)日：2018-12-06
申请号：PCT/CA2018/050658
申请日：2018-06-01
申请人： ROYAL BANK OF CANADA
发明人： FONG, Cory
IPC分类号： G06F8/30 , G06F11/36 , G06F17/27 , G06N3/08
CPC分类号： G06F11/3684 , G06F17/277 , G06F17/2785 , G06F17/279 , G06N3/006 , G06N3/02 , G06N3/0454 , G06N3/08 , G06N5/022
摘要： Computer implemented methods and systems are provided for generating one or more test cases based on received one or more natural language strings. An example system comprises a natural language classification unit that utilizes a trained neural network in conjunction with a reinforcement learning model, the system receiving as inputs various natural language strings and providing as outputs mapped test actions, mapped by the neural network.

6. 发明申请

WO2018201233A1 DISTRIBUTED MEMORY DATA REPOSITORY BASED DEFENSE SYSTEM 审中-公开
公开(公告)号：WO2018201233A1
公开(公告)日：2018-11-08
申请号：PCT/CA2018/050497
申请日：2018-04-27
申请人： ROYAL BANK OF CANADA
发明人： HARVEY, Stéphane
IPC分类号： G06F15/16 , H04L12/22
摘要： A distributed memory data repository of connected data centres. The network load balances by routing requests to different data centres for processing. The solution design provides a blue print to implement a distributed memory data repository based defense system across multiple nodes with dynamic fail-over capabilities. The defense system runs independently on a single node, exclusively leveraging memory for data storage and implementing a communication channel to interact with other nodes.

7. 发明申请

WO2018094530A1 SYSTEM, PROCESS AND DEVICE FOR E-COMMERCE TRANSACTIONS 审中-公开
公开(公告)号：WO2018094530A1
公开(公告)日：2018-05-31
申请号：PCT/CA2017/051414
申请日：2017-11-24
申请人： ROYAL BANK OF CANADA
发明人： BADAL-BADALIAN, Arnold , BAEK, Seung Bong , IMAM, Syed Ahmar , GERMAIN, Benoit , DODDA, Anuradha Devi
IPC分类号： G06Q20/40 , G06Q20/32 , G06Q20/36
摘要： Systems, devices and processes for electronic commerce payment processing using a handle and a mobile device with a mobile wallet application installed thereon. The handle may be used at a merchant website to process the electronic commerce payment for instead of providing payment information and/or personally identifiable information. That is, the handle may not include payment information and/or personally identifiable information.

8. 发明申请

WO2017143435A1 ELECTRONIC DOCUMENT PLATFORM 审中-公开
标题翻译：电子文件平台
公开(公告)号：WO2017143435A1
公开(公告)日：2017-08-31
申请号：PCT/CA2017/050221
申请日：2017-02-22
申请人： ROYAL BANK OF CANADA
发明人： VINTILA, Iustina-Miruna
IPC分类号： G06Q40/04 , G06F17/30 , G06Q40/02
CPC分类号： G06F17/30 , G06F17/30185 , G06Q40/02 , G06Q40/04
摘要： Systems, methods, and computer-readable media are provided in relation to electronic document platforms. An example method may include receiving a new electronic letter of credit request, the request identifying letter of credit parameters, and at least one condition of the letter of credit associated with corresponding party profiles; obtaining a public key associated with each of the party profiles; generating a plurality of blocks on a distributed ledger on a node of a distributed plurality of nodes, each of the blocks associated with a corresponding condition of the at least one condition to be effected and encrypted with a public key corresponding to the party profile associated with the condition; and generating signals to initiate propagation of the plurality of blocks to the distributed plurality of nodes.
摘要翻译：提供与电子文档平台有关的系统，方法和计算机可读介质。一种示例方法可以包括接收新的电子信用信用请求，所述请求识别信用证参数以及与对应的用户简档相关联的信用证的至少一个条件; 获得与每个聚会简档相关联的公钥; 在分布式多个节点的节点上的分布式总账上生成多个块，每个块与所述至少一个条件的相应条件相关联，并且利用与与所述至少一个条件相关联的聚会简档相对应的公钥进行加密条件; 并生成信号以启动多个块向分布式多个节点的传播。

9. 发明申请

WO2017136956A1 METHODS AND SYSTEMS FOR DIGITAL REWARD PROCESSING 审中-公开
标题翻译：用于数字奖励处理的方法和系统
公开(公告)号：WO2017136956A1
公开(公告)日：2017-08-17
申请号：PCT/CA2017/050169
申请日：2017-02-13
申请人： ROYAL BANK OF CANADA
发明人： ORTIZ, Edison U. , VINTILA, Iustina-Miruna
IPC分类号： G06Q10/00 , G06F21/62 , G06Q30/02
CPC分类号： G06F21/62 , G06Q20/065 , G06Q20/10 , G06Q30/0207 , G06Q30/0601 , H04L2209/38 , H04L2209/56
摘要： Embodiments generally relate to the field of reward processing, and more particularly, systems, methods, and computer readable media for digital reward processing utilizing distributed ledger technology. Distributed ledger technology is utilized wherein distributed ledgers are stored on a plurality of node computing devices, the distributed ledgers including sequential entries that are cryptographically linked to one another.
摘要翻译：实施方式一般涉及奖励处理领域，并且更具体地涉及利用分布式账本技术的用于数字奖励处理的系统，方法和计算机可读介质。使用分布式账本技术，其中分布式账本被存储在多个节点计算设备上，分布式账本包括彼此密码链接的顺序入口。

10. 发明申请

WO2016115620A1 SECURE PROCESSING OF ELECTRONIC PAYMENTS 审中-公开
标题翻译：电子支付的安全处理
公开(公告)号：WO2016115620A1
公开(公告)日：2016-07-28
申请号：PCT/CA2016/000014
申请日：2016-01-19
申请人： ROYAL BANK OF CANADA
发明人： ORTIZ, Edison U. , LEE, Terry W. , WOO, Gabriel Y. , SCOTT, Stephen James , YIN, Weiqiang
IPC分类号： G06Q20/38 , G06Q20/36 , G06Q20/40 , H04L12/14 , H04L9/08 , H04L9/32
CPC分类号： G06Q20/40 , G06Q20/023 , G06Q20/12
摘要： Systems (100), methods, and machine-executable data structures for the processing of data for the secure creation, administration, manipulation, processing, and storage of electronic data useful in the processing of electronic payment transactions and other secure data processes. Aspects of such systems (100) include trusted platforms (120) by which networked communication devices (110) and merchant systems (130) may registered as trusted entities 110', 130. Information associated with particular payment means, such as accounts or payment tokens, can be stored on device(s) secure data sets known as virtual or electronic wallets (112), or in the form of secure payment tokens. Common application programming interfaces executed by devices (110) may facilitate push and pull processes between electronic wallets (112) and other secure data stores (136, 120, 160). Users (190) may thereby initiate and complete electronic transactions directly from within applications on trusted devices (110').
摘要翻译：用于处理电子支付交易和其他安全数据处理中有用的电子数据的安全创建，管理，操作，处理和存储的数据的系统（100），方法和机器可执行数据结构。这种系统（100）的方面包括可信平台（120），联网的通信设备（110）和商家系统（130）可以通过该平台登记为可信实体110'，130。与特定支付手段（例如账户或支付令牌）相关联的信息可以存储在被称为虚拟或电子钱包（112）的设备上的安全数据集中，或以安全的支付令牌的形式存储。由设备（110）执行的公共应用编程接口可以促进电子钱包（112）和其他安全数据存储（136,120,160）之间的推送和拉出处理。因此，用户（190）可以直接从可信设备（110'）上的应用内发起和完成电子交易。

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