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1. 发明申请

WO2003012754A1 A CHEQUE PROCESSOR 审中-公开
标题翻译：检查处理员
公开(公告)号：WO2003012754A1
公开(公告)日：2003-02-13
申请号：PCT/GB2002/003226
申请日：2002-07-12
申请人： ACP SYSTEMS LTD.
发明人： YOUNG, Alex , ROBERTS, Leonie, Catherine , O'DONNELL, Terrence, Alexander , PERFECT, Christopher, John , BAKER, Nicholas
IPC分类号： G07F19/00
CPC分类号： G07F19/20 , G06Q20/042 , G07D11/0018
摘要： The present invention provides an apparatus for processing of cheques and includes a closed casing (1) having an opening defining a feed path (5) for the insertion of a cheque, and an optical scanner (3) for receiving a cheque fed into the casing (1) and recording data representing information on the face of the cheque. The apparatus includes a cancellation device (4) to cancel the cheque concurrently with the scanning and a communications device (2, 9) for transmitting recorded data to a remote location. The invention is intended for distribution to end users, the drawees of cheques, or as a component part of an automatic teller machine, such that a bank can trust that a digital cheque received from the apparatus via a communications network is as secure against being fraudulently deposited as if the cheque had been physically delivered in the conventional manner.
摘要翻译：本发明提供了一种用于检查的处理装置，并且包括具有限定用于插入支票的进给路径（5）的开口的封闭壳体（1），以及用于接收馈送到壳体中的支票的光学扫描器（3）（1），记录表示检查面的信息的数据。该装置包括用于与扫描同时取消检查的取消装置（4）和用于将记录的数据发送到远程位置的通信装置（2,9）。本发明旨在分发给最终用户，检查人员或作为自动取款机的组成部分，使得银行可以信任经由通信网络从设备接收到的数字检查作为欺骗性的安全性存放好像是以常规方式物理交付支票一样。

2. 发明专利

CA2456045A1 A CHEQUE PROCESSOR 未知
公开(公告)号：CA2456045A1
公开(公告)日：2003-02-13
申请号：CA2456045
申请日：2002-07-12
申请人： ACP SYSTEMS LTD
发明人： PERFECT CHRISTOPHER JOHN , BAKER NICHOLAS , ROBERTS LEONIE CATHERINE , YOUNG ALEX , O'DONNELL TERRENCE ALEXANDER , MACPHAIL IAIN
IPC分类号： G07D11/00 , G07F19/00
摘要： The present invention provides an apparatus for processing of cheques and includes a closed casing (1) having an opening defining a feed path (5) for the insertion of a cheque, and an optical scanner (3) for receiving a cheque fed into the casing (1) and recording data representing information on the face of the cheque. The apparatus includes a cancellation device (4) to canc el the cheque concurrently with the scanning and a communications device (2, 9) for transmitting recorded data to a remote location. The invention is intend ed for distribution to end users, the drawees of cheques, or as a component par t of an automatic teller machine, such that a bank can trust that a digital cheque received from the apparatus via a communications network is as secure against being fraudulently deposited as if the cheque had been physically delivered in the conventional manner.

3. 发明专利

ZA200400681B A cheque processor. 未知
公开(公告)号：ZA200400681B
公开(公告)日：2005-08-10
申请号：ZA200400681
申请日：2004-01-28
申请人： ACP SYSTEMS LTD
发明人： YOUNG ALEX , ROBERTS LEONIE CATHERINE , O'DONNELL TERRENCE ALEXANDER , PERFECT CHRISTOPHER JOHN , BAKER NICHOLAS , MACPHAIL IAIN
IPC分类号： G07D11/00 , G07F19/00 , G07F

4. 发明专利

GB2380042A A cheque processor 未知
公开(公告)号：GB2380042A
公开(公告)日：2003-03-26
申请号：GB0202422
申请日：2002-02-01
申请人： ACP SYSTEMS LTD
发明人： YOUNG ALEX , ROBERTS LEONIE CATHERINE , O'DONNELL TERRENCE ALEXANDER , PERFECT CHRISTOPHER JOHN , BAKER NICHOLAS , MACPHAIL IAIN
IPC分类号： G07D11/00 , G07F19/00
摘要： The present invention provides an apparatus for processing of cheques and includes a closed casing (1) having an opening defining a feed path (5) for the insertion of a cheque, and a scanner (3) eg optical and/or magnetic for receiving a cheque fed into the casing (1) and recording data representing information on the face of the cheque. The apparatus includes a cancellation device (4) to cancel the cheque concurrently with the scanning and a communications device (2,9) for transmitting recorded data to a remote location. The invention is intended for distribution to end users, the drawees of cheques, or as a component part of an automatic teller machine, such that a bank can trust that a digital cheque received from the apparatus via a communications network is as secure against being fraudulently deposited as if the cheque had been physically delivered in the conventional manner. Preferably, means of verifying operation of the cancelling means is provided eg checking the capacitance between a perforating roller 4 and a plate 8. Preferably a tamper preventing security device 10 is proved which ensures eg that a cryptographic module 18 has its memory erased if the casing is removed by unauthorised personnel. The device 10 can be pressure operated on removal of the secured casing and eg allow UV light onto an EPROM 18. Alternatively, a pressure sensitive switch can cut the battery power to dynamic ram to loose the memory. The cancellation can be by puncturing, embossing, watermarking, shredding, cutting, scorching, printing, etc.

5. 发明专利

GB0118772D0 Distributed cheque processor 未知
公开(公告)号：GB0118772D0
公开(公告)日：2001-09-26
申请号：GB0118772
申请日：2001-08-01
申请人： ACP SYSTEMS LTD
IPC分类号： G07D11/00 , G07F19/00

6. 发明专利

AU2002317341B2 A cheque processor 未知
公开(公告)号：AU2002317341B2
公开(公告)日：2006-03-16
申请号：AU2002317341
申请日：2002-07-12
申请人： ACP SYSTEMS LTD
发明人： BAKER NICHOLAS , ROBERTS LEONIE CATHERINE , YOUNG ALEX , PERFECT CHRISTOPHER JOHN , O'DONNELL TERRENCE ALEXANDER
IPC分类号： G07F19/00 , G07D11/00
摘要： The present invention provides an apparatus for processing of checks and includes a closed casing (1) having an opening defining a feed path (5) for the insertion of a check, and an optical scanner (3) for receiving a check fed into the casing (1) and recording data representing information on the face of the check. The apparatus includes a cancellation device (4) to cancel the check concurrently with the scanning and a communications device (2,9) for transmitting recorded data to a remote location. The invention is intended for distribution to end users, the drawees of checks, or as a component part of an automatic teller machine, such that a bank can trust that a digital check received from the apparatus via a communications network is as secure against being fraudulently deposited as if the check had been physically delivered in the conventional manner.

7. 发明专利

GB0202422D0 A cheque processor 未知
公开(公告)号：GB0202422D0
公开(公告)日：2002-03-20
申请号：GB0202422
申请日：2002-02-01
申请人： ACP SYSTEMS LTD
IPC分类号： G07D11/00 , G07F19/00

8. 发明专利

CA2456045C A CHEQUE PROCESSOR 未知
公开(公告)号：CA2456045C
公开(公告)日：2007-03-20
申请号：CA2456045
申请日：2002-07-12
申请人： ACP SYSTEMS LTD
发明人： O'DONNELL TERRENCE ALEXANDER , PERFECT CHRISTOPHER JOHN , YOUNG ALEX , BAKER NICHOLAS , ROBERTS LEONIE CATHERINE , MACPHAIL IAIN
IPC分类号： G07F19/00 , G07D11/00
摘要： The present invention provides an apparatus for processing of cheques and includes a closed casing (1) having an opening defining a feed path (5) for the insertion of a cheque, and an optical scanner (3) for receiving a cheque fed into the casing (1) and recording data representing information on the face of the cheque. The apparatus includes a cancellation device (4) to canc el the cheque concurrently with the scanning and a communications device (2, 9) for transmitting recorded data to a remote location. The invention is intend ed for distribution to end users, the drawees of cheques, or as a component par t of an automatic teller machine, such that a bank can trust that a digital cheque received from the apparatus via a communications network is as secure against being fraudulently deposited as if the cheque had been physically delivered in the conventional manner.

9. 发明专利

GB2380042B A cheque processor 未知
公开(公告)号：GB2380042B
公开(公告)日：2003-09-17
申请号：GB0202422
申请日：2002-02-01
申请人： ACP SYSTEMS LTD
发明人： YOUNG ALEX , ROBERTS LEONIE CATHERINE , O'DONNELL TERRENCE ALEXANDER , PERFECT CHRISTOPHER JOHN , BAKER NICHOLAS , MACPHAIL IAIN
IPC分类号： G07D11/00 , G07F19/00

10. 发明授权

US06837424B2 Cheque processor 失效
标题翻译：检查处理器
公开(公告)号：US06837424B2
公开(公告)日：2005-01-04
申请号：US10208902
申请日：2002-07-31
申请人： Alex Young , Leonie Catherine Roberts , Terrence Alexander O'Donnell , Christopher John Perfect , Nicholas Baker , Iain MacPhail
发明人： Alex Young , Leonie Catherine Roberts , Terrence Alexander O'Donnell , Christopher John Perfect , Nicholas Baker , Iain MacPhail
IPC分类号： G07D11/00 , G07F19/00 , G06F17/00
CPC分类号： G07F19/20 , G06Q20/042 , G07D11/0018
摘要： The present invention provides an apparatus for processing of checks and includes a closed casing (1) having an opening defining a feed path (5) for the insertion of a check, and an optical scanner (3) for receiving a check fed into the casing (1) and recording data representing information on the face of the check. The apparatus includes a cancellation device (4) to cancel the check concurrently with the scanning and a communications device (2,9) for transmitting recorded data to a remote location. The invention is intended for distribution to end users, the drawees of checks, or as a component part of an automatic teller machine, such that a bank can trust that a digital check received from the apparatus via a communications network is as secure against being fraudulently deposited as if the check had been physically delivered in the conventional manner.
摘要翻译：本发明提供了一种用于检查的处理装置，并且包括具有限定用于插入支票的进给路径（5）的开口的封闭壳体（1），以及用于接收馈送到壳体中的支票的光学扫描器（3）（1），记录表示检查面的信息的数据。该装置包括用于与扫描同时取消检查的取消装置（4）和用于将记录的数据发送到远程位置的通信装置（2,9）。本发明旨在分发给最终用户，检查人员或作为自动取款机的组成部分，使得银行可以信任经由通信网络从设备接收到的数字检查作为欺骗性的安全性存放好像是以常规方式物理交付支票一样。

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