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71. 发明专利

CA2743147A1 DEVICE INCLUDING AUTHENTICATION GLYPH 未知
公开(公告)号：CA2743147A1
公开(公告)日：2010-05-20
申请号：CA2743147
申请日：2009-11-13
申请人： VISA INT SERVICE ASS
发明人： FAITH PATRICK , HAMMAD AYMAN , CARLSON MARK
IPC分类号： G06Q20/00 , G06F21/20
摘要： A device used in an authentication process. The device includes a processor, a display coupled to the processor, and a computer readable medium coupled to the processor. The computer readable medium includes (i) code for displaying a first authentication image including a plurality of image elements including a set of image elements, where the image elements in the set of image elements are located at a first set of positions on a display screen, (ii) code for receiving a first glyph having a first configuration corresponding to the set of image elements from a user while the first authentication image is displayed, (iii) code for displaying a second authentication image including the plurality of image elements including the set of image elements, where the image elements in the set of image elements are located at a second set of positions on the display screen, where the second set of positions is different than the first set of positions, and (iv) code for receiving a second glyph having a second configuration corresponding to the set of image elements from a user while the first authentication image is displayed.

72. 发明专利

AU2009311303A1 Online challenge-response 未知
公开(公告)号：AU2009311303A1
公开(公告)日：2010-05-14
申请号：AU2009311303
申请日：2009-11-03
申请人： VISA INT SERVICE ASS
发明人： WELLER KEVIN , STEELE KIM , KOGANTI KRISHNA PRASAD , FAITH PATRICK
IPC分类号： G06F21/00 , G06Q20/00

73. 发明专利

CA2728715A1 SYSTEMS AND METHODS FOR VISUAL REPRESENTATION OF OFFERS 未知
公开(公告)号：CA2728715A1
公开(公告)日：2009-12-30
申请号：CA2728715
申请日：2009-06-26
申请人： VISA INT SERVICE ASS
发明人： CARLSON MARK , FAITH PATRICK
IPC分类号： G06Q30/00
摘要： A method and system for providing geographic location notifications for targeted offers is disclosed. One embodiment of the invention is directed to a method including monitoring for an event to trigger a targeted offer. Upon detection of the event, the offer is generated. The offer is targeted to a consumer and is generated using payment data generated in response to transactions conducted by the consumer with a plurality of different merchants. A geographic location for redeeming the offer is determined. A notification message is generated about the offer. The notification message includes the offer and the geographic location for redeeming the offer. The notification message is sent to a notification device which is operated by the consumer. A graphical depiction of the offer is displayed on a map on the notification device.

74. 发明专利

CA2728714A1 SYSTEMS AND METHODS FOR GEOGRAPHIC LOCATION NOTIFICATIONS OF PAYMENT TRANSACTIONS 未知
公开(公告)号：CA2728714A1
公开(公告)日：2009-12-30
申请号：CA2728714
申请日：2009-06-26
申请人： VISA INT SERVICE ASS
发明人： CARLSON MARK , FAITH PATRICK
IPC分类号： G06Q20/00 , G06Q40/00
摘要： A method and system for providing geographic location notifications of payment transactions is disclosed. One embodiment of the invention is directed to a method including receiving an authorization request message associated with a transaction, the transaction associated with a portable consumer device and an access device at a merchant. A geographic location of the transaction is determined. It is determined whether a notification message indicating that the transaction is occurring is required. Upon determining that the notification message is required, the notification message is sent to a notification device operated by a consumer and the notification device receives the notification message substantially simultaneously with the merchant's receipt of an authorization response message. A graphical depiction of the notification message is displayed on a map on the notification device.

75. 发明专利

AU2006287606A1 System and method for secured account numbers in proximity devices 未知
公开(公告)号：AU2006287606A1
公开(公告)日：2007-03-15
申请号：AU2006287606
申请日：2006-09-05
申请人： VISA USA INC , VISA INT SERVICE ASS
发明人： PATTERSON BARBARA , FAITH PATRICK , MAW BRIAN , GAUTHIER PATRICK
IPC分类号： G06K5/00 , G06Q20/34 , G06K19/06 , G06Q20/40 , G06Q40/02
摘要： A technique for improving the security of a portable consumer device may include storing a first account identifier and a second account identifier associated with the first account identifier, the second account identifier and the first account identifier being associated with the same account on the portable consumer device. When the portable consumer device is interacting with a reader device to conduct a transaction, the portable consumer device may determine whether the transaction is a proximity transaction by sensing whether a wireless interrogation signal is being transmitted from the reader device, and determine which of the first account identifier and the second account identifier to provide to the reader device based on whether the transaction is a proximity transaction.

76. 发明专利

ES2737273T3 Red de área personal 未知
公开(公告)号：ES2737273T3
公开(公告)日：2020-01-10
申请号：ES15799795
申请日：2015-05-29
申请人： VISA INT SERVICE ASS
发明人： FAITH PATRICK , HARRIS THEODORE
IPC分类号： G06F21/32 , G06Q30/02 , H04L29/06 , H04W12/06 , H04W12/12
摘要： Un método basado en computadora para controlar el acceso a los datos sobre una persona (100), el método comprende: recoger de manera no intrusiva, mediante un dispositivo sensorial (110), datos de atributo (210) que diferencia a la persona (100) de otra persona en un primer de una pluralidad de dispositivos sensoriales (110) en diferentes ubicaciones visitadas por la persona detectando los atributos de la persona (100) en cualquiera de la pluralidad de ubicaciones, la primera de la pluralidad de dispositivos sensoriales se asocia con un propietario del sensor; comunicar los datos de atributo (210) del dispositivo sensorial (110) a través de una red de computadoras a un servicio de verificación confiable (240) en una computadora central (230) para verificar que los datos de atributo cumplen con las reglas del permiso (250) creadas por la persona (100) para permitir que los datos adicionales (260) incluyan la información de pago para la persona que se comunica; generar, en la computadora central (230), un token (250) en respuesta a los datos de atributo (210) que se verifican, el token (250) comprende permiso para el dispositivo sensorial (110) para obtener información adicional (260); y en respuesta a que se verifican los datos de atributo (210), proporcionar el token (250) al dispositivo sensorial (110), en donde el token (250) incluye los datos adicionales (260) usados para realizar una compra por parte de la persona con el propietario del sensor.

77. 发明专利

CA2703492C DEVICE INCLUDING MULTIPLE PAYMENT APPLICATIONS 未知
公开(公告)号：CA2703492C
公开(公告)日：2018-07-17
申请号：CA2703492
申请日：2008-10-24
申请人： VISA INT SERVICE ASS
发明人： HAMMAD AYMAN , FAITH PATRICK
IPC分类号： G06Q20/22 , G06Q20/32 , G06Q20/40
摘要： Embodiments of the invention are directed to a method, a system, a device and a computer-readable media for selecting one or more payment application at the point-of-sale and using the select one or more payment applications to conduct a transaction. One embodiment is directed to a method for automatically selecting one or more payment applications to use in a transaction so that the selected payment applications give the consumer an optimized benefit or benefits.

78. 发明专利

AU2013214801B2 Multi-source, multi-dimensional, cross-entity, multimedia database platform apparatuses, methods and systems 未知
公开(公告)号：AU2013214801B2
公开(公告)日：2018-06-21
申请号：AU2013214801
申请日：2013-02-02
申请人： VISA INT SERVICE ASS
发明人： FAITH PATRICK , HARRIS THEODORE
IPC分类号： G06Q99/00
摘要： The MULTI-SOURCE, MULTI-DIMENSIONAL, CROSS-ENTITY, MULTIMEDIA DATABASE PLATFORM APPARATUSES, METHODS AND SYSTEMS (MMCDB) transform data aggregated from various computer resources using MMCDB components into updated entity profiles and/or social graphs. MMCDB aggregates data records including search results, purchase transaction data, service usage data, service enrollment data, and social data. Identifies data field types within the data records and their associated data values. From the data field types and their associated data values, MMCDB identifies an entity. MMCDB generates correlations of the entity to other entities identifiable from the data field types and their associated data values. Associates attributes to the entity by drawing inferences related to the entity from data field types and associated data values. Using generated correlations and associated attributes, MMCDB generates an updated profile and social graph of the entity. Provides the updated profile and social graph for an automated web form filling request.

79. 发明专利

SG11201705055RA SYSTEM AND METHOD FOR BEACON BASED NAVIGATION TO OFFER BASED TRANSACTIONS AND BEACON BASED DIGITAL TRANSACTIONS WITH MULTIPLE LAYER AUTHENTICATION 未知
公开(公告)号：SG11201705055RA
公开(公告)日：2017-07-28
申请号：SG11201705055R
申请日：2015-12-30
申请人： VISA INT SERVICE ASS
发明人： CASH DUANE , FAITH PATRICK , EDINGTON SCOTT
IPC分类号： G06Q30/02
摘要： A system and method of interaction with beacons to execute a multiple layer authenticated transaction process including receiving a signal from the beacon, analyzing a relative signal strength of the beacon, enabling a portable computer device to complete the digital transaction based on the proximity of the portable computer device to an item for purchase. A first user verification input is additionally received via the portable computer system. In response to the first user verification, receiving a verification signal.

80. 发明专利

SG11201704440QA SECURE MULTI-CHANNEL COMMUNICATION SYSTEM AND METHOD 未知
公开(公告)号：SG11201704440QA
公开(公告)日：2017-06-29
申请号：SG11201704440Q
申请日：2016-02-03
申请人： VISA INT SERVICE ASS
发明人： OTERO CESAR , FAITH PATRICK
IPC分类号： H04L29/06 , H04L12/22 , H04L12/26
摘要： One embodiment of the invention is directed to a method comprising receiving a plurality of data packets including encoded data. The method further comprises determining a plurality of time delays between the plurality of data packets, and translating the plurality of time delays to obtain a decoding key for decoding the encoded data in the data packets. The decoding key may be used to decode the encoded data to obtain the data.

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